{"id":324098,"date":"2025-11-07T21:59:18","date_gmt":"2025-11-08T02:59:18","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=261743"},"modified":"2025-11-07T21:59:18","modified_gmt":"2025-11-08T02:59:18","slug":"swyftt-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/homeowners\/swyftt-review\/","title":{"rendered":"Swyfft Homeowners Insurance Review"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>Established in 2014, Swyfft is a managing general agent (MGA) for homeowners insurance with state-by-state availability that changes over time; verify current eligibility directly with <a href=\"https:\/\/www.swyfft.com\/\">Swyfft<\/a>.<\/li><li>Swyfft distributes homeowners and small-business (commercial) insurance through partner carriers, with some placements on Excess &amp; Surplus (E&amp;S) paper.<\/li><li>Swyfft policies are issued by partner insurers; many programs have used carriers in the Clear Blue Insurance Group, which AM Best currently rates B++ (Good) with a stable outlook\u2014always confirm the issuing insurer on your declarations page and check its latest rating (<a href=\"https:\/\/www.swyfft.com\">Swyfft legal<\/a>; <a href=\"https:\/\/news.ambest.com\/presscontent.aspx?refnum=34445&amp;altsrc=2\">AM Best<\/a>).<\/li><\/ul>\n\n\n\n<p>As a data-driven MGA, Swyfft offers a fast, address-only quote experience for homeowners, but availability is state-specific and changes periodically; confirm current eligibility via <a href=\"https:\/\/www.swyfft.com\/\">Swyfft\u2019s<\/a> quoting flow or an appointed agent. Because policies are written on partner carrier paper, offerings can vary by state and over time. Swyfft also offers small-business (commercial) insurance, and some risks may be placed in the Excess &amp; Surplus (E&amp;S) market.&nbsp;<\/p>\n\n\n\n<p>Swyfft Home Insurance is one of the newer companies on the market, having been founded in 2014. As an MGA, it does not maintain a permanent, publicly dated list of active states; availability can shift with partner-carrier capacity and market conditions, so treat static state lists with caution and verify directly before applying (<a href=\"https:\/\/www.iii.org\/article\/homeowners-insurance-market-conditions-2024-2025\">industry context<\/a>; <a href=\"https:\/\/filingaccess.serff.com\/sfa\/home\/pa\">SERFF filings portal<\/a> for corroboration).<\/p>\n\n\n\n<p>Swyfft\u2019s homeowners policies are underwritten by partner insurers rather than Swyfft itself. Historically, many programs have used Clear Blue Insurance Group entities; AM Best currently rates those carriers B++ (Good) with a stable outlook following a 2023 downgrade and subsequent affirmations\u2014always confirm the specific issuing insurer and its latest rating (<a href=\"https:\/\/news.ambest.com\/presscontent.aspx?refnum=34445&amp;altsrc=2\">AM Best<\/a>; <a href=\"https:\/\/www.businessinsurance.com\">Business Insurance<\/a>; <a href=\"https:\/\/www.swyfft.com\">Swyfft legal<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Swyfft Home Insurance Overview\"><\/span>\n    \n\n\n<section id=\"block_5f8dd1224d5dc\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Swyfft Home Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">2014<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                J.D. Power Score:\n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">N\/A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                AM Best Financial Strength Rating:\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A- (Excellent) or higher<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">6<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>Because Swyfft is an MGA with policies issued by partner carriers, it does not have a standalone J.D. Power homeowners rating; satisfaction and complaints are tracked under the underwriting insurer\u2019s name. For industry context, see the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">2024 J.D. Power U.S. Home Insurance Study<\/a>. To review complaints, search the carrier of record in the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Insurance Search<\/a>. For financial strength, check the issuing carrier\u2019s current AM Best rating; for example, Clear Blue companies are rated B++ (Good) with a stable outlook following a 2023 downgrade and later affirmations.<\/p>\n\n\n\n<section id=\"block_5f8dd1a04d5e2\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Quotes in as little as ten seconds<\/span>\n\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Fully online purchasing process<\/span>\n\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Swyftt policies are issued and serviced by underwriters<\/span>\n\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Limited products and availability<\/span>\n\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Limited information available regarding Swyftt\u2019s partners<\/span>\n\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"Swyfft Highlights\"><\/span>\n    \n\n                \n<section id=\"block_5f8dd2204d5ea\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Swyfft Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Pricing <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Customer experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Discounts and add-ons <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Pricing\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">The pricing of Swyfft\u2019s policy depends mostly on your home. Swyfft uses data and analytical methods to estimate how much a policy costs you in minutes using only your address. The founders of the company estimate they can save homeowners 10% to 20% every year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Typically, pricing for a homeowner\u2019s insurance policy depends on many factors<\/span><span style=\"font-weight: 400;\">. Costs also differ based on your individual characteristics, geographic location, the size of your home, and which policy you choose.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">You\u2019re covered if your home is damaged and needs repairs or replacement, provided the loss was a covered peril. Swyfft policies offer coverage for any additional structures like a barn, a shed, or a studio on your property, as well as your belongings and items your children have while away at college.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, if your home is damaged to the point that you can\u2019t stay there, Swyfft covers your temporary housing and boarding for your pets as needed. This coverage lasts until you can move back into your home or up to the policy limits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If anyone files a lawsuit against you for bodily injury or property damage originating on your property, Swyfft <\/span><span style=\"font-weight: 400;\">homeowners insurance policies may cover your legal<\/span><span style=\"font-weight: 400;\"> bills. In the event someone gets hurt on your property, you\u2019re also covered<\/span><span style=\"font-weight: 400;\">, up to an extent, <\/span><span style=\"font-weight: 400;\">for medical bills. The same is true if you\u2019re liable for an accident away from your home, as long as it doesn\u2019t involve a car.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Swyfft <\/span><span style=\"font-weight: 400;\">products are<\/span><span style=\"font-weight: 400;\"> available in:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Alabama<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Florida<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Massachusetts<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">New Jersey<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">New York<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Texas<\/span><\/li>\n<\/ul>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Swyfft homeowners insurance hasn\u2019t been around long so there aren\u2019t many ratings available from major agencies.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since this is a mostly digital insurance company, your policy management process can be conducted online. That said, the website provides limited information on specific coverage details unless you obtain a quote or activate an account. Given the efficiency of the quote process, homeowners who prefer a highly digitized experience may find Swyfft appealing.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Discounts and add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Swyfft doesn\u2019t note any discounts listed on its website.\u00a0<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated the company based on its customer rating and experience, financial stability, and coverage. To compare Swyfft with home insurance companies across the board, we calculate each Reviews.com score out of 5 points based on the following:<\/p>\n\n\n\n<ul><li><strong>Customer Ratings \u2014<\/strong> Customer ratings are an indication of satisfaction with the claims process. We measure this using <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power U.S. Home Insurance Study<\/a> results; MGAs like Swyfft are not scored as standalone brands.<\/li><li><strong>Coverage \u2014<\/strong> As there isn\u2019t one company to fit everyone\u2019s needs, we evaluate companies by the amount of coverage options and add-ons available.&nbsp;<\/li><li><strong>Confidence \u2014<\/strong> It is extremely important for insurance companies to fulfill customers\u2019 claims. Companies with sound financial strength ratings indicate a positive history of being able to pay out claims. We use <a href=\"https:\/\/news.ambest.com\/presscontent.aspx?refnum=34445&amp;altsrc=2\">AM Best\u2019s ratings<\/a>, which specialize in assessing the financial strength of insurance companies.<\/li><li><strong>Customer Experience \u2014<\/strong> The amount of complaints a company receives is an indicator of the overall customer experience as it expresses dissatisfaction. We have based this measure on the <a href=\"https:\/\/eapps.naic.org\">NAIC National Complaint Index<\/a>.<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Competition<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td>Company<\/td><td>Reviews.com Score**<\/td><td>AM Best<\/td><td>J.D. Power<\/td><td>NAIC<\/td><\/tr><tr><td>Swyfft<\/td><td>N\/A<\/td><td><a href=\"https:\/\/news.ambest.com\/presscontent.aspx?refnum=34445&amp;altsrc=2\">Carrier-specific; Clear Blue B++ (Good)<\/a><\/td><td>Not rated<\/td><td><a href=\"https:\/\/eapps.naic.org\">Carrier-specific; see NAIC<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/lemonade-review\/\">Lemonade<\/a><\/td><td>N\/A<\/td><td>Not rated<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See 2024 study<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">See NAIC<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/geico-review\/\">Geico<\/a><\/td><td>2.75<\/td><td>A++<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See 2024 study<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">See NAIC<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/state-farm-review\/\">State Farm&nbsp;<\/a><\/td><td>3.75<\/td><td>A++<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See 2024 study<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">See NAIC<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/allstate-review\/\">Allstate<\/a><\/td><td>4<\/td><td>A+<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See 2024 study<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">See NAIC<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/progressive-review\/\">Progressive<\/a><\/td><td>3.75<\/td><td>A+<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See 2024 study<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">See NAIC<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em> All information accurate as of 2025. <\/em><\/p>\n\n\n\n<p><em>*<a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power 2024 U.S. Home Insurance Study<\/a>, based on a 1,000-point scale. <\/em><\/p>\n\n\n\n<p><em>**Some providers don\u2019t have enough third-party ratings to calculate a score. <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Swyfft vs. Lemonade<\/h2>\n\n\n\n<p>The matchup of Swyfft vs. Lemonade pairs two digital-first brands, but they now play in different lanes. Swyfft operates as an MGA focused on homeowners and, increasingly, small-business insurance, while Lemonade is a licensed carrier offering renters, homeowners\/condo, pet, term life, and auto (expanded via its Metromile acquisition). Because of these differences \u2014 and Swyfft\u2019s state-by-state availability \u2014 direct, apples-to-apples comparisons can be limited (<a href=\"https:\/\/www.swyfft.com\/\">Swyfft<\/a>; <a href=\"https:\/\/investor.lemonade.com\/\">Lemonade investor relations<\/a>).<\/p>\n\n\n\n<p>Complaint indices are tracked under the underwriting insurer\u2019s legal entity. For Lemonade, search Lemonade Insurance Company; for any Swyfft policy, search the carrier named on your declarations page. Use the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Insurance Search<\/a> to view the latest indices by line of business.<\/p>\n\n\n\n<p>Lemonade\u2019s homeowners availability spans many states, whereas Swyfft\u2019s homeowners eligibility is dynamic and state-specific \u2014 verify current availability directly with <a href=\"https:\/\/www.swyfft.com\/\">Swyfft<\/a>. In 2025, Swyfft\u2019s emphasis on commercial small business further differentiates the two brands.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Swyfft vs. Geico<\/h2>\n\n\n\n<p>Swyfft is a newer, data-driven MGA, whereas GEICO is a large, national insurer group primarily known for auto and distributing homeowners coverage through agency partners. Their scale, product breadth, and distribution models differ markedly (<a href=\"https:\/\/www.berkshirehathaway.com\/reports.html\">Berkshire Hathaway reports<\/a>).<\/p>\n\n\n\n<p>Currently, Swyfft\u2019s homeowners availability is state-dependent and subject to change, while GEICO offers nationwide distribution and typically places homeowners policies with partner insurers rather than underwriting most home policies itself. GEICO also offers a broad suite of auto and specialty coverages. For GEICO home customers, the servicing experience depends on the partner insurer writing the policy.<\/p>\n\n\n\n<p>While Swyfft may fit buyers seeking a fast, highly digitized quote, it\u2019s hard to compete with the options, flexibility, and scale that GEICO brings to the table.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom-line\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Bottom Line<\/h2>\n\n\n\n<p>Overall, Swyfft homeowners insurance remains a niche, state-specific option. Its address-only, data-driven quoting aims to return a price in seconds, aligning with the broader market shift toward prefill and straight-through processing (<a href=\"https:\/\/www.swyfft.com\/\">Swyfft<\/a>).<\/p>\n\n\n\n<p>Quotes can start with just a property address, but final eligibility, price, and underwriting decisions come from the partner insurer and may require additional information. Because availability and carrier partners can change with market conditions, confirm the issuing insurer, its current AM Best rating, and state eligibility before you buy (<a href=\"https:\/\/www.swyfft.com\">Swyfft legal<\/a>; <a href=\"https:\/\/news.ambest.com\/presscontent.aspx?refnum=34445&amp;altsrc=2\">AM Best<\/a>; <a href=\"https:\/\/www.iii.org\/article\/homeowners-insurance-market-conditions-2024-2025\">market context<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Swyfft Home Insurance FAQs\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>Swyfft Home Insurance FAQ<\/strong><\/h2>\n\n\n<div id=\"block_5f8dd9674d5f2\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What other property insurance does Swyfft home insurance offer?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Swyfft also offers commercial insurance in Illinois, New Jersey, New York, and Washington<\/span><span style=\"font-weight: 400;\"> that protects your business. <\/span><span style=\"font-weight: 400;\">The company doesn\u2019t currently have bundling discounts available.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n\n\n<div id=\"block_5f8dd9a54d5f5\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Where is Swyfft home insurance coverage available?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Swyfft home insurance is currently available in:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Alabama<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Florida<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Massachusetts<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">New Jersey<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">New York<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Texas<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Our research showed that not every single-family residence is supported in these states, however.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f8dd9c14d5f6\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does Swyfft underwrite their home insurance policies?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Swyfft takes care of the quoting part of the insurance process and provides rapid quotes to its customers, but relies on partners to underwrite the insurance policies. You can file a claim on the Swyfft website, but you\u2019ll <\/span><span style=\"font-weight: 400;\">likely<\/span><span style=\"font-weight: 400;\"> be dealing with a partner company to carry through your claim.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f8dd9d14d5f7\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What does Swyfft home insurance typically cover?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Swyfft home insurance covers:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Repairs and replacement for your dwelling and other structures on your property<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Replacement of your belongings if damaged or lost in a covered event<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Reimbursement of your living expenses if you have to dwell off-site during a repair<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Personal liability or medical expenses if a person is injured on your property<\/span><\/li>\n<\/ul>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Established in 2014, Swyfft is a managing general agent (MGA) for homeowners insurance with state-by-state availability that changes over time; verify current eligibility directly with Swyfft. Swyfft distributes homeowners and small-business (commercial) insurance through partner carriers, with some placements on Excess &amp; Surplus (E&amp;S) paper. Swyfft policies are issued by partner insurers; many [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":355679,"parent":1691,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1268],"tags":[],"post_author":[18954],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Swyfft Homeowners Insurance Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Swyfft is an innovative newcomer in the home insurance space, it relies on patented data technology to derive home insurance quotes using only an address, learn all about them here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/swyftt-review\/\" \/>\n<meta property=\"og:locale\" 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