{"id":331770,"date":"2025-11-07T20:11:14","date_gmt":"2025-11-08T01:11:14","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=296584"},"modified":"2025-11-07T20:11:14","modified_gmt":"2025-11-08T01:11:14","slug":"liberty-home-guard-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/home-warranty\/liberty-home-guard-review\/","title":{"rendered":"Liberty Home Guard Review"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"Liberty Home Guard Review\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>Independent ratings remain favorable in 2025: major editorial outlets place Liberty Home Guard (LHG) in the low-to-mid 4s out of 5, while large consumer platforms show high\u20114\u2011star averages (see <a href=\"https:\/\/www.usnews.com\">U.S. News 360 Reviews<\/a>, <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/liberty-home-guard-review\/\">Forbes Home<\/a>, <a href=\"https:\/\/www.trustpilot.com\/review\/libertyhomeguard.com\">Trustpilot<\/a>, and <a href=\"https:\/\/www.consumeraffairs.com\/homeowners\/liberty-home-guard.html\">ConsumerAffairs<\/a>).<\/li><li>LHG markets three core plans, 24\/7 claim submission, and a large menu of add\u2011ons; service call fees are typically mid\u2011tier (~$65\u2013$125 per claim) and premiums are quote\u2011based by ZIP and plan (<a href=\"https:\/\/www.libertyhomeguard.com\/\">Liberty Home Guard<\/a>; fee\/premium benchmarks: <a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\">Forbes Advisor<\/a>).<\/li><li>Across leading competitors, expect similar plan structures (appliances, systems, combo) but different workmanship guarantees: LHG 60 days, American Home Shield (AHS) ~30 days, Cinch 180 days, and AFC lifetime; service fees commonly range ~$75\u2013$150 per claim, and AHS frequently offers $75\/$100\/$125 options depending on state (<a href=\"https:\/\/www.libertyhomeguard.com\/\">LHG<\/a>; <a href=\"https:\/\/www.ahs.com\/home-warranty\/plans\/\">AHS<\/a>; <a href=\"https:\/\/www.cinchhomeservices.com\">Cinch<\/a>; <a href=\"https:\/\/afchomeclub.com\/coverage\">AFC Home Club<\/a>; benchmarks: <a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\">Forbes Advisor<\/a>).<\/li><\/ul>\n\n\n\n<p>Liberty Home Guard is positioned among the <a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/best\/\"> best home warranty companies<\/a> based on broad plan availability, add-ons, and strong public sentiment. On the Better Business Bureau, LHG shows an A\u2011range letter grade with a mid\u2011to\u2011high\u20114\u2011star customer review average; BBB figures update continuously and should be verified on the live profile (<a href=\"https:\/\/www.bbb.org\/search?find_text=Liberty%20Home%20Guard&#038;find_country=USA\">BBB profile search<\/a>). Consumer platforms report similarly high satisfaction (Trustpilot typically 4.5\u20134.7\/5 \u201cExcellent,\u201d ConsumerAffairs often high\u20114s), though exact ratings and counts change over time (<a href=\"https:\/\/www.trustpilot.com\/review\/libertyhomeguard.com\">Trustpilot<\/a>; <a href=\"https:\/\/www.consumeraffairs.com\/homeowners\/liberty-home-guard.html\">ConsumerAffairs<\/a>).<\/p>\n\n\n\n<p>LHG focuses on major systems\/appliances coverage with optional add-ons for homes with pools, wells, septic systems, additional refrigerators, and more (<a href=\"https:\/\/www.libertyhomeguard.com\/\">Liberty Home Guard<\/a>). Claims can be filed 24\/7. Workmanship recalls are backed by a stated 60\u2011day guarantee\u2014longer than some competitors (e.g., ~30 days at AHS) but shorter than common expectations in licensed trades, where 1\u2011year workmanship is typical in residential work (see sector norms in <a href=\"https:\/\/www.hud.gov\">HUD<\/a>, <a href=\"https:\/\/www.nj.gov\">NJ DCA<\/a>, and <a href=\"https:\/\/www.cslb.ca.gov\/Consumers\/Legal_Issues_for_Consumers\/Right_To_Repair_Act.aspx\">California Right to Repair<\/a>; also <a href=\"https:\/\/www.nrca.net\">NRCA<\/a> for roofing and <a href=\"https:\/\/www.napaautocare.com\/warranty.aspx\">NAPA AutoCare<\/a> for auto).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Overview\"><\/span>\n    \n\n\n<section id=\"block_6079ae61a1053\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Liberty Home Guard Home Warranty Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                Reviews.com Score: \n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">3.6<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                Starting Price: \r\n\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">Quote-based (varies by ZIP)<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                Service Fee: \n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">$65\u2013$125<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States Served: \n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">Most states (check ZIP)<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                BBB Rating:\n                                    <span class=\"tooltip-content\">The BBB rates companies based on trustworthiness and performance. The company uses a variety of factors, including how the company handles customer complaints.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\"> A range<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>LHG appears in independent roundups from <a href=\"https:\/\/www.rocketmortgage.com\/learn\/best-home-warranty-companies\">Rocket Mortgage<\/a>, <a href=\"https:\/\/www.usnews.com\">U.S. News 360 Reviews<\/a>, <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/liberty-home-guard-review\/\">Forbes Home<\/a>, and <a href=\"https:\/\/www.thisoldhouse.com\/home-warranties\/reviews\/liberty-home-guard\">This Old House Reviews<\/a>. Key features include 24\/7 claims, extensive add-ons, and a 60\u2011day workmanship guarantee from LHG. Note that many licensed trades commonly offer around one year of workmanship coverage, so 60 days is shorter than typical craft norms (<a href=\"https:\/\/www.hud.gov\">HUD<\/a>; <a href=\"https:\/\/www.nj.gov\">NJ DCA<\/a>; <a href=\"https:\/\/www.cslb.ca.gov\/Consumers\/Legal_Issues_for_Consumers\/Right_To_Repair_Act.aspx\">California Right to Repair<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"pros\" title=\"Pros vs. Cons\"><\/span>\n    \n\n\n<section id=\"block_6079ae9ea1059\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">24\/7 claim submission and large add-on catalog<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">File claims any time online\/phone; add-ons include pool\/spa, well\/septic, extra refrigerators, roof leak, water softener, and more (<a href=\"https:\/\/www.libertyhomeguard.com\/\">LHG<\/a>).<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Competitive mid-range pricing with typical service fees<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Premiums are quote-based by ZIP and plan; service fees commonly fall around $65\u2013$125 per claim in national benchmarks (<a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\">Forbes Advisor<\/a>).<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Three plan tiers to match appliances, systems, or both<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Appliance Guard, Systems Guard, and Total Home Guard mirror the industry\u2019s standard appliance\/systems\/combo structure (<a href=\"https:\/\/www.libertyhomeguard.com\/\">LHG<\/a>).<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Workmanship recall window exceeds some competitors\u2019 30 days<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">LHG advertises a 60\u2011day workmanship guarantee; AHS typically offers ~30 days, Cinch lists 180 days, and AFC covers repairs for the life of the plan (<a href=\"https:\/\/www.libertyhomeguard.com\/\">LHG<\/a>; <a href=\"https:\/\/www.ahs.com\/home-warranty\/plans\/\">AHS<\/a>; <a href=\"https:\/\/www.cinchhomeservices.com\">Cinch<\/a>; <a href=\"https:\/\/afchomeclub.com\/coverage\">AFC<\/a>).<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Availability varies by state and ZIP<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">LHG sells in most states, but terms, add-ons, and pricing vary by location. Always check state-specific contracts and ZIP eligibility (<a href=\"https:\/\/www.libertyhomeguard.com\/\">LHG<\/a>).<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Contractor selection is generally through the provider network<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Unlike AFC Home Club, which lets members choose their own licensed technician, most national providers (including LHG) dispatch from their networks (<a href=\"https:\/\/afchomeclub.com\/coverage\">AFC<\/a>).<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">60-day workmanship guarantee is shorter than many licensed-trade norms<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Residential construction and installations often carry 1\u2011year workmanship coverage; roofing manufacturer-backed systems can be longer (see <a href=\"https:\/\/www.hud.gov\">HUD<\/a>; <a href=\"https:\/\/www.nrca.net\">NRCA<\/a>).<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"Highlights\"><\/span>\n    \n\n                \n<section id=\"block_6079aef7a1061\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Liberty Home Guard Warranty Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Coverage &#038; Plans <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Guarantees <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Before You Buy <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage &#038; Plans\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Liberty Home Guard offers three plan tiers covering appliances and\/or systems, plus robust optional add-ons:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Appliance Guard:<\/b><span style=\"font-weight: 400;\"> Covers key household appliances (e.g., refrigerator, dishwasher, built-in microwave, range, washer\/dryer, garbage disposal, ceiling\/exhaust fans). Premiums are quote-based by ZIP and plan tier.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>System Guard:<\/b><span style=\"font-weight: 400;\"> Covers major home systems (e.g., HVAC, plumbing, electrical, water heater, ductwork). Appliances are not included in this tier.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Total Home Guard:<\/b><span style=\"font-weight: 400;\"> Combined coverage for both appliances and systems for one monthly premium (quote-based).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Service call fees are typically mid-tier (~$65\u2013$125 per claim in national benchmarks). Add-ons commonly include pool\/spa, septic, well pump, second refrigerator, stand-alone freezer, limited roof leak, and more\u2014availability varies by state (<\/span><a href=\"https:\/\/www.libertyhomeguard.com\/\"><span style=\"font-weight: 400;\">LHG site<\/span><\/a><span style=\"font-weight: 400;\">; fee benchmarks: <\/span><a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\"><span style=\"font-weight: 400;\">Forbes Advisor<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Guarantees\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Liberty Home Guard advertises a 60-day workmanship guarantee on completed repairs. For context, many licensed residential trades customarily provide around a one-year workmanship window, while some competitors differ significantly (e.g., AHS ~30 days, Cinch 180 days, AFC lifetime) (<a href=\"https:\/\/www.libertyhomeguard.com\/\">LHG<\/a>; sector norms: <a href=\"https:\/\/www.hud.gov\">HUD<\/a>, <a href=\"https:\/\/www.nj.gov\">NJ DCA<\/a>, <a href=\"https:\/\/www.cslb.ca.gov\/Consumers\/Legal_Issues_for_Consumers\/Right_To_Repair_Act.aspx\">CA Right to Repair<\/a>; competitor policies: <a href=\"https:\/\/www.ahs.com\/home-warranty\/plans\/\">AHS<\/a>, <a href=\"https:\/\/www.cinchhomeservices.com\">Cinch<\/a>, <a href=\"https:\/\/afchomeclub.com\/coverage\">AFC<\/a>).<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Before You Buy\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Home warranty contracts cover failures from normal wear and tear and exclude many events (e.g., cosmetic damage, code upgrades unless stated). Expect a per-claim service fee and state-specific limits and caps. In 2025, providers emphasize clearer pricing and disclosures amid evolving regulations on fee transparency and auto-renewals\u2014California\u2019s SB 478 (\u201cHonest Pricing\u201d) requires advertised prices to include mandatory fees, and NAIC reminds consumers these are service contracts regulated at the state level. Review state terms and cancellation policies before purchase (<a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/billNavClient.xhtml?bill_id=202320240SB478\">CA SB 478<\/a>; <a href=\"https:\/\/content.naic.org\/consumer\/service-contracts-extended-warranties\">NAIC guidance<\/a>; cost context: <a href=\"https:\/\/www.consumerreports.org\">Consumer Reports<\/a>). Industry-wide, digital triage and AI-assisted support are expanding to improve speed and resolution (<a href=\"https:\/\/www.mckinsey.com\">McKinsey<\/a>; <a href=\"https:\/\/www.zendesk.com\">Zendesk CX Trends<\/a>).<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"plans\" title=\"Liberty Home Guard Warranty Plans\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Liberty Home Guard Warranty Plans<\/h2>\n\n\n<div id=\"block_6079af3ea1065\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Appliance Guard<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Liberty Home Guard\u2019s Appliance Guard plan covers only appliances in the home. This includes: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clothes washer\/dryer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kitchen refrigerator<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Built in microwave ovens<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dishwashers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Garbage disposals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ranges\/ovens\/cooktops<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ceiling and exhaust fans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Garage door openers<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Coverage, limits, and exclusions vary by state; claims require a per-visit service fee (commonly ~$65\u2013$125 in national benchmarks). Review state-specific terms before purchase (<\/span><a href=\"https:\/\/www.libertyhomeguard.com\/\"><span style=\"font-weight: 400;\">LHG site<\/span><\/a><span style=\"font-weight: 400;\">; fee ranges: <\/span><a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\"><span style=\"font-weight: 400;\">Forbes Advisor<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_6079af4ca1066\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Systems Guard<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Liberty Home Guard\u2019s Systems Guard plan covers only the systems in the home. This includes: <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Air conditioning<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Heating<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ductwork<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plumbing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Electrical<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Water heaters<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Item caps, access limitations, and code upgrade exclusions often apply; verify state-specific contracts and consider add-ons for unique systems (<\/span><a href=\"https:\/\/www.libertyhomeguard.com\/\"><span style=\"font-weight: 400;\">LHG<\/span><\/a><span style=\"font-weight: 400;\">; consumer guidance: <\/span><a href=\"https:\/\/content.naic.org\/consumer\/service-contracts-extended-warranties\"><span style=\"font-weight: 400;\">NAIC<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_6079af59a1067\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Total Home Guard <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Total Home Guard from Liberty Home Guard combines the coverage from the appliances and systems plans. Here\u2019s what\u2019s covered:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Clothes washer\/dryer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kitchen refrigerator<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Built in microwave ovens<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dishwashers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Garbage disposals<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ranges\/ovens\/cooktops<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ceiling and exhaust fans<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Garage door openers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Air conditioning<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Heating<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ductwork<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plumbing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Electrical<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Water heaters<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Total Home Guard is the broadest option, but caps and exclusions still apply. Compare total cost of ownership (12 months of premiums + likely service visits) against expected repairs; typical annual costs across the industry run about ~$400\u2013$1,000 plus per-claim fees (<\/span><a href=\"https:\/\/www.consumerreports.org\"><span style=\"font-weight: 400;\">Consumer Reports<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_6079af68a1068\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Add-on coverage<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Liberty Home Guard offers the following additional coverage for <\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pool\/spa equipment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Septic systems pumping<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Well pump <\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sump pump <\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Central vacuum <\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Standalone freezer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Second refrigerator<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Limited roof leak<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Water softener<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Re-key<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">LHG\u2019s add-on menu typically exceeds 20 items; availability and pricing vary by state and ZIP. Confirm options during quoting (<\/span><a href=\"https:\/\/www.libertyhomeguard.com\/plans\/optional-addons\/\"><span style=\"font-weight: 400;\">optional add-on coverag<\/span><\/a><span style=\"font-weight: 400;\">e).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"Liberty Home Guard vs. The Competition \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Liberty Home Guard vs. The Competition&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Provider<\/strong><\/td><td><strong>Reviews.com Score<\/strong><\/td><td><strong>Price<\/strong><\/td><td><strong>Trade Service Fee<\/strong><\/td><td><strong>Plans<\/strong><\/td><td><strong>Available Add-ons<\/strong><\/td><\/tr><tr><td><strong>Liberty Home Guard<\/strong><\/td><td>3.6<\/td><td>Quote-based; typically mid-range (<a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\">benchmarks<\/a>)<\/td><td>$65\u2013$125<\/td><td>Appliance GuardSystems GuardTotal Home Guard<\/td><td>Pool\/spa equipment<br>Septic systems pumping<br>Well pump&nbsp;<br>Sump pump&nbsp;<br>Central vacuum&nbsp;<br>And more<\/td><\/tr><tr><td><strong>Global&nbsp;<\/strong><\/td><td>4.8<\/td><td>Must call for quote<\/td><td>$60\u2013$100<\/td><td>GoldPlatinumElite<\/td><td>Garage door opener<br>Central vacuum<br>Washer\/dryer<br>Additional fridge\/freezer<br>Well pump<br>Pool\/spa equipment&nbsp;<br>And more<\/td><\/tr><tr><td><strong>American Home Shield<\/strong><\/td><td>3.6<\/td><td>Quote-based; wide range (~$30\u2013$90+) (<a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\">benchmarks<\/a>)<\/td><td>$75, $100, $125<\/td><td>ShieldSilverShieldGoldShieldPlatinum<\/td><td>Electronics<br>Pool\/in-ground spas<br>Guest unit<br>Septic\/well pumps<\/td><\/tr><tr><td><strong>OneGuard<\/strong><\/td><td>3.8<\/td><td>$30\u2013$56\/mo.<\/td><td>$69<\/td><td>SentinelCenturionGuardian<\/td><td>Additional freestanding refrigeration units <br>Additional pool pump\/water feature&nbsp;<br>Additional sprinkler valve <br>Built-in pool\/spa<br>Extended main line<br>And more<br><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Information current as of 2025; sources update continuously.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Liberty Home Guard vs. Global Home Protection&nbsp;<\/h3>\n\n\n\n<p>LHG publicly markets three core plans and an extensive add-on menu with online quote flows; Global often requires a phone quote for pricing clarity. Regardless of provider, confirm ZIP-specific availability, item caps, and workmanship terms before enrolling (<a href=\"https:\/\/www.libertyhomeguard.com\/\">Liberty Home Guard<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Liberty Home Guard vs. American Home Shield<\/h3>\n\n\n\n<p>Both offer three tiers and broad add-ons. Differences to note: LHG\u2019s workmanship guarantee is 60 days, while AHS lists ~30 days; AHS typically lets you select a $75, $100, or $125 service fee (varies by state). Pricing for both is quote-based and spans a wide range by plan and ZIP. Review each company\u2019s state contract for coverage caps, exclusions, and recall windows (<a href=\"https:\/\/www.libertyhomeguard.com\/\">LHG<\/a>; <a href=\"https:\/\/www.ahs.com\/home-warranty\/plans\/\">AHS plans<\/a>; pricing benchmarks: <a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\">Forbes Advisor<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Liberty Home Guard vs. OneGuard<\/h3>\n\n\n\n<p>Plan structures and availability differ by market. LHG emphasizes a large add-on catalog and 24\/7 claim intake; OneGuard\u2019s plan names and features vary regionally. For either provider, verify ZIP availability, coverage caps, service-fee options, and workmanship terms in state-specific contracts before purchase; checking BBB profiles can also provide current letter grades, review averages, and complaint history (<a href=\"https:\/\/www.bbb.org\/search?find_text=Liberty%20Home%20Guard&#038;find_country=USA\">BBB profile search<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Liberty Home Guard FAQ \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Liberty Home Guard FAQ&nbsp;<\/h2>\n\n\n<div id=\"block_6079afaba1069\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Where is Liberty Home Guard available?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Liberty Home Guard sells plans in most states with ZIP-based availability and state-specific terms. Enter your ZIP on the provider site to confirm coverage in your area (<\/span><a href=\"https:\/\/www.libertyhomeguard.com\/\"><span style=\"font-weight: 400;\">Liberty Home Guard<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_6079afb7a106a\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How long is Liberty Home Guard\u2019s workmanship guarantee?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Liberty Home Guard\u2019s workmanship guarantee lasts 60 days from initial repair or replacement. For perspective, many licensed trades in residential work customarily provide ~1 year of workmanship coverage, and competitor policies vary (AHS ~30 days; Cinch 180 days; AFC lifetime).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_6079afc2a106b\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is Liberty Home Guard\u2019s cancellation policy?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Customers may cancel a plan at any time. If cancelled within 30 days of the effective start date, customers will receive a full refund minus a $50 cancellation fee.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"method\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated Liberty Home Guard using a multi-source approach emphasizing current, independently verifiable data: BBB letter grade, BBB customer review average, and complaint history (<a href=\"https:\/\/www.bbb.org\/search?find_text=Liberty%20Home%20Guard&#038;find_country=USA\">BBB<\/a>); large-sample consumer ratings (<a href=\"https:\/\/www.trustpilot.com\/review\/libertyhomeguard.com\">Trustpilot<\/a>, <a href=\"https:\/\/www.consumeraffairs.com\/homeowners\/liberty-home-guard.html\">ConsumerAffairs<\/a>); editorial scores and plan verification (<a href=\"https:\/\/www.usnews.com\">U.S. News<\/a>, <a href=\"https:\/\/www.forbes.com\/home-improvement\/home-warranty\/liberty-home-guard-review\/\">Forbes Home<\/a>, <a href=\"https:\/\/www.thisoldhouse.com\/home-warranties\/reviews\/liberty-home-guard\">This Old House<\/a>); and national price\/service-fee benchmarks (<a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/best-home-warranty-companies\/\">Forbes Advisor<\/a>). We also integrated industry context on costs, digital service, and transparency and compared workmanship guarantees across leading brands (<a href=\"https:\/\/www.consumerreports.org\">Consumer Reports<\/a>; <a href=\"https:\/\/www.mckinsey.com\">McKinsey<\/a>; <a href=\"https:\/\/www.zendesk.com\">Zendesk<\/a>; <a href=\"https:\/\/leginfo.legislature.ca.gov\/faces\/billNavClient.xhtml?bill_id=202320240SB478\">CA SB 478<\/a>; competitor policies: <a href=\"https:\/\/www.ahs.com\/home-warranty\/plans\/\">AHS<\/a>, <a href=\"https:\/\/www.cinchhomeservices.com\">Cinch<\/a>, <a href=\"https:\/\/afchomeclub.com\/coverage\">AFC<\/a>).<\/p>\n\n\n\n<ul><li>Starting Monthly Price and Fees: Because pricing is quote-based, we benchmark typical ranges against independent roundups and validate that service-fee options and workmanship terms align with provider disclosures.&nbsp;<\/li><li>Trade Service Fee: Providers with lower per-claim fees typically score higher when normalized for plan tier and market.<\/li><li>Customer Satisfaction: We combine BBB letter grade and BBB customer review average with high-volume consumer platforms (Trustpilot, ConsumerAffairs) to avoid over-weighting any single source.&nbsp;<\/li><li>Customer Experience and Policies: We assess claim submission options, workmanship guarantees, cancellation terms, and technician policies, incorporating 2024\u20132025 customer-service best practices (e.g., digital triage, AI-assisted service) and regulatory transparency expectations.<\/li><li>Coverage: We verify base coverage and the breadth of add-ons against provider materials and consider workmanship guarantee length as a differentiator (e.g., LHG 60 days; AHS ~30 days; Cinch 180 days; AFC lifetime). <\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Independent ratings remain favorable in 2025: major editorial outlets place Liberty Home Guard (LHG) in the low-to-mid 4s out of 5, while large consumer platforms show high\u20114\u2011star averages (see U.S. News 360 Reviews, Forbes Home, Trustpilot, and ConsumerAffairs). LHG markets three core plans, 24\/7 claim submission, and a large menu of add\u2011ons; service [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":361284,"parent":1764,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1269],"tags":[],"post_author":[25823],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Liberty Home Guard Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Liberty Home Guard is one of the higher-rated home warranty companies, according to the Better Business Bureau. 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