{"id":324647,"date":"2025-11-11T15:50:20","date_gmt":"2025-11-11T20:50:20","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=88222"},"modified":"2025-11-11T15:50:20","modified_gmt":"2025-11-11T20:50:20","slug":"best-in-mississippi","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/best-in-mississippi\/","title":{"rendered":"The Best Car Insurance Companies in Mississippi"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"The Best Car Insurance Companies in Mississippi\"><\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"review\" title=\"Best Mississippi Car Insurance Companies Review\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>Drivers in Mississippi are legally required to carry at least 25\/50\/25 liability coverage and be able to show proof (paper or electronic).<\/li><li>State Farm, Progressive, GEICO, Allstate and USAA dominate market share; prices have shifted since 2021 and overall satisfaction declined amid industrywide rate hikes, so shop and compare regularly.<\/li><\/ul>\n\n\n\n<p>Car insurance is a legal requirement in Mississippi. If you own a registered vehicle, you must carry a minimum amount of insurance to comply with Mississippi car insurance laws. Drivers in Mississippi have a number of options when it comes to auto insurance. We identified the <a href=\"https:\/\/www.reviews.com\/insurance\/car\/best\/\">best car insurance<\/a> in Mississippi using recent state pages from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>, cross-checked with <a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/mississippi-car-insurance\/\">The Zebra<\/a>, plus third\u2011party ratings such as <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power<\/a>. We also accounted for broad premium inflation reflected in the <a href=\"https:\/\/www.bls.gov\/news.release\/cpi.nr0.htm\">BLS Consumer Price Index<\/a>.&nbsp;<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"picks\" title=\"Our Picks\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The 4 Best Auto Insurance Companies in Mississippi<\/h2>\n\n\n\n<ul><li><a href=\"#allstate\" rel=\"nofollow\" class=\"achor-toggles\">Allstate<\/a>: Best Mississippi Car Insurance for Customization<\/li><li><a href=\"#progressive\" rel=\"nofollow\" class=\"achor-toggles\">Progressive<\/a>: Best Mississippi Car Insurance for Discounts<\/li><li><a href=\"#state-farm\" rel=\"nofollow\" class=\"achor-toggles\">State Farm<\/a>: Best for Cheap Mississippi Car Insurance<\/li><li><a href=\"#usaa\" rel=\"nofollow\" class=\"achor-toggles\">USAA<\/a>: Best Mississippi Car Insurance for Military-Centric Options<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"chart\" title=\"Comparison Chart\"><\/span>\n    \n\n\t\t\n<section id=\"block_60662b285d617\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\">Compare the Best Car Insurance Companies in Mississippi<\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tFull Coverage Annual Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tState Minimum Annual Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best Financial Strength\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power Overall Customer Satisfaction**\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_60662b285d617-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Allstate<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$2,607<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$715<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>838<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_60662b285d617-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Progressive<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,591<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$519<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>828<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_60662b285d617-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,318<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$337<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>856<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_60662b285d617-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">USAA<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,109<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$301<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>890<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Information accurate as of November 2025<\/em><\/p>\n\n\n\n<p><em>*Recent averages compiled from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a> state pages; methodologies vary. <\/em><\/p>\n\n\n\n<p><em>**J.D. Power&#8217;s <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\">2021 U.S. Auto Insurance Study<\/a> rating for the Southeast region. Based on a 1,000-point scale.<\/em><\/p>\n\n\n\n            <span class=\"b-anchor\" id=\"allstate\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best1\" title=\"Best for Customization\"><\/span>\n    \n\n                                                \n\n\n<section id=\"allstate\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Allstate<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Customizable Coverage<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Allstate equips customers with the tools and resources to customize their car insurance coverage through rideshare insurance, Mexico trip coverage, sound system coverage and more.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/d.agkn.com\/pixel\/2267\/?che=[cachebuster]&#038;col=345361,571352,6720045&#038;l1=https:\/\/www.allstate.com\/landingpages\/lsp\/affiliate-autoplanners.html?CID=AFF-REV-AU-073845-200616&#038;campaign=444490000073845&#038;clickid={clickid}&#038;source={irpid}&#038;subsource={sharedid}&#038;IRCmpID={ircid}&#038;rvitemid=325305-20\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$2,607*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A+<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">838**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Allstate equips customers with the tools and resources to customize their car insurance coverage through rideshare insurance, Mexico trip coverage, sound system coverage and more.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Many endorsements available<\/li>\n                            <li>Good discount options<\/li>\n                            <li>Online tools and resources<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Below-average customer satisfaction ratings<\/li>\n                                        <li>No annual billing available \u2014 only monthly or bi-annual<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Types of Coverage Offered<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>New car replacement<\/li>\n<li>Accident forgiveness<\/li>\n<li>Sound system coverage<\/li>\n<li>Roadside assistance<\/li>\n<li>Personal injury protection<\/li>\n<li>Rideshare insurance<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Anti-lock brakes<\/li>\n<li>Pay in full<\/li>\n<li>Responsible payer<\/li>\n<li>Smart student<\/li>\n<li>Drivewise\u00ae program<\/li>\n<li>New car<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">More Allstate Insurance Reviews<\/h4>\n                <div> <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate Auto Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate Renters Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/allstate-review\/\"><span style=\"font-weight: 400;\">Allstate Homeowners Insurance Review<\/span><\/a><\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n            <span class=\"b-anchor\" id=\"progressive\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best2\" title=\"Best for Discounts\"><\/span>\n    \n\n                                                \n\n\n<section id=\"progressive\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Progressive<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Discounts<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Progressive offers a long list of discounts that can help drivers lower their auto insurance premiums.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325339-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,591*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A+<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">828**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Progressive offers a long list of discounts that can help drivers lower their auto insurance premiums.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Wide variety of discounts<\/li>\n                            <li>Fast and efficient claims handling<\/li>\n                            <li>Variety of add-on coverage<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Average customer service ratings<\/li>\n                                        <li>Some discounts not offered in certain states<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Types of Coverage Offered<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Roadside assistance<\/li>\n<li>Gap insurance<\/li>\n<li>Rental car reimbursement<\/li>\n<li>Custom parts and equipment coverage<\/li>\n<li>Rideshare coverage<\/li>\n<li>Deductible savings bank<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Multi-policy<\/li>\n<li>Multi-vehicle<\/li>\n<li>Continuous insurance<\/li>\n<li>Snapshot\u00ae program<\/li>\n<li>Distant student<\/li>\n<li>Homeowner<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">More Progressive Insurance Reviews<\/h4>\n                <div> <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/progressive-review\/\"><span style=\"font-weight: 400;\">Progressive Auto Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/progressive-review\/\"><span style=\"font-weight: 400;\">Progressive Homeowners Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/progressive-review\/\"><span style=\"font-weight: 400;\">Progressive Renters Insurance Review<\/span><\/a><\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n            <span class=\"b-anchor\" id=\"state-farm\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best3\" title=\"Best for Cheapest Car Insurance\"><\/span>\n    \n\n                                                \n\n\n<section id=\"state-farm\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">State Farm<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Cheap Car Insurance<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                State Farm has the cheapest car insurance in Mississippi available to everyone based on our data, making it a great choice for people on a budget who need coverage.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325309-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,318*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">856**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                State Farm has the cheapest car insurance in Mississippi available to everyone based on our data, making it a great choice for people on a budget who need coverage.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Strong financial strength ratings<\/li>\n                            <li>Wide variety of discounts<\/li>\n                            <li>Second-cheapest car insurance premiums<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Fewer add-on coverage than competitors<\/li>\n                                        <li>Average customer satisfaction rating<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Types of Coverage Offered <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Rental car and travel expenses coverage<\/li>\n<li>Roadside assistance coverage<\/li>\n<li>Rideshare driver coverage<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available <\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Policy bundling<\/li>\n<li>Accident-free<\/li>\n<li>Defensive driving course<\/li>\n<li>Good driver<\/li>\n<li>Vehicle safety<\/li>\n<li>Anti-theft device<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">More State Farm Insurance Reviews<\/h4>\n                <div> <ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/state-farm-review\/\"><span style=\"font-weight: 400;\">State Farm Car Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/state-farm-review\/\"><span style=\"font-weight: 400;\">State Farm Homeowners Insurance Review<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/state-farm-renters-review\/\"><span style=\"font-weight: 400;\">State Farm Renters Insurance Review<\/span><\/a><\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n            <span class=\"b-anchor\" id=\"usaa\" > <\/span>\n    \n\n            <span class=\"b-toc-anchor\" id=\"best4\" title=\"Best for Military-Centric Options\"><\/span>\n    \n\n                                                \n\n\n<section id=\"usaa\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">USAA<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Military-Centric Options<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> Why we chose it<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                USAA offers affordable and top-rated car insurance to members of the military, their spouses and children.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/oc.brcclx.com\/t\/?lid=26672716&#038;cr=27703&#038;last_updated=1594081711&#038;sid=\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,109*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A++<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">890**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                USAA offers affordable and top-rated car insurance to members of the military, their spouses and children.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Personalized customer service<\/li>\n                            <li>Affordable policies<\/li>\n                            <li>High customer satisfaction rating<\/li>\n                        <\/ul>\n\n                            <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                        <li>Only available to active and retired military members<\/li>\n                                        <li>Very few branch locations<\/li>\n                                        <li>Limited endorsements<\/li>\n                                    <\/ul>\n                    <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">Types of Coverage Offered<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>Personal injury protection<\/li>\n<li>Extended benefits coverage<\/li>\n<li>Roadside assistance<\/li>\n<li>Rental car reimbursement<\/li>\n<li>Accident forgiveness<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">Discounts Available<\/h4>\n                <div> <ul style=\"columns: 2;\">\n<li>New vehicle<\/li>\n<li>Annual mileage<\/li>\n<li>Family discount<\/li>\n<li>Length of membership<\/li>\n<li>Military installation<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<p><em>* Recent averages compiled from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a>; values vary by profile and method. <\/em><\/p>\n\n\n\n<p><em>**J.D. Power <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\">2021 U.S. Auto Insurance Study<\/a> rating for the Southeast region. Based on a 1,000-point scale.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"average\" title=\"The Average Cost of Car Insurance in Mississippi\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Average Cost of Car Insurance in Mississippi<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/www.coverage.com\/insurance\/auto\/states\/\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">average annual cost of car insurance<\/a> in Mississippi currently runs about $1,900\u2013$2,050 for full coverage and roughly $520\u2013$620 for minimum coverage for a standard \u201cgood driver\u201d profile, based on recent state pages from <a class=\"achor-toggles\" href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and <a class=\"achor-toggles\" href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>. Mississippi generally benchmarks below the latest U.S. averages, though prices have risen sharply since 2021 amid higher claim costs, repair inflation and weather losses (see <a class=\"achor-toggles\" href=\"https:\/\/www.bls.gov\/news.release\/cpi.nr0.htm\">BLS CPI<\/a>). Mississippi faces severe-weather risks, including hurricanes and tornadoes, which can pressure premiums even when the state averages remain below national levels.<\/p>\n\n\n\n<p>Every driver in Mississippi pays a different <a href=\"https:\/\/www.reviews.com\/insurance\/car\/understanding-insurance-rates\/\">car insurance rate<\/a>. You might pay more or less than the statewide average based on factors like your age, gender, credit score, <a href=\"https:\/\/www.reviews.com\/insurance\/car\/how-car-accident-affect-insurance\/\">accident history<\/a>, ZIP code, vehicle and coverage selections. Shopping intensity remains high; consider quotes from multiple carriers and telematics\/usage-based programs that can reward safe, low-mileage driving (see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2025-us-insurance-shopping-study\">J.D. Power Insurance Shopping Study<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top3a\" title=\"Top 3 Cheapest Car Insurance Companies in Mississippi\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Cheapest Car Insurance Companies in Mississippi (historical sample)<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>USAA<\/td><td>$1,109<\/td><\/tr><tr><td>State Farm<\/td><td>$1,318<\/td><\/tr><tr><td>Southern Farm Bureau<\/td><td>$1,333<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* These figures reflect earlier sample data; current statewide averages are about $1,900\u2013$2,050 (full) and $520\u2013$620 (minimum), depending on profile and methodology. See <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> for the latest details.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top3b\" title=\"Top 3 Most Expensive Car Insurance Companies in Mississippi\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Most Expensive Car Insurance Companies in Mississippi (historical sample)<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Allstate<\/td><td>$2,607<\/td><\/tr><tr><td>Alfa<\/td><td>$2,389<\/td><\/tr><tr><td>Safe Auto<\/td><td>$2,284<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* These company figures were from prior samples and may not reflect today\u2019s pricing. Recent surveys show Mississippi\u2019s overall averages near the low\u2011$2,000s for full coverage and mid\u2011$500s for minimum; see <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a> and <a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a>.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top3c\" title=\"Top 3 Cheapest Cities for Car Insurance in Mississippi\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Cheapest Cities for Car Insurance in Mississippi (historical sample)<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Starkville<\/td><td>$1,567<\/td><\/tr><tr><td>Mississippi State<\/td><td>$1,567<\/td><\/tr><tr><td>Sturgis<\/td><td>$1,606<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Historical snapshots only; current premiums vary widely by ZIP code, driver, and vehicle. For up-to-date statewide context, see <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/mississippi-car-insurance\/\">The Zebra<\/a> and <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top3d\" title=\"Top 3 Most Expensive Cities for Car Insurance in Mississippi\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Top 3 Most Expensive Cities for Car Insurance in Mississippi (historical sample)<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>City<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Hermanville<\/td><td>$2,078<\/td><\/tr><tr><td>Pattison<\/td><td>$2,057<\/td><\/tr><tr><td>Port Gibson<\/td><td>$2,051<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>* Historical snapshots only; re-quote for current prices. Severe-weather exposure, repair costs and claim trends continue to affect Mississippi rates. See <a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/mississippi-car-insurance\/\">The Zebra<\/a>.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"guide\" title=\"Mississippi Car Insurance: What You Need to Know\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Mississippi Car Insurance: What You Need to Know<\/h2>\n\n\n\n<p>Car accidents are a frequent occurrence in Mississippi. Having a comprehensive car insurance policy can protect you in the event of a crash. Here are some <a href=\"https:\/\/mdot.ms.gov\/safetyeducation\/parents\/facts-and-stats\/\">Mississippi driving statistics<\/a> to consider<\/p>\n\n\n\n<ul><li>Mississippi recorded 697 motor vehicle fatalities in 2022 (final), with rates per population and per mile traveled among the highest in the nation (<a href=\"https:\/\/www.iihs.org\/topics\/fatality-statistics\/detail\/state-by-state\">IIHS state-by-state<\/a>).<\/li><li>Alcohol impairment and speeding each account for a sizable share of Mississippi deaths, and a majority occur on rural roads (<a href=\"https:\/\/www.iihs.org\/topics\/fatality-statistics\/detail\/state-by-state\">IIHS<\/a>).<\/li><li>Seat belt use trails the U.S. average; more than half of passenger vehicle occupants killed were unrestrained in 2022, and national front-seat use was about 91.9% in 2023 (<a href=\"https:\/\/crashstats.nhtsa.dot.gov\/Api\/Public\/ViewPublication\/813561\">NHTSA<\/a>).<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"additional\" title=\"Additional Car Insurance Coverage in Mississippi\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Mississippi Minimum Insurance Requirements<\/h2>\n\n\n\n<p>Car insurance laws in Mississippi mandate <a href=\"https:\/\/www.mid.ms.gov\">25\/50\/25 minimum car insurance coverage<\/a>. Drivers must carry at least that much insurance coverage in order to legally operate their vehicle. Uninsured motorist coverage is included by default unless rejected in writing, and proof of insurance may be shown electronically. It is recommended that drivers raise their liability coverage limits for more protection in the event of an at-fault accident.<\/p>\n\n\n\n<p>Minimum liability required in the state of Mississippi is divided as follows:<\/p>\n\n\n\n<ul><li>$25,000 for bodily injury coverage per person<\/li><li>$50,000 for bodily injury coverage per accident<\/li><li>$25,000 for property damage coverage per accident<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Mississippi\u2019s At-Fault Law<\/h3>\n\n\n\n<p>Mississippi is considered an at-fault (tort) state. That means after an accident, the at-fault driver\u2019s insurance company is responsible for compensating the other driver for their medical expenses and vehicle damage. In a no-fault state, a driver\u2019s insurance company will automatically pay for their own medical bills and lost wages after a crash, regardless of which driver was responsible. Mississippi applies comparative negligence rules, and uninsured motorist coverage is offered by default unless rejected in writing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Mississippi No Proof of Insurance Penalty<\/h3>\n\n\n\n<p>In Mississippi, drivers must carry proof of insurance in their vehicle, and provide proof of insurance when requested by law enforcement. If you get stopped and do not have proof of insurance, you are <a href=\"https:\/\/www.mid.ms.gov\">subject to penalties<\/a>. Operating without required liability insurance is a misdemeanor that can carry a fine up to $1,000 and a suspension of driving privileges, with limited relief if you promptly show valid coverage per statute (<a href=\"https:\/\/law.justia.com\/codes\/mississippi\/2024\/title-63\/chapter-15\/section-63-15-4\/\">Miss. Code \u00a763-15-4<\/a>). Mississippi also uses an <a href=\"https:\/\/www.dor.ms.gov\">Electronic Insurance Verification System (EIVS)<\/a> to confirm active coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Additional Car Insurance Coverage in Mississippi<\/h2>\n\n\n\n<p>Drivers in Mississippi are required to carry a minimum amount of liability insurance. However, there are a handful of additional policies that drivers should consider purchasing for more protection. Here are some recommendations:<\/p>\n\n\n\n<ul><li><strong>Collision insurance: <\/strong>Collision insurance pays to repair your vehicle&#8217;s damages if you cause an accident. It also covers damage due to rollovers and collisions with stationary objects.<\/li><li><strong>Comprehensive insurance: <\/strong>Comprehensive insurance pays to repair your vehicle\u2019s damages after a non-collision incident, like theft, vandalism, flooding, fire, and falling objects.<\/li><li><strong>Gap insurance: <\/strong>If you lease or finance your vehicle, and it gets totaled in a covered accident, gap insurance pays the difference between your car\u2019s diminished value and the remaining balance on your loan.&nbsp;<\/li><li><strong>Accident forgiveness: <\/strong>With accident forgiveness, your car insurance premium will not increase after your first accident. This policy is not offered by every insurer, but the <a href=\"https:\/\/www.reviews.com\/insurance\/car\/the-largest-car-insurance-companies\/\">largest car insurance providers<\/a> usually sell it.<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Mississippi Car Insurance FAQ \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Mississippi Car Insurance FAQ&nbsp;<\/h2>\n\n\n<div id=\"block_60662c725d63b\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is the minimum car insurance required in Mississippi?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Drivers in Mississippi are legally required to carry 25\/50\/25 personal liability insurance. However, there is no guarantee that minimum coverage insurance will cover the full cost of an accident in Mississippi. Insurance companies recommend that drivers increase their coverage limits for more protection.\u00a0<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n\n\n\n\n            <span class=\"b-toc-anchor\" id=\"method\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology\u00a0<\/h2>\n\n\n\n<p>Reviews.com reviews products, services and companies based on five criteria to help readers understand how companies compare based on similar metrics. For the best car insurance companies, our editorial team compared affordability, customer support, coverage options, customer satisfaction scores and online resources from each company to determine top providers. We referenced recent Mississippi data and insurer comparisons from <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\">NerdWallet<\/a>, <a href=\"https:\/\/www.forbes.com\">Forbes Advisor<\/a> and <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/mississippi-car-insurance\/\">The Zebra<\/a>, and used <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\">J.D. Power<\/a> studies for satisfaction context.<\/p>\n\n\n\n<p>As for average pricing, we drew on 2024\u20132025 state pages from the sources above, which generally model a 40\u2011year\u2011old good driver across multiple ZIP codes, vehicles and carriers. A typical full coverage example might include limits and deductibles similar to the following:<\/p>\n\n\n\n<ul><li>$100,000 bodily injury liability per person<\/li><li>$300,000 bodily injury liability per accident<\/li><li>$50,000 property damage liability per accident<\/li><li>$100,000 uninsured motorist bodily injury per person<\/li><li>$300,000 uninsured motorist bodily injury per accident<\/li><li>$500 collision deductible<\/li><li>$500 comprehensive deductible<\/li><\/ul>\n\n\n\n<p>To determine minimum coverage limits, Bankrate used minimum coverage that meets each state\u2019s requirements. Our base profile drivers own a recent-model sedan, commute regularly and drive around 12,000 miles annually; exact assumptions vary by source and are detailed on each methodology page.<\/p>\n\n\n\n<p>These are sample rates and should only be used for comparative purposes. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Drivers in Mississippi are legally required to carry at least 25\/50\/25 liability coverage and be able to show proof (paper or electronic). State Farm, Progressive, GEICO, Allstate and USAA dominate market share; prices have shifted since 2021 and overall satisfaction declined amid industrywide rate hikes, so shop and compare regularly. Car insurance is [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":360615,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh.php","meta":[],"categories":[1266],"tags":[21449],"post_author":[15839],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Car Insurance Companies in Mississippi of 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"To determine the best car insurance companies in Mississippi, we first looked at the largest providers in Mississippi, and then analyzed their strengths.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-in-mississippi\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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