{"id":324759,"date":"2025-11-12T13:47:35","date_gmt":"2025-11-12T18:47:35","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=88769"},"modified":"2025-11-12T14:15:30","modified_gmt":"2025-11-12T19:15:30","slug":"best-in-wyoming","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/best-in-wyoming\/","title":{"rendered":"The Best Car Insurance Companies in Wyoming of 2025"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"The Best Car Insurance Companies in Wyoming of 2025 Review\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\">\n<li>State Farm, Geico, Progressive, Allstate, American Family, Farmers, Travelers, and USAA (for eligible military families) are strong choices for Wyoming drivers, often pairing broad availability with competitive pricing depending on your profile.&nbsp;<\/li>\n\n\n\n<li>State Farm and Geico frequently surface among the lowest-cost options in Wyoming, while USAA often leads for eligible households; each maintains strong financial strength ratings. Comparing multiple quotes remains essential to find your best rate.<\/li>\n\n\n\n<li>These top car insurance companies offer robust digital tools and telematics (usage-based) programs that can help safe, low\u2011mileage drivers save amid elevated 2024\u20132025 premiums.<\/li>\n<\/ul>\n\n\n\n<p>Wyoming car insurance rates remain below the U.S. average, but prices have risen since 2021. In 2025, full coverage typically averages about $1,450\u2013$1,600 per year and minimum coverage about $300\u2013$400 per year, depending on the source and methodology, per <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>; broader market snapshots show similar levels (<a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra<\/a>). Elevated premiums reflect higher claim severity and insurance inflation tracked by the <a href=\"https:\/\/www.bls.gov\/news.release\/cpi.t01.htm\">BLS CPI<\/a>.<\/p>\n\n\n\n<p>State Farm, Geico, Progressive, Allstate, American Family, Farmers, Travelers and USAA (if eligible) rank <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best\/\">among the best<\/a> fits for many Wyoming drivers. Consider rate stability, discounts (especially telematics), financial strength, and service when comparing quotes.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"picks\" title=\"Our Picks\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The 4 Best Auto Insurance Companies in Wyoming<\/h2>\n\n\n\n<ul>\n<li><a href=\"#allstate\" rel=\"nofollow\" class=\"achor-toggles\">Allstate<\/a>: Best for add\u2011on coverage and telematics savings<\/li>\n\n\n\n<li><a href=\"#geico\" rel=\"nofollow\" class=\"achor-toggles\">Geico<\/a>: Best for low premiums and an easy digital experience<\/li>\n\n\n\n<li><a href=\"#farmers\" rel=\"nofollow\" class=\"achor-toggles\">Farmers<\/a>: Best for agent support and bundling\/discounts<\/li>\n\n\n\n<li><a href=\"#state-farm\" rel=\"nofollow\" class=\"achor-toggles\">State Farm<\/a>: Best for cheap rates and a strong local agent network<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"chart\" title=\"Comparison Chart\"><\/span>\n    \n\n\t\t\n<section id=\"block_609bc3dba641b\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\">Compare the Best Car Insurance Companies in Wyoming<\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tFull Coverage Annual Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tState Minimum Annual Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best Financial Strength\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power Overall Customer Satisfaction**\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_609bc3dba641b-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Allstate<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,675<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$396<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>825<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_609bc3dba641b-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Geico<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,872<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$189<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>821<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_609bc3dba641b-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Farmers<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,309<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$305<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>813<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_609bc3dba641b-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,234<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$233<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>844<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Table figures reflect earlier 2021 snapshots; see updated 2025 averages and sources below.<\/em><\/p>\n\n\n\n<p><em>*Recent averages sourced from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra<\/a>. <\/em><\/p>\n\n\n\n<p><em>**J.D. Power <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\">2025 U.S. Auto Insurance Study<\/a> for the Northwest region. Based on a 1,000-point scale.<\/em><\/p>\n\n\n\n            <span class=\"b-anchor\" id=\"allstate\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best1\" title=\"Best for Add-on Coverage\"><\/span>\n    \n\n                                                \n\n\n<section id=\"allstate\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Allstate<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Add-on Coverage<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Allstate has numerous coverage options so drivers can customize their Wyoming car insurance policy to fit their lifestyle, driving habits, and budget.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/d.agkn.com\/pixel\/2267\/?che=[cachebuster]&#038;col=345361,571352,6720045&#038;l1=https:\/\/www.allstate.com\/landingpages\/lsp\/affiliate-autoplanners.html?CID=AFF-REV-AU-073845-200616&#038;campaign=444490000073845&#038;clickid={clickid}&#038;source={irpid}&#038;subsource={sharedid}&#038;IRCmpID={ircid}&#038;rvitemid=325305-20\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,675*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A+<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">825**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Allstate has numerous coverage options so drivers can customize their Wyoming car insurance policy to fit their lifestyle, driving habits, and budget.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Highly customizable policy options<\/li>\n                            <li>Drivewise app adds discounts automatically<\/li>\n                            <li>Highly-rated mobile app for policy management<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Higher premiums than competitors<\/li>\n                                        <li>Below-average customer satisfaction<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Additional Coverage <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>New car replacement<\/li>\n<li>Accident forgiveness<\/li>\n<li>Sound system coverage<\/li>\n<li>Roadside assistance<\/li>\n<li>Personal injury protection<\/li>\n<li>Rideshare insurance<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Anti-lock brakes<\/li>\n<li>Pay in full<\/li>\n<li>Responsible payer<\/li>\n<li>Smart student<\/li>\n<li>Drivewise\u00ae program<\/li>\n<li>New car<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">More Allstate Insurance Reviews<\/h4>\n                <div> <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate Car Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate Home Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate Renters Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/motorcycle\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate Motorcycle Insurance Review<\/span><\/a><\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n            <span class=\"b-anchor\" id=\"geico\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best2\" title=\"Best for Customer Satisfaction\"><\/span>\n    \n\n                                                \n\n\n<section id=\"geico\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Geico<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Customer Satisfaction<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Geico proves it not only has strong customer service ratings with the highest score among carriers in the Northwest region, but Geico\u2019s financial ratings are equally impressive with an A++ AM Best rating.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?refer=Auto_Geico&#038;rvitemid=342882-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,872*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">821**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Geico proves it not only has strong customer service ratings with the highest score among carriers in the Northwest region, but Geico\u2019s financial ratings are equally impressive with an A++ AM Best rating.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Numerous coverage options<\/li>\n                            <li>Over a dozen discounts<\/li>\n                            <li>Highly-rated digital assets including mobile app<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Discounts not available in all states<\/li>\n                                        <li>Lack of local agent network<\/li>\n                                        <li>Does not offer gap coverage<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Additional Coverage <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Rental car reimbursement<\/li>\n<li>Mechanical breakdown<\/li>\n<li>Comprehensive<br \/>\nCollision<\/li>\n<li>Emergency roadside assistance<\/li>\n<li>Classic car coverage<\/li>\n<li>Mexico trip coverage<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Military<\/li>\n<li>Alumni\/group affiliation<\/li>\n<li>Safety equipment<\/li>\n<li>Driver safety<\/li>\n<li>New vehicle<\/li>\n<li>Good student<\/li>\n<li>Emergency deployment<\/li>\n<li>Seatbelt use<\/li>\n<li>Defensive driver course<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">More Geico Insurance Reviews<\/h4>\n                <div> <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/geico-review\/\"><span style=\"font-weight: 400;\">Geico Car Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/geico-review\/\"><span style=\"font-weight: 400;\">Geico Home Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/geico-vs-progressive\/\"><span style=\"font-weight: 400;\">Geico vs. Progressive Review<\/span><\/a><\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n            <span class=\"b-anchor\" id=\"farmers\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best3\" title=\"Best for Discounts\"><\/span>\n    \n\n                                                \n\n\n<section id=\"farmers-insurance\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Farmers Insurance<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Discounts<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                If budget is the most important aspect of purchasing your auto insurance policy, drivers can save on their premiums with Farmers\u2019 long list of available discounts.\r\n\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325340-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,309*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">813**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                If budget is the most important aspect of purchasing your auto insurance policy, drivers can save on their premiums with Farmers\u2019 long list of available discounts.\r\n\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Numerous coverage options<\/li>\n                            <li>Wide variety of discounts<\/li>\n                            <li>Accident forgiveness and new car replacement coverage<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Not available in all 50 states<\/li>\n                                        <li>Gap insurance not available<\/li>\n                                        <li>Must purchase through an agent or customer service<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Additional Coverage <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Towing &amp; roadside service<\/li>\n<li>Rental reimbursement<\/li>\n<li>Rideshare<\/li>\n<li>Loss of use<\/li>\n<li>Guaranteed value<\/li>\n<li>Customized equipment<\/li>\n<li>Personal umbrella<\/li>\n<li>Glass deductible buyback<\/li>\n<li>Full windshield and glass coverage<\/li>\n<li>Spare parts coverage<\/li>\n<li>Original equipment manufacturer<\/li>\n<li>New car replacement<\/li>\n<li>Accident forgiveness<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Multi-line<\/li>\n<li>Young driver discounts<\/li>\n<li>Shared family car<\/li>\n<li>Mature driver<\/li>\n<li>Homeowner<\/li>\n<li>Autopay<\/li>\n<li>Paid in full<\/li>\n<li>Vehicle safety features<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">More Provider Insurance Reviews<\/h4>\n                <div> <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/farmers-insurance-review\/\"><span style=\"font-weight: 400;\">Farmers<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/state-farm-review\/\"><span style=\"font-weight: 400;\">State Farm<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/geico-review\/\"><span style=\"font-weight: 400;\">Geico<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate<\/span><\/a><\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n            <span class=\"b-anchor\" id=\"state-farm\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best4\" title=\"Best for Cheapest Car Insurance\"><\/span>\n    \n\n                                                \n\n\n<section id=\"state-farm\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">State Farm<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Cheapest Car Insurance<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Based on our data, we found that State Farm offers the cheapest car insurance in Wyoming, a boon for budget-conscious drivers who want low premiums. \r\n\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325309-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,234*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">844**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Based on our data, we found that State Farm offers the cheapest car insurance in Wyoming, a boon for budget-conscious drivers who want low premiums. \r\n\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Strong financial strength<\/li>\n                            <li>Largest provider of insurance in U.S.<\/li>\n                            <li>Lowest premiums in the state based on Bankrate\u2019s data<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Does not offer gap coverage<\/li>\n                                        <li>Less coverage options versus competitors<\/li>\n                                        <li>Below-average customer satisfaction ratings<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Additional Coverage <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Rental car and travel expenses coverage<\/li>\n<li>Roadside assistance coverage<\/li>\n<li>Rideshare driver coverage<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Policy bundling<\/li>\n<li>Accident-free<\/li>\n<li>Defensive driving course<\/li>\n<li>Good driver<\/li>\n<li>Vehicle safety<\/li>\n<li>Anti-theft device<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">More State Farm Insurance Reviews<\/h4>\n                <div> <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/state-farm-review\/\"><span style=\"font-weight: 400;\">State Farm Car Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/state-farm-review\/\"><span style=\"font-weight: 400;\">State Farm Home Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/motorcycle\/state-farm-review\/\"><span style=\"font-weight: 400;\">State Farm Motorcycle Insurance Review<\/span><\/a><\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"average-cost\" title=\"The Average Cost of Car Insurance in Wyoming\"><\/span>\n    \n\n\n<p><em>*Updated averages sourced from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra<\/a>. <\/em><\/p>\n\n\n\n<p><em>**J.D. Power <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\">2025 U.S. Auto Insurance Study<\/a> for the Northwest region. Based on a 1,000-point scale.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Average Cost of Car Insurance in Wyoming<\/h2>\n\n\n\n<p>Wyoming remains one of the more affordable states for auto insurance. In 2025, average annual premiums for full coverage generally fall around $1,450\u2013$1,600 (about $120\u2013$135 per month), while minimum coverage averages roughly $300\u2013$400 (about $25\u2013$35 per month), per analyses from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra<\/a>. Methodologies vary by source, so treat these as directional benchmarks rather than exact quotes.<\/p>\n\n\n\n<p>Lower population density and traffic congestion help keep Wyoming\u2019s rates below national averages, though premiums have risen since 2021 amid higher repair and medical costs. Your rate depends on individual factors like age, ZIP code, credit tier, vehicle, coverage limits and driving history. For context on recent premium inflation, see the <a href=\"https:\/\/www.bls.gov\/news.release\/cpi.t01.htm\">BLS Consumer Price Index<\/a> for motor vehicle insurance.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top3a\" title=\"Top 2 Cheapest Car Insurance Companies in Wyoming\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 2 Cheapest Car Insurance Companies in Wyoming<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>State Farm<\/td><td>Often among the lowest for many profiles; compare quotes in your ZIP.<\/td><\/tr><tr><td>Geico<\/td><td>Frequently a low-cost option; actual premiums vary by driver and vehicle.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Data sources: <a href=\"https:\/\/www.bankrate.com\">Bankrate (WY)<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra (WY)<\/a>; figures vary by methodology and profile.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top2\" title=\"Top 2 Most Expensive Car Insurance Companies in Wyoming\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 2 Most Expensive Car Insurance Companies in Wyoming<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Allstate<\/td><td>Pricing varies widely by driver; no single carrier is consistently the most expensive statewide.<\/td><\/tr><tr><td>Geico<\/td><td>Rates depend on profile, vehicle and ZIP; shop multiple quotes to confirm your best price.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Use recent state snapshots from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra<\/a> as directional guides; company rankings differ by profile.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top3c\" title=\"Top 3 Cheapest Cities for Car Insurance in Wyoming\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Cheapest Cities for Car Insurance in Wyoming<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Laramie<\/td><td>about $1,510<\/td><\/tr><tr><td>Sheridan<\/td><td>about $1,525<\/td><\/tr><tr><td>Rock Springs<\/td><td>about $1,555<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Estimates based on recent analyses (e.g., <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra\u2019s Wyoming page<\/a>); actual premiums vary by ZIP and driver profile.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top3d\" title=\"Top 3 Most Expensive Cities for Car Insurance in Wyoming\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Most Expensive Cities for Car Insurance in Wyoming<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Cheyenne<\/td><td>about $1,620<\/td><\/tr><tr><td>Casper<\/td><td>about $1,570<\/td><\/tr><tr><td>Gillette<\/td><td>about $1,560<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Estimates based on recent city comparisons (e.g., <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra \u2013 Wyoming<\/a>); your rate will vary.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"need-to-know\" title=\"need-to-know\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Wyoming Car Insurance: What You Need to Know<\/h2>\n\n\n\n<p>Because of the availability of <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-cheap\/\">cheap car insurance rates<\/a> in Wyoming, there are multiple affordable options for drivers in the state. Shopping around and <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/\">comparing rates<\/a> is the best way to find the least expensive rates for the most robust auto insurance coverage your budget can afford.&nbsp;<\/p>\n\n\n\n<p>Key takeaways regarding car insurance in Wyoming<\/p>\n\n\n\n<ul>\n<li>Wyoming recorded 124 motor-vehicle fatalities in 2022 (final data), with high per\u2011capita and per\u2011VMT fatality rates versus U.S. averages (<a href=\"https:\/\/www.iihs.org\/topics\/fatality-statistics\/detail\/state-by-state\">IIHS state fatality statistics<\/a>).<\/li>\n\n\n\n<li>Observed seat belt use was about 78% in 2023, well below the national rate, and a majority of occupant fatalities typically involve unrestrained occupants (<a href=\"https:\/\/www.iihs.org\/topics\/seat-belts#seat-belt-use-by-state\">IIHS seat belt use by state<\/a>).<\/li>\n\n\n\n<li>Nationally, fatalities declined modestly in 2023; for the latest Wyoming provisional counts and factor breakdowns (alcohol, speed, restraint use), see NHTSA\u2019s <a href=\"https:\/\/cdan.dot.gov\/stsi.htm\">State Traffic Safety Information (STSI)<\/a> dashboard.<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"minimum\" title=\"Wyoming\u2019s Minimum Insurance Requirements \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Wyoming\u2019s Minimum Insurance Requirements&nbsp;<\/h2>\n\n\n\n<p>Wyoming requires liability insurance to drive legally. The minimum liability limits are 25\/50\/20 (at least $25,000 bodily injury per person, $50,000 per accident, and $20,000 property damage). Uninsured motorist (UM) coverage is included by default and may be rejected in writing. Failure to maintain required coverage can lead to fines, license\/registration consequences, and possible SR\u201122 filing requirements with WYDOT (<a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.dot.state.wy.us\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">suspension FAQs<\/a>; see also <a href=\"https:\/\/www.dot.state.wy.us\">WYDOT SR\u201122<\/a>).<\/p>\n\n\n\n<p>Minimum liability required in the <a href=\"https:\/\/doi.wyo.gov\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">state of Wyoming<\/a> is divided as follows:<\/p>\n\n\n\n<ul>\n<li>$25,000 bodily injury coverage per person.<\/li>\n\n\n\n<li>$50,000 bodily injury coverage per accident.<\/li>\n\n\n\n<li>$20,000 for property damage.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Wyoming\u2019s At-Fault Law<\/h3>\n\n\n\n<p>Wyoming is considered an <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.iii.org\/article\/background-on-no-fault-auto-insurance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">at-fault state<\/a>, as opposed to a no-fault. This means someone must be determined to be at fault for an accident. The at-fault driver and their insurance company must cover the expenses related to injuries and property damage sustained from the accident, which is another reason why adequate <a href=\"https:\/\/www.reviews.com\/insurance\/car\/bundling-insurance\/\" class=\"achor-toggles\">insurance coverage<\/a> is essential for additional financial protection.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"additional-car\" title=\"Additional Car Insurance Coverage in Wyoming\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Additional Car Insurance Coverage in Wyoming<\/h2>\n\n\n\n<ul>\n<li><strong>Additional liability coverage<\/strong>: Liability coverage provides financial protection in case you\u2019re involved in a lawsuit as a result of an accident ruled your fault.<\/li>\n\n\n\n<li><strong>Uninsured\/underinsured motorist: <\/strong>If you\u2019re involved in an accident with someone who does not have insurance, or not enough, this optional coverage helps pay towards your medical expenses, lost wages, and possibly funeral expenses.<\/li>\n\n\n\n<li><strong>Personal injury protection (PIP):<\/strong> No matter who is ruled \u201cat-fault\u201d in a car accident, this coverage helps pay your medical expenses, lost wages, additional support (such as house cleaning if you\u2019re injured), and possibly funeral expenses.<\/li>\n\n\n\n<li><strong>Roadside assistance:<\/strong> This optional coverage provides additional protection for you in case you find your car inoperable \u2014 whether you need gas, towing, a tire change, or battery jump, roadside assistance gets you back on the road.<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"faq\" title=\"Wyoming Car Insurance FAQ \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Wyoming Car Insurance FAQ&nbsp;<\/h2>\n\n\n<div id=\"block_609bc55ea6439\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Is car insurance expensive in Wyoming?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Compared to the rest of the country, car insurance is not expensive in Wyoming. In 2025, statewide averages remain below U.S. levels, with full coverage around $1,450\u2013$1,600 per year and minimum coverage about $300\u2013$400, depending on the source and method (<a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>; <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_609bc56aa643a\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much is car insurance in Wyoming?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Recent 2025 snapshots place Wyoming\u2019s average around $1,450\u2013$1,600 per year for full coverage and about $300\u2013$400 for minimum coverage. Estimates vary by methodology and profile, so use them as benchmarks and verify with live quotes (<a href=\"https:\/\/www.bankrate.com\">Bankrate \u2013 WY<\/a>; <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra \u2013 WY<\/a>).<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_609bc578a643b\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is the cheapest car insurance company in Wyoming?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">It depends on your ZIP, vehicle and profile. In recent Wyoming analyses, Geico and State Farm frequently quote among the lowest for many good-driver profiles, with Progressive often competitive for nonstandard risks. Always compare multiple quotes (<a href=\"https:\/\/www.bankrate.com\">Bankrate \u2013 WY<\/a>; <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra \u2013 WY<\/a>). Your rate will vary based on your individual rating factors.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n\n<h3 class=\"wp-block-heading\">Methodology&nbsp;<\/h3>\n\n\n\n<p>Reviews.com reviews products, services and companies based on five criteria to help readers understand how companies compare based on similar metrics. For the best car insurance companies, our editorial team compared affordability, customer support, coverage options, customer satisfaction scores and online resources from each company to determine top providers.&nbsp;<\/p>\n\n\n\n<p>For current pricing context, we referenced 2025 quote-based datasets from <a href=\"https:\/\/www.bankrate.com\">Bankrate (Wyoming)<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wyoming-car-insurance\/\">The Zebra (Wyoming)<\/a>. These modeled averages differ from NAIC\u2019s historical \u201caverage expenditure\u201d figures; for statewide historical context, see the <a href=\"https:\/\/content.naic.org\">NAIC Auto Insurance Database Report<\/a>.<\/p>\n\n\n\n<ul>\n<li>$100,000 bodily injury liability per person<\/li>\n\n\n\n<li>$300,000 bodily injury liability per accident<\/li>\n\n\n\n<li>$50,000 property damage liability per accident<\/li>\n\n\n\n<li>$100,000 uninsured motorist bodily injury per person<\/li>\n\n\n\n<li>$300,000 uninsured motorist bodily injury per accident<\/li>\n\n\n\n<li>$500 collision deductible<\/li>\n\n\n\n<li>$500 comprehensive deductible<\/li>\n<\/ul>\n\n\n\n<p>To determine minimum coverage limits, Bankrate used minimum coverage that meets each state\u2019s requirements. Our base profile drivers own a 2019 Toyota Camry, commute five days a week and drive 12,000 miles annually.&nbsp;<\/p>\n\n\n\n<p>These are sample rates and should only be used for comparative purposes. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Wyoming car insurance rates remain below the U.S. average, but prices have risen since 2021. In 2025, full coverage typically averages about $1,450\u2013$1,600 per year and minimum coverage about $300\u2013$400 per year, depending on the source and methodology, per Bankrate and NerdWallet; broader market snapshots show similar levels (The Zebra). Elevated premiums reflect [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":361802,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-templates\/template-refresh.php","meta":[],"categories":[1266],"tags":[21449],"post_author":[26296],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Wyoming Auto Insurance Companies 2025 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Our review of the best car insurance providers in Wyoming. We compared premiums, coverage options, discounts, state requirements, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-in-wyoming\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best Wyoming Auto Insurance Companies 2025 | Reviews.com\" \/>\n<meta property=\"og:description\" content=\"Our review of the best car insurance providers in Wyoming. We compared premiums, coverage options, discounts, state requirements, and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reviews.com\/insurance\/car\/best-in-wyoming\/\" \/>\n<meta property=\"og:site_name\" content=\"Reviews.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Reviewscom\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-12T19:15:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2021\/05\/wyoming-car-insurance-491406702.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1440\" \/>\n\t<meta property=\"og:image:height\" content=\"961\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Reviews\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.reviews.com\/insurance\/car\/best-in-wyoming\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.reviews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\/\/www.reviews.com\/insurance\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Car\",\"item\":\"https:\/\/www.reviews.com\/insurance\/car\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"The Best Car Insurance Companies in Wyoming of 2025\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.reviews.com\/#website\",\"url\":\"https:\/\/www.reviews.com\/\",\"name\":\"Reviews.com\",\"description\":\"Your Guide to the Best Services\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.reviews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Best Wyoming Auto Insurance Companies 2025 | Reviews.com","description":"Our review of the best car insurance providers in Wyoming. 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