{"id":349040,"date":"2025-11-11T14:10:43","date_gmt":"2025-11-11T19:10:43","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=349040"},"modified":"2025-11-11T14:10:43","modified_gmt":"2025-11-11T19:10:43","slug":"fidelity-national-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/home-warranty\/fidelity-national-review\/","title":{"rendered":"Fidelity Home Warranty Review"},"content":{"rendered":"\n<p>Fidelity National home warranty offers cost-effective coverage for what matters in your home. The company does not impose age limits on covered items and continues to operate as a regional provider with availability in 17 states concentrated in the West, Southwest, and Midwest, according to recent independent reviews from <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>, <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>, and <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranties\/fidelity-national-home-warranty-review\/\">MarketWatch Guides<\/a>. Fidelity emphasizes 24\/7 claims intake and dispatch through its contractor network on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>.<\/p>\n\n\n\n\n                                                            \n            <section id=\"fidelity-national\"\n         class=\"block b-item-list-card b-item-list-card--\"\n         data-js=\"block-item-list-card\"\n         data-preamp=\"block-item-list-card\">\n\n        <div class=\"b-item-list-card__card\">\n\n                <div class=\"b-item-list-card__card__left\">\n\n            <div class=\"b-item-list-card__card__left__top\">\n                <span class=\"b-item-list-card__card__left__top--top\"><\/span>\n                <span class=\"b-item-list-card__card__left__top--top\"> <\/span>\n            <\/div>\n\n            <div class=\"b-item-list-card__card__left__bottom\">\n                                                    <a target=\"_blank\" href=\"https:\/\/www.homewarranty.com\/FNHW\/homeowner\"\n                        data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='LISTCARD_Fidelity National' data-tag-outcome='EXTERNALLINK'\n                        aria-label=\"Fidelity National Home Warranty button\" \n                        rel=\"nofollow sponsored\" >\n                                                    <img decoding=\"async\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/06\/fidelity-national-.jpg\" alt=\"Image for fid\" \/>\n                                            <\/a>\n                            <\/div>\n\n        <\/div>\n\n                <div class=\"b-item-list-card__card__right\">\n            <div class=\"b-item-list-card__card__right__top\n                        b-item-list-card__card__right__top--line\">\n                Fidelity National Home Warranty\n            <\/div>\n\n            <br>\n            <div class=\"b-item-list-card__card__right__topv2\" >\n                Fidelity National\n            <\/div>\n            <br>\n\n           <div class=\"b-item-list-card__card__right__middle\">\n                                        <a class=\"reviews-btn--primary reviews-btn--large reviews-btn--expand\"\n                    target=\"_blank\" href=\"https:\/\/www.homewarranty.com\/FNHW\/homeowner\" type=\"button\"\n                    data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='LISTCARD_Fidelity National' data-tag-outcome='EXTERNALLINK'\n\t\t\t\t\taria-label=\"Fidelity National Home Warranty button\"\n                    rel=\"nofollow sponsored\"\n                >\n                View details<\/a>\n                        <\/div>\n\n            <div class=\"b-item-list-card__card__right__bottomv2 h-margin-top-15\">\n                \n            <\/div>\n\n        <\/div>\n    <\/div>\n\n            <div class=\"b-item-list-card__info\">\n        <div class=\"grid-x\">\n\n            <div class=\"b-item-list-card__info__line cell medium-auto \">\n                <p class=\"b-item-list-card__info__line--title\"> Pros <\/p>\n                <ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">No age restrictions on coverage.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Lower-cost plans compared to competitors.<\/span><\/li>\n<\/ul>\n\n            <\/div>\n\n            <div class=\"b-item-list-card__info__line cell medium-auto\">\n                <p class=\"b-item-list-card__info__line--title\"> Cons <\/p>\n                <ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Despite the name, Fidelity National only serves 17 states.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Some common appliances, such as refrigerators and air conditioners, aren&#8217;t covered under Fidelity&#8217;s standard plan.<\/span><\/li>\n<\/ul>\n\n\t\t\t<\/div>\n\n        <\/div>\n    <\/div>\n    \n      <div class=\"grid-x\">\n        <a href=\"#\" class=\"b-item-list-card__footer cell back_to_top\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='LISTCARD' data-tag-outcome='INTERNALLINK' >\n            <p>Return to top\n                <img decoding=\"async\" class=\"b-item-list-card__footer-image lazyload\" alt='Return to top arrow' style=\"height: 20px; margin-left: 5px;\"\n                data-src=\"https:\/\/www.reviews.com\/wp-content\/themes\/reviews-2020\/assets\/images\/Arrow.svg\" src=\"https:\/\/www.reviews.com\/wp-content\/themes\/reviews-2020\/assets\/images\/LightGray-placeholder.png\">\n            <\/p>\n        <\/a>\n    <\/div>\n<\/section>\n\n    \n\n\n<h3 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h3>\n\n\n\n<ul><li>No age restrictions on coverage, which can help owners of older systems\/appliances secure protection (confirmed by recent editorials: <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>; <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>).<\/li><li>Budget-friendly entry points are typical for this category, with basic tiers commonly quoted around $30\u2013$50 per month and trade service fees often offered near $75 at some providers; industry-wide service fees generally range $75\u2013$150 per claim (<a href=\"https:\/\/consumer.ftc.gov\">FTC Consumer Advice<\/a>; <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/best-home-warranty-companies\/\">Forbes Home<\/a>).<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h3>\n\n\n\n<ul><li>Despite the name, Fidelity National only serves 17 states (AZ, CA, CO, ID, IL, IN, KY, MO, MT, NE, NV, NM, OK, OR, TX, UT, WA), per <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>, <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>, and <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranties\/fidelity-national-home-warranty-review\/\">MarketWatch Guides<\/a>.<\/li><li>Common kitchen\/laundry items such as the refrigerator and washer\/dryer are typically add-ons rather than included in the standard plan in many states; air conditioning is also commonly optional\u2014verify your state contract (<a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>; <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>).<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Fidelity Home Warranty Overview\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>Fidelity Home Warranty Overview<\/strong><\/h2>\n\n\n\n<ul><li>Plan types: Standard and Optional coverage (details, caps, and exclusions vary by state; consult the state sample contract on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>).<\/li><li>Pricing: Basic tiers in this market commonly start around $30\u2013$50 per month, with higher-priced comprehensive plans depending on selections and ZIP (<a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/best-home-warranty-companies\/\">Forbes Home<\/a>; <a href=\"https:\/\/www.usnews.com\">U.S. News<\/a>).<\/li><li>Service fees: Fidelity commonly lists a $75 trade service call fee in many markets; industry ranges typically run $75\u2013$150 per claim\/visit (<a href=\"https:\/\/consumer.ftc.gov\">FTC Consumer Advice<\/a>).<\/li><li>Workmanship guarantee: Often 30 days on labor in recent contracts, with parts coverage specified by state\u2014verify your state\u2019s written terms on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>. Note that many service industries now advertise longer repair guarantees (e.g., 180 days at <a href=\"https:\/\/www.searshomeservices.com\/repair\/warranty\">Sears Home Services<\/a>), so it\u2019s worth comparing.<\/li><li>Contract length: One year<\/li><li><a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.bbb.org\/us\/ca\/concord\/profile\/home-warranty-plans\/fidelity-national-home-warranty-1116-50776\" target=\"_blank\">BBB rating<\/a>: A+<\/li><li>Home inspection required: No<\/li><li>States served: 17 (AZ, CA, CO, ID, IL, IN, KY, MO, MT, NE, NV, NM, OK, OR, TX, UT, WA), per <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a> and <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>; <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranties\/fidelity-national-home-warranty-review\/\">MarketWatch Guides<\/a> concurs that Fidelity remains regionally focused.<\/li><li>Applicable appliance and system coverage:&nbsp;<ul><li>Plumbing systems<\/li><li>Plumbing stoppages<\/li><li>Toilets<\/li><li>Sump pumps (permanently installed)<\/li><li>Bathroom whirlpool motor pumps<\/li><li>Recirculating hot water pumps<\/li><li>Water heaters<\/li><li>Heating and ductwork<\/li><li>Electrical systems<\/li><li>Telephone systems<\/li><li>Central vacuum systems<\/li><li>Garage door openers<\/li><li>Ceiling fans<\/li><li>Attic and exhaust fans<\/li><li>Smoke detectors<\/li><li>Doorbells<\/li><li>Dishwashers<\/li><li>Ranges<\/li><li>Ovens<\/li><li>Cooktops<\/li><li>Built-in microwaves<\/li><li>Instant hot water dispensers<\/li><li>Trash compactors<\/li><\/ul> (Exact inclusions and dollar caps are governed by your state contract on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>.)<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"plans\" title=\"Plan Types\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>Plan Types<\/strong><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Standard Plan<\/strong><\/h4>\n\n\n\n<p><strong>Price<\/strong>: Often quoted in the ~$30\u2013$50\/month range depending on state, plan tier, and chosen service-fee option; your exact price is ZIP- and selection-dependent (<a href=\"https:\/\/www.usnews.com\">U.S. News<\/a>; <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/best-home-warranty-companies\/\">Forbes Home<\/a>).<\/p>\n\n\n\n<p><strong>Coverage<\/strong>: The Standard plan targets core home systems and select appliances. In many states, air conditioning and kitchen refrigerator, plus washer\/dryer, are not part of the base plan and are available as optional add-ons\u2014confirm your state\u2019s contract on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a> and review third-party summaries (<a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>; <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>).<\/p>\n\n\n\n<p><strong>Systems Covered<\/strong>:<\/p>\n\n\n\n<ul><li>Plumbing systems<\/li><li>Toilets<\/li><li>Permanent sump sumps<\/li><li>Bathroom whirlpool motor pumps<\/li><li>Recirculating hot water pumps<\/li><li>Heating and ductwork<\/li><li>Electrical systems<\/li><li>Telephone systems<\/li><li>Central vacuum systems<\/li><\/ul>\n\n\n\n<p><strong>Appliances Covered<\/strong>:<\/p>\n\n\n\n<ul><li>Water heaters<\/li><li>Garage door openers<\/li><li>Ceiling fans<\/li><li>Attic and exhaust fans<\/li><li>Smoke detectors<\/li><li>Doorbells<\/li><li>Dishwashers<\/li><li>Ranges<\/li><li>Ovens<\/li><li>Cooktops<\/li><li>Built-in microwaves<\/li><li>Instant hot water dispensers<\/li><li>Trash compactors<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>&nbsp;Optional Coverage Plan<\/strong><\/h4>\n\n\n\n<p><strong>Price<\/strong>: Varies depending on opt-in coverage chosen and service-fee selection; add-ons increase monthly cost (<a href=\"https:\/\/www.usnews.com\">U.S. News<\/a>).<\/p>\n\n\n\n<p><strong>Coverage<\/strong>: Optional Coverage from Fidelity National Home Warranty lets homeowners select add-ons frequently including air conditioning, roof-leak repair, pool\/spa, limited septic components, and major appliances (e.g., refrigerator, washer\/dryer) where allowed\u2014verify your state\u2019s menu and caps on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>; see also current overviews from <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a> and <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>.<\/p>\n\n\n\n<p><strong>Systems Covered<\/strong>:<\/p>\n\n\n\n<ul><li>Air conditioning units<\/li><li>Pool and spa equipment<\/li><li>Limited septic leaks<\/li><li>Roof leak repairs<\/li><\/ul>\n\n\n\n<p><strong>Appliances Covered<\/strong>:<\/p>\n\n\n\n<ul><li>Kitchen refrigerators<\/li><li>Washers\/dryers<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who is this best for?<\/strong><\/h3>\n\n\n\n<p>Fidelity Home Warranty suits homeowners in one of the 17 covered states who want predictable costs and no age limits on covered items. It\u2019s also a fit if you need add-ons like A\/C, roof-leak repair, pool\/spa, or septic coverage that are often outside base plans; review your state\u2019s contract and add-on list on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>, and cross-check independent summaries from <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranties\/fidelity-national-home-warranty-review\/\">MarketWatch Guides<\/a> and <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>. Claims can be submitted 24\/7 via phone\/online, with a per-claim trade service fee (<a href=\"https:\/\/consumer.ftc.gov\">FTC Consumer Advice<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pros:<\/strong><\/h3>\n\n\n\n<ul><li>Cost-effective coverage plans: In this category, basic tiers commonly run ~$30\u2013$50\/month and comprehensive packages higher; many providers (including regional brands) still offer a $75 trade service fee option, though $85\u2013$150 is also common (<a href=\"https:\/\/consumer.ftc.gov\">FTC Consumer Advice<\/a>; <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/best-home-warranty-companies\/\">Forbes Home<\/a>).<\/li><li>No age restrictions on appliances\/systems: Eligibility isn\u2019t limited by item age, a differentiator cited by recent editorial reviews of Fidelity (<a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>; <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>).<\/li><li>Customizable warranty plans: Homeowners can select add-ons (e.g., A\/C, pool\/spa, roof-leak, septic, refrigerator, washer\/dryer) to tailor coverage; specifics and caps are listed in state contracts on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Cons:<\/strong><\/h3>\n\n\n\n<ul><li>Some appliances aren\u2019t covered under the Standard plan: In many states, refrigerator and washer\/dryer are add-ons, and A\/C is commonly optional\u2014check your state\u2019s contract (editorial summaries: <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>; <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>).<\/li><li>Per-claim fees: A trade service fee applies per service request and often per trade visit, which can increase out-of-pocket costs if multiple trades are dispatched (<a href=\"https:\/\/consumer.ftc.gov\">FTC Consumer Advice<\/a>).<\/li><li>Small coverage area: Fidelity only provides coverage for homeowners in 17 states, per <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranties\/fidelity-national-home-warranty-review\/\">MarketWatch Guides<\/a>, <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>, and <a href=\"https:\/\/www.architecturaldigest.com\/reviews\/home-warranty\/fidelity-national-home-warranty-review\">Architectural Digest<\/a>.<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Competition<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td>&nbsp;<\/td><td><a href=\"https:\/\/www.homewarranty.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Fidelity Home Warranty<\/a><\/td><td><a href=\"https:\/\/www.americanresidentialwarranty.com\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"American Residential Warranty (opens in a new tab)\">American Residential Warranty<\/a><\/td><td><a href=\"https:\/\/www.fixdrepair.com\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Fixd Repair (opens in a new tab)\">Fixd Repair<\/a><\/td><\/tr><tr><td>States served<\/td><td>17<\/td><td>Nationwide<\/td><td>Texas (select metros)<\/td><\/tr><tr><td>Reviews rating<\/td><td>A+ (BBB)<\/td><td>3.9\/5<\/td><td>3.4\/5<\/td><\/tr><tr><td>Service fee<\/td><td>$75<\/td><td>Unlisted<\/td><td>Unlisted<\/td><\/tr><tr><td>Workmanship guarantee<\/td><td>30 days<\/td><td>Not stated<\/td><td>Yes<\/td><\/tr><tr><td>Customizable?<\/td><td>Yes<\/td><td>Yes<\/td><td>No<\/td><\/tr><tr><td>Other<\/td><td>Cost-effective coverage options<br>No age restrictions on covered items<\/td><td> Warranty can be transferred to another homeowner<br>&nbsp;&nbsp;No home inspections required<\/td><td>Great mobile support with iOS and Android apps<br>&nbsp;Uses local service technicians<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>\u00b7 &nbsp; &nbsp; &nbsp; All information accurate as of&nbsp; 11\/11\/2025<br><\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"vs1\" title=\"Fidelity vs. American Residential\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>Fidelity Home Warranty compared to American Residential Warranty<\/strong><\/h2>\n\n\n\n<p><a href=\"\t\nhttps:\/\/www.reviews.com\/insurance\/home-warranty\/american-residential-warranty-review\/\">American Residential Warranty<\/a> is one of our best-reviewed home warranty options, but how does it stack up against Fidelity? When it comes to availability, ARW markets nationwide coverage and offers multiple plan tiers with notable add-ons such as electronics protection and utility line programs; review ARW\u2019s current <a href=\"https:\/\/americanresidentialwarranty.com\/home-warranty-plans\/\">plan lineup<\/a> and <a href=\"https:\/\/americanresidentialwarranty.com\/terms-conditions\/\">terms and conditions<\/a> for state-specific limits, waiting periods, and trade service fees.<\/p>\n\n\n\n<p>Fidelity, meanwhile, focuses on 17 states and emphasizes 24\/7 claims with a per-visit trade service fee and customizable add-ons\u2014verify inclusions, caps, and workmanship\/parts guarantees in your state\u2019s contract on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>. Note that many service industries have lengthened repair guarantees beyond 30 days in recent years (e.g., 180 days at <a href=\"https:\/\/www.searshomeservices.com\/repair\/warranty\">Sears Home Services<\/a>), so compare guarantee windows alongside price and coverage.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"vs2\" title=\"Fidelity vs. Fixd Repair\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>Fidelity Home Warranty compared to Fixd Repair<\/strong><\/h2>\n\n\n\n<p>Fidelity\u2019s availability spans 17 states, while Fixd Repair primarily serves Texas metropolitan areas (see Fixd\u2019s <a href=\"https:\/\/www.fixdrepair.com\">service areas<\/a>). While <a href=\"\t\nhttps:\/\/www.reviews.com\/insurance\/home-warranty\/fixd-repair-review\/\">Fixd Repair<\/a> emphasizes app-based scheduling, in-house technicians in core markets, and speed of dispatch (<a href=\"https:\/\/www.fixdrepair.com\">home warranty details<\/a>), Fidelity lists a clear per-claim trade service fee and offers add-ons for items like A\/C, roof-leak repair, pool\/spa equipment, and select appliances; always confirm current fees and coverage specifics in your state contract.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom-line\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p>Fidelity National Home Warranty remains a regionally focused provider operating in 17 states, with 24\/7 claims, no age limits on covered items, and a traditional networked contractor model. Base plans typically require add-ons for A\/C and major kitchen\/laundry appliances in many states, so scrutinize your state contract for what\u2019s included, dollar caps, and workmanship\/parts guarantees on the <a href=\"https:\/\/www.homewarranty.com\/\">official site<\/a>. In a market trending toward more digital, app-enabled claims and expanded bundles (e.g., electronics and utility line programs) highlighted by brands like <a href=\"https:\/\/www.frontdoorhome.com\/\">Frontdoor<\/a> and <a href=\"https:\/\/www.homeserve.com\/en-us\/about\/\">HomeServe<\/a>, Fidelity\u2019s value proposition is straightforward coverage and add-ons within its footprint.<\/p>\n\n\n\n<p>Compared to providers such as American Residential (nationwide with broader add-ons) and Fixd Repair (Texas-centric, app-driven), Fidelity can\u2019t match nationwide availability or fully app-based service, but it\u2019s a practical option for homeowners in its footprint who want to cover older systems and appliances cost-effectively and prefer a traditional claims process. Remember that service fees are charged per claim\/visit and often per trade (<a href=\"https:\/\/consumer.ftc.gov\">FTC Consumer Advice<\/a>).<\/p>\n\n\n\n<p>Need help with your home warranty decision? We\u2019ve got you covered with more <a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/best\/\">in-depth reviews and comparisons<\/a> of industry-leading providers.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fidelity National home warranty offers cost-effective coverage for what matters in your home. The company does not impose age limits on covered items and continues to operate as a regional provider with availability in 17 states concentrated in the West, Southwest, and Midwest, according to recent independent reviews from Forbes Home, Architectural Digest, and MarketWatch [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":349051,"parent":1764,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-reviews.php","meta":[],"categories":[1269],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fidelity Home Warranty Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Home warranty plans that offer cost-effective protection with the added benefit of no age restrictions for covered items.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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