{"id":349665,"date":"2025-11-07T19:29:51","date_gmt":"2025-11-08T00:29:51","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=349665"},"modified":"2025-11-07T19:29:51","modified_gmt":"2025-11-08T00:29:51","slug":"safeauto-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/safeauto-review\/","title":{"rendered":"Safe Auto Car Insurance Review"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>Safe Auto specializes in nonstandard, minimum-limits auto insurance and SR-22 filings and operates under National General (an Allstate company); see <a href=\"https:\/\/www.safeauto.com\/about\">SafeAuto<\/a> for ownership details.<\/li><li>Safe Auto currently offers auto insurance in 20 states \u2014 AL, AZ, AR, GA, IL, IN, KS, KY, LA, MS, MO, NE, OH, OK, PA, SC, TN, TX, UT, VA \u2014 reflecting a concentrated footprint in the Midwest, South, and Plains (<a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a>).<\/li><\/ul>\n\n\n\n<p>Safe Auto car insurance isn\u2019t among the <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-cheap\/\">most affordable <\/a>choices for preferred-risk drivers, but it focuses on <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best\/\">car insurance coverage<\/a> for high-risk drivers who often buy state-minimum liability and may need SR-22 filings. While customers can add optional collision and comprehensive, the brand\u2019s core is minimum required liability. Safe Auto is not individually rated by J.D. Power. The <a href=\"https:\/\/www.bbb.org\/us\/oh\/columbus\/profile\/insurance-companies\/safe-auto-insurance-group-inc-0302-31000010\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Better Business Bureau<\/a> maintains a company profile (ratings can change). For financial strength, Safe Auto operates under National General Insurance Group, which holds an AM Best Financial Strength Rating of A (Excellent) with a Stable outlook (<a href=\"https:\/\/news.ambest.com\/\">AM Best press center<\/a>; see also Allstate\u2019s group credit profile at <a href=\"https:\/\/www.allstate.com\">Allstate Investors<\/a>). According to the <a href=\"https:\/\/content.naic.org\">NAIC Consumer Complaint Index<\/a>, Safe Auto\u2019s private-passenger auto complaint frequency has trended above the market average in recent results; check the NAIC index for the latest year-by-year data.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"Overview\" title=\"Safe Auto Car Insurance Overview\"><\/span>\n    \n\n\n<section id=\"block_6089b68022117\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Safe Auto Car Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1993<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                A.M. Best\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                J.D. Power\n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">N\/A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">20<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>Safe Auto\u2019s footprint remains concentrated at about 20 states, including Alabama, Arizona, Arkansas, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Virginia (<a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a>; <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>). The brand emphasizes essential digital self-service: <a href=\"https:\/\/www.safeauto.com\">24\/7 online or phone claim reporting<\/a>, a mobile app for <a href=\"https:\/\/www.safeauto.com\">digital ID cards and payments<\/a> on iOS and Android, online account management, and Quick Pay options. As a nonstandard carrier, Safe Auto typically focuses on minimum-required liability coverage, with optional collision and comprehensive available in most states.<\/p>\n\n\n\n\n            <span class=\"b-toc-anchor\" id=\"Highlights\" title=\"Safe Auto Car Insurance Highlights\"><\/span>\n    \n\n                \n<section id=\"block_6089b74722126\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Safe Auto Car Insurance Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Discounts &#038; Add-ons <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Claims <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Safe Auto centers on the basics for nonstandard drivers: state-required liability (bodily injury and property damage). Collision and comprehensive are optional add-ons, not part of minimum limits. Depending on your state, you may also add uninsured\/underinsured motorist, medical payments or PIP, rental reimbursement, and roadside assistance. Drivers who must file proof of financial responsibility can obtain SR-22 support through Safe Auto (state rules apply).<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Regulatory complaint levels have been higher than average for Safe Auto in recent <a href=\"https:\/\/content.naic.org\/consumer-complaint-index\">NAIC Consumer Complaint Index<\/a> reports (lower than 1.0 is better). Safe Auto is not rated by J.D. Power for overall satisfaction. As of 2025, the <a href=\"https:\/\/www.bbb.org\/us\/oh\/columbus\/profile\/insurance-companies\/safe-auto-insurance-group-inc-0302-31000010\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">BBB maintains a profile<\/a>; verify the current rating directly on BBB. For digital context, J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-insurance-digital-experience-study\">2024 U.S. Insurance Digital Experience Study<\/a> finds leaders differentiate on seamless mobile self-service; Safe Auto emphasizes essential tools like <a href=\"https:\/\/www.safeauto.com\">24\/7 claims intake<\/a> and <a href=\"https:\/\/www.safeauto.com\">app-based ID cards and payments<\/a>.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Discounts &#038; Add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Discount availability varies by state and underwriting. Commonly advertised options include multi-vehicle, prior insurance (new business transfer), and homeowner discounts. Multi-policy opportunities may be available in select states and can involve affiliated carriers because Safe Auto\u2019s core focus is auto (see <a href=\"https:\/\/www.safeauto.com\/about\">SafeAuto about<\/a>). Add-on coverages differ by state but often include personal injury protection or medical payments, uninsured motorist, rental car reimbursement, and roadside assistance.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Claims\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Safe Auto offers 24\/7 first notice of loss online or by phone. The process typically starts with reporting the claim, followed by adjuster review and resolution guidance. Start a claim at <a href=\"https:\/\/www.safeauto.com\">safeauto.com\/claims<\/a>.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Safe Auto\u2019s Car Insurance Bundling Discounts for Cheaper Insurance<\/h2>\n\n\n\n<p>Bundling eligibility and savings vary by state and carrier. Safe Auto advertises multi-vehicle and, in select markets, multi-policy options; given its auto-first focus under National General (an Allstate company), any home bundling may be offered via affiliated carriers where available (<a href=\"https:\/\/www.safeauto.com\/about\">SafeAuto<\/a>; <a href=\"https:\/\/www.allstate.com\">Allstate Investors<\/a>). Because programs and discounts depend on your location and profile, speak with a representative or get a <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/\" rel=\"nofollow\" class=\"achor-toggles\">quote online<\/a> to see what you qualify for. <\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"The Competition \" title=\"Safe Auto Car Insurance vs. The Competition \"><\/span>\n    \n\n\t\t\n<section id=\"block_6089bc5d2212c\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\">Safe Auto Car Insurance vs. The Competition <\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tA.M. Best\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D Power Customer Satisfaction\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tNo. of Discounts\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_6089bc5d2212c-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Safe Auto<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Not rated<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Varies<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6089bc5d2212c-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Auto-Owners<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Above avg (2025)\u2020<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Varies<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6089bc5d2212c-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">USAA<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Not rank-eligible (strong results)\u2020<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Varies<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6089bc5d2212c-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Farmers<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Around avg (2025)\u2020<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>Varies<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Information current as of 2025. \\u2020J.D. Power results vary by region and eligibility; see the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\">2025 U.S. Auto Insurance Study<\/a> for details.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safe Auto vs. Auto-Owners<\/h3>\n\n\n\n<p>Safe Auto focuses on nonstandard drivers seeking minimum limits and SR-22 support across about 20 states. <a href=\"https:\/\/www.auto-owners.com\/insurance\/auto\">Auto-Owners<\/a> sells through independent agents with broader coverage customization and typically performs above the industry average in recent <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\">J.D. Power<\/a> satisfaction studies (performance varies by region). Availability for Auto-Owners depends on your state; an agent can confirm options and discounts locally.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safe Auto vs. USAA<\/h3>\n\n\n\n<p>Safe Auto\u2019s value proposition is access for higher-risk drivers and minimum coverage in select states. <a href=\"https:\/\/www.usaa.com\">USAA<\/a> serves members nationwide (active-duty military, veterans, and eligible family) and offers a robust discount set plus the <a href=\"https:\/\/www.usaa.com\">SafePilot<\/a> telematics program. USAA often shows strong outcomes in <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\">J.D. Power<\/a> studies but is frequently not rank-eligible because of membership limits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safe Auto vs. Farmers<\/h3>\n\n\n\n<p>Safe Auto advertises core discounts like multi-vehicle and prior insurance and emphasizes essential self-service for nonstandard customers. <a href=\"https:\/\/www.farmers.com\">Farmers<\/a> provides a wider roster of <a href=\"https:\/\/www.farmers.com\">discounts<\/a> and its <a href=\"https:\/\/www.farmers.com\">Signal<\/a> telematics program, and it generally lands around the industry average in recent <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\">J.D. Power<\/a> satisfaction results (varies by state\/region). Both support convenient claims intake online and by phone.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faq\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Safe Auto FAQ<\/h2>\n\n\n<div id=\"block_6089bcf022145\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Is Safe Auto a good car insurance company?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Safe Auto can be a fit for high-risk drivers seeking state-minimum coverage and SR-22 filings in its 20-state footprint. It is not individually rated by J.D. Power for satisfaction. Financially, Safe Auto operates under National General Insurance Group (an Allstate company), which is rated A (Excellent) by <a href=\"https:\/\/news.ambest.com\/\">AM Best<\/a> with a Stable outlook (see parent context at <a href=\"https:\/\/www.allstate.com\">Allstate Investors<\/a>). Recent <a href=\"https:\/\/content.naic.org\/consumer-complaint-index\">NAIC Consumer Complaint Index<\/a> results indicate above-average complaint levels, which is important to weigh alongside price and availability.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_6089bcf722146\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How do I contact Safe Auto car insurance?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Customers can <\/span><a href=\"https:\/\/www.safeauto.com\/about\/contact-us\"><span style=\"font-weight: 400;\">contact Safe Auto<\/span><\/a><span style=\"font-weight: 400;\"> by calling 1-800-SAFEAUTO, emailing <\/span><a href=\"mailto:CustomerService@safeauto.com\"><span style=\"font-weight: 400;\">CustomerService@safeauto.com<\/span><\/a><span style=\"font-weight: 400;\">, or getting claims information through <\/span><a href=\"mailto:claims@safeauto.com\"><span style=\"font-weight: 400;\">claims@safeauto.com<\/span><\/a><span style=\"font-weight: 400;\">. You can also file a claim online 24\/7 via the <\/span><a href=\"https:\/\/www.safeauto.com\">claims page<\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"Methodology\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated Safe Auto Car Insurance using current third-party sources and public filings: A.M. Best for financial strength at the National General group level (<a href=\"https:\/\/news.ambest.com\/\">AM Best press center<\/a>; parent credit context at <a href=\"https:\/\/www.allstate.com\">Allstate Investors<\/a>), the <a href=\"https:\/\/content.naic.org\">NAIC Consumer Complaint Index<\/a> for complaint activity, and recent J.D. Power studies for satisfaction benchmarks (overall auto insurance and digital experience). We also validated state availability with reputable independent overviews (<a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a>; <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>) and SafeAuto\u2019s official pages for digital features (<a href=\"https:\/\/www.safeauto.com\">claims<\/a>; <a href=\"https:\/\/www.safeauto.com\">mobile<\/a>).<\/p>\n\n\n\n<ul><li>Discounts: Auto insurance companies that advertised more discounts received higher scores in our methodology.<\/li><li>Financial Stability: Reviews.com utilized AM Best ratings to assign a score based on each car insurance company\u2019s financial stability.<\/li><li>Customer Satisfaction: J.D. Power ranks car insurance companies by customer satisfaction, so we used its <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\">2021 Auto Insurance Satisfaction Study<\/a> to compare the average rating of insurers across all regions.<\/li><li>Coverage: Car insurance companies were awarded higher scores for advertised coverages beyond the body liability, property liability, collision, and personal injury protection.<\/li><li>Online Resources: We reviewed the digital resources of each car insurance company and awarded higher scores to insurers with mobile claim estimates, digital insurance cards, and more (see J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-insurance-digital-experience-study\">U.S. Insurance Digital Experience Study<\/a> for market context).<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Safe Auto specializes in nonstandard, minimum-limits auto insurance and SR-22 filings and operates under National General (an Allstate company); see SafeAuto for ownership details. Safe Auto currently offers auto insurance in 20 states \u2014 AL, AZ, AR, GA, IL, IN, KS, KY, LA, MS, MO, NE, OH, OK, PA, SC, TN, TX, UT, [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":361571,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1266],"tags":[21449],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Safe Auto Car Insurance Review 2021 - Reviews.com<\/title>\n<meta name=\"description\" content=\"Safe Auto Insurance focuses on providing low-cost auto insurance. 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