{"id":345615,"date":"2025-11-10T17:04:33","date_gmt":"2025-11-10T22:04:33","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=345615"},"modified":"2025-11-10T17:04:34","modified_gmt":"2025-11-10T22:04:34","slug":"global-home-protection-home-warranty-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/home-warranty\/global-home-protection-home-warranty-review\/","title":{"rendered":"Global Home Protection Home Warranty Review"},"content":{"rendered":"\n            <span class=\"b-anchor\" id=\"global-home-protection-review\" > <\/span>\n    \n\n\n<p>Global Home Protection offers home warranty plans that can be configured to cover major systems, major appliances, or a combined option. However, the company does not publish a current state availability list, and as of November 2025 it does not appear on several states\u2019 official rosters of authorized home warranty\/service contract providers, including <a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/105-type\/95-guides\/7-survey\/hpcompany.cfm\">California<\/a>, <a href=\"https:\/\/www.insurance.wa.gov\">Washington<\/a>, <a href=\"https:\/\/www.floir.com\/CompanySearch\">Florida<\/a>, and <a href=\"https:\/\/www.tdlr.texas.gov\/scp\/scp.htm\">Texas<\/a>, indicating it is unlikely to operate in those states.<\/p>\n\n\n\n<p>The company advertises consumer-friendly features such as a transferable policy at resale and the ability to cancel. That said, the <a href=\"https:\/\/www.globalhomeprotection.com\/terms-conditions\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">terms and conditions<\/a> specify that cancellations after the initial 30-day period are subject to a $75 administrative fee plus a cancellation fee, so review your contract carefully.<\/p>\n\n\n\n<p>Global Home Protection lists add-on coverages (e.g., items like pool\/spa) to tailor protection. Eligibility is time-sensitive: claims must be reported within 24 hours of discovering an issue and coverage generally begins after an initial waiting period (commonly ~30 days), per the company\u2019s <a href=\"https:\/\/www.globalhomeprotection.com\/terms-conditions\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">terms and conditions<\/a>.<\/p>\n\n\n\n            <span class=\"b-anchor\" id=\"global-home-protection-overview\" > <\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Global Home Protection Overview<\/h2>\n\n\n\n<ul><li>Plan types: Major System, Major Appliance, Diamond&nbsp;<\/li><li>Pricing: Quote-based; the company does not publish monthly premiums online\u2014compare total cost (premium + chosen service fee) during quoting (industry guidance emphasizes evaluating both together; see <a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>).<\/li><li>Service fees: A per-claim service call fee applies (selected or assigned during quoting\/contract). Competitors such as American Home Shield and Cinch let customers choose among fee tiers that affect monthly price (<a href=\"https:\/\/www.ahs.com\/plans\/\">AHS plans<\/a>; <a href=\"https:\/\/www.cinchhomeservices.com\">Cinch plan options<\/a>).<\/li><li>Workmanship guarantee: 90 days (parts), 30 days (labor). Note: This is shorter than current market expectations\u2014some competitors offer longer repair guarantees (e.g., Cinch\u2019s <a href=\"https:\/\/www.cinchhomeservices.com\">180\u2011day workmanship guarantee<\/a>), and many trades benchmark at 12 months for workmanship (see the AIA one\u2011year correction standard, <a href=\"https:\/\/www.aiacontracts.org\/contract-documents\/25116-general-conditions-of-the-contract-for-construction\">AIA A201<\/a>).<\/li><li>Contract length: 12 months<\/li><li>BBB rating (Letter): NR (Not Rated) on the current <a href=\"https:\/\/www.bbb.org\/search?find_text=Global%20Home%20Protection&#038;find_type=search\">BBB Business Profile<\/a>.<\/li><li>Home inspection required? Not specified<\/li><li>States served: No current published list. As of November 2025, GHP does not appear on multiple state regulators\u2019 rosters of authorized providers (e.g., <a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/105-type\/95-guides\/7-survey\/hpcompany.cfm\">CA<\/a>, <a href=\"https:\/\/www.insurance.wa.gov\">WA<\/a>, <a href=\"https:\/\/www.floir.com\/CompanySearch\">FL<\/a>, <a href=\"https:\/\/www.tdlr.texas.gov\/scp\/scp.htm\">TX<\/a>).<\/li><li>Available appliance and system coverage: Air Conditioning System, Heating System, Electrical System, Plumbing Systems, Septic System, Plumbing Stoppage, Water Heater, Garbage Disposal, Kitchen Refrigerator, Oven\/Range\/Stove, CookTop, Dishwasher, Built-In Microwave, Clothes Washer, Clothes Dryer, Ceiling Fan, Exhaust Fan, Garage Door Opener, Whirlpool Bathtub, Pool\/Spa, Stand Alone Freezer, Well Pump, Water Softener, Refrigerator Ice Maker, Sump Pump, Central Vacuum, and Limited Roof Leak. Availability, dollar caps, and exclusions vary by state; confirm in your contract.<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><a href=\"https:\/\/www.globalhomeprotection.com\/\" rel=\"nofollow\">Plan Type<\/a><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Major Systems Plan<\/strong><\/td><td><strong>Major Appliances Plan<\/strong><\/td><td><strong>Diamond Plan<\/strong><\/td><\/tr><tr><td><strong>Monthly Premiums&nbsp;<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Unlisted<\/td><td>Unlisted<\/td><td>Unlisted<\/td><\/tr><tr><td><strong>Appliances Covered<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">None<\/td><td><ul><li>Kitchen<\/li><li>Refrigerator\u200b<\/li><li>Oven\/Range\/Stove<\/li><li>\u200bCook Top<\/li>\u200b<li>Dishwasher<\/li><li>\u200bBuilt-In Microwave<\/li><li>Clothes Washer<\/li>\u200b<li>Clothes Dryer<\/li>\u200b\u200b\u200b\u200b\u200b<li>Garbage Disposal<\/li><\/td><td><li>Plumbing Stoppage<\/li>\u200b<li>Water Heater<\/li><li>\u200bGarbage Disposal<\/li><li>\u200bKitchen<\/li><li>Refrigerator<\/li>Oven\/Range\/Stove\u200b<li>Cook Top<\/li><li>\u200bDishwasher<\/li><li>\u200bBuilt-In Microwave<\/li>\u200b<li>Clothes Washer<\/li>\u200b<li>Clothes Dryer<\/li><li>Ceiling Fan<\/li><li>Exhaust Fan<\/li><li>Garage Door Opener<\/li><li>\u200bWhirlpool Bathtub<\/li><\/td><\/tr><tr><td><strong>Systems Covered<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><li>Air Conditioning System<\/li>\u200b<li>Heating System<\/li>\u200b<li>Electrical System<\/li><li>Plumbing Systems<\/li>\u200b<li>Plumbing Stoppage<\/li>\u200b<li>Water Heater<\/li><\/td><td><br><\/td><td><li>Air Conditioning System<\/li><li>\u200bHeating System<\/li>\u200b<li>Electrical System<\/li><li>\u200bPlumbing Systems<\/li>\u200b<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who is this best for?&nbsp;<\/h3>\n\n\n\n<p>Global Home Protection structures their home warranties so you can focus coverage on appliances, built\u2011in systems, or both. This split design can be useful if you want to protect only one category; just ensure the plan you select includes the items and dollar caps you need and verify state availability on the company\u2019s site.<br><\/p>\n\n\n\n<p>Availability is the gating factor: GHP does not publish a state list, and it is not currently shown on several states\u2019 authorized provider rosters (e.g., <a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/105-type\/95-guides\/7-survey\/hpcompany.cfm\">CA<\/a>, <a href=\"https:\/\/www.insurance.wa.gov\">WA<\/a>, <a href=\"https:\/\/www.floir.com\/CompanySearch\">FL<\/a>, <a href=\"https:\/\/www.tdlr.texas.gov\/scp\/scp.htm\">TX<\/a>). If it is available in your area, the modular plan setup aligns with wider 2024\u20132025 industry trends toward modular products and add\u2011ons, digital service, and tiered service fees (<a href=\"https:\/\/www.sec.gov\/ixviewer\/doc?action=display&#038;source=content&#038;source_url=https%3A%2F%2Fwww.sec.gov%2FArchives%2Fedgar%2Fdata%2F1727263%2F000172726325000012%2Fftdr-20241231.htm\">Frontdoor 10\u2011K<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pros:<\/h3>\n\n\n\n<ul><li><strong>Three home warranties available.<\/strong> Multiple plan tiers let you focus on systems, appliances, or both; review covered items, caps, and exclusions on the <a href=\"https:\/\/www.globalhomeprotection.com\/\">official site<\/a> before purchase.<\/li><\/ul>\n\n\n\n<ul><li><strong>Optional Coverages.<\/strong> Add\u2011ons (e.g., pool\/spa) help customize your plan; availability and limits are contract\u2011specific (see GHP\u2019s <a href=\"https:\/\/www.globalhomeprotection.com\/terms-conditions\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">terms and conditions<\/a>).<\/li><\/ul>\n\n\n\n<ul><li><strong>No fee to transfer policy.<\/strong> Policies are advertised as transferable to a buyer at resale without a transfer fee, a helpful perk for sellers (<a href=\"https:\/\/www.globalhomeprotection.com\/\">GHP site<\/a>).<\/li><\/ul>\n\n\n\n<ul><li><strong>Multi-property discounts. <\/strong>The company has advertised discounts for covering more than one property; confirm current availability during quoting on the <a href=\"https:\/\/www.globalhomeprotection.com\/\">official site<\/a>.&nbsp;<\/li><\/ul>\n\n\n\n<ul><li><strong>24\/7 claims processing.<\/strong> Around\u2011the\u2011clock claim intake aligns with the industry\u2019s move toward digital self\u2011service and faster triage (<a href=\"https:\/\/www.sec.gov\/ixviewer\/doc?action=display&#038;source=content&#038;source_url=https%3A%2F%2Fwww.sec.gov%2FArchives%2Fedgar%2Fdata%2F1727263%2F000172726325000012%2Fftdr-20241231.htm\">Frontdoor 10\u2011K<\/a>).<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Cons:<\/h3>\n\n\n\n<ul><li><strong>Must file a claim within 24 hours.<\/strong> Claims must be reported within 24 hours of discovering the problem to be eligible for coverage (<a href=\"https:\/\/www.globalhomeprotection.com\/terms-conditions\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">terms and conditions<\/a>).<\/li><\/ul>\n\n\n\n<ul><li><strong>Fee for early cancellation.<\/strong> After 30 days, cancellations incur a $75 administrative fee plus a cancellation fee per the <a href=\"https:\/\/www.globalhomeprotection.com\/terms-conditions\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">terms and conditions<\/a>.&nbsp;<\/li><\/ul>\n\n\n\n<ul><li><strong>Coverage begins 30 days from enrollment.<\/strong> Expect a waiting period before coverage begins (commonly ~30 days), and note that GHP\u2019s 90\u2011day parts\/30\u2011day labor workmanship guarantee is shorter than current norms\u2014Cinch offers <a href=\"https:\/\/www.cinchhomeservices.com\">180 days<\/a>, and many trades benchmark at one year on workmanship (see <a href=\"https:\/\/www.aiacontracts.org\/contract-documents\/25116-general-conditions-of-the-contract-for-construction\">AIA A201<\/a>).<\/li><\/ul>\n\n\n\n            <span class=\"b-anchor\" id=\"the-competition\" > <\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Competition&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><br><\/td><td><strong><a href=\"https:\/\/www.globalhomeprotection.com\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Global Home Protection (opens in a new tab)\">Global Home Protection<\/a><\/strong><\/td><td><strong><a href=\"https:\/\/www.ahs.com\/plans\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">American Home Shield<\/a><\/strong><\/td><td><strong><a href=\"https:\/\/www.cinchhomeservices.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Cinch<\/a><\/strong><\/td><td><strong><a href=\"https:\/\/www.chwprice.com\/a\/a137\/index.php?utm_source=rvwcfm&amp;utm_campaign=313199-20\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Choice Home Warranty<\/a><\/strong><\/td><\/tr><tr><td><strong>States served<\/strong><\/td><td><a href=\"https:\/\/www.globalhomeprotection.com\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Check availability<\/a>&nbsp;\u2014 No published state list; not listed on <a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/105-type\/95-guides\/7-survey\/hpcompany.cfm\">CA<\/a>, <a href=\"https:\/\/www.insurance.wa.gov\">WA<\/a>, <a href=\"https:\/\/www.floir.com\/CompanySearch\">FL<\/a>, or <a href=\"https:\/\/www.tdlr.texas.gov\/scp\/scp.htm\">TX<\/a> regulator rosters.<\/td><td>50<\/td><td>48<\/td><td>48<\/td><\/tr><tr><td><strong>Reviews rating<\/strong><\/td><td>BBB: NR (Not Rated) \u2014 see current <a href=\"https:\/\/www.bbb.org\/search?find_text=Global%20Home%20Protection&#038;find_type=search\">BBB profile<\/a><\/td><td>See current BBB profile<\/td><td>See current BBB profile<\/td><td>See current BBB profile<\/td><\/tr><tr><td><strong>Service fee<\/strong><\/td><td>Service call fee applies (amount per contract)<\/td><td>Service call fee options; monthly premium adjusts<\/td><td>Multiple service fee options; monthly premium adjusts<\/td><td>Service call fee applies<\/td><\/tr><tr><td><strong>Workmanship guarantee<\/strong><\/td><td>90 days for parts, 30 days for labor<br><\/td><td>Per contract<\/td><td>180 days<\/td><td>Per contract<br><\/td><\/tr><tr><td><strong>Customizable?<\/strong><\/td><td>Yes<\/td><td>Yes<\/td><td>Yes<\/td><td>Yes<\/td><\/tr><tr><td><strong>Other<\/strong><\/td><td><li>Three options for home warranty plans<\/li><br><br><li>No fee to transfer policy<\/li><br><br><li>Claims must be reported within 24 hours; waiting period applies (<a href=\"https:\/\/www.globalhomeprotection.com\/terms-conditions\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">terms<\/a>)<\/li><\/td><td><li>Three options for home warranty plans<\/li><br><br><li><a href=\"https:\/\/www.ahs.com\/plans\/\">Top-tier ShieldPlatinum may include roof\u2011leak coverage and higher limits (state\u2011specific)<\/a><\/li><\/td><td><li>Three options for home warranty plans<\/li><br><br><li><a href=\"https:\/\/www.cinchhomeservices.com\">180\u2011day workmanship guarantee<\/a><\/li><\/td><td><li>Two options for home warranty plans<\/li><br><br><li>Flexible Pricing<\/li><\/td><\/tr><tr><\/tr><tr><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Information verified as of November 2025.<\/em><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Global Home Protection compared to Cinch<\/h2>\n\n\n\n<p>Both providers market plans that let you protect appliances, systems, or both. Cinch publishes clear three\u2011tier menus and lets you pick a service call fee, which changes the monthly premium (<a href=\"https:\/\/www.cinchhomeservices.com\">see plans<\/a>). By contrast, GHP uses quote\u2011based pricing and does not publish a current state availability list; it also does not appear on several states\u2019 authorized provider rosters (e.g., <a href=\"https:\/\/www.insurance.ca.gov\/01-consumers\/105-type\/95-guides\/7-survey\/hpcompany.cfm\">CA<\/a>, <a href=\"https:\/\/www.insurance.wa.gov\">WA<\/a>, <a href=\"https:\/\/www.floir.com\/CompanySearch\">FL<\/a>, <a href=\"https:\/\/www.tdlr.texas.gov\/scp\/scp.htm\">TX<\/a>), so verify availability before comparing.<\/p>\n\n\n\n<p>Cinch\u2019s workmanship guarantee stands out at <a href=\"https:\/\/www.cinchhomeservices.com\">180 days<\/a>, which exceeds GHP\u2019s 90\u2011day parts\/30\u2011day labor guarantee. Across the industry, tiered service fees have become the norm and influence your overall cost of ownership; evaluate premiums alongside the per\u2011claim fee you select and review state contracts for caps, add\u2011ons, and exclusions (<a href=\"https:\/\/www.sec.gov\/ixviewer\/doc?action=display&#038;source=content&#038;source_url=https%3A%2F%2Fwww.sec.gov%2FArchives%2Fedgar%2Fdata%2F1727263%2F000172726325000012%2Fftdr-20241231.htm\">Frontdoor 10\u2011K<\/a>).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Global Home Protection compared to American Home Shield <\/h2>\n\n\n\n<p>American Home Shield offers three primary tiers\u2014ShieldSilver (systems), ShieldGold (systems + appliances), and ShieldPlatinum (adds features such as roof\u2011leak repair and higher limits in many states). See the current lineup at <a href=\"https:\/\/www.ahs.com\/plans\/\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">AHS Plans<\/a> and review the <a href=\"https:\/\/www.bbb.org\/us\/tn\/memphis\/profile\/home-warranty-plans\/american-home-shield-0543-22001027\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Better Business Bureau<\/a> profile for live rating details.<\/p>\n\n\n\n<p>AHS lets you choose a service call fee during quoting, which changes the monthly price. GHP is also quote\u2011based but does not publish state availability and shows a shorter workmanship guarantee than many peers. Waiting periods (often ~30 days) and claim deadlines are defined in each provider\u2019s state contract\u2014verify the specifics before you buy (<a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>).<\/p>\n\n\n\n<p>Neither provider typically requires a home inspection for standard enrollment, but review the sample contract for your state to confirm coverage caps, exclusions, and add\u2011on terms. For both, compare total expected cost over a year: monthly premium x 12 plus expected claims x chosen service fee (<a href=\"https:\/\/www.forbes.com\">Forbes Home<\/a>).<\/p>\n\n\n\n            <span class=\"b-anchor\" id=\"the-bottom-line\" > <\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Bottom Line&nbsp;<\/h2>\n\n\n\n<p>Customization and add\u2011ons are Global Home Protection\u2019s key draws, and free policy transfer can help when selling. But prospective buyers should weigh availability (no published state list and not shown on multiple regulators\u2019 rosters), strict claim timing (24\u2011hour reporting), a typical waiting period before coverage, and a workmanship guarantee (90\u2011day parts\/30\u2011day labor) that is shorter than today\u2019s market norms and leading competitors (e.g., Cinch\u2019s <a href=\"https:\/\/www.cinchhomeservices.com\">180\u2011day guarantee<\/a>; general workmanship benchmarks often run ~12 months per <a href=\"https:\/\/www.aiacontracts.org\/contract-documents\/25116-general-conditions-of-the-contract-for-construction\">AIA A201<\/a>).<\/p>\n\n\n\n<p>Industrywide in 2024\u20132025, providers emphasize transparent, all\u2011in pricing and simpler cancellations (aided by laws like California\u2019s <a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/billTextClient.xhtml?bill_id=202320240SB478\">SB 478<\/a>), tiered service fees, and digital\/remote diagnostics to speed resolutions (<a href=\"https:\/\/www.sec.gov\/ixviewer\/doc?action=display&#038;source=content&#038;source_url=https%3A%2F%2Fwww.sec.gov%2FArchives%2Fedgar%2Fdata%2F1727263%2F000172726325000012%2Fftdr-20241231.htm\">Frontdoor 10\u2011K<\/a>). Weather\u2011driven HVAC demand spikes have also elevated the value of strong contractor networks and remote triage (<a href=\"https:\/\/www.noaa.gov\/news\/2024-was-earths-warmest-year-on-record\">NOAA<\/a>). Compare quotes the same day, review state contracts, and evaluate total cost (premium + likely claims x service fee) to decide whether GHP or a competitor like AHS or Cinch fits your needs.<\/p>\n\n\n\n<p>When searching for a new home warranty, don\u2019t forget to check out all the <a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/best\/\">different companies available<\/a> in the area to find the one that will provide the best service at the lowest rate.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Global Home Protection offers home warranty plans that can be configured to cover major systems, major appliances, or a combined option. However, the company does not publish a current state availability list, and as of November 2025 it does not appear on several states\u2019 official rosters of authorized home warranty\/service contract providers, including California, Washington, [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":345616,"parent":1764,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-reviews.php","meta":[],"categories":[1269],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Global Home Protection Home Warranty Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Global Home Protection\u2019s home warranties allow people to customize how they want to protect their home systems, appliances, or both.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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