{"id":363632,"date":"2025-11-07T17:12:44","date_gmt":"2025-11-07T22:12:44","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=363632"},"modified":"2025-11-12T14:10:05","modified_gmt":"2025-11-12T19:10:05","slug":"progressive-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/companies\/progressive-review\/","title":{"rendered":"Progressive Insurance Review 2025"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\">\n<li>Progressive\u2019s insurance subsidiaries are rated A+ (Superior) by <a href=\"https:\/\/www.ambest.com\/ratings\/guide.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">AM Best<\/a>; additional insurer financial strength ratings reported on <a href=\"https:\/\/investors.progressive.com\/financials\/credit-ratings\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive\u2019s credit ratings<\/a> page include S&amp;P AA, Moody\u2019s Aa2, and Fitch AA (outlooks generally Stable).<\/li>\n\n\n\n<li>The Name Your Price tool helps align coverage selections to a target budget during quoting and is part of Progressive\u2019s end-to-end online experience.<\/li>\n\n\n\n<li>Homeowners insurance is primarily underwritten by Progressive Home\/ASI affiliates (<a href=\"https:\/\/www.progressive.com\/homeowners\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive Home<\/a>), while life insurance is placed through a partner agency (<a href=\"https:\/\/www.progressive.com\/life\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive Life<\/a>, via eFinancial). Progressive also partners for <a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">health<\/a>, <a href=\"https:\/\/www.progressive.com\/pet-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">pet<\/a>, and <a href=\"https:\/\/www.progressive.com\/travel-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">travel<\/a> insurance.<\/li>\n<\/ul>\n\n\n\n<p>Progressive Insurance was founded in 1937 in Cleveland to sell auto insurance. It is among the largest U.S. auto insurers and a <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">leading writer<\/a> of car insurance. Beyond auto, Progressive offers homeowners (underwritten mostly by Progressive Home\/ASI affiliates), and distributes life, health, pet, and travel insurance via partner platforms; small businesses can access additional coverages through the Progressive Advantage Business Program (<a href=\"https:\/\/www.progressivecommercial.com\/business-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Business Insurance<\/a>). Availability varies by state and underwriting company.<\/p>\n\n\n\n<p>Independent reviews are mixed by product and region but show strong financial footing and competitive digital experience. Financially, Progressive\u2019s operating insurance subsidiaries hold A+ (Superior) from <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/investors.progressive.com\/financials\/credit-ratings\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">AM Best<\/a> and high IFS marks from S&amp;P (AA), Moody\u2019s (Aa2), and Fitch (AA). For customer experience, J.D. Power\u2019s <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2025 U.S. Auto Insurance Study<\/a> shows satisfaction and ranking vary by region and carrier. Progressive remains a top-tier digital performer in J.D. Power\u2019s <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-insurance-digital-experience-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2025 U.S. Insurance Digital Experience Study<\/a>. For cross-industry context on satisfaction scales, ACSI\u2019s latest sector results show e-commerce around ~80 and many travel categories in the mid\u201170s on a 0\u2013100 scale (<a href=\"https:\/\/www.theacsi.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Retail &amp; Consumer Shipping<\/a>; <a href=\"https:\/\/www.theacsi.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Travel<\/a>), while telecom segments tend to sit lower in the mid\u201160s to mid\u201170s (<a href=\"https:\/\/www.theacsi.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Telecommunications<\/a>).<\/p>\n\n\n\n<p>Progressive sells policies nationwide but uses a hybrid model: it underwrites core auto and many property policies in-house while distributing other lines through partners. Life insurance is offered via eFinancial on Progressive\u2019s marketplace (<a href=\"https:\/\/www.progressive.com\/life\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Life<\/a>); health coverage through eHealth (<a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Health<\/a>); pet via Pets Best (<a href=\"https:\/\/www.progressive.com\/pet-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Pet<\/a>); and travel via InsureMyTrip (<a href=\"https:\/\/www.progressive.com\/travel-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Travel<\/a>). Homeowners is primarily underwritten by Progressive Home\/ASI (<a href=\"https:\/\/www.progressive.com\/homeowners\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Homeowners<\/a>), with third\u2011party placement possible depending on state.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Progressive Insurance Overview\"><\/span>\n    \n\n\t\t\n<section id=\"block_61b0d6a6a3e05\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\">Progressive Insurance Overview<\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power Customer Satisfaction Score\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best Financial Strength\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_61b0d6a6a3e05-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Auto Insurance<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>See 2025 J.D. Power U.S. Auto Insurance Study<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+ (Superior)<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_61b0d6a6a3e05-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Home Insurance<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Varies by region; see latest J.D. Power homeowners study<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+ (Superior)<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_61b0d6a6a3e05-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Life Insurance<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>N\/A<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Varies by issuing insurer<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"auto\" title=\"Progressive Auto Insurance\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Progressive Auto Insurance<\/h2>\n\n\n\n<p>Progressive offers standard auto coverages (liability, collision, comprehensive, medical payments\/PIP, and uninsured\/underinsured motorist), plus add\u2011ons like loan\/lease payoff, rental reimbursement, rideshare, roadside assistance, and options for OEM parts\/ADAS calibration where available. For EVs, Progressive notes that traction batteries and charging equipment are generally covered under physical damage coverages; see <a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">electric car insurance<\/a> for details. An unusual option is the <a href=\"https:\/\/www.progressive.com\/auto\/insurance-coverages\/deductible-savings-bank\/\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Deductible Savings<\/a><a href=\"https:\/\/www.progressive.com\/auto\/insurance-coverages\/deductible-savings-bank\/\" target=\"_blank\" aria-label=\"  (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\"> <\/a><a href=\"https:\/\/www.progressive.com\/auto\/insurance-coverages\/deductible-savings-bank\/\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Bank<\/a>, which can lower comprehensive and collision deductibles for each claim\u2011 and violation\u2011free period, potentially reducing them toward $0 per program rules.<\/p>\n\n\n\n<p>Discount opportunities include bundling, multi\u2011car, good student, online quote\/sign\u2011online, pay\u2011in\u2011full\/auto\u2011pay\/paperless, homeowner, and more (<a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.progressive.com\/auto\/discounts\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">car insurance discounts<\/a>). Progressive\u2019s <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.progressive.com\/auto\/discounts\/snapshot\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Snapshot safe driver program<\/a> uses telematics to assess driving; an initial participation discount may apply in some states, and risky driving can increase rates. Industrywide, J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2025 U.S. Auto Insurance Study<\/a> highlights growing telematics adoption and links safer driving behavior to improved price satisfaction.<\/p>\n\n\n\n<p>One efficient quoting feature is the <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.progressive.com\/auto\/discounts\/name-your-price\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Name Your Price Tool<\/a>, which lets you set a target premium and explore coverage configurations that fit your budget. You can adjust limits and deductibles to balance price and protection needs.<\/p>\n\n\n\n<p><strong>Strengths<\/strong>: Digital shopping and servicing consistently rank among industry leaders in J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-insurance-digital-experience-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2025 Insurance Digital Experience Study<\/a>; Snapshot telematics option; EV battery\/charger coverage guidance <a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">(Progressive EV)<\/a>; Name Your Price simplifies tradeoffs during quoting.<\/p>\n\n\n\n<p><strong>Restrictions<\/strong>: Snapshot telematics can raise premiums for risky driving (<a href=\"https:\/\/www.progressive.com\/auto\/discounts\/snapshot\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">program details<\/a>); satisfaction and pricing vary by region and risk profile per J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2025 study<\/a>.<\/p>\n\n\n\n<p><strong>Discounts<\/strong>: Multi\u2011policy and multi\u2011car; continuous insurance; good student\/distant student; quote online and sign online (often first\u2011term); pay in full, automatic payment, and paperless; homeowner; telematics (Snapshot). See <a href=\"https:\/\/www.progressive.com\/auto\/discounts\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive discounts<\/a> for eligibility, which varies by state.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"home\" title=\"Progressive Home Insurance\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Progressive Home Insurance<\/h2>\n\n\n\n<p>Include Progressive Home\/ASI when comparing homeowners options. Progressive offers coverage for homes, condos, renters, and mobile homes via its Progressive Home\/ASI affiliates (<a href=\"https:\/\/www.progressive.com\/homeowners\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">homeowners<\/a>). Flood insurance can be arranged through the NFIP or private carriers; note that NFIP policies do not include Additional Living Expenses and generally have a standard 30\u2011day waiting period (<a href=\"https:\/\/www.fema.gov\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">FEMA NFIP Manual<\/a>).<\/p>\n\n\n\n<p>Standard homeowners policies cover dwelling, other structures, personal property, loss of use, personal liability, and medical payments (limits and perils vary by form). Common endorsements include water backup, ordinance or law, service line, equipment breakdown, scheduled personal property, and personal cyber; availability varies by state and underwriting company (<a href=\"https:\/\/www.progressive.com\/homeowners\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive Home<\/a>).<\/p>\n\n\n\n<p>Discounts often include safety\/monitoring systems, advance quotes, new home, and bundling. Many states now recognize specific mitigation measures: California requires insurers to file discounts for enumerated wildfire\u2011hardening steps under Safer from Wildfires (<a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/200-wildfires\/safer-from-wildfires\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">CA Safer from Wildfires<\/a>), and Florida mandates wind\u2011mitigation credits based on a uniform inspection (<a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.floir.com\/Property_Casualty\/WindMitigationCredits.aspx\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">FL OIR wind credits<\/a>). A growing number of carriers and states recognize IBHS FORTIFIED roofs\/homes with premium credits (<a href=\"https:\/\/ibhs.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">IBHS FORTIFIED discounts<\/a>). Progressive and ASI also offer a <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.americanstrategic.com\/asi-and-progressive-insurance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">single deductible<\/a> when you bundle home and auto.<\/p>\n\n\n\n<p><strong>Strengths<\/strong>: The <a href=\"https:\/\/www.progressive.com\/homeowners\/homequote-explorer\/\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Homequote Explorer<\/a> compares quotes across multiple providers; bundling can unlock a single deductible; state\u2011recognized mitigation programs (e.g., CA wildfire, FL wind) can reduce premiums when eligible (<a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/200-wildfires\/safer-from-wildfires\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">CA<\/a>; <a href=\"https:\/\/www.floir.com\/Property_Casualty\/WindMitigationCredits.aspx\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">FL<\/a>).<\/p>\n\n\n\n<p><strong>Restrictions<\/strong>: Policies are underwritten by Progressive\/ASI affiliates or, in some cases, placed with third\u2011party insurers, so options vary by state; availability can be constrained in high\u2011risk areas, pushing some households to state FAIR Plans (<a href=\"https:\/\/www.iii.org\/article\/what-to-do-if-you-cant-find-homeowners-insurance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Triple\u2011I: FAIR Plans<\/a>); endorsement availability varies.<\/p>\n\n\n\n<p><strong>Discounts<\/strong>: Advance quote\/new purchase; new construction\/renovation; monitored alarms and safety systems; mitigation credits where applicable (e.g., wildfire, wind, FORTIFIED); and bundling. See <a href=\"https:\/\/www.progressive.com\/homeowners\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive Home<\/a> and state program links above for specifics.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"life\" title=\"Progressive Life Insurance\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Progressive Life Insurance<\/h2>\n\n\n\n<p>Progressive does not underwrite life insurance; it connects shoppers to a licensed marketplace partner (eFinancial) to compare multiple carriers and policies (<a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive Life<\/a>). Common options include term life (typical terms 10\u201330 years with level premiums), final expense\/smaller\u2011face\u2011amount permanent coverage, and access to other permanent options (whole\/universal) depending on the issuing carrier and state. Many applicants may qualify for simplified or accelerated (no\u2011exam) underwriting depending on carrier criteria.<\/p>\n\n\n\n<p>Market trends favor faster digital distribution and broader availability of accelerated\/no\u2011exam underwriting, with strong consumer interest in online purchase paths and living\u2011benefit features, per industry outlooks (<a href=\"https:\/\/www2.deloitte.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Deloitte 2025 outlook<\/a>; <a href=\"https:\/\/www.limra.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">LIMRA Insurance Barometer<\/a>).<\/p>\n\n\n\n<p><strong>Strengths<\/strong>: Broad carrier access via a marketplace; term options across common durations; potential for accelerated\/no\u2011exam underwriting with eligible carriers; final expense choices for smaller coverage needs (<a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Progressive Life<\/a>).<\/p>\n\n\n\n<p><strong>Restrictions<\/strong>: Policies are issued and serviced by third\u2011party insurers; eligibility, riders, exam requirements, and pricing vary by carrier and state.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n<div id=\"block_61b0d7a1a3e15\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Why is Progressive sometimes called ASI Progressive?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">In 2015, Progressive purchased the homeowners insurer American Strategic Insurance (ASI). Today, most Progressive-branded home policies are underwritten by Progressive Home\/ASI affiliates, with third-party placements possible depending on state availability (<\/span><a href=\"https:\/\/www.progressive.com\/homeowners\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Progressive Home<\/span><\/a><span style=\"font-weight: 400;\">). The acquisition expanded Progressive\u2019s role in the homeowners market and helped it become one of the <\/span><a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-homeowners-and-renters-insurance\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">top ten writers<\/span><\/a><span style=\"font-weight: 400;\"> of homeowners policies in the U.S.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_61b0d7b8a3e16\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Does Progressive have good digital tools?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Independent benchmarks continue to place Progressive among digital leaders. J.D. Power\u2019s <\/span><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-insurance-digital-experience-study\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">2025 U.S. Insurance Digital Experience Study<\/span><\/a><span style=\"font-weight: 400;\"> highlights top performers across shopping and service; Keynova Group\u2019s scorecards frequently cite a small leader cohort across mobile and online channels (<\/span><a href=\"https:\/\/www.keynovagroup.com\/scorecards\/mobile-insurance\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Keynova Mobile Insurance Scorecard<\/span><\/a><span style=\"font-weight: 400;\">); and Forrester\u2019s most recent review identifies a leader cluster that includes Progressive (<\/span><a href=\"https:\/\/www.forrester.com\/report\/The+US+Auto+Insurance+Digital+Experience+Review+2024\/-\/E-RES\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Forrester 2024 Review<\/span><\/a><span style=\"font-weight: 400;\">). You can quote, file claims, and manage policies on the web or mobile app. The app is available in the <\/span><a href=\"https:\/\/apps.apple.com\/app\/apple-store\/id349731802\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">App Store<\/span><\/a><span style=\"font-weight: 400;\"> and on <\/span><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.phonevalley.progressive&amp;hl=en&amp;utm_source=progressive&amp;utm_medium=progCom&amp;utm_campaign=Apps_Page\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Google Play<\/span><\/a><span style=\"font-weight: 400;\">; ratings change over time. Industry outlooks emphasize continued investment in AI-enabled service and claims, areas where leading carriers (including Progressive) are investing (<\/span><a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/insurance-industry-outlook.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Deloitte 2025 Insurance Outlook<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Progressive Insurance was founded in 1937 in Cleveland to sell auto insurance. It is among the largest U.S. auto insurers and a leading writer of car insurance. Beyond auto, Progressive offers homeowners (underwritten mostly by Progressive Home\/ASI affiliates), and distributes life, health, pet, and travel insurance via partner platforms; small businesses can access [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":0,"parent":364150,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[28608],"tags":[],"post_author":[15839],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Progressive Insurance Review 2025 - Reviews.com<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/companies\/progressive-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Progressive Insurance Review 2025 - Reviews.com\" \/>\n<meta property=\"og:description\" content=\"Reviews Report Progressive Insurance was founded in 1937 in Cleveland to sell auto insurance. 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