{"id":341781,"date":"2025-11-10T18:14:57","date_gmt":"2025-11-10T23:14:57","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=341781"},"modified":"2025-11-10T18:14:57","modified_gmt":"2025-11-10T23:14:57","slug":"american-residential-warranty-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/home-warranty\/american-residential-warranty-review\/","title":{"rendered":"American Residential Warranty Review"},"content":{"rendered":"\n<p>With <a href=\"https:\/\/americanresidentialwarranty.com\/\">American Residential Warranty<\/a>, you can pick an appliances\u2011focused plan (often called Kitchen\/Kitchen Plus), a broader combo plan (Platinum Premier), or bundle add\u2011ons such as electronics protection. Pricing is quote\u2011by\u2011ZIP and varies with home details and promos; recent national testing places appliances\u2011only plans around $30\u2013$45 per month and combo coverage roughly $50\u2013$75 per month, with electronics bundles commonly near $100\u2013$140 per month. Verify your exact monthly price and service fee in ARW\u2019s online quote flow (<a href=\"https:\/\/www.arwhome.com\">plan menu<\/a>; see also current ranges reported by <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/american-residential-warranty-review\/\">Forbes Home<\/a>, <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranty\/american-residential-warranty\/\">MarketWatch Guides<\/a>, and <a href=\"https:\/\/www.thisoldhouse.com\">This Old House Reviews<\/a>).&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">American Residential Warranty Overview<\/h2>\n\n\n\n<ul><li>Plan types: Heating &amp; Cooling, Kitchen Plus, Platinum, Platinum Premier, 3-In-1 Bundle, 4-In-1 Bundle. In practice, ARW centers on two core paths\u2014an appliances plan (Kitchen\/Kitchen Plus) and a comprehensive combo plan (Platinum Premier)\u2014with optional bundles and add\u2011ons like electronics protection (<a href=\"https:\/\/www.arwhome.com\">ARW plans<\/a>; comparative plan descriptions in <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranty\/american-residential-warranty\/\">MarketWatch<\/a> and <a href=\"https:\/\/www.thisoldhouse.com\">This Old House<\/a>).<\/li><li><a href=\"https:\/\/www.arwhome.com\">Pricing<\/a>: Appliances\u2011only typically about $30\u2013$45\/mo; combo (Platinum Premier) about $50\u2013$75\/mo; bundles with electronics often ~$100\u2013$140\/mo. Actual pricing varies by ZIP, home profile, and promotion (<a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/american-residential-warranty-review\/\">Forbes Home<\/a>; <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranty\/american-residential-warranty\/\">MarketWatch<\/a>; <a href=\"https:\/\/www.thisoldhouse.com\">TOH Reviews<\/a>).<\/li><li>Service fees: Commonly $55\u2013$100 per claim depending on plan\/market; confirm at checkout (<a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/american-residential-warranty-review\/\">Forbes Home<\/a>; <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranty\/american-residential-warranty\/\">MarketWatch<\/a>; <a href=\"https:\/\/www.thisoldhouse.com\">TOH Reviews<\/a>).<\/li><li>Workmanship guarantee: ARW\u2019s recall\/repair workmanship window is stated in your service contract and state addendum; always verify in writing. As a general trade benchmark, workmanship\/labor guarantees in home services often run about one year for many contractor\u2011performed repairs, though home\u2011warranty recall windows can be shorter\u2014ensure terms are clearly disclosed (<a href=\"https:\/\/www.angi.com\">Angi: contractor fee\/guarantee norms<\/a>; <a href=\"https:\/\/www.ftc.gov\">FTC warranty\/guarantee disclosure rules<\/a>).<\/li><li><a href=\"https:\/\/americanresidentialwarranty.com\/assets\/images\/arw-twg-terms.pdf\">Contract length<\/a>: Typically 12\u2011month terms with monthly or annual billing; promotions and plan menus can change. Review contract PDFs and any state addenda for your location.<\/li><li><a href=\"https:\/\/www.bbb.org\/us\/fl\/boca-raton\/profile\/extended-warranty-contract-service-companies\/american-residential-warranty-0633-92014314\">BBB rating<\/a>: See current profile for the latest rating and complaint history.<\/li><li>Home inspection required? Typically no inspection is required to enroll; eligibility and waiting periods are defined in the contract.<\/li><li>States served: Availability and terms vary by state; home warranties are regulated at the state level. Example regimes: California Home Protection Companies (<a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/codes_displayText.xhtml?lawCode=INS&amp;division=2.&amp;part=2.&amp;chapter=8.5\">CA Insurance Code \u00a712740 et seq.<\/a>), Texas Residential Service Companies (<a href=\"https:\/\/statutes.capitol.texas.gov\">TX Occ. Code Ch. 1303<\/a>), Florida Home Warranty Associations (<a href=\"https:\/\/www.leg.state.fl.us\/Statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0634\/0634.html\">FL Ch. 634, Part II<\/a>), Arizona Home Protection Companies (<a href=\"https:\/\/www.azleg.gov\/ars\/20\/01095.htm\">AZ \u00a720\u20111095 et seq.<\/a>), Washington Service Contracts (<a href=\"https:\/\/app.leg.wa.gov\/RCW\/default.aspx?cite=48.110\">WA RCW 48.110<\/a>).<\/li><li><a href=\"https:\/\/www.americanresidentialwarranty.com\/\">Available appliance and system coverage:<\/a> Refrigerator, Range\/Oven\/Cooktop, Dishwasher, Built-in Microwave, Ceiling Fans, Garbage Disposal, Kitchen Exhaust Fan, Water Heater, Refrigerant Recapture, Sewer and Water Lines, Central Air Conditioning, Central Home Heating, Humidifier, Interior Electrical System, Plumbing System, Plumbing Stoppages, Ductwork, A\/C Refrigerant and Coils, Plumbing Faucets and Fixtures, Toilets and Internal Mechanisms, Garage Door Opener, Garage Door Springs and Tracks, Washer and Dryer. <strong>Available add-ons:<\/strong> Flat Screen TVs, Home Theater System, Desktops\/Laptops, Tablets, Gaming Consoles, Printers, Routers, Hand-Held Gaming Devices. Optional items like pool\/spa equipment, well or sump pumps, and secondary refrigerators\/freezers may also be offered a la carte; availability varies by state (<a href=\"https:\/\/americanresidentialwarranty.com\/compare-home-warranty-plans\/\">ARW plan comparison<\/a>).<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"\"><tbody><tr><td><br><\/td><td><strong>HEATING &amp; COOLING<\/strong><strong>$ varies by ZIP<\/strong><\/td><td><strong>KITCHEN PLUS<\/strong><strong>$ ~30\u2013$45 \/mo<\/strong><\/td><td><strong>PLATINUM<\/strong><strong>$ varies by ZIP<\/strong><\/td><td><strong>PLATINUM PREMIER<\/strong><strong>$ ~50\u2013$75 \/mo<\/strong><\/td><td><strong>3-IN-1 BUNDLE<\/strong><strong>$ ~100\u2013$140 \/mo<\/strong><\/td><td><strong>4-IN-1 BUNDLE<\/strong><strong>$ ~100\u2013$140 \/mo<\/strong><\/td><\/tr><tr><td><strong>Central Air Conditioning<\/strong><\/td><td>\u2714<\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Washer &amp; Dryer<\/strong><strong>*Optional coverage at additional cost<\/strong><\/td><td>\u2714*<\/td><td>\u2714*<\/td><td>\u2714*<\/td><td>\u2714*<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Central Home Heating<\/strong><\/td><td>\u2714<\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Humidifier<\/strong><\/td><td>\u2714<\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Interior Electrical System<\/strong><\/td><td>\u2714<\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Refrigerator<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Range \/ Oven \/ Cooktop<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Dishwasher<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Built-In Microwave<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Garbage Disposal<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Kitchen Exhaust Fan<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Water Heater<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Plumbing System<\/strong><strong>*Fixtures not included<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Plumbing Stoppages<\/strong><strong>*Fixtures not included<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Ductwork<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Garage Door Opener<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Refrigerator Ice Maker<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Ceiling Fans<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Deluxe Advantage**<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Ultimate Electronics Protection***<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td><strong>Sewer &amp; Water Lines<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td><strong>\u2013<\/strong><\/td><td>\u2714<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">More Details<\/h3>\n\n\n\n<p><strong>**Deluxe Advantage Includes: <\/strong><\/p>\n\n\n\n<ul><li>A\/C refrigerant &amp; coils<\/li><li>Refrigerant recapture<\/li><li>Plumbing faucets &amp; fixtures<\/li><li>Permits\/modifications\/code violations (where included)<\/li><li>Toilets &amp; internal mechanism<\/li><li>Improper installation<\/li><li>Mismatched systems<\/li><li>Garage door spring\/tracks<\/li><\/ul>\n\n\n\n<p><strong>***Ultimate Electronics Protection Includes:<\/strong><\/p>\n\n\n\n<ul><li>Flat Screen TVs<\/li><li>Home Theater System<\/li><li>Desktops\/Laptops<\/li><li>Tablets<\/li><li>Gaming Consoles<\/li><li>Printers<\/li><li>Routers<\/li><li>Hand-Held Gaming Devices<\/li><li>And Much More<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Who is this best for?&nbsp;<\/h3>\n\n\n\n<p>ARW suits homeowners who want to tailor coverage by prioritizing either appliances (Kitchen\/Kitchen Plus) or a full combo plan (Platinum Premier), with optional add\u2011ons including electronics. Because pricing and service fees are quote\u2011by\u2011ZIP, you can adjust total cost to your home and selected add\u2011ons (<a href=\"https:\/\/www.arwhome.com\">plans<\/a>; current benchmarks: <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/american-residential-warranty-review\/\">Forbes<\/a>, <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranty\/american-residential-warranty\/\">MarketWatch<\/a>).<\/p>\n\n\n\n<p>It\u2019s also a fit for buyers who prefer flexible billing (monthly or annual) and online quotes. Note that availability and contract terms vary by state due to regulation; for example, California, Texas, Florida, Arizona, and Washington maintain distinct rules and contract requirements that can affect coverage and disclosures (<a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/codes_displayText.xhtml?lawCode=INS&amp;division=2.&amp;part=2.&amp;chapter=8.5\">CA<\/a>; <a href=\"https:\/\/statutes.capitol.texas.gov\">TX<\/a>; <a href=\"https:\/\/www.leg.state.fl.us\/Statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0634\/0634.html\">FL<\/a>; <a href=\"https:\/\/www.azleg.gov\/ars\/20\/01095.htm\">AZ<\/a>; <a href=\"https:\/\/app.leg.wa.gov\/RCW\/default.aspx?cite=48.110\">WA<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pros:<\/h3>\n\n\n\n<ul><li><a href=\"https:\/\/americanresidentialwarranty.com\/specials\">2 Months Free<\/a>: Seasonal promotions (including free months on annual prepay) are advertised periodically; offers vary by ZIP and time. Always confirm the final monthly premium and any trade service fee during checkout (<a href=\"https:\/\/www.arwhome.com\">ARW plans<\/a>).<\/li><li>Broad availability with state\u2011specific contracts: ARW markets plans across many states; terms and disclosures are adapted to state rules (e.g., <a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/codes_displayText.xhtml?lawCode=INS&amp;division=2.&amp;part=2.&amp;chapter=8.5\">CA<\/a>, <a href=\"https:\/\/statutes.capitol.texas.gov\">TX<\/a>, <a href=\"https:\/\/www.leg.state.fl.us\/Statutes\/index.cfm?App_mode=Display_Statute&amp;URL=0600-0699\/0634\/0634.html\">FL<\/a>).<\/li><li>Electronics Protection: Extend beyond appliances and systems with an electronics add\u2011on bundled in select packages (<a href=\"https:\/\/americanresidentialwarranty.com\/compare-home-warranty-plans\/\">plan comparison<\/a>).<\/li><li>Choose Your Contractor: If permitted, ARW may authorize your preferred contractor; pre\u2011authorization is required before work. Claims without prior authorization risk denial of reimbursement\u2014review ARW\u2019s sample contract and state addendum for details (<a href=\"https:\/\/americanresidentialwarranty.com\/assets\/tc\/sample\/TC_AIG_Standard.pdf\">ARW sample contract<\/a>).<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Cons:<\/h3>\n\n\n\n<ul><li>Waiting period: A waiting period typically applies before first claims are eligible; confirm your contract and state addendum.<\/li><li>Coverage <a href=\"https:\/\/americanresidentialwarranty.com\/assets\/tc\/sample\/TC_AIG_Standard.pdf\">Limits<\/a>: ARW contracts include per\u2011item and annual caps. For example, the sample contract shows up to $1,000 for the cost to diagnose\/repair\/replace a water heater or a dishwasher. Caps, exclusions (e.g., improper maintenance), and recall windows vary by state\u2014verify the PDF for your ZIP and plan (<a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/american-residential-warranty-review\/\">Forbes Home<\/a>; <a href=\"https:\/\/www.thisoldhouse.com\">TOH Reviews<\/a>).<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">The Competition&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"\"><tbody><tr><td><br><\/td><td><strong>American Residential Warranty<\/strong><\/td><td><strong>Home Service Club<\/strong><\/td><td><strong>American Home Shield<\/strong><\/td><td><strong>Cinch<\/strong><\/td><\/tr><tr><td><strong>States served<\/strong><\/td><td>Varies by state\/ZIP (state\u2011specific contracts apply)<\/td><td>Varies by state\/ZIP<\/td><td>Varies by state\/ZIP<\/td><td>Varies by state\/ZIP<\/td><\/tr><tr><td><strong>Reviews rating<\/strong><\/td><td>See recent independent review sources<\/td><td>See recent independent review sources<\/td><td>See recent independent review sources<\/td><td>See recent independent review sources<\/td><\/tr><tr><td><strong>Service fee<\/strong><\/td><td>$55\u2013$100 typical<\/td><td>Varies; disclosed at checkout<\/td><td>$100\u2013$125 (options shown at signup)<\/td><td>Varies; see provider site<\/td><\/tr><tr><td><strong>Workmanship guarantee<\/strong><\/td><td>See contract\/state addendum; recall windows vary<\/td><td>See contract\/state addendum<\/td><td>See contract\/state addendum<\/td><td>See contract\/state addendum<\/td><\/tr><tr><td><strong>Customizable?<\/strong><\/td><td>Yes<\/td><td>Yes<\/td><td>Yes<\/td><td>Yes<\/td><\/tr><tr><td><strong>Other<\/strong><\/td><td>Quote by ZIP; bundles and electronics add\u2011ons available<\/td><td>Two primary plan tiers; add\u2011ons available<\/td><td>Three standardized tiers (ShieldSilver\/Gold\/Platinum)<\/td><td>See provider site for promos\/add\u2011ons<\/td><\/tr><tr><\/tr><tr><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Information reflects sources accessed in 2025; pricing, fees, and terms vary by ZIP and state. Verify details directly with each provider\u2019s checkout and contract PDFs.<\/em><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">American Residential Warranty compared to Home Service Club&nbsp;<\/h2>\n\n\n\n<p>ARW emphasizes two core paths (appliances\u2011only or the broader combo) plus optional bundles and promotions that change over time; confirm price and any free\u2011month offers during checkout (<a href=\"https:\/\/www.arwhome.com\">ARW plans<\/a>). The Home Service Club offers <a href=\"https:\/\/www.hscwarranty.com\">two<\/a> primary tiers with add\u2011ons. Both require an online quote for exact pricing and will disclose your trade service fee at signup. National roundups put ARW\u2019s trade service fee commonly in the $55\u2013$100 range, while HSC\u2019s fee is disclosed at checkout and can vary by plan and market (<a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/american-residential-warranty-review\/\">Forbes Home<\/a>; <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranty\/american-residential-warranty\/\">MarketWatch<\/a>).<\/p>\n\n\n\n<p>Coverage caps and exclusions differ. ARW\u2019s sample contract lists per\u2011item caps such as up to $1,000 for water heaters and dishwashers (<a href=\"https:\/\/americanresidentialwarranty.com\/assets\/tc\/sample\/TC_AIG_Standard.pdf\">ARW sample contract<\/a>), while HSC\u2019s sample documents have historically shown lower caps for certain items (e.g., some appliance limits up to $500; see <a href=\"https:\/\/www.hscwarranty.com\/sample-contract\">HSC sample contract<\/a>). Always verify your state\u2019s version before buying.<\/p>\n\n\n\n<p>Bottom line: ARW is attractive if you want flexible bundles (including electronics) and potentially lower service fees; HSC favors a simpler two\u2011plan structure. In both cases, the best value depends on the per\u2011item caps you\u2019re most likely to use and the service fee presented for your ZIP.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">American Residential Warranty compared to American Home Shield<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/american-home-shield-review\/\">American Home Shield<\/a> operates three standardized tiers (ShieldSilver\/Gold\/Platinum) and highlights a large contractor network. AHS commonly shows selectable service call fee options around $100\u2013$125 during signup (<a href=\"https:\/\/www.ahs.com\/home-warranty\/plans\/\">AHS plans<\/a>). ARW competes with flexible add\u2011ons and bundles (including electronics) and trade service fees that national roundups often cite in the $55\u2013$100 range (<a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/american-residential-warranty-review\/\">Forbes Home<\/a>; <a href=\"https:\/\/www.marketwatch.com\/guides\/home-warranty\/american-residential-warranty\/\">MarketWatch<\/a>).<\/p>\n\n\n\n<p>When comparing payout limits, AHS lists higher appliance caps in its sample terms\u2014e.g., dishwashers up to $3,000 (<a href=\"https:\/\/www.ahs.com\/static-srvm\/ahs\/pdf\/sample-contract.pdf\">AHS sample contract<\/a>) versus ARW\u2019s sample cap of up to $1,000 for dishwashers (<a href=\"https:\/\/americanresidentialwarranty.com\/assets\/tc\/sample\/TC_AIG_Standard.pdf\">ARW sample contract<\/a>). Both companies enforce exclusions (pre\u2011existing conditions, improper installation\/maintenance), waiting periods, and workmanship recall windows that may vary by state; confirm details in your contract PDFs.<\/p>\n\n\n\n<p>As with any home warranty, set expectations around caps, state addenda, and service\u2011call economics. If you prefer standardized tiers and a large network, AHS can be a solid fit; if you want electronics bundles and potentially lower service fees, ARW merits a quote.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Bottom Line&nbsp;<\/h2>\n\n\n\n<p>Expect quote\u2011by\u2011ZIP pricing, a typical $55\u2013$100 trade service fee, and per\u2011item caps that materially affect total value. ARW\u2019s appliances vs. combo paths plus electronics\/bundle options make it easy to tailor coverage, but read the <a href=\"https:\/\/americanresidentialwarranty.com\/assets\/tc\/sample\/TC_AIG_Standard.pdf\">fine print<\/a> and state addendum before you buy. Compare total annual cost (premium + likely service fees) and caps with other <a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/best\/\">home warranty providers<\/a>. Also remember state rules on price transparency and warranties require clear disclosures\u2014insist on written, specific terms (<a href=\"https:\/\/leginfo.legislature.ca.gov\">CA Honest Pricing<\/a>; <a href=\"https:\/\/www.ftc.gov\">FTC warranty\/guarantee guides<\/a>).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With American Residential Warranty, you can pick an appliances\u2011focused plan (often called Kitchen\/Kitchen Plus), a broader combo plan (Platinum Premier), or bundle add\u2011ons such as electronics protection. Pricing is quote\u2011by\u2011ZIP and varies with home details and promos; recent national testing places appliances\u2011only plans around $30\u2013$45 per month and combo coverage roughly $50\u2013$75 per month, with [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":341786,"parent":1764,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-reviews.php","meta":[],"categories":[1269],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Residential Warranty Review | Reviews.com<\/title>\n<meta name=\"description\" content=\"American Residential Warranty provides a truly customizable solution for anyone looking to protect their home.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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