{"id":324066,"date":"2025-11-07T22:06:33","date_gmt":"2025-11-08T03:06:33","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=251324"},"modified":"2025-11-07T22:06:34","modified_gmt":"2025-11-08T03:06:34","slug":"metlife-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/renters\/metlife-review\/","title":{"rendered":"MetLife Renters Insurance Review"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"MetLife Renters Insurance Review\"><\/span>\n    \n\n\n<p>MetLife no longer sells renters (or other U.S. property &amp; casualty) insurance. In connection with the April 2021 sale of MetLife Auto &amp; Home to Farmers Group, Inc., MetLife\u2019s most recent annual filing confirms it no longer offers P&amp;C products, and former MetLife renters policies are now serviced by Farmers (<a href=\"https:\/\/www.sec.gov\/ixviewer\/doc?action=display&amp;source=content&amp;source_url=\/Archives\/edgar\/data\/1099219\/000109921925000011\/met-20241231.htm\">SEC 10-K<\/a>). If you\u2019re shopping today, you\u2019ll quote, bind, and service a renters policy with <a href=\"https:\/\/www.farmers.com\">Farmers<\/a>, or through certain employers via <a href=\"https:\/\/groupselect.farmers.com\">Farmers GroupSelect<\/a>. The coverage, endorsements, and digital experience described below reflect Farmers\u2019 current renters program and servicing pathway for former MetLife customers (<a href=\"https:\/\/www.farmers.com\">former MetLife policyholder page<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"MetLife Renters Insurance Overview\"><\/span>\n    \n\n\n<section id=\"block_5fa0d02bef0a7\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">MetLife Renters Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">N\/A (MetLife divested U.S. P&#038;C in 2021; renters now serviced by Farmers)<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                JD Power Score: \n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">Varies by study; see latest J.D. Power home\/auto research for context<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                AM Best Financial Strength Rating:\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">Depends on the specific Farmers underwriting company listed on your declarations; verify on AM Best<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served (availability):  \n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">Available through Farmers; availability and options vary by state<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>Metropolitan Life Insurance Company traces its origins to <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.metlife.com\/about-us\/\" target=\"_blank\">1868<\/a> and today operates in more than 40 markets worldwide. Within the U.S., however, MetLife\u2019s personal auto and home business was sold and integrated into Farmers; renters policies are now quoted and serviced by Farmers Insurance for former MetLife customers (<a href=\"https:\/\/www.farmers.com\">Farmers: MetLife now part of Farmers<\/a>). MetLife\u2019s ongoing U.S. focus areas include group benefits (life, disability, dental\/vision) and other protection businesses.<\/p>\n\n\n\n<p>The Better Business Bureau profile for MetLife remains separate from the personal P&amp;C business transition and is not a renters service benchmark. For philanthropic context, the MetLife Foundation\u2019s early-pandemic response included a <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.businesswire.com\" target=\"_blank\">$25 million global commitment to COVID-19 relief<\/a>, with current emphasis on financial health and inclusive economic mobility highlighted on <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.metlife.com\" target=\"_blank\">MetLife Foundation<\/a> and <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.metlife.com\/sustainability\/\" target=\"_blank\">MetLife Sustainability<\/a> pages.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"pros\" title=\"Pros and Cons\"><\/span>\n    \n\n\n<section id=\"block_5fa0d086ef0ac\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Farmers now services former MetLife renters policies and offers standard Additional Living Expenses (loss of use) coverage<\/span>\n\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Online quoting and digital servicing through Farmers, with optional payroll deduction access via Farmers GroupSelect at participating employers<\/span>\n\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Coverage options, endorsements, and availability vary by state and underwriting company (verify your declarations and forms)<\/span>\n\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Replacement cost on contents is commonly an optional upgrade rather than standard in many states<\/span>\n\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Industry satisfaction remains pressured by rising premiums per J.D. Power\u2019s latest home\/auto studies (not specific to one carrier)<\/span>\n\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item \">\n                <span class=\"b-pro-cons__list-item-title\">Discounts and pricing competitiveness depend on profile and bundling; results can vary without multi-policy relationships<\/span>\n\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"MetLife Highlights\"><\/span>\n    \n\n                \n<section id=\"block_5fa0d0a1ef0b3\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">MetLife Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Pricing <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Deals, discounts, and add-ons <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Pricing\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">MetLife no longer posts renters pricing because it no longer sells U.S. P&#038;C policies. Former MetLife customers and new shoppers will get quotes directly from <\/span><a href=\"https:\/\/www.farmers.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Farmers<\/span><\/a><span style=\"font-weight: 400;\">. The Insurance Information Institute tracks typical renters premiums nationally; industry averages have historically been around the mid-teens per month, but your rate depends on location, coverage limits, deductible, claims history, security features, and endorsements. See III\u2019s renters facts page for context: <\/span><a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-renters-insurance\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">$180 per year<\/span><\/a><span style=\"font-weight: 400;\"> was a prior industry benchmark; current quotes from Farmers will reflect local filing updates and underwriting.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Standard renters coverage now aligns with Farmers: personal property, personal liability, Additional Living Expenses (loss of use), and medical payments to others. Optional endorsements commonly include personal property replacement cost, scheduled personal property (jewelry, instruments, fine art), water backup\/sump overflow, identity protection services, personal injury liability, earthquake (select states), and increased business property limits. Names, availability, and limits vary by state and underwriting company; always review your declarations and forms. Learn more on the <\/span><a href=\"https:\/\/www.farmers.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"> renters policies<\/span><\/a><span style=\"font-weight: 400;\"> page.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">You can quote and manage renters coverage through Farmers online, by phone, or with an agent. J.D. Power\u2019s latest home and auto insurance studies highlight that customer satisfaction across the industry has been pressured by premium increases and claims severity; carriers with clearer communication and strong digital tools tend to perform better. For current benchmarks, see J.D. Power\u2019s <\/span><a href=\"https:\/\/www.jdpower.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">home insurance study<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/www.jdpower.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">auto insurance study<\/span><\/a><span style=\"font-weight: 400;\">. Former MetLife customers can find service guidance on Farmers\u2019 dedicated page: <\/span><a href=\"https:\/\/www.farmers.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"> fill out an online form<\/span><\/a><span style=\"font-weight: 400;\"> for assistance or contact support directly.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Deals, discounts, and add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Through Farmers, common ways to tailor and save on renters include: multi-policy (bundling) discounts, claims-free and protective-device discounts (e.g., monitored alarms, smoke detectors), and employer-based group pricing via <\/span><a href=\"https:\/\/groupselect.farmers.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Farmers GroupSelect<\/span><\/a><span style=\"font-weight: 400;\"> where offered. Add-on options typically include replacement cost on contents, scheduled personal property, water backup, identity protection, and personal injury liability. Availability and discount amounts vary by state and underwriting company; see <\/span><a href=\"https:\/\/www.farmers.com\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Farmers renters<\/span><\/a><span style=\"font-weight: 400;\"> for state-specific details.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"meth\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>Methodology<\/strong><\/h2>\n\n\n\n<p>For MetLife\u2019s renters insurance review, we reflect the post-divestiture reality: MetLife no longer issues renters; former policies are serviced by Farmers. We evaluated current coverage and service pathways through Farmers, independent satisfaction studies, insurer financial strength, and complaint benchmarks. To compare renters insurers, we calculated a Reviews.com score based on the following:<\/p>\n\n\n\n<ul><li>Customer Ratings\u2013 Directional benchmarks from J.D. Power\u2019s latest studies (e.g., <a href=\"https:\/\/www.jdpower.com\">U.S. Home Insurance Study<\/a>; <a href=\"https:\/\/www.jdpower.com\">U.S. Auto Insurance Study<\/a>) for service and experience context.<\/li><li>Coverage\u2013 Assessment of standard vs. optional renters coverages and endorsements available through <a href=\"https:\/\/www.farmers.com\">Farmers<\/a> and program variations via <a href=\"https:\/\/groupselect.farmers.com\">Farmers GroupSelect<\/a>.<\/li><li>Confidence\u2013 Insurer financial strength considerations using <a href=\"https:\/\/www.ambest.com\/\">AM Best<\/a> for applicable underwriting companies.<\/li><li>Customer Experience\u2013 Complaint levels interpreted using the <a href=\"https:\/\/content.naic.org\">NAIC Consumer Complaint Index<\/a> methodology (index 1.0 = median; lower is better).<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"comp\" title=\"The Competition\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Competition<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td>Company<\/td><td><strong>Reviews.com Score <\/strong><\/td><td><a href=\"https:\/\/www.ambest.com\/\"><strong>AM Best Financial Strength Rating<\/strong><\/a><\/td><td><strong>J.D. Power (latest)<\/strong><strong>(On a&nbsp; 1,000-point scale)<\/strong><br><br><\/td><td><a href=\"https:\/\/content.naic.org\"><strong>NAIC Customer Complaint<\/strong><\/a><strong>s<\/strong><\/td><\/tr><tr><td><strong>Former MetLife (serviced by Farmers)<\/strong><\/td><td>N\/A<\/td><td>Varies by Farmers underwriting company<\/td><td>N\/A<\/td><td>See NAIC index by line<\/td><\/tr><tr><td><strong>USAA<\/strong><\/td><td>3.75\/5<\/td><td>A++<\/td><td>Evaluated but often not rank-eligible<\/td><td>See NAIC index by line<\/td><\/tr><tr><td><strong>State Farm<\/strong><\/td><td>3.25\/5<\/td><td>A++<\/td><td>Often above industry average<\/td><td>See NAIC index by line<\/td><\/tr><tr><td><strong>American Family<\/strong><\/td><td>3.75\/5<\/td><td>A<\/td><td>Varies by study<\/td><td>See NAIC index by line<\/td><\/tr><tr><td><strong>Allstate<\/strong><\/td><td>3.5\/5<\/td><td>A+<\/td><td>Varies by study<\/td><td>See NAIC index by line<\/td><\/tr><tr><td><strong>Nationwide<\/strong><\/td><td>3.75\/5<\/td><td>A+<\/td><td>Varies by study<\/td><td>See NAIC index by line<\/td><\/tr><tr><td><strong>Farmers<\/strong><\/td><td><strong>3.5\/5<\/strong><\/td><td>A (varies by entity)<\/td><td>Varies by study<\/td><td>See NAIC index by line<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*All information current as of 2025<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"vs1\" title=\"MetLife vs. USAA\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>MetLife vs. USAA<\/strong><\/h2>\n\n\n\n<p>USAA is widely regarded for service; in J.D. Power\u2019s recent studies, USAA is evaluated but frequently not rank-eligible. See the latest <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\" target=\"_blank\">home insurance<\/a> and <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\" target=\"_blank\">auto insurance<\/a> findings for current trends. Since MetLife no longer issues renters policies, former MetLife renters customers are serviced by <a href=\"https:\/\/www.farmers.com\">Farmers<\/a>. USAA remains available only to eligible military members and families.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"vs2\" title=\"MetLife vs. State Farm\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>MetLife vs. State Farm<\/strong><\/h2>\n\n\n\n<p>State Farm remains a leading personal P&amp;C insurer with broad renters availability and an extensive agent network. J.D. Power\u2019s recent research shows home and auto satisfaction under pressure across the industry amid rate increases, though State Farm often trends at or above industry averages. Because MetLife no longer writes renters policies, compare coverage and service with <a href=\"https:\/\/www.farmers.com\">Farmers<\/a> (which services legacy MetLife renters) and State Farm side by side, focusing on limits, endorsements, and digital support.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p>MetLife no longer sells renters insurance. Former MetLife Auto &amp; Home renters policies are serviced by Farmers (<a href=\"https:\/\/www.farmers.com\">support page<\/a>). New shoppers should quote directly with <a href=\"https:\/\/www.farmers.com\">Farmers<\/a> or, if offered at work, through <a href=\"https:\/\/groupselect.farmers.com\">Farmers GroupSelect<\/a>.<\/p>\n\n\n\n<p>Under Farmers, typical renters policies include personal property, personal liability, Additional Living Expenses (loss of use), and medical payments to others, with optional endorsements such as replacement cost on contents, scheduled personal property, water backup, personal injury liability, identity protection, and earthquake where available. Availability, names, and limits vary by state and underwriting company; review your declarations and consult <a href=\"https:\/\/www.farmers.com\">Farmers renters<\/a> for details.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"MetLife Renters Insurance FAQ \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>MetLife Renters Insurance FAQ&nbsp;<\/strong><\/h2>\n\n\n<div id=\"block_5fa0d19cef0b8\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What other property insurance does MetLife offer?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">MetLife divested its U.S. personal property &#038; casualty business; it no longer offers home, condo, landlords, or renters insurance policies. Former MetLife Auto &#038; Home customers are serviced by Farmers Insurance (<\/span><a href=\"https:\/\/www.sec.gov\/ixviewer\/doc?action=display&amp;source=content&amp;source_url=\/Archives\/edgar\/data\/1099219\/000109921925000011\/met-20241231.htm\">SEC 10-K<\/a><span style=\"font-weight: 400;\">; <\/span><a href=\"https:\/\/www.farmers.com\">Farmers support for former MetLife customers<\/a><span style=\"font-weight: 400;\">). MetLife\u2019s U.S. focus now centers on group benefits (life, disability, dental\/vision) and other protection lines offered primarily through employers.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5fa0d1afef0b9\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much renters insurance do I need? <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Estimate the replacement value of your belongings and select personal property limits that could fully replace them after a total loss. Choose liability limits that meet your risk tolerance (many renters start at $100,000 or higher) and consider endorsements like replacement cost on contents if you want to avoid depreciation. Farmers can provide quotes reflecting different limits and deductibles: see <\/span><a href=\"https:\/\/www.farmers.com\">Farmers renters<\/a><span style=\"font-weight: 400;\"> for options.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n\n\n<div id=\"block_5fa0d1c8ef0bb\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does MetLife underwrite their renters insurance policies?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">MetLife does not underwrite renters policies today. Policies for former MetLife customers are administered and underwritten by Farmers-branded insurers and affiliates (the exact underwriting company is shown on your declarations page). See <\/span><a href=\"https:\/\/www.farmers.com\">Farmers guidance for former MetLife customers<\/a><span style=\"font-weight: 400;\"> for servicing and contact information.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5fa0d1d9ef0bc\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What does Metlife renters insurance typically cover? <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">For former MetLife customers now serviced by Farmers, a typical renters policy includes: personal property (contents), personal liability, Additional Living Expenses (loss of use), and medical payments to others. Common optional endorsements include replacement cost on contents, scheduled personal property, water backup\/sump overflow, identity protection, personal injury liability, and earthquake where available. Coverage names and limits vary by state and underwriting company; review your policy documents and see <\/span><a href=\"https:\/\/www.farmers.com\">Farmers renters insurance<\/a><span style=\"font-weight: 400;\"> for details.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>MetLife no longer sells renters (or other U.S. property &amp; casualty) insurance. In connection with the April 2021 sale of MetLife Auto &amp; Home to Farmers Group, Inc., MetLife\u2019s most recent annual filing confirms it no longer offers P&amp;C products, and former MetLife renters policies are now serviced by Farmers (SEC 10-K). If you\u2019re shopping [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":259371,"parent":1772,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1273],"tags":[],"post_author":[23280],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MetLife Renters Insurance Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"MetLife renters insurance can help replace your valuable possessions when a fire or theft strikes, with specialized coverage and various payment plans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/renters\/metlife-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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