{"id":331766,"date":"2025-11-11T14:13:54","date_gmt":"2025-11-11T19:13:54","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=296272"},"modified":"2025-11-11T14:13:55","modified_gmt":"2025-11-11T19:13:55","slug":"cinch-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/home-warranty\/cinch-review\/","title":{"rendered":"Cinch Review"},"content":{"rendered":"\n\n            <span class=\"b-toc-anchor\" id=\"review\" title=\"Cinch Home Warranty Review\"><\/span>\n    \n\n<p><span style=\"font-weight: 400;\">Cinch Home Services offers straightforward plans for a wide range of home appliances and built-in systems. The lineup includes Appliances, Built-in Systems, and Complete Home, with pricing that varies by ZIP code and the service-fee level you select. Cinch Home Services won a place on our list of <\/span><a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/best\/\"><span style=\"font-weight: 400;\">best home warranty companies <\/span><\/a><span style=\"font-weight: 400;\">for its long 180-day workmanship guarantee and broad parts coverage marketing. As with most providers, customer experiences can vary by market and contractor network; coverage can include items from washers\/dryers to built-in jetted tubs depending on plan and contract terms.<\/span><\/p>\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Cinch Overview\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Cinch Overview<\/h2>\n\n\n<ul class=\"list-items\">\n<li><strong>Plan types:<\/strong> Appliances, Built-in Systems and Complete Home<\/li>\n<li><strong>Pricing:<\/strong> <span style=\"font-weight: 400;\">Varies by location, plan, and selected service fee<\/span><\/li>\n<li><strong>Service fees:<\/strong> Multiple service-fee\/deductible options; chosen amount affects your monthly price<\/li>\n<li><strong>Workmanship guarantee:<\/strong> 180-day workmanship guarantee<\/li>\n<li><strong>Contract length:<\/strong> One year<\/li>\n<li><strong>BBB rating (Letter):<\/strong> See current BBB rating (ratings can change)<\/li>\n<li><strong>Home inspection required<\/strong>? No<\/li>\n<li><strong>States served:<\/strong> Most states; confirm availability during quote<\/li>\n<\/ul>\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Plan<\/strong><\/td><td><strong>Appliances Guard<\/strong><\/td><td><strong>Built-in Systems<\/strong><\/td><td><strong>Complete Home<\/strong><\/td><\/tr><tr><td><strong>Monthly premiums<\/strong><\/td><td>Varies by location and service-fee selection*<\/td><td>Varies by location and service-fee selection*<\/td><td>Varies by location and service-fee selection*<\/td><\/tr><tr><td><strong>Appliances covered<\/strong><\/td><td>\u2022 Built-in kitchen appliances\u00a0<br>\u2022 Refrigerators\u00a0<br>\u2022 Clothes washers\u00a0<br>\u2022 Dryers<\/td><td>No appliances covered<\/td><td>\u2022 Built-in kitchen appliances\u00a0 <br>\u2022 Refrigerators\u00a0<br>\u2022 Clothes washers\u00a0<br>\u2022 Dryers<\/td><\/tr><tr><td><strong>Systems covered<\/strong><\/td><td>No systems covered<\/td><td>\u2022 A\/C and heating systems\u00a0<br>\u2022 Electrical systems\u00a0<br>\u2022 Interior gas and plumbing<\/td><td>\u2022 A\/C and heating systems\u00a0<br>\u2022 Electrical systems\u00a0<br>\u2022 Interior gas and plumbing<\/td><\/tr><tr><td><strong>Other coverages<\/strong><\/td><td>N\/A<\/td><td>N\/A<\/td><td>\u2022 Homeowners insurance deductible reimbursement <br>\u2022 Coverage for rust and corrosion (per contract) <br>\u2022 Coverage for certain unknown pre-existing conditions (subject to terms)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<p class=\"xx-small\"><span style=\"color: #999999;\"><em>*Prices vary by location, plan, and service-fee selection; use the online quote tool for a personalized quote.<\/em><\/span><\/p>\n\n<div id=\"block_5ea9b5125cd3f\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Appliances Covered in Plans <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>&nbsp;<\/p>\n<ul>\n<li><span style=\"font-size: small;\">Dryers<\/span><\/li>\n<li><span style=\"font-size: small;\">Washers<\/span><\/li>\n<li><span style=\"font-size: small;\">Cooktops<\/span><\/li>\n<li><span style=\"font-size: small;\">Dishwashers<\/span><\/li>\n<li><span style=\"font-size: small;\">Food Centers (built-in)<\/span><\/li>\n<li><span style=\"font-size: small;\">Freestanding Ice Makers<\/span><\/li>\n<li><span style=\"font-size: small;\">Microwaves (built-in)<\/span><\/li>\n<li><span style=\"font-size: small;\">Ranges<\/span><\/li>\n<li><span style=\"font-size: small;\">Exhaust Hoods<\/span><\/li>\n<li><span style=\"font-size: small;\">Refrigerators<\/span><\/li>\n<li><span style=\"font-size: small;\">Trash Compactors (built-in)<\/span><\/li>\n<li><span style=\"font-size: small;\">Wall Ovens<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5ea9b63d5cd40\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Systems Covered in Plans <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>&nbsp;<\/p>\n<ul>\n<li><span style=\"font-size: small;\">Attic fans<\/span><\/li>\n<li><span style=\"font-size: small;\">Ceiling fans<\/span><\/li>\n<li><span style=\"font-size: small;\">Central vacuums<\/span><\/li>\n<li><span style=\"font-size: small;\">Doorbells<\/span><\/li>\n<li><span style=\"font-size: small;\">Garage door openers<\/span><\/li>\n<li><span style=\"font-size: small;\">Garbage disposals<\/span><\/li>\n<li><span style=\"font-size: small;\">Homeowners insurance deductible reimbursement<\/span><\/li>\n<li><span style=\"font-size: small;\">Instant hot\/cold water dispenser<\/span><\/li>\n<li><span style=\"font-size: small;\">Smoke detectors<\/span><\/li>\n<li><span style=\"font-size: small;\">Toilets<\/span><\/li>\n<li><span style=\"font-size: small;\">Water heater<\/span><\/li>\n<li><span style=\"font-size: small;\">Whirlpool\/jetted tub (built-in)\u00a0<\/span><\/li>\n<li><span style=\"font-size: small;\">Air conditioning &amp; ductwork<\/span><\/li>\n<li><span style=\"font-size: small;\">Heating system &amp; ductwork<\/span><\/li>\n<li><span style=\"font-size: small;\">Electrical systems<\/span><\/li>\n<li><span style=\"font-size: small;\">Plumbing system sump pumps<\/span><\/li>\n<\/ul>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"whoisthisbestfor\" title=\"Best For\"><\/span>\n    \n\n\n<h3 class=\"wp-block-heading\">Who is this best for?<\/h3>\n\n\n\n<p>Cinch is a <a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/best\/\" rel=\"nofollow\">great home warranty company<\/a> for homeowners who value a longer workmanship guarantee and straightforward plan choices. Pricing and service fees are adjustable to fit your budget. Coverage caps and exclusions vary by item and by state, so if you have older or high-ticket systems, review sample contracts and limits before buying. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pros<\/h3>\n\n\n<ul class=\"list-items\">\n<li><strong>Pricing varies<\/strong>: Cinch\u2019s plans offer monthly or yearly payments, with multiple service-fee options that trade off against your monthly price.<\/li>\n<li><strong>Extensive coverage options<\/strong>: Straightforward plan options cover a wide range of household appliances and systems.<\/li>\n<li><strong>Service guarantee<\/strong>: 180-day workmanship guarantee on completed repairs arranged through Cinch.<\/li>\n<\/ul>\n\n\n<h3 class=\"wp-block-heading\">Cons<\/h3>\n\n\n<ul class=\"list-items\">\n<li><strong>Coverage caps vary<\/strong>: Caps and exclusions apply and can vary by state and by item (e.g., HVAC, refrigerators); verify limits if you anticipate higher-cost repairs.<\/li>\n<li><strong>Coverage doesn\u2019t start immediately<\/strong>: After purchasing your plan, there\u2019s typically a waiting period before you can request service.<\/li>\n<\/ul>\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\n<h3 class=\"wp-block-heading\">The Competition<\/h3>\n\n\n\n\n<p class=\"xx-small\"><span style=\"color: #999999;\"><em>*All information accurate as of 2025.<\/em><\/span><\/p>\n\n\n<h2 class=\"wp-block-heading\">Cinch Compared to Choice Home Warranty<\/h2>\n\n\n\n<p>Both companies made it to our list of <a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/best\/\">best home warranty companies<\/a>.  Choice Home Warranty markets customizable add-ons in some states, while Cinch focuses on a simple three-plan lineup. In 2024, the FTC and Arizona Attorney General sued Choice Home Warranty alleging deceptive practices and claim denials; buyers should weigh this regulatory risk alongside pricing and options.<\/p>\n\n\n\n<p>Looking at the price, it\u2019s hard to compare the two. Both companies offer address-based pricing with multiple service-fee options that change the monthly premium. Choice Home Warranty often advertises promotions (e.g., a first month free) but typically charges a per-claim service fee. Cinch also uses a per-claim service fee selected at enrollment. Cinch\u2019s workmanship guarantee is notably longer at 180 days, whereas Choice commonly offers shorter parts\/labor windows; confirm current terms during your quote.<\/p>\n\n\n\n<p><strong>Further reading:<\/strong> <a href=\"\t\nhttps:\/\/www.reviews.com\/insurance\/home-warranty\/choice-review\/\">Choice Home Warranty Full Review<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Cinch Compared to American Home Shield<\/h2>\n\n\n\n<p>American Home Shield has broad national availability and remains the category\u2019s scale leader. Like Cinch, it offers three primary plans\u2014ShieldSilver (systems), ShieldGold (systems + appliances), and ShieldPlatinum (more comprehensive)\u2014roughly comparable to Cinch\u2019s Appliances, Built-in Systems, and Complete Home tiers.<\/p>\n\n\n\n<p>When it comes to service fees, both companies use per-visit fees with multiple options that trade off against monthly price. American Home Shield offers several service-fee choices, and Cinch also lets customers select a service fee at enrollment. AHS\u2019s workmanship guarantee is typically shorter than Cinch\u2019s 180-day guarantee; confirm your local terms.<\/p>\n\n\n\n<p> <strong>Further reading:<\/strong> <a href=\"https:\/\/www.reviews.com\/insurance\/home-warranty\/american-home-shield-review\/\">American Home Shield Full Review<\/a> <\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Bottom Line<\/h2>\n\n\n\n<p>With competitive pricing, adjustable service-fee options, and a solid 180-day workmanship guarantee, Cinch is a strong contender in the home warranty industry. The company offers extensive coverage and straightforward plans to cover what you need. Keep in mind that coverage caps and exclusions vary by item and state and plans are not fully customizable, so it\u2019s best to review sample contracts and limits before you enroll. Even so we recommend comparing what the best home warranty companies have to offer.<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Cinch Home Services offers straightforward plans for a wide range of home appliances and built-in systems. The lineup includes Appliances, Built-in Systems, and Complete Home, with pricing that varies by ZIP code and the service-fee level you select. Cinch Home Services won a place on our list of best home warranty companies for its long [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":355951,"parent":1764,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1269],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cinch Review - Reviews.com<\/title>\n<meta name=\"description\" content=\"We have evaluated multiple security providers. 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