{"id":335205,"date":"2025-11-07T19:27:50","date_gmt":"2025-11-08T00:27:50","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=335205"},"modified":"2025-11-07T19:27:51","modified_gmt":"2025-11-08T00:27:51","slug":"aig-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/life\/aig-review\/","title":{"rendered":"AIG Life Insurance Review"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"AIG Life Insurance Review\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>Reviews.com rates AIG\u2019s life insurance a 4.2 out of 5, reflecting product breadth, rider options, financial strength, and current third-party benchmarks.<\/li><li>AIG-branded life insurance (issued by Corebridge companies) includes term, indexed and guaranteed universal life, and guaranteed-issue whole life policies.<\/li><li>You can get online quotes and start an application through <a href=\"https:\/\/www.aigdirect.com\/\">AIG Direct<\/a>, while in-force policy service and claims are handled on <a href=\"https:\/\/www.corebridgefinancial.com\/\">Corebridge Financial<\/a>.&nbsp;<\/li><\/ul>\n\n\n\n<p>AIG\u2019s U.S. retail life insurance business now operates within Corebridge Financial, while AIG Inc. primarily focuses on property-casualty insurance. For consumers comparing <a href=\"https:\/\/www.reviews.com\/insurance\/life\/about\/\" class=\"achor-toggles\">life insurance<\/a>, policies are typically issued by Corebridge subsidiaries (such as American General Life Insurance Company). Rather than citing a static rank, consult the <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">latest NAIC Market Share Reports<\/a>. The company offers comprehensive life insurance coverage with multiple policy options, including guaranteed-issue offerings, and maintains strong financial strength and long industry experience.<br>Like all <a href=\"https:\/\/www.reviews.com\/insurance\/life\/best\/\" class=\"achor-toggles\">life insurance companies<\/a>, AIG\/Corebridge has advantages and drawbacks. We put together an AIG Life Insurance review to help you decide if this company is right for you. We evaluated AIG based on its policy options, riders, third-party reviews for customer satisfaction, and accessibility.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"AIG Life Insurance Overview\"><\/span>\n    \n\n\n<section id=\"block_607772b7a5d9c\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">AIG Life Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                Reviews.com Score:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">4.2<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1919<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                AM Best:\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                J.D. Power: \n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">742*<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>If you\u2019re in the market for life insurance, AIG is definitely a provider to consider. The company has a strong reputation in the industry, is financially strong, and offers a variety of different policies. Plus, it\u2019s easy to apply for a quote online through the AIG Direct website.<\/p>\n\n\n\n<p>In terms of customer satisfaction, recent third-party benchmarks show a mixed picture. According to the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-individual-life-insurance-study\" target=\"_blank\" rel=\"noopener\">2024 J.D. Power U.S. Individual Life Insurance Study<\/a>, State Farm ranks highest overall; AIG\/Corebridge has not been among the top-ranked brands in recent cycles. On a more positive note, AIG has fewer than average company complaints according to the <a href=\"https:\/\/content.naic.org\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">NAIC Consumer Complaint Index<\/a> (an index of 1.00 represents the expected complaint level for a company of its size). For the buying and onboarding experience, J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-life-insurance-new-business-study\" target=\"_blank\" rel=\"noopener\">2024 U.S. Life Insurance New Business Study<\/a> highlights that faster, simplified underwriting and proactive communication are key drivers of higher satisfaction.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"pros-cons\" title=\"Pros vs. Cons\"><\/span>\n    \n\n\n<section id=\"block_60777320a5da1\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Flexible term limits:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">With AIG\u2019s Select-a-Term life insurance, you can choose from 18 different term lengths based on your family\u2019s coverage needs.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Guaranteed issue policies:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">AIG offers guaranteed issue whole life and guaranteed issue universal life policies, which anyone can qualify for.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Easy online application process:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">You can apply for any AIG life insurance policy online through the AIG Direct Life Insurance website.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Excellent financial strength:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">AIG has good financial stability, with an \u2018A\u2019 rating from AM Best, which indicates that the company is able to pay claims in full.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Can\u2019t get an instant quote:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Although you can apply for life insurance through AIG Direct, there is no option to get an instant life insurance quote online.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Relatively low term coverage limits:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">AIG\u2019s coverage limits for term life insurance don\u2019t exceed $1 million, which may be too low for some people.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Few online tools and resources:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Navigating AIG\u2019s website can be confusing, and it lacks important information about certain policies.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"AIG Life Insurance Highlights\"><\/span>\n    \n\n                \n<section id=\"block_6077737fa5daa\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">AIG Life Insurance Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Coverage &#038; Riders <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Before You Buy <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage &#038; Riders\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">AIG offers Select-a-Term ($100,000\u2013$1 million), Quality of Life Flex Term (up to $2 million), whole ($5,000\u2013$25,000), indexed universal, and guaranteed issue universal life insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to customize your policy, AIG sells a handful of <\/span><a href=\"https:\/\/www.reviews.com\/insurance\/life\/life-insurance-riders-affect-death-benefit\/\"><span style=\"font-weight: 400;\">life insurance riders<\/span><\/a><span style=\"font-weight: 400;\"> that allow you to tailor your coverage around your personal needs. Some of the riders available include an accelerated death benefit rider, a child rider for kids under 19, and a terminal illness rider which allows you to pull money out of your death benefit to pay for end-of-life expenses.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">AIG was rated 742\/1,000 in <\/span><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2020-us-life-insurance-study\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">J.D. Power\u2019s 2020 U.S. Life Insurance Study<\/span><\/a><span style=\"font-weight: 400;\">, which is below the industry average benchmark of 763. However, AIG has fewer than average company complaints as reported in the NAIC Company Complaint Index. That\u2019s impressive for a company of its size. Although AIG life insurance reviews are mixed in terms of customer satisfaction, a strong NAIC rating is a good sign that the company values customer service. the company has fewer than average company complaints as reported by the NAIC.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Before You Buy\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">If you\u2019re thinking about buying AIG life insurance, keep in mind that you won\u2019t be able to get an instant quote or purchase a policy online. You can submit a quote request form on the website, but you\u2019ll need to wait for an agent to reach out with your estimate.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"life-insurance\" title=\"AIG Life Insurance Policies\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">AIG Life Insurance Policies<\/h2>\n\n\n\n<p>AIG\/Corebridge sells several different <a href=\"https:\/\/www.reviews.com\/insurance\/life\/types-of-policies-2\/\" class=\"achor-toggles\">types of life insurance<\/a>, including Select-a-Term level term, indexed and guaranteed universal life, and guaranteed-issue whole life. Here\u2019s a high-level look; specific products, riders, and underwriting paths vary by state and issuing company.<\/p>\n\n\n<div id=\"block_60786d7d0c824\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Select-a-Term life insurance<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>AIG\u2019s Select-a-Term life insurance policy is available in <a class=\"achor-toggles\" href=\"https:\/\/www.lifeandretirement.aig.com\/individuals\/life\/term\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" aria-label=\" (opens in a new tab)\">18 different term lengths<\/a>, over the course of 35 years, with level premiums and a guaranteed death benefit. It\u2019s available for people up to age 70, and includes between $100,000 and $1 million in coverage. <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/life\/best-term\/\">Term life insurance<\/a> is a good option for healthy people and young families who want low-cost coverage for a set amount of time.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60786d8d0c825\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Quality of Life Flex term life insurance<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>The <a class=\"achor-toggles\" href=\"https:\/\/adminplus.fgsfulfillment.com\/View\/AIGAG\/1\/AGLC110245\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" aria-label=\" (opens in a new tab)\">Quality of Life Flex<\/a> term life insurance policy includes free accelerated death benefit riders for chronic illness, critical illness, and terminal illness. This policy is available for people up to age 70, with a maximum lifetime payout of up to $2 million, and term lengths of 10 years, any duration between 15-30 years, or 35 years. This policy is a good option for people who want peace of mind knowing that if they get sick, their policy will cover them financially.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60786dba0c826\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Guaranteed issue whole life insurance<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Whole life insurance from AIG offers protection for your lifetime. It includes level premiums, a guaranteed death benefit, and a cash value account that grows tax-free. Best of all, AIG\u2019s <a class=\"achor-toggles\" href=\"https:\/\/www.lifeandretirement.aig.com\/individuals\/life\/giwl\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" aria-label=\" (opens in a new tab)\">whole life insurance policies<\/a> are a guaranteed issue. It&#8217;s a great option for people with pre-existing conditions because it doesn\u2019t require a medical exam. Coverage is available for people between the ages of 50 and 80, with policy limits between $5,000 and $25,000.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60786dd60c827\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Guaranteed issue universal life insurance<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><a class=\"achor-toggles\" href=\"https:\/\/www.lifeandretirement.aig.com\/individuals\/life\/universal-life\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" aria-label=\" (opens in a new tab)\" data-rich-text-format-boundary=\"true\">Universal life insurance<\/a> coverage from AIG is guaranteed issue, which means regardless of your current health, pre-existing conditions, or family history of disease, you can get approved for coverage. Universal life insurance has a cash value component that grows at a fixed interest rate, and at a certain point, you can borrow the money and use the funds like a personal loan. It also has flexible premiums and an adjustable death benefit.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60786dfa0c828\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Indexed universal life insurance<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Like universal life insurance, indexed universal life insurance is a type of permanent coverage that has flexible premiums and an adjustable death benefit. The main difference is that the cash value gets invested in the stock market, and grows based on market performance. It\u2019s a good option for people who want to build cash value overtime, and eventually have the ability to use the money to supplement income during retirement, pay for end-of-life expenses, and diversify their investment portfolio.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"AIG Life Insurance vs. The Competition \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">AIG Life Insurance vs. The Competition&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Provider<\/strong><\/td><td><strong>Reviews.com Score<\/strong><\/td><td><strong>J.D. Power Customer Satisfaction<\/strong>*<\/td><td><strong>AM Best<\/strong><\/td><td><strong>Available Policies<\/strong><\/td><\/tr><tr><td>AIG<\/td><td>4.2<\/td><td>Below industry average (latest study)<\/td><td>A<\/td><td>Term, Universal (incl. IUL\/GUL), Guaranteed Issue<\/td><\/tr><tr><td>State Farm<\/td><td>4.6<\/td><td>Highest in latest study<\/td><td>A++<\/td><td>Term, Whole, Universal<\/td><\/tr><tr><td>Principal Financial<\/td><td>3.8<\/td><td>Around industry average (latest study)<\/td><td>A+<\/td><td>Term, Universal, Survivorship<\/td><\/tr><tr><td>Transamerica<\/td><td>4.4<\/td><td>Below industry average (latest study)<\/td><td>A<\/td><td>Term, Whole, Universal, Final Expense<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Information accurate as of November 2025<\/em><\/p>\n\n\n\n<p><em>*J.D. Power&#8217;s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-individual-life-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\">2024 Life Insurance Satisfaction Study<\/a>. Based on a 1,000-point scale.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">AIG vs. State Farm<\/h3>\n\n\n\n<p>One of the biggest differences between AIG and State Farm is customer satisfaction. State Farm is the highest-ranked company in <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-individual-life-insurance-study\" target=\"_blank\" rel=\"noopener\">J.D. Power\u2019s latest U.S. Individual Life Insurance Study<\/a>, whereas AIG\/Corebridge has not been among the top-ranked brands. Both companies offer term, whole, and universal life insurance, but State Farm doesn\u2019t offer any guaranteed-issue options, while AIG\/Corebridge offers guaranteed-issue whole life and robust indexed\/guaranteed universal life choices.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">AIG vs. Principal Financial<\/h3>\n\n\n\n<p>AIG and Principal Financial both offer term life and universal life insurance policies (including indexed universal life), but Principal Financial doesn&#8217;t offer a traditional whole life insurance product. However, Principal does offer survivorship insurance, which is not available through AIG\/Corebridge. In terms of customer satisfaction, Principal typically performs around the industry average in public summaries, and it also has a higher AM Best financial strength rating (A+) than AIG\/Corebridge (A).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">AIG vs. Transamerica<\/h3>\n\n\n\n<p>AIG and Transamerica are comparable in a few ways. Both companies tend to rank around or below average for overall customer satisfaction in recent J.D. Power studies and have an A rating from AM Best. Both companies\u2019 policy offerings are similar, but Transamerica offers final expense insurance, which AIG does not. Transamerica also offers more riders, with <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.transamerica.com\/financial-professional\/what-we-offer\/products\/insurance\/whole-life\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">nine options to choose from<\/a>, compared to AIG\u2019s four riders.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"AIG Life Insurance FAQ \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">AIG Life Insurance FAQ&nbsp;<\/h2>\n\n\n<div id=\"block_60777462a5daf\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Can I borrow from my AIG life insurance policy?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Yes, you can borrow from your AIG life insurance policy if you have whole life insurance or universal life insurance. Both policies have a cash value account that grows over time, and once the balance is high enough, you can pull the money out and use it like a loan.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60777477a5db0\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Is AIG good life insurance?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Yes, AIG is a good life insurance company overall. Its U.S. retail life policies are issued by Corebridge Financial subsidiaries (e.g., American General Life Insurance Company), which carry strong financial strength ratings (AM Best: A). We also like the breadth of products (term, IUL, GUL, guaranteed-issue) and the ability to quote and start applications online via AIG Direct.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60777481a5db1\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Is AIG the same as American General Life?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">AIG and American General Life are related but not the same company. American General Life Insurance Company (and US Life of New York) are Corebridge Financial subsidiaries that issue most AIG-branded retail life policies today, while AIG Direct serves as a sales channel. AIG Inc. itself primarily operates as a global property-casualty insurer.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"method\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated AIG life insurance based on riders, coverage, resources, financial strength and customer satisfaction to determine Reviews.com scores and create our best life insurance reviews. To compare life insurance companies with other providers across the board, we incorporate current third-party benchmarks such as J.D. Power\u2019s latest U.S. Individual Life Insurance Study, the NAIC Consumer Complaint Index (where 1.00 represents the expected complaint level), and context from the <a href=\"https:\/\/www.theacsi.org\">American Customer Satisfaction Index (ACSI) Finance &amp; Insurance<\/a>. We calculate each Reviews.com score based on the following:<\/p>\n\n\n\n<ul><li>Number of Riders: The more riders a life insurance company has, the higher it scores in our Reviews.com methodology.<\/li><li>Financial Stability: Reviews.com utilized AM Best ratings to assign a score based on each life insurance company\u2019s financial stability.<\/li><li>Customer Satisfaction: With J.D. Power\u2019s <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-individual-life-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2024 Life Insurance Satisfaction Study<\/a>, we assigned a score to each company based on the rating it received.<\/li><li>Coverage: Life insurance companies scored higher if customers can convert term to whole and if they offered multiple options under different types of life insurance policies.&nbsp;<\/li><li>Resources: Reviews.com compared website functionality for life insurance companies based on ability to receive online quotes, submit online claims, and read information on different policies available.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Reviews.com rates AIG\u2019s life insurance a 4.2 out of 5, reflecting product breadth, rider options, financial strength, and current third-party benchmarks. AIG-branded life insurance (issued by Corebridge companies) includes term, indexed and guaranteed universal life, and guaranteed-issue whole life policies. You can get online quotes and start an application through AIG Direct, while [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":361156,"parent":1766,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1270],"tags":[],"post_author":[15839],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AIG Life Insurance Review - Reviews.com<\/title>\n<meta name=\"description\" content=\"We have evaluated multiple life insurance companies. Read our AIG Life Insurance Review\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/life\/aig-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AIG Life Insurance Review - Reviews.com\" \/>\n<meta property=\"og:description\" content=\"We have evaluated multiple life insurance companies. Read our AIG Life Insurance Review\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reviews.com\/insurance\/life\/aig-review\/\" \/>\n<meta property=\"og:site_name\" content=\"Reviews.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Reviewscom\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-08T00:27:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2021\/04\/AIG-life-insurance-646910666.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1440\" \/>\n\t<meta property=\"og:image:height\" content=\"960\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Reviews\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.reviews.com\/insurance\/life\/aig-review\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.reviews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\/\/www.reviews.com\/insurance\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Life\",\"item\":\"https:\/\/www.reviews.com\/insurance\/life\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"AIG Life Insurance Review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.reviews.com\/#website\",\"url\":\"https:\/\/www.reviews.com\/\",\"name\":\"Reviews.com\",\"description\":\"Your Guide to the Best Services\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.reviews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"AIG Life Insurance Review - Reviews.com","description":"We have evaluated multiple life insurance companies. Read our AIG Life Insurance Review","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.reviews.com\/insurance\/life\/aig-review\/","og_locale":"en_US","og_type":"article","og_title":"AIG Life Insurance Review - Reviews.com","og_description":"We have evaluated multiple life insurance companies. Read our AIG Life Insurance Review","og_url":"https:\/\/www.reviews.com\/insurance\/life\/aig-review\/","og_site_name":"Reviews.com","article_publisher":"https:\/\/www.facebook.com\/Reviewscom\/","article_modified_time":"2025-11-08T00:27:51+00:00","og_image":[{"width":1440,"height":960,"url":"https:\/\/www.reviews.com\/wp-content\/uploads\/2021\/04\/AIG-life-insurance-646910666.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@Reviews","twitter_misc":{"Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/www.reviews.com\/insurance\/life\/aig-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.reviews.com\/"},{"@type":"ListItem","position":2,"name":"Insurance","item":"https:\/\/www.reviews.com\/insurance\/"},{"@type":"ListItem","position":3,"name":"Life","item":"https:\/\/www.reviews.com\/insurance\/life\/"},{"@type":"ListItem","position":4,"name":"AIG Life Insurance Review"}]},{"@type":"WebSite","@id":"https:\/\/www.reviews.com\/#website","url":"https:\/\/www.reviews.com\/","name":"Reviews.com","description":"Your Guide to the Best Services","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.reviews.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages\/335205"}],"collection":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/users\/345"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/comments?post=335205"}],"version-history":[{"count":0,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages\/335205\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages\/1766"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/media\/361156"}],"wp:attachment":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/media?parent=335205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/categories?post=335205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/tags?post=335205"},{"taxonomy":"post_author","embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/post_author?post=335205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}