{"id":325112,"date":"2025-11-11T16:46:35","date_gmt":"2025-11-11T21:46:35","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=95850"},"modified":"2025-11-11T16:46:36","modified_gmt":"2025-11-11T21:46:36","slug":"allstate-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/allstate-review\/","title":{"rendered":"Allstate Auto Insurance Review"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>Reviews.com scores Allstate auto insurance a 4.2 out of 5, based on financial strength, online resources, and coverage.\u00a0<\/li><li>Allstate\u2019s core property-casualty subsidiaries carry an A.M. Best Financial Strength Rating of A+ (Superior) with a stable outlook, most recently affirmed in 2024, signaling very strong claims-paying ability.<\/li><li>J.D. Power\u2019s latest public summaries show Allstate\u2019s auto claims satisfaction broadly around the industry average as overall satisfaction has been pressured by repair delays and catastrophe activity.<\/li><\/ul>\n\n\n\n<p>Allstate auto insurance began in 1931 under Sears, Roebuck &amp; Co. chairman Robert E. Wood. In 1939, Allstate was the first car insurance company to base <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/\">quote rates<\/a> on age, mileage, and usage, offering more competitive and personalized policy premiums. The industry followed suit and now, Allstate is the <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-auto-insurance\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">fourth-largest U.S. auto insurer<\/a>. <\/p>\n\n\n\n<p>With a wide range of coverages and a broad menu of discounts, Allstate offers reliable protection backed by <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2020-us-insurance-shopping-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">recent industry studies<\/a>. Allstate\u2019s results in <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-claims-satisfaction-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">claims customer satisfaction<\/a> are not called out among the highest or lowest performers in the latest public J.D. Power release, suggesting performance near the industry average; the company also offers a <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.allstate.com\/auto-insurance\/claim-satisfaction-guarantee.aspx\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Claim Satisfaction Guarantee<\/a> in select states. Allstate offers multiple ways to file a claim 24\/7 and uses local agents, which is becoming rare in the auto insurance industry.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Allstate&#8217;s Full Coverage Average Premiums in the U.S. <\/h2>\n\n\n<div class=\"infogram-graphic infogram-graphic--carrier_national_map_price_by_state h-margin-top-30 h-margin-bottom-30\">\n    <iframe src=\"https:\/\/e.infogram.com\/822ca97f-c13c-44cd-ad06-2ffb483e147f?src=embed\" title=\"Carrier Rates State Map - Allstate\" scrolling=\"no\" frameborder=\"0\" style=\"border:none;\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n<\/div>\n\n\n\n\n<p><small><i>Data Source: <a href=\"https:\/\/www.coverage.com\/insurance\/auto\/alternate-state-data\/\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener\" class=\"achor-toggles\">Coverage.com<\/a><\/i><\/small><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Allstate Car Insurance Overview\"><\/span>\n    \n\n\n<section id=\"block_6079b8925ce6f\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Allstate Car Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                Reviews.com Score\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">4.2<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1931<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                AM Best\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A+<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                J.D. Power\n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">825*<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">50 + D.C.<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>According to YouGov, <a href=\"https:\/\/today.yougov.com\/topics\/finance\/explore\/brand\/Allstate\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Allstate remains among the most popular U.S. insurance brands<\/a>. Allstate was recognized on Fortune\u2019s World\u2019s Most Admired Companies list in 2025, with <a href=\"https:\/\/www.allstatenewsroom.com\/about-allstate\/awards\/\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">multiple awards<\/a> in recent years including top scores on the 2023\u20132024 HRC Corporate Equality Index, inclusion in the 2024 Bloomberg Gender-Equality Index, The Civic 50 honoree designation in 2024, placement on Newsweek\u2019s America\u2019s Most Responsible Companies 2024, and a top score on the 2024 Disability Equality Index.<\/p>\n\n\n\n<p>Allstate offers <a href=\"https:\/\/www.reviews.com\/insurance\/car\/pay-per-mile\/\" class=\"achor-toggles\">pay-as-you-drive insurance<\/a> (Milewise) and Drivewise telematics in select states, which can reduce premiums based on mileage and driving habits, subject to state rules. In recent J.D. Power research, overall auto insurance satisfaction and claims satisfaction have faced industry-wide pressure; public summaries place Allstate broadly around the industry average for <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2020-us-insurance-shopping-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">purchase experience<\/a> and <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">overall customer satisfaction<\/a>. With <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-claims-satisfaction-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">claims satisfaction<\/a> similarly near industry norms in public summaries, Allstate\u2019s performance aligns with broader market trends.<\/p>\n\n\n\n<section id=\"block_6079bacd5ce75\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Bundle with home for savings:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Customers may save up to 25% on home and auto by bundling both policies with Allstate.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Telematics savings programs:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Allstate\u2019s Drivewise and Milewise programs let drivers prove mileage and good driving habits to save on auto insurance.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Dedicated local agents:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Drivers can get personalized customer service from expert local Allstate agents, in addition to online quotes.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Above-average claims satisfaction:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Allstate has ratings for claims satisfaction by J.D. Power, and a Claim Satisfaction Guarantee program offered in 43 states.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Fewer discounts:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Of all competitors, Allstate has the least amount of available discounts on car insurance.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">High industry complaint index:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Allstate has received twice as many complaints compared to similarly sized competitors in 2020.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Not available in all states:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Not all coverages are available in all states, including rideshare insurance.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Below average customer satisfaction:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Scores from J.D. Power 2021 studies are below average for customer satisfaction in several regions.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"Allstate Highlights\"><\/span>\n    \n\n                \n<section id=\"block_6079bb745ce7e\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Allstate Car Insurance Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Discounts &#038; Add-Ons <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Claims <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Drivers can find standard <\/span><a href=\"https:\/\/www.allstate.com\/auto-insurance\/car-coverage-policies.aspx\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">car insurance coverage<\/span><\/a><span style=\"font-weight: 400;\"> with Allstate, including collision, comprehensive, liability, medical payments, uninsured and underinsured motorist, and personal injury protection. <\/span><span style=\"font-weight: 400;\">Limits and deductibles can be chosen to meet state requirements, specific needs and budget.<\/span><span style=\"font-weight: 400;\"> Allstate also offers specialty insurance for classic cars and drivers traveling to Mexico, which isn\u2019t always offered by major auto insurers.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">In most regions, Allstate is rated average or below the average in the <\/span><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2021-us-auto-insurance-study\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">J.D. Power Auto Insurance Study<\/span><\/a><span style=\"font-weight: 400;\">, though Allstate is No.1 for customer satisfaction in Florida. As for purchase experience, Allstate is just one point below average in the J.D. Power Insurance Shopping Study, with only two companies above average. These ratings suggest Allstate is average or above when handling and resolving customer complaints and issues.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Discounts &#038; Add-Ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Like many carriers, Allstate offers stackable discounts to lower premiums for auto insurance. Discounts from Allstate include the following:\u00a0\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Drivewise<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Paperless billing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Early signing<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Multi-policy and vehicles<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Smart student<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">New car<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Autopay<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay in full\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Anti-lock brakes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Anti-theft devices<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Additionally, Allstate drivers can purchase add-on coverage for rideshare, sound systems, personal liability umbrella, roadside assistance, and rental car reimbursement.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Claims\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Allstate auto claims customers have the option to file claims online, over the phone, or through the Allstate mobile app. Once filed, drivers can track their claims on the app or online. Some online Allstate insurance reviews from those who file claims with the company suggest poor claims experience, although this is not reflected in the <\/span><a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&amp;COCODE=17230&amp;REALM=PROD\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">NAIC complaint index<\/span><\/a><span style=\"font-weight: 400;\"> for Allstate\u2019s auto products, which is .88 \u2014 less than the average expected complaint ratio for the industry for auto insurance. J.D. Power rates Allstate above-average for auto claims satisfaction, as well.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\t\t\n<section id=\"block_6079bc0b5ce83\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\">Allstate Car Insurance vs. The Competition<\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tReviews.com Score\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power Customer Satisfaction\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tNo. of Discounts\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_6079bc0b5ce83-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Allstate<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>4.2<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>825*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>11<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6079bc0b5ce83-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Auto-Owners<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>4.4<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>845*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>13<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6079bc0b5ce83-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Geico<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>4.8<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>833*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>16<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6079bc0b5ce83-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>5<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>847*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>13<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Information accurate as of November 2025. J.D. Power\u2019s <\/em><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\"><em>2024 U.S. Auto Insurance Study<\/em><\/a><em> is scored on a 1,000-point scale; public summaries highlight category leaders and industry averages.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Allstate vs. Auto-Owners<\/h3>\n\n\n\n<p>Both Allstate and Auto-Owners advertise discounts for <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best\/\">car insurance<\/a>, but their emphases differ. Allstate publicly features billing\/loyalty-style savings (such as Early Signing, FullPay, EZ Pay Plan, and Responsible Payer) alongside common multi-policy, multi-vehicle, and driver-based discounts, while Auto-Owners highlights many of the standard driver, vehicle, and bundling options. Recent J.D. Power public summaries do not single out either carrier at the extremes for auto claims satisfaction, suggesting broadly industry-average experiences. Availability also differs: Allstate writes policies nationwide, whereas Auto-Owners maintains a more limited regional footprint.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Allstate vs. Geico<\/h3>\n\n\n\n<p>GEICO emphasizes affiliation-based discounts (military, federal employee, membership) and its DriveEasy telematics program, while Allstate stands out for billing\/loyalty-style discounts and offers both Drivewise (behavior-based) and Milewise (pay-per-mile). J.D. Power\u2019s most recent public summaries show mixed satisfaction trends across the industry; neither brand is consistently highlighted as a top or bottom performer. GEICO is a top-three auto insurer by market share, and Allstate remains #4 among <a href=\"https:\/\/www.reviews.com\/insurance\/car\/the-largest-car-insurance-companies\/\">large insurer<\/a> peers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Allstate vs. State Farm<\/h3>\n\n\n\n<p>Allstate and <a href=\"https:\/\/www.reviews.com\/insurance\/car\/state-farm-review\/\">State Farm<\/a> both provide broad coverage options and large agent networks. For telematics, Allstate offers Drivewise (behavior-based) and Milewise (pay-per-mile), whereas State Farm focuses on Drive Safe &amp; Save (behavior-based). Public J.D. Power summaries generally place both brands around industry averages by region; State Farm remains the largest U.S. auto insurer, while Allstate remains fourth by market share. Allstate also offers more mileage-based customization via Milewise for low-mileage drivers.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"questions\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Allstate Car Insurance FAQ<\/h2>\n\n\n<!-- wp:acf\/accordion {\n    \"id\": \"block_6079bce25ce9d\",\n    \"name\": \"acf\\\/accordion\",\n    \"data\": {\n        \"content_label\": \"Is Allstate or State Farm better?\",\n        \"_content_label\": \"field_5e34595523535\",\n        \"content_description\": \"<span style=\\\"font-weight: 400;\\\">Consider what\u2019s important when choosing the <\\\/span><a href=\\\"https:\\\/\\\/www.reviews.com\\\/insurance\\\/car\\\/best\\\/\\","protected":false},"excerpt":{"rendered":"<p>Reviews Report Reviews.com scores Allstate auto insurance a 4.2 out of 5, based on financial strength, online resources, and coverage.\u00a0Allstate\u2019s core property-casualty subsidiaries carry an A.M. Best Financial Strength Rating of A+ (Superior) with a stable outlook, most recently affirmed in 2024, signaling very strong claims-paying ability.J.D. Power\u2019s latest public summaries show Allstate\u2019s auto claims [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":361280,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1266],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Allstate Auto Insurance Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Allstate provides a streamlined claims process from the moment you file to the time of repairs. 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