{"id":324313,"date":"2025-11-11T16:20:01","date_gmt":"2025-11-11T21:20:01","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=80931"},"modified":"2025-11-11T16:20:01","modified_gmt":"2025-11-11T21:20:01","slug":"nationwide-insurance-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/nationwide-insurance-review\/","title":{"rendered":"Nationwide Auto Insurance Review"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"Nationwide Auto Insurance Review\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>As of 2025, Nationwide\u2019s average annual premium for a full coverage policy for a good driver is about $1,600 (roughly $133 per month), based on recent industry rate surveys from <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/cheapest-car-insurance\">NerdWallet<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/average-cost-of-car-insurance\/\">Forbes Advisor<\/a>, <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/rates\/\">The Zebra<\/a> and <a href=\"https:\/\/www.usnews.com\">U.S. News<\/a>; most estimates fall in a range of about $1,450\u2013$1,750 per year.<\/li><li>Drivers can earn a participation discount and up to 40% off premiums at renewal by enrolling in usage-based <a href=\"https:\/\/www.nationwide.com\">SmartRide<\/a>.<\/li><\/ul>\n\n\n\n<p>Choosing an auto insurance company can be overwhelming when you look at the number of providers available. Nationwide auto insurance is one of the <a href=\"https:\/\/www.reviews.com\/insurance\/car\/the-largest-car-insurance-companies\/\">largest<\/a> and most popular providers of vehicle insurance. Nationwide has been selling insurance policies for nearly a century and remains a major national brand.<\/p>\n\n\n\n<p>We reviewed Nationwide\u2019s customer ratings, financial stability, availability of coverage by area, discounts and vehicle coverage options to give a current view of Nationwide\u2019s biggest strengths \u2014 and where it may fall short.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nationwide&#8217;s Full Coverage Average Premium In Each State<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>State<\/strong><\/td><td><strong>Average Annual Full Coverage Premium*<\/strong><\/td><\/tr><tr><td>Alabama<\/td><td>N\/A<\/td><\/tr><tr><td>Alaska<\/td><td>N\/A<\/td><\/tr><tr><td>Arizona<\/td><td>$1,110<\/td><\/tr><tr><td>Arkansas<\/td><td>$1,350<\/td><\/tr><tr><td>California<\/td><td>$2,155<\/td><\/tr><tr><td>Colorado<\/td><td>N\/A<\/td><\/tr><tr><td>Connecticut<\/td><td>$1,280<\/td><\/tr><tr><td>Delaware<\/td><td>$1,184<\/td><\/tr><tr><td>Florida<\/td><td>N\/A<\/td><\/tr><tr><td>Georgia<\/td><td>$1,202<\/td><\/tr><tr><td>Hawaii<\/td><td>N\/A<\/td><\/tr><tr><td>Idaho<\/td><td>$951<\/td><\/tr><tr><td>Illinois<\/td><td>$1,098<\/td><\/tr><tr><td>Indiana<\/td><td>$1,103<\/td><\/tr><tr><td>Iowa<\/td><td>N\/A<\/td><\/tr><tr><td>Kansas<\/td><td>N\/A<\/td><\/tr><tr><td>Kentucky<\/td><td>$1,645<\/td><\/tr><tr><td>Louisiana<\/td><td>N\/A<\/td><\/tr><tr><td>Maine<\/td><td>N\/A<\/td><\/tr><tr><td>Maryland<\/td><td>$1,232<\/td><\/tr><tr><td>Massachusetts<\/td><td>N\/A<\/td><\/tr><tr><td>Michigan<\/td><td>N\/A<\/td><\/tr><tr><td>Minnesota<\/td><td>N\/A<\/td><\/tr><tr><td>Mississippi<\/td><td>N\/A<\/td><\/tr><tr><td>Missouri<\/td><td>N\/A<\/td><\/tr><tr><td>Montana<\/td><td>$1,479<\/td><\/tr><tr><td>Nebraska<\/td><td>$1,047<\/td><\/tr><tr><td>Nevada<\/td><td>$1,582<\/td><\/tr><tr><td>New Hampshire<\/td><td>$851<\/td><\/tr><tr><td>New Jersey<\/td><td>N\/A<\/td><\/tr><tr><td>New Mexico<\/td><td>N\/A<\/td><\/tr><tr><td>New York<\/td><td>N\/A<\/td><\/tr><tr><td>North Carolina<\/td><td>$1,374<\/td><\/tr><tr><td>North Dakota<\/td><td>$1,090<\/td><\/tr><tr><td>Ohio<\/td><td>N\/A<\/td><\/tr><tr><td>Oklahoma<\/td><td>N\/A<\/td><\/tr><tr><td>Oregon<\/td><td>$1,066<\/td><\/tr><tr><td>Pennsylvania<\/td><td>$1,058<\/td><\/tr><tr><td>Rhode Island<\/td><td>$1,722<\/td><\/tr><tr><td>South Carolina<\/td><td>$1,326<\/td><\/tr><tr><td>South Dakota<\/td><td>N\/A<\/td><\/tr><tr><td>Tennessee<\/td><td>$1,219<\/td><\/tr><tr><td>Texas<\/td><td>$1,362<\/td><\/tr><tr><td>Utah<\/td><td>$1,052<\/td><\/tr><tr><td>Vermont<\/td><td>$984<\/td><\/tr><tr><td>Virginia<\/td><td>$770<\/td><\/tr><tr><td>Washington<\/td><td>N\/A<\/td><\/tr><tr><td>Washington D.C.<\/td><td>$1,985<\/td><\/tr><tr><td>West Virginia<\/td><td>$993<\/td><\/tr><tr><td>Wisconsin<\/td><td>N\/A<\/td><\/tr><tr><td>Wyoming<\/td><td>N\/A<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Data sources: recent 2025 averages from <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a>, <a href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/cheapest-car-insurance\">NerdWallet<\/a>, <a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/average-cost-of-car-insurance\/\">Forbes Advisor<\/a>, <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/rates\/\">The Zebra<\/a> and <a href=\"https:\/\/www.usnews.com\">U.S. News<\/a>. \u201cFull coverage\u201d definitions and driver profiles vary by source; statewide averages change frequently.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Nationwide Car Insurance Overview\"><\/span>\n    \n\n\n<section id=\"block_60a525730de82\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Nationwide Car Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1926<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                A.M. Best\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A+<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                J.D. Power\n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">814*<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">46 + D.C.<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>Market-wide customer satisfaction has been under pressure as premiums have risen, according to <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">J.D. Power\u2019s customer satisfaction study<\/a>; Nationwide is competitive but not among the publicly named top award recipients in the 2024 summary. Nationwide also offers innovative ways to save, such as bundling Nationwide home and auto insurance or by signing up for SmartMiles, a flexible way to pay less for driving fewer miles each month. However, contrary to its name, Nationwide is not available in every state (Nationwide auto is generally not offered in Alaska, Hawaii, Louisiana or Massachusetts, per <a href=\"https:\/\/www.bankrate.com\">Bankrate<\/a> and other current reviews).<\/p>\n\n\n\n<p>Besides providing the level of <a href=\"https:\/\/www.reviews.com\/insurance\/car\/best\/\" class=\"achor-toggles\">car insurance<\/a> required in each state it serves, drivers can opt for extras to reduce your vehicle coverage expense. Vanishing Deductible reduces your deductible for every year without a claim and Total Loss Deductible Waiver waives the deductible if your vehicle is declared a total loss. <\/p>\n\n\n\n<section id=\"block_60a526220de88\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Feature-packed website and mobile app<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Customers can manage quotes, claims and billing online or on mobile.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Vanishing deductible<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Nationwide lowers the deductible for every year without a claim.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">On Your Side<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Drivers receive an annual On Your Side review of policies for free.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">SmartRide<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Opt for the usage-based program to get up to 40% off your car insurance.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Customer service<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Received lower-than-average customer ratings in the J.D. Power customer satisfaction study.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Availability<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Nationwide car insurance is not available in all states.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Banking<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Nationwide no longer integrates banking services with its insurance products.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">NAIC complaint index<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">NAIC indexed Nationwide\u2019s customer complaints at 2.10, well over the average of 1.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n                \n<section id=\"block_60a52d6f0de91\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Nationwide Auto Insurance Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Discounts &#038; Add-ons <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Claims <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Drivers can find the standard fare of coverages to ensure they\u2019re legally covered to drive in the states Nationwide car insurance is offered, such as property damage and bodily injury liability, medical payments, PIP, uninsured\/underinsured motorist.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, the minimum amount of coverage required by the state may not be enough coverage based on your personal financial situation. You may want to increase the limits or add comprehensive and collision insurance to include reimbursement for your vehicle. <\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Although Nationwide auto insurance reviews are mainly positive, its J.D. Power 2020 Auto Insurance Satisfaction Study average rating is 814, slightly below the average of other car insurance carriers. However, J.D. Power scores Nationwide 876 out of 1,000 in its 2020 U.S. Auto Claims Satisfaction Study, which is above the average of 872.<\/p>\n<p>As far as customer complaints, the NAIC indicates that Nationwide has more customer complaints than average, with a rating of 2.10.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Discounts &#038; Add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Nationwide offers 10 types of discounts including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SmartRide<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SmartMiles<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accident-free<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Multi-policy<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Defensive driving<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Good student\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Safe driver<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Autopay\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Anti-theft<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Add-ons include comprehensive and collision coverage, rental car expense, gap insurance and towing and labor coverage. If you drive a new vehicle, you may want to select full coverage, which includes comprehensive and collision insurance to pay for damages to your vehicle.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Claims\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Although a car insurance claim could raise your premiums, the purpose of insurance is to be there when you have to outlay money after an at-fault accident. You can file a claim in several ways. Contact your agent, call 1-800-421-3535, sign in online or start the process or file a claim directly from the Nationwide smartphone app.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Nationwide&#8217;s Car Insurance Bundling Discounts for Cheaper Insurance<\/h2>\n\n\n\n<p>According to <a href=\"https:\/\/content.naic.org\">data from the NAIC<\/a>, Nationwide is a top-10 national auto insurer and also writes substantial property lines, making it a common choice for bundling. Based on its strengths in both types of insurance, bundling Nationwide home and auto insurance could provide you with <a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-cheap\/\">cheap coverage <\/a>across the board while simplifying your insurance needs. Nationwide offers <a href=\"https:\/\/www.nationwide.com\/personal\/insurance\/auto\/discounts\/\">multi-policy discounts<\/a>. However, getting a Nationwide <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/\" rel=\"nofollow\" class=\"achor-toggles\">car insurance quote<\/a> is the best way to find out how much you may save when buying both types of insurance with the carrier.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\t\t\n<section id=\"block_60a530700de98\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\">Nationwide Car Insurance vs. The Competition <\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tA.M. Best\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power Customer Satisfaction\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand \">\n\t\t\t\t\t\t\t\t\tNo. of Discounts\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_60a530700de98-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Nationwide<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>814*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>10<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_60a530700de98-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Progressive<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>830*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>19<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_60a530700de98-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>847*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>13<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_60a530700de98-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Geico<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>833*<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>16<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>Information accurate as of 2025<\/em><\/p>\n\n\n\n<p><em>*J.D. Power <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" rel=\"nofollow\" class=\"achor-toggles\">2024 U.S. Auto Insurance Study<\/a> press release; scores are based on a 1,000-point scale.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nationwide vs. Progressive<\/h3>\n\n\n\n<p>Nationwide and Progressive both offer telematics programs (SmartRide and Snapshot), broad digital tools, and phone\/online\/app claim filing. In today\u2019s pricing environment, Progressive often competes strongly for drivers with prior incidents, while Nationwide can be price\u2011competitive for safe or low\u2011mileage drivers using SmartRide or SmartMiles. Discount lists and availability vary by state, so compare personalized quotes; families with <a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-for-high-risk-drivers\/\">teen drivers<\/a> may also want to review each company\u2019s young\u2011driver savings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nationwide vs. State Farm<\/h3>\n\n\n\n<p>State Farm is larger by market share and carries an A++ (Superior) A.M. Best rating, while Nationwide holds A+ (Superior). State Farm often posts strong satisfaction results in many regions, and its large agent network can appeal to customers who prefer in\u2011person service. Nationwide provides customers with a free annual On Your Side review and can be competitive on price when telematics and bundling are applied. The best choice often comes down to which carrier returns the lowest personalized quote for comparable coverage.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nationwide vs. Geico<\/h3>\n\n\n\n<p>Both Nationwide and Geico are well\u2011known for competitive pricing. Geico frequently ranks among lower\u2011cost options for many clean\u2011driver profiles and offers a strong direct digital experience, while Nationwide\u2019s bundling options and pay\u2011per\u2011mile SmartMiles can be attractive for homeowners and low\u2011mileage drivers seeking to purchase multiple policies from one carrier.<br><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faq\" title=\"Nationwide Car Insurance FAQ\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Nationwide Car Insurance FAQ<\/h2>\n\n\n<div id=\"block_60a531cd0deb1\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What is Nationwide\u2019s insurance ratings?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Nationwide receives an A+ in financial strength from AM Best. As far as customer satisfaction and complaint ratings, Nationwide\u2019s score from J.D. Power\u2019s annual study is 814 out of 1,000 and 1.48 (above average) for complaints from the National Association of Insurance Commissioners. <\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60a531d30deb2\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Is Nationwide car insurance good?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Nationwide auto insurance has been in business since 1926 and provides the minimum amount of coverage in each state it services, as well as full car insurance for newer cars. Nationwide reviews from customers are mostly positive, making the carrier a good option for car insurance.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60a531d60deb3\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Is Nationwide better than State Farm?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Nationwide and State Farm are two of the largest insurance companies in the country, with a long history of providing home and auto insurance. The best way to determine which carrier is better is by getting online quotes from both to compare rates and coverage options.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"methodology\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated Nationwide based on discounts, coverage, online resources, financial strength, and customer satisfaction to create our best car insurance reviews. To compare car insurance companies with other providers across the board, we analyzed:<\/p>\n\n\n\n<ul><li>Discounts: Auto insurance companies that advertised more discounts received higher scores in our methodology.<\/li><li>Financial Stability: Reviews.com utilized AM Best ratings to assign a score based on each car insurance company\u2019s financial stability.<\/li><li>Customer Satisfaction: J.D. Power ranks car insurance companies by customer satisfaction, so we used its <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-auto-insurance-study\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">latest U.S. Auto Insurance Study<\/a> to compare market-wide findings and benchmark the category.<\/li><li>Coverage: Car insurance companies were awarded higher scores for advertised coverages beyond the body liability, property liability, collision and personal injury protection.<\/li><li>Online Resources: We reviewed the digital resources of each car insurance company and awarded higher scores to insurers with mobile claim estimates, digital insurance cards, and more.<\/li><\/ul>\n\n\n\n<p>As for average pricing, we referenced 2025 industry datasets such as <a href=\"https:\/\/www.bankrate.com\/insurance\/car\/average-cost-of-car-insurance\/\">Bankrate<\/a> to benchmark typical \u201cfull coverage\u201d costs for a standard good\u2011driver profile; definitions and driver assumptions vary by source.<\/p>\n\n\n\n<ul><li>$100,000 bodily injury liability per person<\/li><li>$300,000 bodily injury liability per accident<\/li><li>$50,000 property damage liability per accident<\/li><li>$100,000 uninsured motorist bodily injury per person<\/li><li>$300,000 uninsured motorist bodily injury per accident<\/li><li>$500 collision deductible<\/li><li>$500 comprehensive deductible<\/li><\/ul>\n\n\n\n<p>To determine minimum coverage limits, sources use the minimum coverage that meets each state\u2019s requirements. Base profiles commonly assume a popular midsize sedan, a five\u2011day commute and about 12,000 miles annually.&nbsp;<\/p>\n\n\n\n<p>These are sample rates and should only be used for comparative purposes.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report As of 2025, Nationwide\u2019s average annual premium for a full coverage policy for a good driver is about $1,600 (roughly $133 per month), based on recent industry rate surveys from Bankrate, NerdWallet, Forbes Advisor, The Zebra and U.S. News; most estimates fall in a range of about $1,450\u2013$1,750 per year. Drivers can earn [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":361971,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1266],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nationwide Auto Insurance Review - Reviews.com<\/title>\n<meta name=\"description\" content=\"If you\u2019re looking for liability coverage or additional accident forgiveness, Nationwide will help you build a custom policy. 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