{"id":324696,"date":"2025-11-11T16:23:56","date_gmt":"2025-11-11T21:23:56","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=88629"},"modified":"2025-11-12T13:35:08","modified_gmt":"2025-11-12T18:35:08","slug":"best-in-wisconsin","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/best-in-wisconsin\/","title":{"rendered":"The Best Car Insurance in Wisconsin for 2025"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"overview\" title=\"The Best Car Insurance in Wisconsin\"><\/span>\n    \n\n\n<p>Drivers in Wisconsin enjoy some of the most beautiful scenery in the country. On top of that, average auto insurance costs here are still lower than the national average, even after recent year-over-year premium increases reported by the <a href=\"https:\/\/www.bls.gov\/news.release\/cpi.nr0.htm\">Bureau of Labor Statistics<\/a>. Even with <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-cheap\/\">cheap car insurance rates<\/a>, drivers should review more than just a company\u2019s premium when shopping for coverage. To help determine the best car insurance company for their needs, drivers may want to consider a carrier\u2019s coverage options, financial strength, complaint performance, and customer satisfaction ratings (see <a href=\"https:\/\/ratings.ambest.com\/companies\/ratings-search\">AM Best<\/a>, <a href=\"https:\/\/content.naic.org\">NAIC Complaint Index<\/a>, and <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power<\/a>).&nbsp;<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-picks\" title=\"Our Top Picks\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The 4 Best Car Insurance Companies in Wisconsin<\/h2>\n\n\n\n<p>To find the best car insurance in Wisconsin, we looked at <a href=\"https:\/\/www.bankrate.com\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">current statewide averages<\/a> from Bankrate and cross-checked recent market snapshots from <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a> and <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>. We also factored in each company\u2019s J.D. Power customer satisfaction score, AM Best financial strength rating, available coverages, and discount traits.&nbsp;<\/p>\n\n\n\n<ul>\n<li><a href=\"#usaa\" rel=\"nofollow\" class=\"achor-toggles\"><strong>USAA<\/strong><\/a><strong>: <\/strong>Best for Military-Centric Options<\/li>\n\n\n\n<li><a href=\"#state-farm\" rel=\"nofollow\" class=\"achor-toggles\"><strong>State Farm<\/strong><\/a><strong>: <\/strong>Best for Local Agents<\/li>\n\n\n\n<li><a href=\"#travelers\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Travelers<\/strong><\/a><strong>:<\/strong> Best for Optional Coverages<\/li>\n\n\n\n<li><a href=\"#progressive\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Progressive<\/strong><\/a><strong>: <\/strong>Best for Discounts<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"compare\" title=\"Compare\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Compare the Best Car Insurance Companies in Wisconsin<\/h2>\n\n\n\n<p>While we chose these four carriers as some of the best in the state based on our research methodology, the best carrier for you could vary depending on what features you are looking for. Shopping around and <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/\" class=\"achor-toggles\">comparing auto insurance quotes<\/a> can be a good way to find the best fit for your needs. The Wisconsin Office of the Commissioner of Insurance also publishes an <a href=\"https:\/\/oci.wi.gov\/Pages\/Consumers\/ConsumerPublications.aspx\">Auto Insurance Premium Comparison<\/a> showing wide price differences for identical driver profiles, reinforcing the value of getting multiple quotes. <\/p>\n\n\n\t\t\n<section id=\"block_622f963b1bc82\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\"><\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tAverage Annual Minimum Coverage Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tAverage Annual Full Coverage Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power**\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_622f963b1bc82-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">USAA<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$199<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$785<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>895**<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_622f963b1bc82-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$231<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$785<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>851<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_622f963b1bc82-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Travelers<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$308<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$886<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>825<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_622f963b1bc82-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Progressive<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$277<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$919<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>842<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Information updated November 2025<\/em><\/p>\n\n\n\n<p><em>*Current statewide averages (source-dependent): about $1,400\u2013$1,550 per year for full coverage and about $350\u2013$420 for minimum coverage in Wisconsin (<a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>; <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a>; <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>).<\/em><\/p>\n\n\n\n<p><em>**J.D. Power\u2019s <\/em><a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\"><em>2024 U.S. Auto Insurance Satisfaction study<\/em><\/a><em> for the North Central Region. Based on a 1,000-point scale. USAA is not eligible for official ranking due to eligibility restrictions.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"usaa\" title=\"Best for Military-Centric Options\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">USAA<\/h2>\n\n\n                                                \n\n\n<section id=\"usaa\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">USAA<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Military-Centric Options<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                USAA is only an option for military members, veterans, and qualifying family members, but if you qualify, you might find low average rates combined with top-notch customer service, as evidenced by the J.D. Power score.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/oc.brcclx.com\/t\/?lid=26672716&#038;cr=27703&#038;last_updated=1594081711&#038;sid=\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$785*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$895**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                USAA is only an option for military members, veterans, and qualifying family members, but if you qualify, you might find low average rates combined with top-notch customer service, as evidenced by the J.D. Power score.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Low average full and minimum coverage premiums<\/li>\n                            <li>High J.D. Power customer satisfaction score<\/li>\n                            <li>Superior AM Best financial strength<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Eligibility restrictions<\/li>\n                                    <li>Limited discounts advertised<\/li>\n                                    <li>Limited add-on options advertised<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Home<\/li>\n<li>Flood<\/li>\n<li>Motorcycle<\/li>\n<li>ATV<\/li>\n<li>Life<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>Good student<\/li>\n<li>Clean driving record<\/li>\n<li>Military installation<\/li>\n<li>Emergency deployment<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"state-farm\" title=\"Best for Local Agents\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">State Farm<\/h2>\n\n\n                                                \n\n\n<section id=\"state-farm\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">State Farm<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Local Agents<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                State Farm could be a good choice for Wisconsin drivers who like having a local agent help them with their policies.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325309-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$785*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">851**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                State Farm could be a good choice for Wisconsin drivers who like having a local agent help them with their policies.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Local agents available<\/li>\n                            <li>Numerous discounts<\/li>\n                            <li>Low average premiums<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Fewer optional coverages than some competitors<\/li>\n                                    <li>No gap coverage<\/li>\n                                    <li>Higher-than-average <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=25178&#038;:refresh\" rel=\"noopener\" target=\"_blank\">overall complaint index score<\/a> from the NAIC<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Home<\/li>\n<li>Condo<\/li>\n<li>Business owners<\/li>\n<li>Boat<\/li>\n<li>Pet medical<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>Drive Safe &amp; Save<\/li>\n<li>Steer Clear<\/li>\n<li>Student at school<\/li>\n<li>Accident-free<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"travelers\" title=\"Best for Optional Coverages\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Travelers<\/h2>\n\n\n                                                \n\n\n<section id=\"travelers\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Travelers<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Optional Coverages<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Travelers offers Wisconsin drivers plenty of endorsement options to help build a personalized policy.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325153-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$886*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">825**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Travelers offers Wisconsin drivers plenty of endorsement options to help build a personalized policy.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Numerous endorsements available<\/li>\n                            <li>Numerous discounts available<\/li>\n                            <li>Superior AM Best financial strength<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Lower-than-average J.D. Power customer satisfaction score<\/li>\n                                    <li>Lower-than-average <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2021-us-auto-claims-satisfaction-study\" rel=\"noopener\" target=\"_blank\">J.D. Power claims satisfaction score<\/a><\/li>\n                                    <li>Rideshare coverage not available in Wisconsin<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Home<\/li>\n<li>Landlord<\/li>\n<li>Travel<\/li>\n<li>Pet medical<\/li>\n<li>Valuable items<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>Homeownership<\/li>\n<li>Hybrid\/electric car<\/li>\n<li>Continuous insurance<\/li>\n<li>Early quote<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"progressive\" title=\"Best for Discounts\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Progressive<\/h2>\n\n\n                                                \n\n\n<section id=\"progressive\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Progressive<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Discounts<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why We Chose It<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Progressive may be the most expensive carrier on our list for full coverage, but the company offers plenty of discounts that may help you save money.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325339-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$919*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A+<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">842**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Progressive may be the most expensive carrier on our list for full coverage, but the company offers plenty of discounts that may help you save money.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Numerous discounts offered<\/li>\n                            <li>Higher-than-average J.D. Power customer satisfaction score<\/li>\n                            <li>May have options for high-risk drivers<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Average full coverage premium is the highest on our list<\/li>\n                                    <li>Financial strength is not as high as some other carriers<\/li>\n                                    <li>Below-average J.D. Power claims satisfaction score<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Other Policies Offered<\/h4>\n                <div> <ul>\n<li>Boat<\/li>\n<li>Classic car<\/li>\n<li>Mexico auto<\/li>\n<li>Mobile home<\/li>\n<li>Life<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Standout Discounts Available<\/h4>\n                <div> <ul>\n<li>Snapshot<\/li>\n<li>Online quote<\/li>\n<li>Sign online<\/li>\n<li>Paperless<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<p><em>*Current statewide averages (source-dependent): about $1,400\u2013$1,550 per year for full coverage and about $350\u2013$420 for minimum coverage in Wisconsin (<a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>; <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a>; <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>).<\/em><\/p>\n\n\n\n<p><em>**J.D. Power\u2019s <\/em><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\"><em>2024 U.S. Auto Insurance Satisfaction study<\/em><\/a><em> for the North Central Region. Based on a 1,000-point scale. USAA is not eligible for official ranking due to eligibility restrictions.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"average-cost\" title=\"Average Cost\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Average Cost of Car Insurance in Wisconsin<\/h2>\n\n\n\n<p>Current statewide averages reported by recent market trackers show Wisconsin drivers paying about $1,400\u2013$1,550 per year for full coverage and roughly $350\u2013$420 per year for minimum coverage, depending on the source and driver profile (<a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>; <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a>; <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>). Wisconsin remains below the U.S. average across these sources. Premiums have risen sharply since earlier benchmarks \u2014 the motor vehicle insurance index is up about 19% year over year \u2014 helping explain why 2021 figures are now outdated (<a href=\"https:\/\/www.bls.gov\/news.release\/cpi.nr0.htm\">BLS CPI<\/a>). <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Cheapest Car Insurance Companies in Wisconsin<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>USAA<\/td><td>Typically varies by profile; statewide average \u2248 $1,400\u2013$1,550<\/td><\/tr><tr><td>State Farm<\/td><td>Typically varies by profile; statewide average \u2248 $1,400\u2013$1,550<\/td><\/tr><tr><td>Pekin<\/td><td>Typically varies by profile; statewide average \u2248 $1,400\u2013$1,550<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*City- and company-level premiums vary by source; see current statewide estimates from <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a> and <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Most Expensive Car Insurance Companies in Wisconsin<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Sentry<\/td><td>Often above statewide average for some profiles; compare multiple quotes<\/td><\/tr><tr><td>Allstate<\/td><td>Often above statewide average for some profiles; compare multiple quotes<\/td><\/tr><tr><td>Chubb<\/td><td>Often above statewide average for some profiles; compare multiple quotes<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*City- and company-level premiums vary by source; see current statewide estimates from <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a> and <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Cheapest Cities for Car Insurance in Wisconsin<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Kimberly<\/td><td>Often below statewide average<\/td><\/tr><tr><td>Combined Locks<\/td><td>Often below statewide average<\/td><\/tr><tr><td>Sheboygan Falls<\/td><td>Often below statewide average<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*City-level costs fluctuate by method and source; see examples from <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a> and <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Most Expensive Cities for Car Insurance in Wisconsin<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Milwaukee<\/td><td>Typically higher than statewide average<\/td><\/tr><tr><td>Brown Deer<\/td><td>Often higher than statewide average<\/td><\/tr><tr><td>Shorewood<\/td><td>Often higher than statewide average<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*City-level costs fluctuate by method and source; see examples from <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a> and <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"key-things\" title=\"Key Things to Know\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Key Things to Know About Car Insurance in Wisconsin<\/h2>\n\n\n\n<p>While shopping for insurance doesn\u2019t have to be difficult, understanding a few basic things about your state can help make the process easier. For example, Wisconsin\u2019s estimated share of uninsured drivers was about 14% in 2022, according to the <a href=\"https:\/\/www.insurance-research.org\">Insurance Research Council<\/a> (up from <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-uninsured-motorists\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">13.3% in 2019<\/a>), so you may want to consider opting for higher-than-state-minimum uninsured motorist coverage. Because of the state\u2019s northern location, you might also want to think about winter weather risks to your car and how to insure against them \u2014 for example, collision typically covers crashes on snow or ice and comprehensive can cover hail, falling ice\/branches, animal strikes, and many glass claims; roadside assistance and rental reimbursement can also help during winter repair delays (<a href=\"https:\/\/content.naic.org\">NAIC winter driving guide<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Wisconsin Car Insurance Requirements<\/h3>\n\n\n\n<p>Wisconsin requires that drivers carry an auto insurance policy with at least the following <a href=\"https:\/\/oci.wi.gov\/Documents\/Consumers\/PI-057.pdf\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">minimum coverages and limits<\/a>:<\/p>\n\n\n\n<ul>\n<li>$25,000 bodily injury liability per person<\/li>\n\n\n\n<li>$50,000 bodily injury liability per accident<\/li>\n\n\n\n<li>$10,000 property damage liability per accident<\/li>\n\n\n\n<li>$25,000 uninsured motorist bodily injury per person<\/li>\n\n\n\n<li>$50,000 uninsured motorist bodily injury per accident<\/li>\n<\/ul>\n\n\n\n<p>Your insurance agent may recommend that you purchase higher coverage limits if you can afford them. Minimum limits will allow you to drive legally, but offer very little financial protection.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Car Insurance Coverage Options<\/h3>\n\n\n\n<p>If you have a loan or lease on your vehicle, you\u2019ll probably need comprehensive coverage and collision coverage on your policy. Adding these two coverages makes your policy \u201cfull coverage,\u201d and most financial institutions require full coverage. Even if your car is paid off, you might still want to consider full coverage, or at least comprehensive. Comprehensive coverage could pay for damage to your vehicle caused by snow, ice, summer storms, or hitting a deer. For winter-related risks, collision typically applies to sliding-on-ice crashes, while comprehensive often applies to hail, falling ice\/branches, animal strikes, and many windshield claims; ADAS windshield calibration requirements can add cost and time to glass repairs (<a href=\"https:\/\/www.cccis.com\">CCC Crash Course 2025<\/a>).<\/p>\n\n\n\n<p>Depending on the company you choose and your lifestyle, you might also want to add some true extras \u2014 meaning these coverages aren\u2019t likely to be required by your state or lender \u2014 to your policy. Things like roadside assistance, car rental coverage, ridesharing coverage, and gap coverage could be good to have, depending on your circumstances. Working with a licensed insurance professional could help you figure out the best options for you.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Frequently asked questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n\n<div id=\"block_622f9aab1bccf\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What\u2019s the best car insurance company in Wisconsin?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">You\u2019ll have to decide for yourself which company is best for your needs. Because everyone has a unique situation, there\u2019s no single best car insurance company in Wisconsin. Understanding what you need, what you want, and what features matter most to you and then shopping around could help you find the best fit.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_622f9abb1bcd0\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much car insurance do I need in Wisconsin?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">You\u2019ll have to carry at least the state minimum limits to drive legally. If you have a loan or lease, you\u2019ll probably need to buy comprehensive and collision coverage too. However, many insurance agents and financial advisors recommend that you buy higher liability limits than the state minimum, and you may also want to consider some optional coverages to round out your policy.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_622f9ad01bcd1\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How can I get cheaper Wisconsin car insurance?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Shopping around can allow you to compare quotes to find the cheapest provider for the coverage you need. Additionally, you can also add discounts to your policy to help lower the rate. Keeping a clean driving record is also important, as it helps you avoid the surcharges associated with accidents and tickets.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"methodology\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>Reviews.com reviews products, services, and companies based on five criteria to help readers understand how companies compare based on similar metrics. For the best car insurance companies, our editorial team compared affordability, customer support, coverage options, customer satisfaction scores, and online resources from each company to determine top providers. We also reference independent benchmarks, including <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power<\/a> customer satisfaction, <a href=\"https:\/\/ratings.ambest.com\/companies\/ratings-search\">AM Best<\/a> financial strength, and the <a href=\"https:\/\/content.naic.org\">NAIC Complaint Index<\/a>, alongside Wisconsin\u2019s own <a href=\"https:\/\/oci.wi.gov\/Pages\/Consumers\/ConsumerPublications.aspx\">OCI premium comparison<\/a>.&nbsp;<\/p>\n\n\n\n<p>As for average pricing, we use multiple current sources for Wisconsin \u2014 notably <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/wisconsin-car-insurance\/\">The Zebra<\/a>, and <a href=\"https:\/\/insurify.com\/car-insurance\/wisconsin\/\">Insurify<\/a>. Because each source uses different driver profiles, coverage limits, deductibles, and time windows, we present statewide averages as a range rather than a single point estimate.<\/p>\n\n\n\n<ul>\n<li>$100,000 bodily injury liability per person<\/li>\n\n\n\n<li>$300,000 bodily injury liability per accident<\/li>\n\n\n\n<li>$50,000 property damage liability per accident<\/li>\n\n\n\n<li>$100,000 uninsured motorist bodily injury per person<\/li>\n\n\n\n<li>$300,000 uninsured motorist bodily injury per accident<\/li>\n\n\n\n<li>$500 collision deductible<\/li>\n\n\n\n<li>$500 comprehensive deductible<\/li>\n<\/ul>\n\n\n\n<p>To determine minimum coverage limits, we refer to Wisconsin\u2019s statutory requirements and regulator guidance (<a href=\"https:\/\/docs.legis.wisconsin.gov\">Wis. Stat. \u00a7 344.33<\/a>; <a href=\"https:\/\/docs.legis.wisconsin.gov\">Wis. Stat. \u00a7 632.32<\/a>; <a href=\"https:\/\/oci.wi.gov\/Pages\/Consumers\/AutoInsurance.aspx\">OCI Auto Insurance<\/a>). Our base profile drivers own a Toyota Camry, commute five days a week, and drive 12,000 miles annually.&nbsp;<\/p>\n\n\n\n<p>These are sample rates and should only be used for comparative purposes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Drivers in Wisconsin enjoy some of the most beautiful scenery in the country. On top of that, average auto insurance costs here are still lower than the national average, even after recent year-over-year premium increases reported by the Bureau of Labor Statistics. Even with cheap car insurance rates, drivers should review more than just a [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":0,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-templates\/template-refresh.php","meta":[],"categories":[1266],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Car Insurance in Wisconsin for 2025 - Reviews.com<\/title>\n<meta name=\"description\" content=\"The Reviews team evaluated factors such as pricing, discounts &amp; customer satisfaction surveys to choose the top 5 car insurance companies in Wisconsin.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-in-wisconsin\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best Car Insurance in Wisconsin for 2025 - 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