{"id":324750,"date":"2025-11-11T16:45:34","date_gmt":"2025-11-11T21:45:34","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=88765"},"modified":"2025-11-12T13:37:22","modified_gmt":"2025-11-12T18:37:22","slug":"best-in-maine","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/best-in-maine\/","title":{"rendered":"The Best Car Insurance in Maine for 2025"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"overview\" title=\"The Best Car Insurance in Maine for 2022\"><\/span>\n    \n\n\n<p>Maine remains one of the least expensive states for auto insurance. Recent analyses show typical averages around $300\u2013$360 per year for minimum liability and about $1,050\u2013$1,200 per year for full coverage \u2014 well below national norms (see <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.thezebra.com\/state-of-auto-insurance\/\">The Zebra<\/a>). Rates have risen since earlier years due to higher repair and medical costs, but Maine still ranks among the cheapest places to insure a car. Finding the best policy goes beyond averages, though.<\/p>\n\n\n\n<p>To find the best car insurance providers in the state, our team analyzed regional <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power<\/a> satisfaction results, AM Best financial strength, policy offerings, discount options, average premiums and Maine-specific oversight resources from the <a href=\"https:\/\/www.maine.gov\">Maine Bureau of Insurance<\/a>. Standout options for many drivers include USAA (if eligible), Amica Mutual, State Farm, Progressive, Travelers, Geico and Allstate. The best car insurance for you depends on your individual preferences and needs, so compare several quotes to start your research.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-picks\" title=\"Our Top Picks\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The 4 Best Auto Insurance Companies in Maine<\/h2>\n\n\n\n<ul>\n<li><a href=\"#state-farm\" rel=\"nofollow\" class=\"achor-toggles\"><strong>State Farm<\/strong><\/a><strong>: <\/strong>Best for Customer Satisfaction<\/li>\n\n\n\n<li><a href=\"#allstate\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Allstate<\/strong><\/a><strong>:<\/strong> Best for Online Resources<\/li>\n\n\n\n<li><a href=\"#usaa\" rel=\"nofollow\" class=\"achor-toggles\"><strong>USAA<\/strong><\/a><strong>: <\/strong>Best for Military-Centric Options<\/li>\n\n\n\n<li><a href=\"#geico\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Geico<\/strong><\/a><strong>:<\/strong> Best for Low Rates<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"compare\" title=\"Compare\"><\/span>\n    \n\n\t\t\n<section id=\"block_623b27853c397\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\">Compare the Best Car Insurance Companies in Maine<\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tAverage Price for State Minimum*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tAverage Price for Full Coverage*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best Financial Strength\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tJ.D. Power Customer Satisfaction**\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_623b27853c397-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$253<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$811<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++ (Superior)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>855\/1,000<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_623b27853c397-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Allstate<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$491<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,479<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+ (Superior)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>810\/1,000<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_623b27853c397-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">USAA<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$196<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$718<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++ (Superior)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>887\/1,000<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_623b27853c397-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Geico<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$156<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$578<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++ (Superior)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>841\/1,000<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Information accurate as of 2025<\/em><\/p>\n\n\n\n<p><em>*Figures and ranges cited reflect 2025 analyses from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.thezebra.com\/state-of-auto-insurance\/\">The Zebra<\/a>.<\/em><\/p>\n\n\n\n<p><em>**J.D. Power <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2021-us-auto-insurance-study\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2021 Auto Insurance Satisfaction Study<\/a> rating for the New England region. Based on a 1,000-point scale. USAA is not officially ranked due to eligibility requirements. For the latest regional results, see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power\u2019s 2024 U.S. Auto Insurance Study<\/a>.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"state-farm\" title=\"Best for Customer Satisfaction\"><\/span>\n    \n\n                                                \n\n\n<section id=\"state-farm\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">State Farm<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Customer Satisfaction<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                State Farm received one of the highest customer satisfaction ratings from J.D. Power for car insurance in Maine, showing that customer service is one of its top priorities.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325309-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$811*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++ (Superior)<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">855**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                State Farm received one of the highest customer satisfaction ratings from J.D. Power for car insurance in Maine, showing that customer service is one of its top priorities.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>High customer satisfaction score<\/li>\n                            <li>Many coverage options<\/li>\n                            <li>Wide range of discounts<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Does not offer gap insurance<\/li>\n                                    <li><a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=19232&#038;REALM=PROD\" rel=\"noopener\" target=\"_blank\">More complaints<\/a> filed with the National Association of Insurance Commissioners (NAIC) than average.<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">TYPES OF COVERAGE OPTIONS<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Collision<\/li>\n<li>Comprehensive<\/li>\n<li>Liability<\/li>\n<li>Rental and travel expense<\/li>\n<li>Uninsured &amp; underinsured motorist<\/li>\n<li>Medical payments<\/li>\n<li>Roadside assistance<\/li>\n<li>Rideshare driver<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">DISCOUNTS AVAILABLE<\/h4>\n                <div> <ul>\n<li>Safe vehicle<\/li>\n<li>Accident-free<\/li>\n<li>Defensive driving<\/li>\n<li>Student discounts<\/li>\n<li>Multi-car<\/li>\n<li>Multiple-policy<\/li>\n<li>Anti-theft<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"allstate\" title=\"Best for Online Resources\"><\/span>\n    \n\n                                                \n\n\n<section id=\"allstate\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Allstate<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Online Resources<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Allstate offers an impressive array of online resources, including a library of educational resources and a robust digital app.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/d.agkn.com\/pixel\/2267\/?che=[cachebuster]&#038;col=345361,571352,6720045&#038;l1=https:\/\/www.allstate.com\/landingpages\/lsp\/affiliate-autoplanners.html?CID=AFF-REV-AU-073845-200616&#038;campaign=444490000073845&#038;clickid={clickid}&#038;source={irpid}&#038;subsource={sharedid}&#038;IRCmpID={ircid}&#038;rvitemid=325305-20\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,479*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A+ (Superior)<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">810**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Allstate offers an impressive array of online resources, including a library of educational resources and a robust digital app.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Many online resources<\/li>\n                            <li>Highly-rated mobile app<\/li>\n                            <li>Wide range of standard and unique coverage options<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>High average annual premiums<\/li>\n                                    <li>Below-average customer satisfaction score from J.D. Power<\/li>\n                                    <li>More than average <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=40258&#038;REALM=PROD\" rel=\"noopener\" target=\"_blank\">complaints<\/a> filed with the NAIC<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">TYPES OF COVERAGE OFFERED<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Collision<\/li>\n<li>Comprehensive<\/li>\n<li>Liability<\/li>\n<li>Medical payments<\/li>\n<li>Uninsured &amp; underinsured motorist<\/li>\n<li>Custom equipment<\/li>\n<li>Roadside assistance<\/li>\n<li>Personal injury protection<\/li>\n<li>Personal umbrella<\/li>\n<li>Rental reimbursement<\/li>\n<li>Classic car insurance<\/li>\n<li>Mexico car insurance<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">DISCOUNTS AVAILABLE<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Vehicle safety<\/li>\n<li>Multi-policy<\/li>\n<li>Early signing<\/li>\n<li>Responsible payer<\/li>\n<li>Smart student<\/li>\n<li>New car<\/li>\n<li>Auto-pay<\/li>\n<li>Paperless billing<\/li>\n<li>Pay in full<\/li>\n<li>Safe driving<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"usaa\" title=\"Best for Military-Centric Options\"><\/span>\n    \n\n                                                \n\n\n<section id=\"usaa\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">USAA<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Military-Centric Options<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                USAA provides car insurance with affordable premiums and high customer satisfaction for military families.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/oc.brcclx.com\/t\/?lid=26672716&#038;cr=27703&#038;last_updated=1594081711&#038;sid=\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$718*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++ (Superior)<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">887**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                USAA provides car insurance with affordable premiums and high customer satisfaction for military families.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Low average annual premiums<\/li>\n                            <li>Excellent customer satisfaction<\/li>\n                            <li>Offers coverage options and services tailored to military families<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Only available to military members, veterans and qualifying family members<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">TYPES OF COVERAGE OFFERED<\/h4>\n                <div> <ul>\n<li>Collision<\/li>\n<li>Comprehensive<\/li>\n<li>Liability<\/li>\n<li>Uninsured &amp; underinsured motorist<\/li>\n<li>Roadside assistance<\/li>\n<li>Rental reimbursement<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">DISCOUNTS AVAILABLE<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Garaging your car on a military base<\/li>\n<li>Bundling<\/li>\n<li>Anti-theft<\/li>\n<li>Safe driver<\/li>\n<li>Good student<\/li>\n<li>New vehicle<\/li>\n<li>Multi-vehicle<\/li>\n<li>Annual mileage<\/li>\n<li>Family discount<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"geico\" title=\"Best for Low Rates\"><\/span>\n    \n\n                                                \n\n\n<section id=\"geico\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Geico<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Low Rates<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                With the lowest minimum and full coverage rates on our list, Geico might be a great option for Maine drivers looking to save money.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?refer=Auto_Geico&#038;rvitemid=342882-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$578*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++ (Superior)<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">841**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                With the lowest minimum and full coverage rates on our list, Geico might be a great option for Maine drivers looking to save money.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Low average rates<\/li>\n                            <li>Long list of discounts<\/li>\n                            <li>Superior AM Best financial strength<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Few endorsements options<\/li>\n                                    <li><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2021-us-auto-claims-satisfaction-study\" rel=\"noopener\" target=\"_blank\">J.D. Power claims satisfaction<\/a> is only average<\/li>\n                                    <li>High <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=22063&#038;:refresh\" rel=\"noopener\" target=\"_blank\">average complaint index<\/a> with the NAIC<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">TYPES OF COVERAGE OFFERED<\/h4>\n                <div> <ul>\n<li>Emergency road service<\/li>\n<li>Rental reimbursement<\/li>\n<li>Mechanical breakdown insurance<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">DISCOUNT AVAILABLE<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Air bag<\/li>\n<li>Anti-lock brakes<\/li>\n<li>Anti-theft system<\/li>\n<li>Daytime running lights<\/li>\n<li>New vehicle discount<\/li>\n<li>Good driver<\/li>\n<li>Seat belt use<\/li>\n<li>Defensive driving<\/li>\n<li>Driver&#8217;s educational course<\/li>\n<li>Good student<\/li>\n<li>Emergency deployment<\/li>\n<li>Federal employee<\/li>\n<li>Membership &amp; employee<\/li>\n<li>Military<\/li>\n<li>Multi-vehicle<\/li>\n<li>Multi-policy<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<p><em>* Figures reflect 2025 sources and vary by driver profile; see <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> for current Maine averages.<\/em><\/p>\n\n\n\n<p><em>**J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2021-us-auto-insurance-study\">2021 Auto Insurance Satisfaction Study<\/a> rating for the New England region. Based on a 1,000-point scale. USAA is not officially rated due to eligibility restrictions. For the latest regional results, see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power\u2019s 2024 study<\/a>.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"average-cost\" title=\"Average Cost\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Average Cost of Car Insurance in Maine<\/h2>\n\n\n\n<p>Maine continues to post some of the nation\u2019s lowest averages. Recent state pages report roughly $300\u2013$360 per year for the state\u2019s minimum liability coverage and about $1,050\u2013$1,200 per year for a <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/full-coverage\/\">full coverage<\/a> policy (see <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>; <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>; <a href=\"https:\/\/www.thezebra.com\/state-of-auto-insurance\/\">The Zebra<\/a>). Quotes can be even lower or higher than these ranges depending on your company and city.<\/p>\n\n\n\n<p>Other than your state and level of coverage, other factors impact your car insurance rates. Your driving record, claims history, garaging ZIP, mileage and the type of vehicle you drive will likely affect your premium. Typical impacts in Maine are about +15\u201325% after a speeding ticket, +35\u201345% after one at\u2011fault crash, and +60\u201380% after a DUI\/OUI, though results vary by insurer (<a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>; <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>). Broader inflation pressures also contributed to higher premiums into 2025, as reflected in the <a href=\"https:\/\/data.bls.gov\/timeseries\/CUSR0000SETA02\">BLS CPI for Motor Vehicle Insurance<\/a>.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-3-cheapest-companies\" title=\"Top 3 Cheapest Car Insurance Companies\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Cheapest Car Insurance Companies in Maine<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Geico<\/td><td>$578<\/td><\/tr><tr><td>USAA<\/td><td>$718<\/td><\/tr><tr><td>State Farm<\/td><td>$811<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Table reflects earlier sample rate comparisons; current 2025 statewide averages are higher and vary by driver, coverage and city. See <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> for updated Maine costs.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-3-most-expensive-companies\" title=\"Top 3 Most Expensive Car Insurance Companies\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Most Expensive Car Insurance Companies in Maine<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Electric Insurance Company<\/td><td>$1,797<\/td><\/tr><tr><td>Allstate<\/td><td>$1,479<\/td><\/tr><tr><td>Farmers<\/td><td>$1,320<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Table reflects earlier sample rate comparisons; current 2025 statewide averages are higher and vary by driver, coverage and city. See <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> for updated Maine costs.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-3-cheapest-cities\" title=\"Top 3 Cheapest Cities\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Cheapest Cities for Car Insurance in Maine<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Presque Isle<\/td><td>\u2248$1,050\u2013$1,150<\/td><\/tr><tr><td>Caribou<\/td><td>\u2248$1,050\u2013$1,150<\/td><\/tr><tr><td>Waterville<\/td><td>\u2248$1,100\u2013$1,200<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Directional ranges based on recent 2025 state pages from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/maine-car-insurance\/\">The Zebra<\/a>; actual premiums vary by profile and insurer.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-3-most-expensive-cities\" title=\"Top 3 Most Expensive Cities\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Most Expensive Cities for Car Insurance in Maine<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Portland<\/td><td>\u2248$1,250\u2013$1,450<\/td><\/tr><tr><td>South Portland<\/td><td>\u2248$1,200\u2013$1,400<\/td><\/tr><tr><td>Biddeford<\/td><td>\u2248$1,200\u2013$1,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Directional ranges based on recent 2025 state pages from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/maine-car-insurance\/\">The Zebra<\/a>; actual premiums vary by profile and insurer.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"add-ons\" title=\"Add-Ons\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Car Insurance Add-Ons That May Further Protect You&nbsp;<\/h2>\n\n\n\n<ul>\n<li><strong><a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/what-is-gap-insurance\/\">Gap insurance<\/a>:<\/strong> This optional coverage helps protect your finances if your car is stolen or totaled in a covered loss by paying the loan\/lease shortfall; many carriers also offer alternatives like new or better car replacement to address total-loss outcomes.<\/li>\n\n\n\n<li><strong><a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/why-you-need-rideshare-insurance\/\">Rideshare coverage<\/a>:<\/strong> Drivers who participate in rideshare and delivery need endorsements to fill the gaps between personal policies and TNC\/app coverage across the different app \u201cperiods\u201d (see the <a href=\"https:\/\/content.naic.org\">NAIC\u2019s guidance<\/a>).<\/li>\n\n\n\n<li><strong>Roadside assistance:<\/strong> This optional coverage can help with towing, jump\u2011starts and flat tires if you\u2019re stranded; many programs now include EV\u2011capable towing and trip interruption options.<\/li>\n\n\n\n<li><strong>New car replacement:<\/strong> Offered by select providers, this guarantees a brand\u2011new car of the same make and model (or a \u201cbetter car\u201d per program rules) if your car is totaled, typically within eligibility limits by model year.<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"guide\" title=\"Guide\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Guide to Maine Car Insurance&nbsp;<\/h2>\n\n\n\n<p>Car insurance laws look a little different in each state, and drivers should always familiarize themselves with the unique laws in their state. <a href=\"https:\/\/legislature.maine.gov\/statutes\/29-A\/title29-Asec1611.html\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Maine insurance laws<\/a> require drivers in the state to carry at least a minimum amount of liability coverage, along with <a href=\"https:\/\/www.mainelegislature.org\/legis\/statutes\/29-a\/title29-Asec1605-A.html#:~:text=A%20motor%20vehicle%20liability%20policy,by%20the%20driver%20and%20passengers\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">medical payments coverage<\/a>. The state also <a href=\"https:\/\/legislature.maine.gov\/statutes\/24-A\/title24-Asec2902.html\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">requires<\/a> drivers to purchase uninsured and underinsured motorist coverage equal to their liability coverage limits. For consumer guidance on these requirements, visit the <a href=\"https:\/\/www.maine.gov\">Maine Bureau of Insurance<\/a>.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"minimum-insurance-requirements\" title=\"Maine Minimum Liability Insurance Requirements\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Maine Minimum Liability Insurance Requirements<\/h2>\n\n\n\n<p>Maine requires drivers to carry a minimum amount of bodily injury and property damage liability coverage. Those who drive without insurance, or without proof of insurance, might be subject to fines, license suspension or vehicle registration suspension.<\/p>\n\n\n\n<p>Minimum liability required in the state of Maine is divided as follows:<\/p>\n\n\n\n<ul>\n<li>$50,000 bodily injury liability per person<\/li>\n\n\n\n<li>$100,000 bodily injury liability per accident<\/li>\n\n\n\n<li>$25,000 property damage liability per accident<\/li>\n\n\n\n<li>$50,000 uninsured motorist bodily injury per person<\/li>\n\n\n\n<li>$100,000 uninsured motorist bodily injury per accident<\/li>\n\n\n\n<li>$50,000 underinsured motorist bodily injury per person<\/li>\n\n\n\n<li>$100,000 underinsured motorist bodily injury per accident<\/li>\n\n\n\n<li>$2,000 medical payments<\/li>\n<\/ul>\n\n\n\n<p>If you increase your BI liability limits, your UM\/UIM will also default to those limits; however, you can reject the automatic increase in writing and it will stay at 50\/100.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/legislature.maine.gov\/statutes\/29-A\/title29-Asec1611.html\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Certain types of bonds or a declaration from a judge<\/a> can also satisfy the financial responsibility law.&nbsp; You can find enforcement details and proof requirements via the <a href=\"https:\/\/www.maine.gov\">Maine BMV\u2019s Mandatory Insurance<\/a> page.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Medical Payment Coverage<\/h3>\n\n\n\n<p>In addition to the standard insurance requirements, Maine drivers also have to carry medical payment coverage of at least $2,000 per person, which covers medical expenses for you and your passengers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Uninsured &amp; Underinsured Motorist<\/h3>\n\n\n\n<p>Uninsured and underinsured motorist coverage is required in Maine. Drivers must carry at least $50,000 per person and $100,000 per accident in uninsured motorist coverage, issued at limits equal to your liability limits unless you select lower limits in writing (not less than 50\/100). Drivers in Maine must also carry at least $50,000 underinsured motorist bodily injury per person and $100,000 underinsured motorist bodily injury per accident.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Maine\u2019s At-Fault Law<\/h3>\n\n\n\n<p>Maine is an at-fault state for car insurance, which determines how claims are processed and paid out. Typically, in an at-fault state, the at-fault driver\u2019s insurance will pay for the other driver\u2019s damages and medical bills through property damage liability and bodily injury liability coverage, up to the policy\u2019s coverage limits. Maine follows a modified comparative negligence standard with a 50% bar; if you are equally or more at fault, you generally cannot recover damages (<a href=\"https:\/\/www.mainelegislature.org\/legis\/statutes\/14\/title14sec156.html\">Title 14 \u00a7156<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Maine Auto Insurance FAQ\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Maine Auto Insurance FAQ<\/h2>\n\n\n<div id=\"block_623b29fa3c3bd\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is the minimum car insurance required in Maine?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Maine drivers must carry at least $50,000 per person and $1000,000 per accident in bodily injury liability, and $25,000 in property damage liability. Drivers must carry at least $2,000 per person in medical payments, and must carry underinsured and uninsured motorist coverage\u00a0 for the same limits of their liability, at least $50,000\/100,000.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_623b2a083c3be\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is the average auto insurance cost in Maine?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">According to 2021 data from Bankrate.com, the average cost of auto insurance in Maine is $965 per year for full coverage, and $294 per year for minimum coverage, making it one of the cheapest states for car insurance in the nation on average.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_623b2a1a3c3bf\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is the cheapest car insurance company in Maine?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">The car insurance company offering the cheapest rates for full coverage in Maine is Geico, with an average annual full coverage premium of $578, according to Bankrate\u2019s 2021 premium information. <\/span><span style=\"font-weight: 400;\">However, the cheapest car insurance company for you will depend on your individual characteristics, such as your driving record, claims history and vehicle type.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"methodology\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>Reviews.com reviews products, services, and companies based on five criteria to help readers understand how companies compare based on similar metrics. For the best car insurance companies, our editorial team compared affordability, customer support, coverage options, customer satisfaction signals, and online resources from each company (including recent <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power<\/a> regional results and AM Best financial strength) to determine top providers.&nbsp;<\/p>\n\n\n\n<p>As for average pricing, we referenced 2025 state pages from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> (primary), and cross-checked with <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.thezebra.com\/state-of-auto-insurance\/\">The Zebra<\/a>, using a good-driver profile. For full coverage, the details used were the following:<\/p>\n\n\n\n<ul>\n<li>$100,000 bodily injury liability per person<\/li>\n\n\n\n<li>$300,000 bodily injury liability per accident<\/li>\n\n\n\n<li>$50,000 property damage liability per accident<\/li>\n\n\n\n<li>$100,000 uninsured motorist bodily injury per person<\/li>\n\n\n\n<li>$300,000 uninsured motorist bodily injury per accident<\/li>\n\n\n\n<li>$500 collision deductible<\/li>\n\n\n\n<li>$500 comprehensive deductible<\/li>\n<\/ul>\n\n\n\n<p>To determine minimum coverage limits, Bankrate used minimum coverage that meets each state\u2019s requirements. Our base profile drivers own a Toyota Camry, commute five days a week and drive 12,000 miles annually.&nbsp;<\/p>\n\n\n\n<p>These are sample rates and should only be used for comparative purposes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Maine remains one of the least expensive states for auto insurance. Recent analyses show typical averages around $300\u2013$360 per year for minimum liability and about $1,050\u2013$1,200 per year for full coverage \u2014 well below national norms (see Bankrate, NerdWallet and The Zebra). Rates have risen since earlier years due to higher repair and medical costs, [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":357281,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-templates\/template-refresh.php","meta":[],"categories":[1266],"tags":[],"post_author":[23280],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Car Insurance in Maine for 2025 - Reviews.com<\/title>\n<meta name=\"description\" content=\"Average car insurance premiums in Maine are $300 below the national average. 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