{"id":335179,"date":"2025-11-07T21:28:05","date_gmt":"2025-11-08T02:28:05","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=335179"},"modified":"2025-11-07T21:28:06","modified_gmt":"2025-11-08T02:28:06","slug":"aig-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/homeowners\/aig-review\/","title":{"rendered":"AIG Homeowners Insurance Review"},"content":{"rendered":"\n<p>Founded in 1919, AIG has been serving customers around the world for more than 100 years. The company provides a variety of different insurance options. Today, AIG does not market a broad, mass-market homeowners policy; high-net-worth homeowners coverage associated with AIG is generally arranged through <a href=\"https:\/\/www.privateclientselect.com\/\">Private Client Select (PCS)<\/a> and, in harder-to-insure or catastrophe-exposed markets, via AIG\u2019s <a href=\"https:\/\/www.aig.com\/us\/business\/insurance\/lexington-insurance\/personal-lines\/homeowners\">Lexington Insurance Company<\/a> in the excess &#038; surplus (E&#038;S) market. These solutions focus on high-value homes and often feature extended replacement cost, cash-settlement options, and risk-mitigation services; availability and terms vary by state and risk profile. For AIG\u2019s current corporate profile and ratings context, see <a href=\"https:\/\/www.aig.com\/investors\">AIG Investor Relations<\/a>.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"AIG Overview\"><\/span>\n    \n\n\n<section id=\"block_5f9705548b565\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">AIG Home Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1919<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                J.D. Power Score\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">809\/1,000<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                A.M. Best Financial Strength Rating\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">50 and Washington, D.C.<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>AIG made headlines during the financial collapse with its 2008 bailout of $85 billion from the U.S. government. Today its debts are repaid, with the government receiving a $22 billion profit in 2012. Since then, AIG has simplified and de-risked its portfolio (including separating Life &amp; Retirement as Corebridge Financial and completing the sale of Validus Re), improved underwriting, and strengthened capital and liquidity. Its core U.S. property\/casualty operating companies carry an A (Excellent) Financial Strength Rating from AM Best, and AIG remains a major global commercial insurer and the leading U.S. E&amp;S carrier through Lexington. See the latest ratings and market position via <a href=\"https:\/\/www.aig.com\/investors\">AIG Investor Relations<\/a> and <a href=\"https:\/\/www.wsia.org\">WSIA market intelligence<\/a>.<\/p>\n\n\n\n<section id=\"block_5f9705a08b56a\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">High coverage limits<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">AIG\u2019s home insurance policies have high liability limits<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Diverse policy options<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">AIG offers a wide variety of insurance products<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Middling customer service<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">AIG has below-average customer satisfaction scores in both claims and overall satisfaction<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Non-customizable<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">AIG only has one homeowners policy available, meaning it lacks customization<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Forced bundling<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Homeowners insurance is only available as an add-on with another AIG policy<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"AIG Highlights\"><\/span>\n    \n\n                \n<section id=\"block_5f9705f18b570\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">AIG Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Pricing <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Deals, discounts, and add-ons <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Pricing\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">With just one policy for home insurance, AIG may be a little less flexible than other providers when it comes to adjusting your coverage (and therefore pricing) after you receive your initial quote. As with all types of insurance, your homeowners insurance premium depends on your individual situation. Factors like your ZIP code, your home\u2019s structure, and the value of your belongings will determine the total price of your insurance premium. The best way to make sure you get the best pricing for the coverage you need is to get quotes from several companies. You can start by checking our recommendations for <\/span><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/best\/\"><span style=\"font-weight: 400;\">best homeowners insurance<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">AIG offers one option for homeowners insurance: the Private Client Group package. Its availability is greatly limited, as homeowners insurance is only available as an add-on if you have another AIG policy. The Private Client Group policy covers all the basics, including dwelling, structure, personal property, liability, and medical payments coverage. Deductibles are available up to $100,000, but AIG will waive deductibles of $25,000 or less or if damages are less than $50,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There is also guaranteed coverage for rebuilding costs, water backup coverage, lock replacement, and pet damage protection, plus exclusive member perks with benefits like free home consultations on properties built before 1945. In the event of destruction, you have the option of a cash payout in lieu of repair or replacement, allowing you the opportunity to take the settlement and move on.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">AIG scores poorly in customer satisfaction rankings although it had a lower-than-average number of complaints reported to the National Association of Insurance Commissioners (NAIC) in 2019. J.D. Power ranked the company fairly low in both claims satisfaction and overall satisfaction.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While its application process includes perks like a complimentary consultation, AIG does not deliver quotes online. The online site and mobile app are well received by customers, but the company is still plagued by slow claims processing, leaving customers in limbo when it matters most.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Deals, discounts, and add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Some of AIG&#8217;s discounts include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Bundle discounts:<\/b><span style=\"font-weight: 400;\"> AIG will discount your premiums if you hold multiple policies with the company, including auto and excess liability.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>New home discount:<\/b><span style=\"font-weight: 400;\"> If your home is less than 10 years old or was recently renovated, you could be eligible for a new home discount.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Secure community discount:<\/b><span style=\"font-weight: 400;\"> You can save on your premium if you live in a guarded or gated community, or if your home is equipped with a perimeter gate, sprinkler system, central station fire alarm, or smart home devices.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Additionally, homeowners in South Carolina, Florida, and Hawaii all enjoy extended replacement with 50% off dwelling and structure damages, while California homeowners enjoy 100% coverage. <\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Methodology<\/strong><\/h2>\n\n\n\n<p>We evaluated the company based on its customer rating and experience, financial stability, and coverage. To compare AIG with home insurance companies across the board, we calculate each Reviews.com score based on the following:<br><\/p>\n\n\n\n<ul><li><strong>Customer Ratings<\/strong> \u2014 We benchmark satisfaction using the latest <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-property-claims-satisfaction-study\">J.D. Power U.S. Property Claims Satisfaction Study<\/a> and, given AIG\u2019s commercial focus, the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-large-commercial-insurance-study\">J.D. Power U.S. Large Commercial Insurance Study<\/a>.<\/li><li><strong>Coverage<\/strong> \u2014 As there isn\u2019t one company to fit everyone\u2019s needs, we evaluate companies by the breadth of coverage options and add-ons available.&nbsp;<\/li><li><strong>Confidence <\/strong>\u2014 Financial strength and claims-paying ability matter. We reference AM Best financial strength opinions and carrier ratings summaries available via <a href=\"https:\/\/www.aig.com\/investors\">investor disclosures<\/a>.<\/li><li><strong>Customer Experience <\/strong>\u2014 The volume and nature of complaints indicate customer experience. We base this on the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a> by legal entity and line of business.<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Competition<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top table--rounded\"><table class=\"\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Reviews.com Score<\/strong><\/td><td><strong>AM Best Financial Strength Rating<\/strong><\/td><td><strong>J.D. Power (latest)<\/strong><br><\/td><td><strong>NAIC Customer Complaints<\/strong><\/td><\/tr><tr><td><strong>AIG<\/strong><\/td><td>4.25<\/td><td>A<\/td><td>N\/A for homeowners; see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-property-claims-satisfaction-study\">Property Claims<\/a> and <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-large-commercial-insurance-study\">Large Commercial<\/a><\/td><td>Varies by legal entity\/line; see <a href=\"https:\/\/eapps.naic.org\">NAIC Complaint Index<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/state-farm-review\/\"><strong>State Farm<\/strong><\/a><\/td><td>3.75<\/td><td>A++<\/td><td>Varies by region\/study; see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-property-claims-satisfaction-study\">J.D. Power<\/a><\/td><td>Varies by legal entity\/line; see <a href=\"https:\/\/eapps.naic.org\">NAIC Complaint Index<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/allstate-review\/\"><strong>Allstate<\/strong><\/a><\/td><td>4<\/td><td>A+<\/td><td>Varies by region\/study; see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-property-claims-satisfaction-study\">J.D. Power<\/a><\/td><td>Varies by legal entity\/line; see <a href=\"https:\/\/eapps.naic.org\">NAIC Complaint Index<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/nationwide-review\/\"><strong>Nationwide<\/strong><\/a><\/td><td>3.75<\/td><td>A+<\/td><td>Varies by region\/study; see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-property-claims-satisfaction-study\">J.D. Power<\/a><\/td><td>Varies by legal entity\/line; see <a href=\"https:\/\/eapps.naic.org\">NAIC Complaint Index<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*All information reflects sources cited and was refreshed in 2025<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>AIG vs. State Farm<\/strong><\/h3>\n\n\n\n<p>State Farm remains one of the largest U.S. homeowners insurers by market share (see <a href=\"https:\/\/agencychecklists.com\/2019\/03\/26\/naic-2018-market-share-report-top-25-homeowners-multi-peril-insurers-29055\/\">historical market share<\/a>). AIG\u2019s homeowners offerings are concentrated in the high-net-worth segment via PCS and through surplus-lines placements with Lexington. State Farm carries a higher AM Best financial strength rating than AIG. Recent J.D. Power studies on <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-property-claims-satisfaction-study\">property claims satisfaction<\/a> and <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2020-us-home-insurance-study\">overall customer satisfaction<\/a> vary by region and segment; use them as directional benchmarks. For a current view of complaints, consult the NAIC Consumer Complaint Index by legal entity and line.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>AIG vs. Allstate<\/strong><\/h3>\n\n\n\n<p>Allstate is a major national homeowners carrier, while AIG\u2019s homeowners presence centers on high-net-worth programs (via PCS) and E&amp;S placements (via Lexington). Financial strength is very strong for both, with Allstate\u2019s core P&amp;C entities typically carrying AM Best A+ (Superior) and AIG\u2019s core P&amp;C entities at A (Excellent). Satisfaction indicators differ by study and region (see J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-property-claims-satisfaction-study\">Property Claims<\/a> trends), and complaint experience should be reviewed using the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a> for the latest year.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom-line\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p>AIG isn\u2019t a fit for everyone. Rather than a broad, admitted homeowners policy, AIG-related options today focus on high-value homes through PCS and, where admitted capacity is constrained, Lexington\u2019s surplus-lines solutions. Eligibility, deductibles, and mitigation expectations (e.g., wildfire hardening, water-leak shutoff) vary by state and risk profile; packaging with valuables and high-limit excess liability is common but not required.<\/p>\n\n\n\n<p>AIG is a strong option for affluent households with complex or higher-value properties seeking features like extended replacement cost, cash-settlement flexibility, and proactive risk services. Compare PCS-placed programs with peers (e.g., Chubb, PURE) and confirm whether your placement is admitted or E&amp;S before binding.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">AIG Homeowners Insurance FAQ<\/h2>\n\n\n<div id=\"block_5e76577befbc9\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What other property insurance does AIG offer?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">AIG\u2019s homeowners insurance is a part of its Private Client Group package, which also includes auto, excess liability, yacht, excess flood, private aviation, kidnap, ransom, extortion, and equine coverages. <\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5e78126c2e930\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much home insurance do I need?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Choosing the right amount of homeowners insurance coverage is critical. You\u2019ll want enough coverage to fully replace your home and belongings in the event of a total loss. Be sure to factor in the estimated cost to fully rebuild your home and to replace everything in it.\u00a0<\/span><span style=\"font-weight: 400;\">Read More: <\/span><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/how-much-home-insurance-do-i-need\/\"><span style=\"font-weight: 400;\">How Much Home Insurance Do I Need?<\/span><\/a><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5e78127c2e931\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Where is AIG home insurance coverage available?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <section id=\"Questions-section\" class=\"questions\" data-section=\"questions\" data-marker=\"feature-questions\">\n<div id=\"q3\" class=\"content-reveal\" data-module=\"content_reveal\" data-tagular-tag=\"elementClicked\" data-tagulartype=\"ARROW\" data-tagularlocation=\"CONTENT\" data-tagularposition=\"3\" data-tagulartext=\"Where is AIG home insurance coverage available? \" data-tagularoutcome=\"EXPAND\" data-tagular-event=\"ElementClicked\" data-tagular-uid=\"164\" data-tagular-index=\"165\">\n<div class=\"content-reveal__bottom\">\n<p><span style=\"font-weight: 400;\">AIG serves all 50 states and Washington, D.C., as well as 130 countries.<\/span><\/p>\n<\/div>\n<\/div>\n<div id=\"q4\" class=\"content-reveal\" data-module=\"content_reveal\" data-tagular-tag=\"elementClicked\" data-tagulartype=\"ARROW\" data-tagularlocation=\"CONTENT\" data-tagularposition=\"4\" data-tagulartext=\"How does AIG underwrite its home insurance policies?\" data-tagularoutcome=\"NonMonetizedInternalLink\" data-tagular-event=\"ElementClicked\" data-tagular-uid=\"165\" data-tagular-index=\"166\">\n<div class=\"content-reveal__top noselect js-toggle-content-reveal\"><\/div>\n<\/div>\n<div id=\"q5\" class=\"content-reveal\" data-module=\"content_reveal\" data-tagular-tag=\"elementClicked\" data-tagulartype=\"ARROW\" data-tagularlocation=\"CONTENT\" data-tagularposition=\"5\" data-tagulartext=\"What does AIG's home insurance cover as it relates to foundational troubles (such as plumbing and mold)? \" data-tagularoutcome=\"EXPAND\" data-tagular-event=\"ElementClicked\" data-tagular-uid=\"166\" data-tagular-index=\"167\">\n<div class=\"content-reveal__top noselect js-toggle-content-reveal\">\n<div><\/div>\n<\/div>\n<\/div>\n<\/section>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5e7812af2e932\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does AIG underwrite its home insurance policies?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <section id=\"Questions-section\" class=\"questions\" data-section=\"questions\" data-marker=\"feature-questions\">\n<div id=\"q4\" class=\"content-reveal\" data-module=\"content_reveal\" data-tagular-tag=\"elementClicked\" data-tagulartype=\"ARROW\" data-tagularlocation=\"CONTENT\" data-tagularposition=\"4\" data-tagulartext=\"How does AIG underwrite its home insurance policies?\" data-tagularoutcome=\"NonMonetizedInternalLink\" data-tagular-event=\"ElementClicked\" data-tagular-uid=\"165\" data-tagular-index=\"166\">\n<div class=\"content-reveal__bottom\">\n<p><span style=\"font-weight: 400;\">AIG\u2019s homeowners insurance policies are underwritten by member companies of AIG, including AIG Property Casualty Company.<\/span><\/p>\n<\/div>\n<\/div>\n<div id=\"q5\" class=\"content-reveal\" data-module=\"content_reveal\" data-tagular-tag=\"elementClicked\" data-tagulartype=\"ARROW\" data-tagularlocation=\"CONTENT\" data-tagularposition=\"5\" data-tagulartext=\"What does AIG's home insurance cover as it relates to foundational troubles (such as plumbing and mold)? \" data-tagularoutcome=\"EXPAND\" data-tagular-event=\"ElementClicked\" data-tagular-uid=\"166\" data-tagular-index=\"167\">\n<div class=\"content-reveal__top noselect js-toggle-content-reveal\"><\/div>\n<\/div>\n<\/section>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5e7812bd2e933\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What does AIG home insurance typically cover? <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">AIG\u2019s homeowners insurance offers robust coverage, specifically catering to high-value homes. Their homeowners policy includes basic coverages such as dwelling, structure, personal property, liability, and medical payments coverage.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>Founded in 1919, AIG has been serving customers around the world for more than 100 years. The company provides a variety of different insurance options. Today, AIG does not market a broad, mass-market homeowners policy; high-net-worth homeowners coverage associated with AIG is generally arranged through Private Client Select (PCS) and, in harder-to-insure or catastrophe-exposed markets, [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":355939,"parent":1691,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[],"tags":[],"post_author":[23280],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AIG Homeowners Insurance Review - Reviews.com<\/title>\n<meta name=\"description\" content=\"We have evaluated multiple home insurance companies. 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