{"id":351608,"date":"2025-11-07T19:35:45","date_gmt":"2025-11-08T00:35:45","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=351608"},"modified":"2025-11-07T19:35:46","modified_gmt":"2025-11-08T00:35:46","slug":"asi-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/homeowners\/asi-review\/","title":{"rendered":"ASI Home Insurance Review"},"content":{"rendered":"\n<p>American Strategic Insurance (ASI) is Progressive\u2019s homeowners platform within the Progressive Home Insurance Group. ASI underwrites most Progressive\u2011branded homeowners policies and competes as a mid\u2011tier national writer with a low single\u2011digit market share\u2014generally within the top 10\u201315 by homeowners premium in the latest NAIC market share report (<a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">NAIC homeowners multi\u2011peril, 2023 data published 2024<\/a>). Financial strength for the Progressive Home pool (inclusive of ASI) is strong: AM Best A+ (Superior), S&amp;P AA, and Moody\u2019s Aa2\u2014each with Stable outlooks affirmed in 2024\u20132025 (<a href=\"https:\/\/investors.progressive.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Progressive credit ratings<\/a>; <a href=\"https:\/\/news.ambest.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">AM Best<\/a>; <a href=\"https:\/\/www.spglobal.com\/ratings\/en\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">S&amp;P Global Ratings<\/a>; <a href=\"https:\/\/ratings.moodys.com\/issuer\/805093\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Moody\u2019s<\/a>).<\/p>\n\n\n\n<p>Policies through ASI are available for homes and condos and include modern customization features. Common options include scheduling valuables, raising personal liability limits, and adding endorsements such as water or sewer backup, service line, equipment breakdown, ordinance or law (code upgrades), and personal property replacement cost. Many carriers\u2014including ASI\u2014also offer extended or guaranteed replacement cost options where available, higher sublimits for specific classes of property, and percentage\u2011based catastrophe deductibles; shoppers should review default sublimits and valuation basis closely (<a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">NAIC homeowners insurance guide<\/a>).<\/p>\n\n\n\n<p>Additionally, you can get seasonal coverage on investment properties and flood insurance, no matter where in the country you live. ASI is a <a href=\"https:\/\/www.fema.gov\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Write Your Own (WYO) flood insurance provider<\/a> through the National Flood Insurance Program, and homeowners should compare NFIP\u2019s standardized limits and terms with private flood options to close exclusions in standard HO policies (<a href=\"https:\/\/www.fema.gov\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">FEMA NFIP coverage overview<\/a>).<\/p>\n\n\n\n<p>Overall, ASI combines Progressive\u2019s scale and digital tools with broad HO\u20113\/HO\u20115 coverage and endorsement flexibility. The Progressive Home pool\u2019s strong insurance financial strength ratings\u2014AM Best A+ (Superior), S&amp;P AA, and Moody\u2019s Aa2\u2014underscore claims\u2011paying ability (<a href=\"https:\/\/investors.progressive.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Progressive credit ratings<\/a>; <a href=\"https:\/\/news.ambest.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">AM Best<\/a>).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>ASI Home Insurance Overview: Financial Strength, Availability, and History<\/strong><\/h2>\n\n\n\n<p>As a <a href=\"https:\/\/today.yougov.com\/ratings\/finance\/popularity\/insurance-brands\/all\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">part of a widely recognized insurance group in the country<\/a>, ASI benefits from Progressive\u2019s brand and distribution. Progressive first acquired a controlling interest in ARX Holding Corp. (ASI\u2019s parent) in 2015 and completed the purchase of the remaining shares in 2020, integrating ASI into Progressive\u2019s Property segment (\u201cProgressive Home\u201d) (<a href=\"https:\/\/investors.progressive.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Progressive annual report<\/a>; <a href=\"https:\/\/www.sec.gov\/cgi-bin\/browse-edgar?action=getcompany&#038;CIK=0000080661\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">SEC EDGAR<\/a>; see also <a href=\"https:\/\/stpetecatalyst.com\/progressive-is-about-to-complete-its-1-4-billion-deal-for-homegrown-insurer-asi\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">plans to complete the acquisition in 2020<\/a>).<\/p>\n\n\n\n<p>Operations are managed within Progressive\u2019s Property segment governance, with current strategy emphasizing underwriting and rate discipline in catastrophe\u2011exposed regions and robust catastrophe reinsurance, while homeowners remains central to Progressive\u2019s auto\u2013home bundle and \u201cRobinsons\u201d multi\u2011product strategy (<a href=\"https:\/\/investors.progressive.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Progressive annual report<\/a>; <a href=\"https:\/\/investors.progressive.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Progressive monthly results<\/a>).<\/p>\n\n\n\n<p>ASI has been accredited by the Better Business Bureau since 2004, and <a href=\"https:\/\/www.bbb.org\/us\/fl\/saint-petersburg\/profile\/insurance-companies\/american-strategic-insurance-group-0653-19000514\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">carries an A+ rating<\/a>.<\/p>\n\n\n\n<ul><li><strong>In business since:<\/strong> 1997<\/li><li><strong>S&amp;P Financial Strength Rating (N\/A if no rating):<\/strong> AA<\/li><li><strong>Moody\u2019s Financial Strength Rating (N\/A if no rating): <\/strong>Aa2<\/li><li><strong>AM Best Financial Strength Rating (N\/A if no rating): <\/strong>A+<\/li><li><strong>States served (availability): <\/strong>Varies by state; Progressive places homeowners via ASI subsidiaries and partner carriers\u2014use the agent locator for current availability.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top table--rounded\"><table class=\"\"><tbody><tr><td><strong>Pros<\/strong><\/td><td><strong> Cons<\/strong><\/td><\/tr><tr><td>Backed by the Progressive Group of insurers; insurance financial strength ratings affirmed (AM Best A+, S&amp;P AA, Moody\u2019s Aa2)<br>Home and auto bundle available in many states with extensive discount stacking (multi\u2011policy, multi\u2011car, paperless, pay\u2011in\u2011full)<\/td><td>Customer\u2011experience outcomes vary by entity\/state; check NAIC Complaint Index (1.00 = median) for the specific ASI company writing your policy<br>Availability and underwriting appetite can tighten in catastrophe\u2011exposed areas; stand\u2011alone pricing may be higher on average in some markets (<a href=\"https:\/\/www.bankrate.com\/insurance\/homeowners-insurance\/best-home-insurance-companies\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Bankrate 2025 analysis<\/a>)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Home Insurance Factors We Analyzed<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pricing<\/strong><\/h3>\n\n\n\n<p>ASI does not publicly post the cost of its policy options. Pricing is highly state\u2011 and risk\u2011dependent and reflects current catastrophe and reinsurance costs. Across the broader market, 2025 commentary points to mixed but stabilizing conditions by line and region, with property pricing still sensitive to catastrophe exposure (<a href=\"https:\/\/www.marsh.com\/us\/insights\/research\/global-insurance-market-index.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Marsh Global Insurance Market Index, Q2 2025<\/a>). To get an accurate premium, obtain a quote from a licensed agent and compare bundled and stand\u2011alone options.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Customer experience<\/strong><\/h3>\n\n\n\n<p>Homeowners satisfaction has been pressured by multi\u2011year premium inflation and catastrophe losses, though J.D. Power reports signs of improvement in several claims touchpoints in the latest study (<a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-property-claims-satisfaction-study\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">2025 U.S. Property Claims Satisfaction Study<\/a>). The most recent homeowners policy\u2011experience baseline shows industrywide pressure from rate actions and tightening capacity (<a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">2024 U.S. Home Insurance Study<\/a>).<\/p>\n\n\n\n<p>For complaints, use the NAIC Complaint Index for the specific ASI underwriting company and state. The index compares a company\u2019s share of confirmed complaints to its share of premiums; the national median is 1.00 (values &gt;1.00 indicate more complaints than expected) (<a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">NAIC Complaint Index<\/a>; query your entity at <a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">NAIC Consumer Information Source<\/a>).<\/p>\n\n\n\n<p>It\u2019s also important to point out that while the company has an A+ rating from the BBB, customer reviews on the BBB site are mixed and may not be representative of overall experience.<\/p>\n\n\n\n<p>Getting signed up for a homeowners policy through ASI is a straightforward process via independent agents and Progressive\u2019s digital pathways. You can use the company\u2019s <a href=\"https:\/\/www.americanstrategic.com\/insurance\/find-an-agent\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">online agent search engine<\/a> to locate someone in your area.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Coverage<\/strong><\/h3>\n\n\n\n<p>Core homeowners policies typically cover the dwelling and attached structures, personal property, loss of use\/additional living expenses, personal liability, and guest medical payments. ASI offers endorsement options such as water\/sewer backup, service line, equipment breakdown, ordinance or law (code upgrades), and personal property replacement cost. Consider extended or guaranteed replacement cost for the dwelling where available, and review sublimits for valuables; schedule items as needed (<a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">NAIC homeowners insurance guide<\/a>).<\/p>\n\n\n\n<p>Standard homeowners policies exclude flood; pair your HO policy with flood insurance if appropriate. Compare NFIP\u2019s standardized coverage\/limits and waiting periods with private flood options to right\u2011size protection (<a href=\"https:\/\/www.fema.gov\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">FEMA NFIP coverage<\/a>).<\/p>\n\n\n\n<p>When determining what you need coverage for, inventory your belongings and validate reconstruction costs. The NAIC recommends reviewing valuation basis (replacement cost vs actual cash value), endorsements to close common gaps, and deductible options\u2014especially catastrophe deductibles in wind\/hurricane\/wildfire\u2011exposed regions (<a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">NAIC homeowners insurance guide<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Deals, discounts, and add-ons<\/strong><\/h3>\n\n\n\n<p>Because of ASI\u2019s relationship with Progressive, you can often bundle multiple policies for savings and consolidated service. Progressive\u2019s multi\u2011policy discount applies when you hold two or more policies (commonly auto + home\/condo\/renters); availability and savings vary by state and underwriter (<a href=\"https:\/\/www.progressive.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Progressive: What is bundling?<\/a>).<\/p>\n\n\n\n<p>Progressive also lists common stackable discounts such as multi\u2011car, homeowner (on auto, even if home isn\u2019t insured with Progressive), online\/paperless, automatic payment, pay\u2011in\u2011full, and driver\/student programs; Snapshot (usage\u2011based) may reduce auto premiums based on driving behavior where available (<a href=\"https:\/\/www.progressive.com\/auto\/discounts\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Progressive auto discounts<\/a>). Quote both bundled and unbundled to confirm which configuration yields the best total cost.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p>ASI delivers broad homeowners coverage, modern endorsements, and strong digital integration with Progressive, backed by robust insurance financial strength ratings (AM Best A+, S&amp;P AA, Moody\u2019s Aa2). Its best value often emerges in an auto\u2013home bundle, but pricing and underwriting appetite vary by state and catastrophe exposure.<\/p>\n\n\n\n<p>Evaluate fit using recent customer\u2011experience benchmarks and state\u2011specific complaint indices: J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">home insurance<\/a> and <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-property-claims-satisfaction-study\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">property claims<\/a> studies, plus the NAIC <a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Consumer Information Source<\/a> where 1.00 equals the national median on the Complaint Index.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Competition&nbsp;<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top table--rounded\"><table class=\"\"><tbody><tr><td><br><\/td><td><a href=\"https:\/\/ratings.ambest.com\/\"><strong>AM Best Financial Strength Rating<\/strong><\/a><\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\"><strong>J.D. Power 2019 U.S. Home Insurance Study Score<\/strong><\/a><\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-property-claims-satisfaction-study\"><strong>J.D. Power 2019 U.S. Property Claims Satisfaction Study Score<\/strong><\/a><\/td><td><a href=\"https:\/\/content.naic.org\"><strong>NAIC Customer Complaint<\/strong><\/a><strong>s<\/strong><\/td><\/tr><tr><td><strong>ASI Home Insurance<\/strong><\/td><td>A+<\/td><td>Not published in public J.D. Power release; see study<\/td><td>See 2025 study (1,000\u2011point scale; brand\u2011level results may not be public)<\/td><td>Use NAIC CIS; 1.00 = median (varies by entity\/state)<\/td><\/tr><tr><td><strong>Allstate<\/strong><\/td><td>A+<\/td><td>See 2024 study (varies by region\/segment)<\/td><td>See 2025 study<\/td><td>See NAIC CIS (varies by state\/entity)<\/td><\/tr><tr><td><strong>Farmers<\/strong><\/td><td>A<\/td><td>See 2024 study<\/td><td>See 2025 study<\/td><td>See NAIC CIS (varies by state\/entity)<\/td><\/tr><tr><td><strong>State Farm<\/strong><\/td><td>A++<\/td><td>See 2024 study<\/td><td>See 2025 study<\/td><td>See NAIC CIS (varies by state\/entity)<\/td><\/tr><tr><td><strong>Liberty Mutual<\/strong><\/td><td>A<\/td><td>See 2024 study<\/td><td>See 2025 study<\/td><td>See NAIC CIS (varies by state\/entity)<\/td><\/tr><tr><td><strong>Travelers<\/strong><\/td><td>A++<\/td><td>See 2024 study<\/td><td>See 2025 study<\/td><td>See NAIC CIS (varies by state\/entity)<\/td><\/tr><tr><td><strong>Nationwide<\/strong><\/td><td>A+<\/td><td>See 2024 study<\/td><td>See 2025 study<\/td><td>See NAIC CIS (varies by state\/entity)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>*<\/em><\/strong><strong><em>All information accurate as of <\/em><\/strong><strong><em>11\/8\/2025<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>ASI Home Insurance FAQ<\/strong><\/h2>\n\n\n<div id=\"block_5f28788bf3834\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What other property insurance does ASI Home Insurance offer?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">In addition to general policies, ASI also offers coverage for renters, flood insurance, umbrella policies, and seasonal investment properties. You also have the ability to bundle your ASI policy with any of the products offered through Progressive, including auto insurance. Endorsements commonly available include water or sewer backup, service line, equipment breakdown, ordinance or law, and scheduled personal property; availability varies by state.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f2878c8f3836\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much home insurance do I need?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Finding the right amount of homeowners insurance is important to protect yourself from overspending and to protect yourself in case something happens. You\u2019ll need to consider things like the value of your belongings, local catastrophe risks and deductibles, and whether you want replacement cost vs. actual cash value on your home and contents. Review the NAIC\u2019s consumer guide for a checklist of common coverages and endorsements (e.g., water backup, ordinance or law) and how to right\u2011size limits.<\/span> <a href=\"https:\/\/www.bbb.org\/us\/fl\/saint-petersburg\/profile\/insurance-companies\/american-strategic-insurance-group-0653-19000514\/customer-reviews\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">check out these great answers to some of the most common questions<\/span><\/a><span style=\"font-weight: 400;\">, and see the NAIC overview here: <\/span><a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"noopener\">NAIC homeowners insurance guide<\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f2878dff3837\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Where is ASI Home Insurance home insurance coverage available?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Availability varies by state. Progressive markets homeowners coverage nationally through ASI subsidiaries (Progressive Home Insurance Group) and, in some areas, through partner carriers. Use the company\u2019s agent search feature to find a licensed agent in your area and confirm current availability.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f287902f3838\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does ASI Home Insurance underwrite their home insurance policies?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">ASI underwrites its own homeowners insurance policies through ASI Underwriters Corp. and affiliated Progressive Home entities (e.g., American Strategic Insurance Corp., ASI Preferred Insurance Corp.). These carriers participate in the Progressive Home Insurance Group pool and share group financial strength ratings (AM Best A+, S&amp;P AA, Moody\u2019s Aa2).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f287915f3839\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What does ASI Home Insurance typically cover?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Generally, policies through ASI cover the dwelling, personal property, loss of use\/additional living expenses, personal liability, and medical payments to others. Common add\u2011ons include water\/sewer backup, service line, equipment breakdown, ordinance or law, and personal property replacement cost. Standard homeowners policies exclude flood; consider NFIP or private flood insurance to close that gap.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>American Strategic Insurance (ASI) is Progressive\u2019s homeowners platform within the Progressive Home Insurance Group. ASI underwrites most Progressive\u2011branded homeowners policies and competes as a mid\u2011tier national writer with a low single\u2011digit market share\u2014generally within the top 10\u201315 by homeowners premium in the latest NAIC market share report (NAIC homeowners multi\u2011peril, 2023 data published 2024). Financial [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":351609,"parent":1691,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-reviews.php","meta":[],"categories":[1268],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ASI Home Insurance Review - Reviews.com<\/title>\n<meta name=\"description\" content=\"We have evaluated multiple home insurance companies. 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