{"id":324414,"date":"2025-11-07T17:04:29","date_gmt":"2025-11-07T22:04:29","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=85361"},"modified":"2025-11-07T17:04:30","modified_gmt":"2025-11-07T22:04:30","slug":"best-in-idaho","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/homeowners\/best-in-idaho\/","title":{"rendered":"The Best Idaho Homeowners Insurance Company"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"overall\" title=\"The Best Idaho Homeowners Insurance Company\"><\/span>\n    \n\n\n<p>Idaho homeowners looking for the <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/best\/\" class=\"achor-toggles\">best home insurance company<\/a> should weigh several factors: coverage fit and endorsements, financial strength, claims service, price, complaint history, and digital tools. Reviews.com streamlines the shopping process by comparing major Idaho writers using current benchmarks and third\u2011party data. We reviewed large insurers by Idaho market presence and evaluated them against 2025 sources including modeled average premiums from <a href=\"https:\/\/www.bankrate.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">NerdWallet<\/a>, service benchmarks from J.D. Power\u2019s latest home insurance study, the <a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">NAIC Complaint Index<\/a>, and <a href=\"https:\/\/ratings.ambest.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">AM Best<\/a> financial strength ratings to help you find the right policy for your needs.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-picks\" title=\"Our Top Picks\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The 4 Best Home Insurance Companies in Idaho<\/h2>\n\n\n\n<p>To find the best home insurance companies in Idaho, we considered current average premium benchmarks from 2025 analyses by <a href=\"https:\/\/www.bankrate.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">NerdWallet<\/a>, plus coverage options, discounts, digital tools, complaint performance, and third\u2011party ratings (e.g., <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">J.D. Power\u2019s latest Home Insurance Study<\/a> and <a href=\"https:\/\/ratings.ambest.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">AM Best<\/a>). Pricing and eligibility vary by ZIP code and home profile, but our research shows these four are strong Idaho options to compare:<\/p>\n\n\n\n<ul><li><a href=\"#american-family\" rel=\"nofollow\" class=\"achor-toggles\"><strong>American Family<\/strong><\/a><strong>: <\/strong>Best for Customer Support<\/li><li><a href=\"#farm-bureau\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Farm Bureau<\/strong><\/a><strong>:<\/strong> Best for Discounts<\/li><li><a href=\"#grange\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Grange<\/strong><\/a><strong>:<\/strong> Best for Robust Coverage<\/li><li><a href=\"#farmers\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Farmers<\/strong><\/a><strong>: <\/strong>Best for Claims Satisfaction<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"comparison-table\" title=\"Comparison Table\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Compare the Best Home Insurance companies in Idaho<\/h2>\n\n\n\n<p>We chose these four carriers based on our research metrics, which were selected to let us evaluate each company from multiple angles. However, the best company for you will be the one that most closely meets your needs and budget. Because 2024\u20132025 homeowners premiums have risen broadly due to rebuilding\u2011cost inflation, catastrophe losses and reinsurance pressures, shopping around and getting quotes from several home insurers is more important than ever. Recent pricing trends are documented in the <a href=\"https:\/\/www.policygenius.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Policygenius Home Insurance Price Index<\/a>.<\/p>\n\n\n\t\t\n<section id=\"block_62c74db5fd641\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\"><\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tAverage Annual Premium*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power**\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_62c74db5fd641-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">American Family<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$603<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>831<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_62c74db5fd641-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Farm Bureau<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$619<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>N\/A<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_62c74db5fd641-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Grange<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$564<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A-<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>N\/A<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_62c74db5fd641-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Farmers<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>$1,072<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A-<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>814<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Note: The comparison module\u2019s rate and rating figures below were captured in 2022. For current statewide averages and context, see the updated Average Cost section (2025) and sources linked there.<\/em><\/p>\n\n\n\n<p><em>*Premium figures displayed in the module reflect 2021 sample rates provided by <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.bankrate.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Bankrate.com<\/a> for $250,000 in dwelling coverage; recent statewide averages are higher.<\/em><\/p>\n\n\n\n<p><em>**J.D. Power\u2019s <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">U.S. Home Insurance Study<\/a>. Based on a 1,000-point scale.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"american-family\" title=\"Best for Customer Support\"><\/span>\n    \n\n                                                \n\n\n<section id=\"american-family\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">American Family<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Customer Support<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                American Family has the highest J.D. Power customer satisfaction score on our list and could be a good choice if you value service and support.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/quotes\/?rvitemid=315496-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$603*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">831**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                American Family has the highest J.D. Power customer satisfaction score on our list and could be a good choice if you value service and support.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>24\/7 claims support<\/li>\n                            <li>Robust mobile app<\/li>\n                            <li>Low average rate<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Not available in all states<\/li>\n                                    <li>Lower-than-average <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2022-us-property-claims-satisfaction-study\" rel=\"noopener\" target=\"_blank\">J.D. Power claims satisfaction score<\/a><\/li>\n                                    <li>Cannot purchase policies online<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Auto<\/li>\n<li>Motorcycle<\/li>\n<li>Boat<\/li>\n<li>Renters<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">STANDOUT DISCOUNTS AVAILABLE<\/h4>\n                <div> <ul>\n<li>Age of home<\/li>\n<li>Loyalty<\/li>\n<li>Generational<\/li>\n<li>Renovated home<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"farm-bureau\" title=\"Best for Discounts\"><\/span>\n    \n\n                                                \n\n\n<section id=\"farm-bureau\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Farm Bureau<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Discounts<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Combine Farm Bureau\u2019s low average rate with its discount options, and this carrier could be a good option for budget-conscious consumers.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?refer=Auto_KS_Farm_Bureau&#038;rvitemid=315867-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$619*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">N\/A<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Combine Farm Bureau\u2019s low average rate with its discount options, and this carrier could be a good option for budget-conscious consumers.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Below-average rates<\/li>\n                            <li>Numerous discounts<\/li>\n                            <li>Other financial products available<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Not ranked by J.D. Power<\/li>\n                                    <li>Membership is required to gain access to insurance products<\/li>\n                                    <li>Mobile app receives low ratings on <a href=\"https:\/\/apps.apple.com\/us\/app\/farm-bureau-mobileagent\/id767477005\" rel=\"noopener\" target=\"_blank\">App Store<\/a><\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Auto<\/li>\n<li>Life<\/li>\n<li>Farm and ranch<\/li>\n<li>Business<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">STANDOUT DISCOUNTS AVAILABLE<\/h4>\n                <div> <ul>\n<li>New home<\/li>\n<li>New roof<\/li>\n<li>Protective device<\/li>\n<li>Continued in-force<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"grange\" title=\"Best for Robust Coverage\"><\/span>\n    \n\n                                                \n\n\n<section id=\"grange\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Grange<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Robust Coverage<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Grange features solid coverage options along with impressive discounts that could help you build a customized policy.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/quotes\/?rvitemid=345052-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$564*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A-<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">N\/A<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Grange features solid coverage options along with impressive discounts that could help you build a customized policy.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Numerous endorsements available<\/li>\n                            <li>Several discounts offered<\/li>\n                            <li>Lowest average premium on our list<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Not ranked by J.D. Power<\/li>\n                                    <li>Limited online and mobile tools<\/li>\n                                    <li>No online quoting<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Condo<\/li>\n<li>Auto<\/li>\n<li>Business<\/li>\n<li>Life<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">STANDOUT DISCOUNTS AVAILABLE<\/h4>\n                <div> <ul>\n<li>Advanced quote<\/li>\n<li>New homebuyer<\/li>\n<li>Smart fire alarm<\/li>\n<li>Home maintenance<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"farmers\" title=\"Best for Claims Satisfaction\"><\/span>\n    \n\n                                                \n\n\n<section id=\"farmers\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Farmers<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Claims Satisfaction<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Farmers ranks highly for claims satisfaction, which Idaho homeowners might appreciate if disaster strikes.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/quotes\/?rvitemid=317128-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">$1,072*<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        Average Premium\n                                                    <span class=\"tooltip-content\">Pricing data comes from our partners at Bankrate.com.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">A-<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">814**<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Farmers ranks highly for claims satisfaction, which Idaho homeowners might appreciate if disaster strikes.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Above-average <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2022-us-property-claims-satisfaction-study\" rel=\"noopener\" target=\"_blank\">J.D. Power claims satisfaction ranking<\/a><\/li>\n                            <li>Local agents available<\/li>\n                            <li>Numerous insurance products offered<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Higher-than-average premium<\/li>\n                                    <li>Fewer endorsements than other companies<\/li>\n                                    <li>Higher-than-average <a href=\"https:\/\/content.naic.org\" rel=\"noopener\" target=\"_blank\">overall NAIC complaint index<\/a><\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Boat<\/li>\n<li>Collectible auto<\/li>\n<li>Landlord<\/li>\n<li>Earthquake<\/li>\n<\/ul>\n <\/div>\n                            <h4 class=\"b-mini-review__subtitle\">STANDOUT DISCOUNTS AVAILABLE<\/h4>\n                <div> <ul>\n<li>UL-approved roofing<\/li>\n<li>Home safety<\/li>\n<li>Green certifications<\/li>\n<li>ePolicy<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<p><em>Note: The comparison module\u2019s rate and rating figures below were captured in 2022. For current statewide averages and context, see the updated Average Cost section (2025) and sources linked there.<\/em><\/p>\n\n\n\n<p><em>*Premium figures shown reflect 2021 Bankrate sample rates for $250,000 in dwelling coverage and are for comparison only.<\/em><\/p>\n\n\n\n<p><em>**J.D. Power\u2019s U.S. Home Insurance Study (latest release; based on a 1,000-point scale). See the current study here: <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">J.D. Power 2024 U.S. Home Insurance Study<\/a>.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"average-cost\" title=\"Average Cost\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Average Cost of Home Insurance in Idaho<\/h2>\n\n\n\n<p>As of 2025, modeled insurer rate data for a standard HO-3 policy with $250,000 in dwelling coverage indicate Idaho homeowners typically pay around the low $1,000s per year on average, according to both <a href=\"https:\/\/www.bankrate.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">NerdWallet<\/a>. On the same basis, Idaho remains well below the U.S. average\u2014commonly by roughly 35%\u201345%, depending on source and month. For an official historical benchmark, the Insurance Information Institute\u2019s compilation of the latest NAIC data shows Idaho\u2019s average homeowners \u201cexpenditure\u201d in 2022 in the high-$800s to low-$900s versus about the mid-$1,400s nationally; because NAIC data lag market conditions, current 2025 quotes and modeled averages run higher (<a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-homeowners-and-renters-insurance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">III\/NAIC<\/a>). Premiums have climbed since 2021 amid reconstruction-cost inflation, catastrophe losses, and reinsurance pressures, trends reflected in the <a href=\"https:\/\/www.policygenius.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Policygenius Home Insurance Price Index<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Cheapest Home Insurance Companies in Idaho<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Premium*<\/strong><\/td><\/tr><tr><td>Grange<\/td><td>$564<\/td><\/tr><tr><td>Mutual of Enumclaw<\/td><td>$571<\/td><\/tr><tr><td>American Family<\/td><td>$603<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Historic sample rates from Bankrate; for current statewide averages, see the 2025 sources in the Average Cost section above.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Top 3 Most Expensive Home Insurance Companies in Idaho<\/h3>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Average Annual Premium*<\/strong><\/td><\/tr><tr><td>State Farm<\/td><td>$1,702<\/td><\/tr><tr><td>Travelers<\/td><td>$1,088<\/td><\/tr><tr><td>Farmers<\/td><td>$1,072<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Historic sample rates from Bankrate; for current statewide averages, see the 2025 sources in the Average Cost section above.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"key-things\" title=\"Key Things to Know\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Key Things to Know About Home Insurance in Idaho<\/h2>\n\n\n\n<p>Idaho\u2019s relatively low averages reflect generally lower catastrophe losses than many states, but risk is not negligible. Wildfire exposure persists\u20142024 statewide burned acreage was below recent 5\u201310 year averages, yet long\u2011run climate and WUI trends keep potential for large fires elevated (<a href=\"https:\/\/data-nifc.opendata.arcgis.com\/datasets\/nifc::state-acres-burned\/about\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">NIFC<\/a>; <a href=\"https:\/\/www.idl.idaho.gov\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Idaho Department of Lands<\/a>). Earthquake risk is also meaningful in central and eastern Idaho; the latest USGS National Seismic Hazard Model maps moderate-to-high shaking hazard in these corridors (<a href=\"https:\/\/www.usgs.gov\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">USGS<\/a>). Using endorsements and separate policies where needed\u2014and aligning with mitigation credits\u2014can help tailor coverage to these risks; FEMA\u2019s <a href=\"https:\/\/hazards.fema.gov\/nri\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">National Risk Index<\/a> provides Idaho-specific expected annual loss context.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Home Insurance Coverage Options<\/h3>\n\n\n\n<p>If you live in Idaho, you may want to consider some additional insurance coverage options for more financial protection:<\/p>\n\n\n\n<ul><li><a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/is-earthquake-insurance-worth-it\/\"><strong>Earthquake coverage<\/strong><\/a><strong>: <\/strong>This can usually be added to a home insurance policy by endorsement, but if you live in a high-risk area, you may need a separate policy. The latest USGS hazard model highlights elevated shaking risk in parts of central and eastern Idaho (<a href=\"https:\/\/www.usgs.gov\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">USGS<\/a>).<\/li><li><a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/what-is-flood-insurance\/\"><strong>Flood insurance<\/strong><\/a><strong>:<\/strong> Damage caused by floods is not covered by standard home insurance policies. You will likely need to purchase a separate flood insurance policy; FEMA\u2019s <a href=\"https:\/\/hazards.fema.gov\/nri\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">National Risk Index<\/a> can help you understand local flood risk.<\/li><li><a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/actual-cash-value-vs-replacement-cost\/\"><strong>Replacement cost coverage<\/strong><\/a><strong>: <\/strong>Many companies offer replacement cost endorsements for the structure of your home and your personal property. In today\u2019s inflationary environment, pairing replacement cost with extended\/guaranteed replacement and ordinance or law coverage can help absorb cost overruns and code\u2011upgrade expenses (<a href=\"https:\/\/www2.deloitte.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">industry outlook<\/a>).<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n<div id=\"block_62c74ebcfd65f\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is the best home insurance in Idaho?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>There isn\u2019t one best home insurance company in Idaho. Each homeowner has a unique rating profile and particular wants and needs, so the best company will differ depending on the person. Start by shortlisting financially strong, widely available carriers and compare quotes: State Farm, Auto-Owners, USAA (if eligible), American Family, Travelers, Mutual of Enumclaw, and Farm Bureau of Idaho are common options. Use recent third-party benchmarks (e.g., J.D. Power\u2019s latest Home Insurance Study), the NAIC Complaint Index, and AM Best financial strength ratings when deciding.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_62c74ecefd660\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Is homeowners insurance required in Idaho?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>No, not by law. However, if you have a mortgage on your home, your lender very likely requires you to have a home insurance policy. Home insurance is generally a wise purchase even if you own your home in full, as it can protect your finances against high repair and liability costs. Idaho premiums have risen since 2021, so comparing multiple quotes and confirming discounts\/mitigation credits can help keep coverage affordable.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_62c74ee1fd661\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How do I get cheap homeowners insurance in Idaho?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Idaho homeowners enjoy lower-than-average costs overall, but there are still ways to save: compare quotes from at least three carriers (mix of captive and independent-agent markets), bundle auto + home, raise deductibles prudently, and ask about home-hardening\/wildfire mitigation, smart water-leak sensors, new-roof and protective device credits. Check each company\u2019s homeowners complaint index at the NAIC and confirm an AM Best financial strength rating of A- or better before buying.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"methodology\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated companies using third\u2011party agency ratings for customer experience, financial stability, and coverage options to determine which might be the best providers for Idaho homeowners.&nbsp;<\/p>\n\n\n\n<p>To compare home insurance companies across the board, we considered the following factors:<\/p>\n\n\n\n<ul><li>Customer Ratings \u2014 Customer ratings indicate satisfaction with the overall experience with a company. We reference the latest <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">J.D. Power U.S. Home Insurance Study<\/a> (1,000-point scale).<\/li><li>Coverage \u2014 As there isn\u2019t one company to fit everyone\u2019s needs, we evaluated companies by the amount of coverage options and add-ons available.&nbsp;<\/li><li>Confidence \u2014 It is extremely important for insurance companies to fulfill customers\u2019 claims. Companies with sound financial strength ratings indicate a positive history of being able to pay out claims. We verified Financial Strength Ratings through <a href=\"https:\/\/ratings.ambest.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">AM Best<\/a>.<\/li><li>Customer Experience \u2014 The amount of complaints a company receives is an indicator of overall customer experience, as it expresses dissatisfaction. We based this measure on the National Association of Insurance Commissioners\u2019 <a href=\"https:\/\/content.naic.org\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Complaint Index<\/a>.<\/li><\/ul>\n\n\n\n<p>For price context, we used 2025 modeled averages for a standardized $250,000 dwelling-coverage policy from <a href=\"https:\/\/www.bankrate.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Bankrate<\/a> and <a href=\"https:\/\/www.nerdwallet.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">NerdWallet<\/a>, the latest NAIC average expenditure data compiled by the <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-homeowners-and-renters-insurance\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Insurance Information Institute<\/a>, and recent trend indicators from the <a href=\"https:\/\/www.policygenius.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Policygenius Home Insurance Price Index<\/a>. These are sample benchmarks for comparison only; your quotes will vary.<\/p>\n\n\n\n<p>The coverage limits for home insurance rates reflect the following coverage and limits:<\/p>\n\n\n\n<ul><li>Coverage A, Dwelling: $250,000<\/li><li>Coverage B, Other Structures: $25,000<\/li><li>Coverage C, Personal Property: $125,000<\/li><li>Coverage D, Loss of Use: $50,000<\/li><li>Coverage E, Liability: $300,000<\/li><li>Coverage F, Medical Payments: $1,000<\/li><\/ul>\n\n\n\n<p>The homeowners also have a $1,000 deductible and a separate wind and hail deductible (if required).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Idaho homeowners looking for the best home insurance company should weigh several factors: coverage fit and endorsements, financial strength, claims service, price, complaint history, and digital tools. Reviews.com streamlines the shopping process by comparing major Idaho writers using current benchmarks and third\u2011party data. We reviewed large insurers by Idaho market presence and evaluated them against [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":354663,"parent":1691,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-templates\/template-refresh.php","meta":[],"categories":[1268],"tags":[],"post_author":[27908],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Idaho Homeowners Insurance Company | Reviews.com<\/title>\n<meta name=\"description\" content=\"To help you find the best homeowners insurance companies in Idaho, we reviewed the top providers by market share, premiums, financial strength, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/best-in-idaho\/\" \/>\n<meta property=\"og:locale\" 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