{"id":324040,"date":"2025-11-10T17:39:19","date_gmt":"2025-11-10T22:39:19","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=249163"},"modified":"2025-11-10T17:39:19","modified_gmt":"2025-11-10T22:39:19","slug":"american-family-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/renters\/american-family-review\/","title":{"rendered":"American Family Renters Insurance Review"},"content":{"rendered":"\n<p>American Family offers a wide range of insurance options, including renters insurance. The American Family\u2013branded products are available in 19 states (<a href=\"https:\/\/newsroom.amfam.com\/fact-sheet\/\">company fact sheet<\/a>), and the company maintains strong financial strength and competitive pricing where it writes. Industry satisfaction scores have been under pressure recently (<a href=\"https:\/\/www.jdpower.com\">J.D. Power<\/a>), but American Family often performs well relative to regional averages. Renters policies are customizable, and while prices have generally risen industry\u2011wide alongside inflation (<a href=\"https:\/\/data.bls.gov\/timeseries\/CUUR0000SEHD\">CPI<\/a>), renters insurance remains comparatively affordable; national averages sit in the low\u2011$170s per year (<a href=\"https:\/\/www.iii.org\/article\/renters-insurance\">III<\/a>). American Family is a solid option if it serves your state.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"American Family Overview\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">American Family Renters Insurance Overview<\/h2>\n\n\n\n<p>American Family Insurance began as an auto insurer in Wisconsin and today offers personal P&amp;C coverage under the American Family brand in 19 states, with national reach achieved through subsidiaries within American Family Insurance Group (<a href=\"https:\/\/newsroom.amfam.com\/fact-sheet\/\">company fact sheet<\/a>). Awareness has grown: roughly <a href=\"https:\/\/yougov.com\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">8 in 10 U.S. adults<\/a> have heard of American Family.&nbsp;<\/p>\n\n\n\n<p>AM Best currently rates American Family Insurance Group and American Family Life Insurance Company A (Excellent) with a Stable outlook, while S&amp;P rates core operating companies A (Stable) and Moody\u2019s rates them A1 (Stable). These ratings indicate strong capacity to meet obligations (<a href=\"https:\/\/news.ambest.com\/\">AM Best<\/a>; <a href=\"https:\/\/www.amfam.com\">American Family annual report<\/a>). American Family offers a wide range of insurance policies, including auto, property, business, life, and more.<\/p>\n\n\n\n<section id=\"block_5f96ed7d9b2eb\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\"><\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1927<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                J.D. Power Score:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">840\/1,000<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                A.M. Best Financial Strength Rating:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">19<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<section id=\"block_5f96edc49b2f0\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Multiple coverage options<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">American Family offers three tiers of coverage to best meet your needs.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Low price<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">American Family has lower-than-average annual premiums.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Customer service<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">American Family has average ratings in customer service and below-average complaints.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Small coverage area<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">American Family is available in just 19 states, meaning their services are unavailable to most of the country.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Not the most competitive price<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">While American Family\u2019s pricing is lower than average, it is not the most competitive.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"American Family Highlights\"><\/span>\n    \n\n                \n<section id=\"block_5f96ee469b2f6\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">American Family Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Pricing <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Deals, discounts, and add-ons <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Pricing\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">Renters insurance through American Family costs an average of just $15 per month or, according to the company\u2019s website, the cost of three fancy coffees or one large pizza. The cost of renters insurance varies depending on several factors, including coverage limit, location, property type, and deductible amount. In general, the more property you want to insure, the more you\u2019ll pay for your premiums. Being in an area with a high crime rate or that is prone to natural disasters will also likely increase your rates.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">American Family offers its renters insurance in three different tiers (good, better, and best), with various options for customization. All three tiers offer personal property coverage at various levels, as well as coverage for living expenses in case of damage to your home. All of American Family\u2019s coverage options include personal liability coverage and coverage for medical expenses, in case a guest is injured in your home. Finally, all tiers include identity fraud expense coverage, meaning the company will help you recover from identity theft.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Other coverage options are available for only certain insurance tiers. Personal injury and equipment breakdown coverage are available under some policies. The better and best tiers provide coverage for valuable items such as jewelry, gemstones, watches, and furs. <\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">American Family was ranked fourth out of 13 companies on the 2020 J.D. Power Home Insurance Study for customer satisfaction in renters insurance. Furthermore, the company came in above industry average for customer satisfaction on the 2020 J.D Power U.S. Property Claims Satisfaction Survey.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Although the company is hit and miss when it comes to customer complaints. The company as a whole has above-average complaints. However, when it comes to specifically property insurance, the company\u2019s complaint index is below-average. <\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Deals, discounts, and add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p><span style=\"font-weight: 400;\">The company offers a variety of discount options including discounts for having multiple policies with American Family. Other discounts exist for customers who have qualified smart devices or those who have a claims-free record. Loyalty discounts are also available for those who have a long-standing relationship with American Family Insurance.<\/span><\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Methodology<\/strong><\/h2>\n\n\n\n<p>For this American Family renters insurance review we evaluated the company on customer satisfaction and experience, financial strength, coverage, and complaints using the latest available sources. To compare renters insurance companies across the board, we considered the following:<\/p>\n\n\n\n<ul><li>Customer Ratings\u2013 Indicators of satisfaction with purchasing, service and claims. We reference the latest <a href=\"https:\/\/www.jdpower.com\">J.D. Power U.S. Home Insurance Study<\/a> (1,000-point scale).<\/li><li>Coverage\u2013 As there isn\u2019t one company to fit everyone\u2019s needs, we evaluated companies by the amount of coverage options available, add-ons (endorsements), and the clarity of customization.&nbsp;<\/li><li>Confidence\u2013 It is extremely important for insurance companies to fulfill customers\u2019 claims. We assess this using <a href=\"https:\/\/web.ambest.com\/ratings-services\/ratings\/learn-more\/financial-strength-rating\">AM Best Financial Strength Ratings<\/a> and outlooks.<\/li><li>Customer Experience\u2013 The amount of regulator\u2011tracked complaints is an indicator of overall experience. We base this on the <a href=\"https:\/\/content.naic.org\">NAIC Consumer Complaint Index<\/a> (national median = 1.00; below 1.00 indicates fewer complaints than expected for market share).<\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Competition<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Reviews.com Score<\/strong><\/td><td><strong>AM Best Financial Strength Rating<\/strong><\/td><td><strong>J.D. Power 2020 Score<\/strong><br><br><\/td><td><strong>NAIC Customer Complaint<\/strong><strong>s<\/strong><\/td><\/tr><tr><td><strong>American Family<\/strong><\/td><td>3.75<\/td><td>A<\/td><td>840<\/td><td>Fewer complaints than average<\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/state-farm-renters-review\/\"><strong>State Farm<\/strong><\/a><\/td><td>3.25<\/td><td>A++<\/td><td>836<\/td><td>More complaints than average<\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/allstate-review\/\"><strong>Allstate<\/strong><\/a><\/td><td>3.5<\/td><td>A+<\/td><td>841<\/td><td>Fewer complaints than average<\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/usaa-review\/\"><strong>USAA<\/strong><\/a><\/td><td>3.75<\/td><td>A++<\/td><td>888<\/td><td>Fewer complaints than average<\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/nationwide-review\/\"><strong>Nationwide<\/strong><\/a><\/td><td>3.75<\/td><td>A+<\/td><td>831<\/td><td>Fewer complaints than average<\/td><\/tr><tr><td><a href=\"https:\/\/www.reviews.com\/insurance\/renters\/farmers-review\/\"><strong>Farmers<\/strong><\/a><\/td><td>3.5<\/td><td>A<\/td><td>839<\/td><td>Fewer complaints than average<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>*Some third\u2011party scores change by year and region. Availability and ratings cited on this page have been refreshed as of 2025; for current satisfaction and complaint ratios, see the latest <a href=\"https:\/\/www.jdpower.com\">J.D. Power study<\/a> and the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a>.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>American Family vs. State Farm<\/strong><\/h3>\n\n\n\n<p>American Family and State Farm both offer renters insurance. State Farm writes coverage nationwide, while American Family\u2019s branded products are available in 19 states. Both carry strong financial strength ratings from major agencies. Customer satisfaction varies by region and study; recent <a href=\"https:\/\/www.jdpower.com\">J.D. Power home insurance research<\/a> and the <a href=\"https:\/\/www.jdpower.com\">2025 J.D. Power auto insurance study<\/a> highlight meaningful regional differences, with American Family and State Farm often performing at or above regional averages. For complaint levels, check your state and underwriting entity on the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a>. On price, State Farm is frequently among the lowest\u2011cost large carriers, and American Family is often competitive where available; actual premiums vary widely by state and profile.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>American Family vs. Allstate<\/strong><\/h3>\n\n\n\n<p>Allstate offers renters insurance coverage in all 50 states, while American Family sells under its own brand in 19 states. Both have strong financial strength ratings. Satisfaction and complaint patterns differ by region and year, so it\u2019s best to consult the latest <a href=\"https:\/\/www.jdpower.com\">J.D. Power home insurance study<\/a> and the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Complaint Index<\/a> for your market. Pricing also varies by location and endorsements; discounts and bundles can materially change the final premium, so compare quotes.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom-line\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>The Bottom Line<\/strong><\/h2>\n\n\n\n<p>American Family renters insurance is worth considering if you live within the company\u2019s 19\u2011state service area. It offers flexible coverage options and endorsements so you can tailor protection to your needs, and it is often competitively priced where available.<\/p>\n\n\n\n<p>The company\u2019s strong financial strength ratings support confidence in its ability to pay claims. As prices across the industry have risen in recent years, compare quotes, check available discounts and bundles, and review exclusions like flood (renters can buy contents\u2011only flood coverage via the NFIP) to close coverage gaps (<a href=\"https:\/\/www.floodsmart.gov\">FEMA\/NFIP<\/a>).<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\"><strong>American Family Renters Insurance FAQ<\/strong><\/h2>\n\n\n<div id=\"block_5f96ef109b2fe\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What other property insurance does American Family offer?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">American Family offers a variety of other property insurance policies including home, condo, manufactured home, farm &amp; ranch, business, and landlord insurance. You may be eligible for a discount for bundling multiple insurance policies under the same company.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f96ef209b2ff\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much renters insurance do I need? <\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">American Family recommends purchasing enough renters insurance to replace all of the belongings in your home or apartment. You should purchase additional coverage for items of great financial value such as jewelry.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f96ef2d9b300\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Where is American Family Renters Insurance coverage available?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">American Family offers rental insurance coverage in 19 states:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Arizona<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Colorado<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Georgia<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Idaho<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Illinois<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Indiana<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Iowa<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Kansas<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Minnesota<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Missouri<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Nebraska<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Nevada<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">North Dakota<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ohio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Oregon<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">South Dakota<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Utah<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Washington<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Wisconsin<\/span><\/li>\n<\/ul>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f96ef439b301\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does American Family underwrite their renters insurance policies?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">American Family Insurance Group is composed of 14 individual companies. Your location and the type of insurance you purchase will determine which company underwrites your policy. American Family\u2019s companies include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">American Family Mutual Insurance Company, S.I<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">American Standard Insurance Company of Wisconsin<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">American Family Life Insurance Company<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">American Family Brokerage, Inc<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">American Family Financial Services, Inc.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">American Family Insurance Company<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">American Family Standard Insurance Company of Ohio<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">AmFam, Inc.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The AssureStart Insurance Agency, LLC<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Homesite Group Incorporated and its subsidiaries<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The Main Street America Group<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Midvale Indemnity Company<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Midvale Life Insurance Company of New York<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">New Ventures, LLC<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">PGC Holdings Corp. and its subsidiaries.<\/span><\/li>\n<\/ul>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f96ef619b302\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What does American Family renters insurance typically cover?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">American Family offers various tiers of renters insurance coverage depending on your specific needs. All renters insurance policies include coverage for personal property, loss-of-use, personal liability, medical expenses, and identity fraud. The higher tiers also include coverage for valuable items like jewelry, personal injury coverage, and equipment breakdown coverage.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>American Family offers a wide range of insurance options, including renters insurance. The American Family\u2013branded products are available in 19 states (company fact sheet), and the company maintains strong financial strength and competitive pricing where it writes. Industry satisfaction scores have been under pressure recently (J.D. Power), but American Family often performs well relative to [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":355926,"parent":1772,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1273],"tags":[],"post_author":[23280],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>American Family Renters Insurance Review | Reviews.com<\/title>\n<meta name=\"description\" content=\"It\u2019s easy to recommend American Family Renters Insurance as a top contender to consider when looking for renters insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/renters\/american-family-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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