{"id":324061,"date":"2025-11-07T22:11:20","date_gmt":"2025-11-08T03:11:20","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=251122"},"modified":"2025-11-07T22:11:20","modified_gmt":"2025-11-08T03:11:20","slug":"state-farm-renters-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/renters\/state-farm-renters-review\/","title":{"rendered":"State Farm Renters Insurance Review"},"content":{"rendered":" <\/span>\n \n\n\n

State Farm is a national market leader in personal lines \u2014 No. 1 in homeowners insurance and among the top two in private-passenger auto by direct premiums written, per the NAIC Market Share Reports<\/a>. Financial strength is at the highest tier (AM Best A++\/Superior) AM Best<\/a>. Independent benchmarks show customer satisfaction that generally tracks around the industry average overall \u2014 with above-average results in many regions in the J.D. Power 2024 U.S. Auto Insurance Study<\/a> \u2014 and complaint activity that is typically near the national median on the NAIC Consumer Complaint Index<\/a>. For renters, State Farm stands out for broad optional endorsements and strong multi-policy value when paired with State Farm auto.<\/p>\n\n\n <\/span>\n \n\n\n

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State Farm Renters Insurance Overview<\/h2>\n
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\n In business since:\n <\/div>\n\n 1922<\/span>\n <\/div>\n
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\n J.D. Power Score: \n J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n <\/div>\n\n 836\/1000<\/span>\n <\/div>\n
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\n AM Best Financial Strength Rating: \n AM Best rates insurance providers creditworthiness. Ratings are based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n <\/div>\n\n A++<\/span>\n <\/div>\n
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\n States served (availability): \n <\/div>\n\n 50<\/span>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

State Farm was founded in 1922<\/a>. Today it operates one of the largest agent networks and is consistently a top market-share holder across U.S. personal lines per the NAIC Market Share Reports<\/a>, backed by very strong financial strength (AM Best A++\/Superior) AM Best<\/a> and extensive nationwide servicing capabilities.<\/p>\n\n\n\n

Public sentiment and satisfaction indicators place State Farm around the industry average overall amid a period of widespread rate increases, with strengths in agent interaction and digital tools. Brand trackers<\/a> show broad awareness, while independent studies such as ACSI Insurance<\/a> and J.D. Power<\/a> place performance near the market average overall with regional variations.<\/p>\n\n\n <\/span>\n \n\n\n

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PROS<\/h4>\n