{"id":324156,"date":"2025-11-07T21:38:42","date_gmt":"2025-11-08T02:38:42","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=273966"},"modified":"2025-11-07T21:38:43","modified_gmt":"2025-11-08T02:38:43","slug":"progressive-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/renters\/progressive-review\/","title":{"rendered":"Progressive Renters Insurance Review"},"content":{"rendered":" <\/span>\n \n\n\n

Progressive is one of the largest U.S. insurers with broad product availability, including renters insurance in all 50 states. Standard renters protections are available alongside optional endorsements in many states. On service, external signals are mixed: the NAIC National Complaint Index<\/a> shows Progressive\u2019s private passenger auto group above the 1.00 industry median for 2024 (meaning more-than-expected complaints relative to market share), while renters-specific complaint levels vary by underwriting entity and state. Financial strength remains a core strength: Progressive\u2019s principal insurance subsidiaries carry AM Best\u2019s A+ (Superior) rating as of 2025 (Progressive investor relations: credit ratings<\/a>).<\/p>\n\n\n <\/span>\n \n\n\n

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Progressive Overview<\/h2>\n
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\n In business since:\n <\/div>\n\n 1937<\/span>\n <\/div>\n
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\n J.D. Power Score: \n J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n <\/div>\n\n N\/A<\/span>\n <\/div>\n
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\n AM Best Financial Strength Rating:\n AM Best rates insurance providers creditworthiness. Ratings are based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n <\/div>\n\n A+<\/span>\n <\/div>\n
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\n States served\n <\/div>\n\n 50<\/span>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

Progressive\u2019s footprint spans most personal lines and specialty products. Complaint levels should be interpreted by line: NAIC sets 1.00 as the industry median for each line; values above 1.00 indicate more complaints than expected for the company\u2019s size (NAIC Complaint Index explainer<\/a>). At the Progressive Group level, the latest available private passenger auto index is above 1.00 for 2024, indicating more-than-median complaints; renters (HO-4) results can differ by underwriting company, so check the specific entity on the NAIC Consumer Information Source<\/a>. Independent reviews that cite NAIC data reach similar conclusions on Progressive\u2019s auto complaints (Forbes Advisor<\/a>, NerdWallet<\/a>).<\/p>\n\n\n\n

Financial strength remains solid. AM Best rates Progressive\u2019s primary insurance subsidiaries A+ (Superior), reflecting a superior ability to meet ongoing obligations (Progressive IR: credit ratings<\/a>; AM Best rating guide<\/a>).<\/p>\n\n\n <\/span>\n \n\n\n

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PROS<\/h4>\n