{"id":324076,"date":"2025-11-07T20:14:36","date_gmt":"2025-11-08T01:14:36","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=255753"},"modified":"2025-11-07T20:14:36","modified_gmt":"2025-11-08T01:14:36","slug":"farmers-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/renters\/farmers-review\/","title":{"rendered":"Farmers Renters Insurance Review"},"content":{"rendered":"\n\n\n<p>Farmers is a long-standing national insurer that offers renters insurance broadly across the U.S. Pricing can be competitive in some markets, but premiums across property insurance have generally risen in recent years and customer satisfaction has been mixed industrywide. Strong digital self-service and 24\/7 claims intake make this company a good option for those who prefer app and web support. For independent benchmarks and current context, see <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power\u2019s latest home insurance study<\/a>, the <a href=\"https:\/\/www.acsi.org\/\">American Customer Satisfaction Index (ACSI)<\/a>, and the <a href=\"https:\/\/www.forrester.com\/press-newsroom\/\">Forrester CX Index<\/a>. For company-specific complaint ratios by line, consult the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a>.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Farmers Overview\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Farmers Renters Insurance Overview<\/h2>\n\n\n\n<p>Farmers was founded in 1928 and today serves millions of policyholders nationwide through a large network of exclusive and independent agents.<\/p>\n\n\n\n<p>Farmers also consistently earns strong financial ratings. AM Best currently rates Farmers Insurance Exchange and affiliated underwriting companies A (Excellent) with a Stable outlook; see <a href=\"https:\/\/ratings.ambest.com\">AM Best Ratings &amp; Analysis<\/a> and AM Best\u2019s <a href=\"https:\/\/www.ambest.com\">rating guide<\/a> for definitions. Broader customer experience scores across U.S. insurers have been under pressure recently, per <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\">J.D. Power industry studies<\/a> and the <a href=\"https:\/\/www.forrester.com\/press-newsroom\/\">Forrester CX Index<\/a>.<\/p>\n\n\n\n<section id=\"block_5f92deb01af7a\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1928<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                J.D. Power:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">839\/1,000<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                A.M. Best Financial Strength Rating:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served (availability):\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">50<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<section id=\"block_5f92df5f1af7f\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Widely available<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Farmers renters insurance is available in all 50 states.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Decent coverage options<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Farmers has coverage options comparable to its competitors.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Easy to contact<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Farmers makes it easy to file a claim, with options including their website, call center, text message, and app.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Poor customer service<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Farmers scored poorly on customer satisfaction surveys.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Limited discounts<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Farmers has fewer discounts available than many of its competitors. <\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"Farmers Highlights\"><\/span>\n    \n\n                \n<section id=\"block_5f92dfbf1af85\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Farmers Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Pricing <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Deals, Discounts, and Add-ons <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Pricing\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Customers of Farmers Insurance pay an average of $181 per year for renters insurance. This price is slightly below the industry average of $188. A number of different factors can influence the cost of renters insurance, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>Coverage:<\/b><span style=\"font-weight: 400;\"> The amount of coverage is perhaps the biggest determining factor when it comes to the cost of renters insurance. The more coverage you purchase, the more you\u2019ll pay.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Location:<\/b><span style=\"font-weight: 400;\"> Location also plays a significant role in price. Some regions have higher average prices, partially as a result of extreme weather risk.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>Deductible:<\/b><span style=\"font-weight: 400;\"> Your deductible is the amount you pay out of pocket before your insurance company will begin covering losses. The lower the deductible, the higher the cost of insurance.<\/span><\/li>\n<li style=\"font-weight: 400;\"><b style=\"font-size: 1rem;\">Credit score:<\/b><span style=\"font-weight: 400;\"> As with many other products, the price of renters insurance is influenced by your credit score. Those with a higher credit score can expect to pay lower premiums.<\/span><\/li>\n<\/ul>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Farmers offers renters insurance with the standard coverage you\u2019ll find from most providers, including personal property, liability, medical payments, and loss-of-use. For even more protection, customers can choose to purchase additional coverage for electronics and identify theft restoration.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you&#8217;re not sure of how much coverage you need, take an inventory of all your belongings \u2014 especially those of value such as furniture, jewelry, and electronics. Be sure to get enough coverage to replace your belongings in case of a fire or other catastrophe.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Farmers\u2019 customer service leaves something to be desired. Their customer service interactions scored 839 out of 1,000 points in the J.D. Power 2020 Overall Customer Satisfaction Index for renters insurance, which is below the average of 842 for the segment. However, the company\u2019s overall satisfaction score in the J.D. Power 2020 Property Claims Satisfaction Study was 893 out of 1,000, which is above the industry average of 881. Additionally, the National Association of Insurance Commissioners (NAIC) reports that Farmers has fewer than average complaints on their property insurance business.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Farmers makes it easy for customers to contact the company. First, it\u00a0 has a mobile app that makes it easier to manage your policy, pay your bill, request assistance, or file a claim. Customers can also file claims via text message, the company\u2019s website, or by calling the Claim Contact Center. The company has customer service representatives available 24\/7.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Deals, Discounts, and Add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">When it comes to discounts, Farmers offers the bare minimum compared to many of its competitors. Discounts are only available for customers who bundle their policies, have safety systems installed in their home, and those who live in a smoke-free home. In some states, professionals such as doctors, nurses, engineers, teachers, dentists, and firefighters may qualify for discounts. <\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"methodology\" title=\"Methdology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>Methodology<\/strong><\/h2>\n\n\n\n<p>For Farmers renters insurance review we evaluated the company based on its customer rating and experience, financial stability, and coverage. To compare renters insurance companies across the board, we calculated a Reviews.com score based on the following:<\/p>\n\n\n\n<ul><li>Customer Ratings\u2013 We reference the latest industry studies from <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power (1,000-point scale)<\/a> for property insurance to gauge satisfaction trends and brand positioning.<\/li><li>Coverage\u2013 As there isn\u2019t one company to fit everyone\u2019s needs, we evaluated companies by the amount of coverage options available and add-ons available.&nbsp;<\/li><li>Confidence\u2013 It is extremely important for insurance companies to fulfill customers\u2019 claims. We relied on <a href=\"https:\/\/ratings.ambest.com\">AM Best Financial Strength Ratings<\/a> (see definitions in AM Best\u2019s <a href=\"https:\/\/www.ambest.com\">rating guide<\/a>) to assess claims-paying ability.<\/li><li>Customer Experience\u2013 We used the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a> to compare confirmed complaint ratios by line and company, recognizing that indices vary by line and year.<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Competition<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top table--rounded\"><table class=\"\"><tbody><tr><td>Company<\/td><td><strong>Reviews.com Score <\/strong><\/td><td><strong>AM Best Financial Strength Rating<\/strong><\/td><td><strong>J.D. Power Score*<\/strong><br><br><\/td><td><strong>NAIC Customer Complaints<\/strong><\/td><\/tr><tr><td><strong>Farmers<\/strong><\/td><td>\u2014<\/td><td>A (Excellent)<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See latest study (1,000-point scale)<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">Varies by line\/year (see NAIC CIS)<\/a><\/td><\/tr><tr><td><strong>State Farm<\/strong><\/td><td>\u2014<\/td><td>A++ (Superior)<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See latest study (1,000-point scale)<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">Varies by line\/year (see NAIC CIS)<\/a><\/td><\/tr><tr><td><strong>Allstate<\/strong><\/td><td>\u2014<\/td><td>A+ (Superior)<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See latest study (1,000-point scale)<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">Varies by line\/year (see NAIC CIS)<\/a><\/td><\/tr><tr><td><strong>USAA<\/strong><\/td><td>\u2014<\/td><td>A++ (Superior)<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See latest study (1,000-point scale)<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">Varies by line\/year (see NAIC CIS)<\/a><\/td><\/tr><tr><td><strong>American Family<\/strong><\/td><td>\u2014<\/td><td>A (Excellent)<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See latest study (1,000-point scale)<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">Varies by line\/year (see NAIC CIS)<\/a><\/td><\/tr><tr><td><strong>Nationwide<\/strong><\/td><td>\u2014<\/td><td>A+ (Superior)<\/td><td><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">See latest study (1,000-point scale)<\/a><\/td><td><a href=\"https:\/\/eapps.naic.org\">Varies by line\/year (see NAIC CIS)<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Information reflects the latest available sources cited at update time; confirm current figures via the linked sources.<\/em><\/p>\n\n\n\n<p><em>*J.D. Power scores use a 1,000-point scale; see the latest <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">home insurance study<\/a>.<\/em><br><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Farmers vs. State Farm<\/strong><\/h3>\n\n\n\n<p>Farmers and State Farm are two of the largest personal lines insurers with broad renters availability. Both were founded in the 1920s and offer nationwide access through agent networks and digital channels.<\/p>\n\n\n\n<p>State Farm carries an A++ (Superior) AM Best Financial Strength Rating, while Farmers\u2019 core underwriting companies are rated A (Excellent). Recent <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power studies<\/a> show industrywide pressure on satisfaction amid premium increases, with brand rankings varying by region and line. Pricing also varies by state and profile; the national average renters (HO-4) expenditure was about $173 in 2022, per the <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-renters-insurance\">Insurance Information Institute<\/a>, and trends since have been modestly upward. State Farm often leads on scale and bundling breadth, while Farmers can be competitive with agent-led service and discounts in select markets. State Farm also appears on our national list of <a href=\"https:\/\/www.reviews.com\/insurance\/renters\/best\/\">best renters insurance companies <\/a>for its coverage options.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Farmers vs. Allstate<\/strong><\/h3>\n\n\n\n<p>Allstate, another major renters insurance company, is broadly comparable to Farmers. Both hold strong financial strength ratings (Allstate: A+ Superior; Farmers: A Excellent) and offer robust digital tools alongside agent support. Given the industrywide rate environment and mixed satisfaction trends, local quotes and recent regional results from <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power<\/a> can help determine which carrier fits better in your ZIP code; Farmers may win on bundling or agent access in some markets, while Allstate\u2019s scale and digital experience may appeal elsewhere.&nbsp;<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom-line\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p>Farmers renters insurance remains a solid, middle-of-the-pack option among national carriers. Coverage is comparable to peers, financial strength is strong (A, Excellent), and the digital experience makes it easy to quote, manage, and file claims.<\/p>\n\n\n\n<p>As premiums have risen across the market, customer satisfaction scores have been volatile. Farmers\u2019 experience is generally competitive but not category-leading in recent industry studies. If you value agent support and bundling, Farmers can be a good fit; always compare quotes and review current benchmarks from <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power<\/a> and complaint ratios in the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a> before deciding.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Renters Insurance FAQs\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Farmers Renters Insurance FAQ<\/h2>\n\n\n<div id=\"block_5e8756d9d9c49\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What other property insurance does Farmers offer?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">In addition to renters insurance, Farmers offers a variety of other property insurance policies including homeowners insurance, business property insurance, and commercial real estate insurance. Customers may receive a discount for bundling multiple policies.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_f7e7bc84edb43\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much renters insurance do I need? <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Customers should consider purchasing enough coverage to replace all of their personal belongings in case of a fire or other catastrophe. Additional coverage can be purchased for special valuables like jewelry and electronics.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_c7122aef592e7\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Where is Farmers Renters Insurance coverage available? <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Farmers offers renters insurance in all 50 states.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5e8756d9d9c4a\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does Farmers underwrite their renters insurance policies?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Farmers renters insurance policies are underwritten by a number of different companies around the nation depending on location. Policies may be underwritten by Farmers Insurance Exchange, Fire Insurance Exchange, Truck Insurance Exchange, Mid-Century Insurance Company, Civic Property and Casualty Company, Exact Property and Casualty Company, Neighborhood Property and Casualty Company, and affiliates.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f92e0e11af8a\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What does Farmers renters insurance typically cover? <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Farmers renters insurance policies include basic coverage for personal property, liability, medical payments, and loss-of-use coverage. Optional add-ons include replacement cost coverage, policies for electronics, and identify theft restoration. <\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>Farmers is a long-standing national insurer that offers renters insurance broadly across the U.S. Pricing can be competitive in some markets, but premiums across property insurance have generally risen in recent years and customer satisfaction has been mixed industrywide. Strong digital self-service and 24\/7 claims intake make this company a good option for those who [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":355891,"parent":1772,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1273],"tags":[],"post_author":[23280],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Farmers Renters Insurance Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Farmers renters insurance covers your rental, personal belongings, and even the guests who visit you, should they get injured.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/renters\/farmers-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" 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