{"id":324703,"date":"2025-11-07T17:17:52","date_gmt":"2025-11-07T22:17:52","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=88633"},"modified":"2025-11-12T13:35:40","modified_gmt":"2025-11-12T18:35:40","slug":"best-in-south-carolina","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/best-in-south-carolina\/","title":{"rendered":"The Best Car Insurance in South Carolina for 2025"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Best Car Insurance in South Carolina\"><\/span>\n    \n\n\n<p>South Carolina drivers now typically pay about $1,900\u2013$2,050 per year for full coverage and roughly $630\u2013$700 for minimum coverage, based on 2025 analyses from major industry sources like <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>, and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/average-cost-of-car-insurance\/\">The Zebra<\/a>. With so many insurers to choose from, the best fit depends on your profile and coverage needs. To make shopping easier, Reviews.com reviewed leading companies writing policies in the Palmetto State to help you narrow your options.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-picks\" title=\"Our Top Picks\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The 4 Best Car Insurance Companies in South Carolina<\/h2>\n\n\n\n<p>To determine the carriers to feature, we assessed 2025 affordability studies for South Carolina, coverage features and discounts, service signals from the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\">J.D. Power U.S. Auto Insurance Study<\/a> (Southeast region), and financial strength. Our analysis indicates the following four companies remain strong options for many South Carolina drivers:<\/p>\n\n\n\n<ul>\n<li><a href=\"#state-farm\" rel=\"nofollow\" class=\"achor-toggles\"><strong>State Farm<\/strong><\/a><strong>: <\/strong>Best for Customer Service<\/li>\n\n\n\n<li><a href=\"#allstate\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Allstate<\/strong><\/a><strong>:<\/strong> Best for Coverage Options<\/li>\n\n\n\n<li><a href=\"#usaa\" rel=\"nofollow\" class=\"achor-toggles\"><strong>USAA<\/strong><\/a><strong>:<\/strong> Best for Military-Centric Options<\/li>\n\n\n\n<li><a href=\"#nationwide\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Nationwide<\/strong><\/a><strong>: <\/strong>Best for Cheap Full Coverage<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"compare\" title=\"Compare\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Compare the Best Car Insurance Companies in South Carolina<\/h2>\n\n\n\n<p>Our top four companies were chosen based on our research methodology. However, the company that best fits your needs may not be on this list. Be sure to understand what you want and need, and then shop around to compare companies and rates. In today\u2019s market, consider adding at least one telematics quote (usage-based program) to see if safe-driving or low-mileage habits can lower your price.<\/p>\n\n\n\t\t\n<section id=\"block_622774691f011\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\"><\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tAverage Annual Minimum Coverage Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tAverage Annual Full Coverage Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power**\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_622774691f011-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$616<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,457<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>859<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_622774691f011-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Allstate<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$433<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,379<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>838<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_622774691f011-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">USAA<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$507<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,447<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>890**<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_622774691f011-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Nationwide<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$585<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,326<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>831<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>This comparison module reflects older inputs and may not match 2025 prices; use the current sources cited in this article for up-to-date figures.&nbsp;<\/em><\/p>\n\n\n\n<p><em>*Premium data for that module was originally sourced from Bankrate; current 2025 statewide averages have increased \u2014 see <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>.<\/em><\/p>\n\n\n\n<p><em>**J.D. Power\u2019s <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">2025 U.S. Auto Insurance Study<\/a> for the Southeast Region. Based on a 1,000-point scale. USAA is not eligible for official ranking due to eligibility restrictions.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"state-farm\" title=\"Best for Customer Service\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">State Farm<\/h2>\n\n\n                                                \n\n\n<section id=\"state-farm\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">State Farm<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Customer Service<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                With the highest J.D. Power customer satisfaction score on our list and local agents to help you with your insurance needs, State Farm could be a great choice for coverage.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325309-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,457*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">859**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                With the highest J.D. Power customer satisfaction score on our list and local agents to help you with your insurance needs, State Farm could be a great choice for coverage.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Lower-than-average premium<\/li>\n                            <li>Superior financial strength<\/li>\n                            <li>High J.D. Power customer satisfaction score<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Not as many endorsements as some other carriers<\/li>\n                                    <li>Higher-than-average <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=25178&#038;:refresh\" rel=\"noopener\" target=\"_blank\">NAIC overall complaint index<\/a><\/li>\n                                    <li>Accident forgiveness cannot be added as an endorsement<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Home<\/li>\n<li>Renters<\/li>\n<li>Farm &amp; ranch<\/li>\n<li>Life<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>Accident-free<\/li>\n<li>Drive Safe &amp; Save<\/li>\n<li>Steer Clear<\/li>\n<li>Vehicle safety<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"allstate\" title=\"Best for Coverage Options\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Allstate<\/h2>\n\n\n                                                \n\n\n<section id=\"allstate\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Allstate<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Coverage Options<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                If you\u2019re looking for personalized coverage at a good price, you might want to try Allstate. The carrier\u2019s average full coverage rate is below the average for the state, and there are several coverage options to add for additional protection.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/d.agkn.com\/pixel\/2267\/?che=[cachebuster]&#038;col=345361,571352,6720045&#038;l1=https:\/\/www.allstate.com\/landingpages\/lsp\/affiliate-autoplanners.html?CID=AFF-REV-AU-073845-200616&#038;campaign=444490000073845&#038;clickid={clickid}&#038;source={irpid}&#038;subsource={sharedid}&#038;IRCmpID={ircid}&#038;rvitemid=325305-20\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,379*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A+<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">838**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                If you\u2019re looking for personalized coverage at a good price, you might want to try Allstate. The carrier\u2019s average full coverage rate is below the average for the state, and there are several coverage options to add for additional protection.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Low average premium<\/li>\n                            <li>Plenty of coverage options available<\/li>\n                            <li>Several discounts available<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Lower financial strength than some competitors<\/li>\n                                    <li>Below-average J.D. Power customer satisfaction score<\/li>\n                                    <li>Below-average <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2021-us-auto-claims-satisfaction-study\" rel=\"noopener\" target=\"_blank\">J.D. Power claims satisfaction<\/a> score<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Home<\/li>\n<li>Renters<\/li>\n<li>Business<\/li>\n<li>Life<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>New car<\/li>\n<li>Early Signing<\/li>\n<li>Responsible payer<\/li>\n<li>Safe driving club<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"usaa\" title=\"Best for Military-Centric Options\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">USAA<\/h2>\n\n\n                                                \n\n\n<section id=\"usaa\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">USAA<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Military-Centric Options<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Coverage from USAA is only available to military members, veterans, and qualifying family members. If you qualify, the carrier boasts military-centric discounts and excellent customer service scores.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/oc.brcclx.com\/t\/?lid=26672716&#038;cr=27703&#038;last_updated=1594081711&#038;sid=\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,447*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">890**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Coverage from USAA is only available to military members, veterans, and qualifying family members. If you qualify, the carrier boasts military-centric discounts and excellent customer service scores.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>High J.D. Power customer satisfaction score<\/li>\n                            <li>Superior financial strength<\/li>\n                            <li>Military-related discounts<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Limited eligibility<\/li>\n                                    <li>Not the lowest premium on our list<\/li>\n                                    <li>Fewer coverage options advertised than other carriers<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Condo<\/li>\n<li>Landlord<\/li>\n<li>Flood<\/li>\n<li>Antique classic car<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>Military on-base<\/li>\n<li>Automatic payments<\/li>\n<li>Storage<\/li>\n<li>Family<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"nationwide\" title=\"Best for Cheap Full Coverage\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Nationwide<\/h2>\n\n\n                                                \n\n\n<section id=\"nationwide\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Nationwide<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Cheap Full Coverage<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Nationwide has the cheapest average annual full coverage premium on our list of carriers. Although rates vary with all companies, you might want to consider Nationwide for <a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-cheap\/\">cheap car insurance.<\/a>\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?refer=Auto_Nationwide&#038;rvitemid=322818-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,326*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A+<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">831**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Nationwide has the cheapest average annual full coverage premium on our list of carriers. Although rates vary with all companies, you might want to consider Nationwide for <a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-cheap\/\">cheap car insurance.<\/a>\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Low average full coverage premium<\/li>\n                            <li>Accident forgiveness option is available<\/li>\n                            <li>Numerous discounts<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Below-average J.D. Power customer satisfaction score<\/li>\n                                    <li>Below-average J.D. Power claims satisfaction score<\/li>\n                                    <li>Higher-than-average <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=23787&#038;:refresh\" rel=\"noopener\" target=\"_blank\">NAIC overall complaint index<\/a><\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Home<\/li>\n<li>Motorcycle<\/li>\n<li>Snowmobile<\/li>\n<li>Boat<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>SmartRide<\/li>\n<li>SmartMiles<\/li>\n<li>Multi-policy<\/li>\n<li>Safe driver<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<p><em>This comparison module reflects older inputs and may not match 2025 prices; use the current sources cited in this article for up-to-date figures.&nbsp;<\/em><\/p>\n\n\n\n<p><em>*Premium data for that module was originally sourced from Bankrate; current 2025 statewide averages have increased \u2014 see <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>.<\/em><\/p>\n\n\n\n<p><em>**J.D. Power\u2019s 2025 U.S. Auto Insurance Study for the Southeast Region. Based on a 1,000-point scale. USAA is not eligible for official ranking due to eligibility restrictions.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"average-cost\" title=\"Average Cost\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Average Cost of Car Insurance in South Carolina<\/h2>\n\n\n\n<p>Full coverage car insurance in South Carolina typically runs about $1,900\u2013$2,050 per year, while minimum coverage averages roughly $630\u2013$700, based on 2025 consumer rate studies from <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>, and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/average-cost-of-car-insurance\/\">The Zebra<\/a>. That places the state slightly below to roughly in line with the current U.S. full-coverage average, which many sources place in the low-to-mid $2,000s. Your price will vary based on your driver profile, vehicle, location, and coverage choices, so it\u2019s smart to shop around and <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/\">compare auto insurance quotes<\/a> against your own needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Cheapest Car Insurance Companies in South Carolina<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Geico<\/td><td>$1,700\u2013$1,900<\/td><\/tr><tr><td>State Farm<\/td><td>$1,750\u2013$1,950<\/td><\/tr><tr><td>USAA (if eligible)<\/td><td>$1,700\u2013$1,900<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Ranges based on 2025 consumer rate studies (e.g., <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>); your rate will vary.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Most Expensive Car Insurance Companies in South Carolina<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Farmers<\/td><td>$2,200\u2013$2,700<\/td><\/tr><tr><td>Allstate<\/td><td>$2,000\u2013$2,400<\/td><\/tr><tr><td>Progressive<\/td><td>$1,900\u2013$2,300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Ranges based on 2025 consumer rate studies (e.g., <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/south-carolina-car-insurance\/\">The Zebra<\/a>); brand positioning varies by driver profile and ZIP.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Cheapest Cities for Car Insurance in South Carolina<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Walhalla<\/td><td>$1,500\u2013$1,700<\/td><\/tr><tr><td>Seneca<\/td><td>$1,500\u2013$1,700<\/td><\/tr><tr><td>West Union<\/td><td>$1,520\u2013$1,720<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*2025 directional ranges based on statewide averages and typical ZIP variation (\u00b110\u201325%) from sources like <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/south-carolina-car-insurance\/\">The Zebra<\/a>; actual city averages depend on the study and profile used.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Most Expensive Cities for Car Insurance in South Carolina<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Furman<\/td><td>$2,200\u2013$2,500<\/td><\/tr><tr><td>Estill<\/td><td>$2,150\u2013$2,450<\/td><\/tr><tr><td>Allendale<\/td><td>$2,100\u2013$2,400<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*2025 directional ranges based on statewide averages and typical ZIP variation (\u00b110\u201325%) from sources like <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/south-carolina-car-insurance\/\">The Zebra<\/a>; consult the latest state\/city tables for specific quotes.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"key-things\" title=\"Key Things to Know\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Key Things to Know About Car Insurance in South Carolina<\/h2>\n\n\n\n<p>When you\u2019re shopping for car insurance, it helps to understand state-required coverages and the optional protections that fit your situation. In 2025, premiums are elevated versus prior years due to higher claim costs, but comparison shopping and discounts (including telematics\/usage-based programs) can still make a meaningful difference. Having some knowledge before shopping can help you feel more in control.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">South Carolina Car Insurance Requirements<\/h3>\n\n\n\n<p>South Carolina requires that drivers carry at least the following <a href=\"https:\/\/doi.sc.gov\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">minimum coverage types and limits<\/a> to drive legally (also see the <a href=\"https:\/\/www.scstatehouse.gov\">South Carolina Code<\/a>):&nbsp;<\/p>\n\n\n\n<ul>\n<li>$25,000 bodily injury liability per person<\/li>\n\n\n\n<li>$50,000 bodily injury liability per accident<\/li>\n\n\n\n<li>$25,000 property damage liability per accident<\/li>\n\n\n\n<li>$25,000 uninsured motorist bodily injury per person<\/li>\n\n\n\n<li>$50,000 uninsured motorist bodily injury per accident<\/li>\n\n\n\n<li>$25,000 uninsured motorist property damage per accident<\/li>\n<\/ul>\n\n\n\n<p>Insurance companies must also offer underinsured motorist coverage, but you can decline it in writing. By statute, UM property damage carries a $200 deductible. While these minimum limits will let you drive legally, you may want to consider higher limits for more financial protection.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Car Insurance Coverage Options<\/h3>\n\n\n\n<p>If you have a loan on your vehicle, you\u2019ll probably have to carry full coverage in addition to your liability coverage. Full coverage adds comprehensive and collision, which protects your finances from paying entirely out of pocket to repair your vehicle due to a covered claim. Comprehensive coverage is especially relevant in South Carolina because it can cover weather-related damage (hail, wind, flooding) that can accompany tropical systems; recent NOAA reporting highlights elevated severe-weather and tropical impacts across the Southeast.<\/p>\n\n\n\n<p>You might want to think about adding a few endorsements, too, depending on your lifestyle. If you travel often, you might consider roadside assistance coverage and increasing rental reimbursement limits to reflect current repair cycle times. Consider usage-based telematics programs for potential savings, and EV-focused add-ons (charger equipment, out-of-charge towing) if you drive an electric vehicle. OEM parts or full glass coverage (including ADAS calibration) may also be worth exploring depending on your car and repair preferences.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n<div id=\"block_62277c2b1f061\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How do I find the best car insurance in South Carolina?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Because everyone\u2019s needs are different, the <\/span><a href=\"https:\/\/www.reviews.com\/insurance\/car\/best\/\"><span style=\"font-weight: 400;\">best car insurance company<\/span><\/a><span style=\"font-weight: 400;\"> will vary. One of the best ways to find the best provider for your situation is to first understand what you want and need. For example, are you looking for a company with higher customer satisfaction scores, a certain coverage or discount, or digital assets? Once you know what you\u2019re searching for, you can get quotes from several companies to compare third-party ratings, rates, and coverages to find the right fit for your needs.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_62277c3a1f062\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Can I lower my South Carolina car insurance bill?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Shopping around can help you know what a competitive price is for your coverage and could help you find a lower rate. In addition, you can try to take advantage of as many discounts as possible to lower your premium. Finally, keeping a clean driving record can be impactful, as accidents and tickets usually increase your rate.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_62277c4f1f063\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What happens if I don\u2019t buy South Carolina car insurance?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">South Carolina requires that all drivers have at least the minimum required coverage types and levels to legally drive. If you do not buy an auto insurance policy and drive uninsured, you are breaking the law. If you are caught, even if you don\u2019t cause an accident, you could be fined, have your license suspended, and might even face jail time depending on your circumstances. If you cause an accident without insurance, in addition to the penalties listed above, you\u2019ll also be financially responsible for the damages and injuries you cause. Without an insurance policy, these costs will likely have to come out of your own pocket.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"methodology\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>Reviews.com reviews products, services, and companies based on five criteria to help readers understand how companies compare based on similar metrics. For the best car insurance companies, our editorial team compared affordability, customer support, coverage options, customer satisfaction signals (e.g., the latest <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-auto-insurance-study\">J.D. Power U.S. Auto Insurance Study<\/a>), and online resources from each company to determine top providers.&nbsp;<\/p>\n\n\n\n<p>For average pricing, we synthesized 2025 rate studies for South Carolina from sources such as <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>, and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/south-carolina-car-insurance\/\">The Zebra<\/a>. These studies typically model a 35\u201340-year-old driver with full coverage around 100\/300\/50 liability limits and $500 deductibles (methodologies vary by publisher).<\/p>\n\n\n\n<ul>\n<li>$100,000 bodily injury liability per person<\/li>\n\n\n\n<li>$300,000 bodily injury liability per accident<\/li>\n\n\n\n<li>$50,000 property damage liability per accident<\/li>\n\n\n\n<li>$100,000 uninsured motorist bodily injury per person<\/li>\n\n\n\n<li>$300,000 uninsured motorist bodily injury per accident<\/li>\n\n\n\n<li>$500 collision deductible<\/li>\n\n\n\n<li>$500 comprehensive deductible<\/li>\n<\/ul>\n\n\n\n<p>To determine minimum coverage limits, we referenced the minimums set by each state. Our base-profile drivers are modeled as commuting five days a week and driving about 12,000 miles annually in a late\u2011model sedan.<\/p>\n\n\n\n<p>These are sample rates and should only be used for comparative purposes. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>South Carolina drivers now typically pay about $1,900\u2013$2,050 per year for full coverage and roughly $630\u2013$700 for minimum coverage, based on 2025 analyses from major industry sources like Bankrate, NerdWallet, and The Zebra. With so many insurers to choose from, the best fit depends on your profile and coverage needs. To make shopping easier, Reviews.com [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":359270,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-templates\/template-refresh.php","meta":[],"categories":[1266],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Car Insurance in South Carolina for 2025 - Reviews.com<\/title>\n<meta name=\"description\" content=\"The Reviews team evaluated factors such as pricing, discounts &amp; customer satisaction surveys to choose the top 4 auto insurance companies in South Carolina.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-in-south-carolina\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best Car Insurance in South Carolina for 2025 - 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