{"id":323927,"date":"2025-11-07T22:48:30","date_gmt":"2025-11-08T03:48:30","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=138720"},"modified":"2025-11-12T13:23:35","modified_gmt":"2025-11-12T18:23:35","slug":"best-for-classic","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/best-for-classic\/","title":{"rendered":"The Best Classic Car Insurance Companies of 2025"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"overall\" title=\"Best Classic Car Insurance Companies\"><\/span>\n    \n\n\n<p>Classic cars benefit from coverage tailored to how enthusiasts actually use and store them: not as daily drivers, typically garaged, and insured on an agreed (guaranteed) value basis rather than actual cash value. In 2025, the market is led by specialist carriers that focus on collector vehicles\u2014names like <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a>, <a href=\"https:\/\/www.grundy.com\">Grundy<\/a>, <a href=\"https:\/\/americancollectors.com\">American Collectors Insurance<\/a>, <a href=\"https:\/\/www.amig.com\/collector-vehicle\/\">American Modern<\/a>, and <a href=\"https:\/\/www.chubb.com\">Chubb<\/a>. Many big brands route their classic programs through these specialists (for example, <a href=\"https:\/\/www.progressive.com\">Progressive partners with Hagerty<\/a>), so it\u2019s important to compare the underlying specialist as well as the front-end brand. An independent <a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/best-classic-car-insurance\/\">2025 roundup<\/a> features the same specialist names at the top, reflecting continuity with incremental product updates. Economic conditions also matter: industry auto insurance prices rose about 18.9% year over year in late 2024 (<a href=\"https:\/\/www.bls.gov\/news.release\/archives\/cpi_10112024.htm\">BLS CPI motor vehicle insurance<\/a>), repair labor\/parts inflation remains elevated (<a href=\"https:\/\/www.cccis.com\">CCC Crash Course 2024<\/a>), and collector values cooled in 2023 (classic car index down ~6%, <a href=\"https:\/\/www.knightfrank.com\">Knight Frank<\/a>)\u2014all of which can influence classic-car premiums in 2025.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"top-picks\" title=\"Our Top Picks\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Top 4 Classic Car Insurance Providers<\/h2>\n\n\n\n<p>Reviews.com analyzed agreed\/guaranteed value terms, usage flexibility, collector-specific features (roadside\/flatbed towing, spare parts, restoration and transport cover, salvage retention), and distribution model (direct specialist vs. mainstream brands that partner with specialists). We also considered how to verify current financial strength and consumer satisfaction signals. In 2025, direct specialists such as <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a>, <a href=\"https:\/\/www.grundy.com\">Grundy<\/a>, <a href=\"https:\/\/americancollectors.com\">American Collectors<\/a>, <a href=\"https:\/\/www.amig.com\/collector-vehicle\/\">American Modern<\/a>, and <a href=\"https:\/\/www.chubb.com\">Chubb<\/a> are frequently recommended (<a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/best-classic-car-insurance\/\">independent 2025 roundup<\/a>). If you prefer a mainstream carrier, compare the underlying specialist they use and verify financial strength at <a href=\"https:\/\/ratings.ambest.com\/\">AM Best<\/a> before you buy.<\/p>\n\n\n\n<ul>\n<li><a href=\"#safeco\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Safeco<\/strong><\/a><strong>: <\/strong>Best for mainstream-brand access to specialist collector coverage<\/li>\n\n\n\n<li><a href=\"#geico\" rel=\"nofollow\" class=\"achor-toggles\"><strong>Geico<\/strong><\/a><strong>:<\/strong> Best for digital access and easy quoting for collector policies<\/li>\n\n\n\n<li><a href=\"#state-farm\" rel=\"nofollow\" class=\"achor-toggles\"><strong>State Farm<\/strong><\/a><strong>:<\/strong> Best for local agents and traditional limited-use rules<\/li>\n\n\n\n<li><a href=\"#the-hartford\" rel=\"nofollow\" class=\"achor-toggles\"><strong>The Hartford<\/strong><\/a><strong>: <\/strong>Best for specialized coverage delivered via a partner model<\/li>\n<\/ul>\n\n\n    \n\n\n<h2 class=\"wp-block-heading\">Compare Classic Car Insurance Companies<\/h2>\n\n\n\n<p>Your best fit depends on how you drive and store your vehicle and whether you prefer a direct specialist or a mainstream brand that partners with one. Always confirm agreed\/guaranteed value language on total-loss payouts, permitted usage (hobby use with or without mileage tiers), and collector perks like roadside\/flatbed towing, spare parts, and restoration coverage. Before relying on any ratings or scores, verify the underwriting entity\u2019s current AM Best rating at <a href=\"https:\/\/ratings.ambest.com\/\">ratings.ambest.com<\/a> and use the latest J.D. Power study relevant to insurers and claims experience (see 2024 updates below). Note: industry-wide inflation in parts and labor (<a href=\"https:\/\/www.cccis.com\">CCC<\/a>) and elevated weather\/theft risk (<a href=\"https:\/\/www.ncei.noaa.gov\/access\/billions\/\">NOAA<\/a>; <a href=\"https:\/\/www.nicb.org\">NICB<\/a>) can affect rates even for limited-use classics.<\/p>\n\n\n\t\t\n<section id=\"block_6272ef2140833\" class=\"b-compare-table\">\n\t<h2 class=\"b-compare-table-title\"><\/h2>\n\n\t\t\t<div class=\"b-compare-table__table-wrapper\">\n\t\t\t<table class=\"b-compare-table__table\">\n\t\t\t\t<thead class=\"b-compare-table__table-head\">\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th><\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tAM Best\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tAM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<th>\n\t\t\t\t\t\t\t\t<span class=\"b-compare-table__table-head-brand tooltip\">\n\t\t\t\t\t\t\t\t\tJ.D. Power*\n\t\t\t\t\t\t\t\t\t<span class=\"tooltip-content\">\n\t\t\t\t\t\t\t\t\t\tJ.D. Power scores are based on surveys for customer satisfaction and product quality.\n\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/th>\n\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t\t\t\t\t\t<th><\/th>\n\t\t\t\t<\/thead>\n\t\t\t<\/tr>\n\t\t<\/thead>\n\t\t<tbody class=\"b-compare-table__table-body\">\n\t\t\t\t\t\t\t<tr id=\"block_6272ef2140833-1\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='1'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Safeco<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A (verify)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>See 2024 study<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6272ef2140833-2\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='2'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">Geico<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++ (verify)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>See 2024 study<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6272ef2140833-3\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='3'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">State Farm<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A++ (verify)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>See 2024 study<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t\t\t<tr id=\"block_6272ef2140833-4\">\n\t\t\t\t\t<td>\n\t\t\t\t\t\t<a class=\"b-compare-table__table-body-pin-btn\" href=\"#\" data-tag='cta' data-tag-element-type='BUTTON' data-tag-location='COMPARISONTABLE' data-tag-outcome='PIN' data-tag-position='4'>Pin<\/a>\n\n\t\t\t\t\t\t<span class=\"b-compare-table__table-body-brand\">The Hartford<\/span>\n\t\t\t\t\t<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>A+ (verify)<\/td>\n\t\t\t\t\t\t\t\t\t\t\t<td>See 2024 study<\/td>\n\t\t\t\t\t\n\t\t\t\t\t<td>\n\t\t\t\t\t\t\t\t\t\t\t<\/td>\n\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t<\/table>\n<\/div><\/section>\n\n\n\n<p><em>*As of 2024, J.D. Power publishes multiple satisfaction studies on a 1,000-point scale; use the most recent report relevant to auto insurance\/claims experience. See the latest press release: <\/em><a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-customer-service-index-csi-study\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\"><em>2021 U.S. Auto Claims Satisfaction study<\/em><\/a><em>. Verify current insurer ratings at the links provided in the study tables.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"safeco\" title=\"Best for Regular Use Coverage\"><\/span>\n    \n\n                                                \n\n\n<section id=\"safeco-classic-cars-insurance\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Safeco Classic Cars Insurance<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Regular Use Coverage<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Safeco appeals to drivers who want a mainstream brand while still accessing collector-grade terms through specialist programs. In 2025, specialists dominate this niche with agreed\/guaranteed value, hobby-use underwriting, and collector perks (roadside\/flatbed, spare parts, restoration). If you quote with Safeco, confirm whether a specialist underwrites the policy and that total-loss settlement is agreed or guaranteed value. Broad market trends \u2014 parts and labor inflation and valuation volatility \u2014 make this verification essential (<a href=\"https:\/\/www.cccis.com\">CCC Crash Course<\/a>; <a href=\"https:\/\/www.knightfrank.com\">Knight Frank<\/a>).\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.safeco.com\/products\/classic-car-insurance\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">Check at AM Best<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">See 2024 study<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Safeco appeals to drivers who want a mainstream brand while still accessing collector-grade terms through specialist programs. In 2025, specialists dominate this niche with agreed\/guaranteed value, hobby-use underwriting, and collector perks (roadside\/flatbed, spare parts, restoration). If you quote with Safeco, confirm whether a specialist underwrites the policy and that total-loss settlement is agreed or guaranteed value. Broad market trends \u2014 parts and labor inflation and valuation volatility \u2014 make this verification essential (<a href=\"https:\/\/www.cccis.com\">CCC Crash Course<\/a>; <a href=\"https:\/\/www.knightfrank.com\">Knight Frank<\/a>).\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Access to agreed\/guaranteed value collector coverage via specialist programs (verify contract language)<\/li>\n                            <li>Potential mileage flexibility depending on the underlying specialist (e.g., permissive hobby use vs. mileage tiers)<\/li>\n                            <li>Collector roadside options may be available through partner add-ons such as <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty Drivers Club<\/a><\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Confirm current financial strength and underwriting entity at <a href=\"https:\/\/ratings.ambest.com\/\">AM Best<\/a> before purchase (ratings can change)<\/li>\n                                    <li>J.D. Power satisfaction varies by study and year; consult the latest 2024 study rather than older scores<\/li>\n                                    <li>Check your state\u2019s <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=24740&#038;:refresh\" rel=\"noopener\" target=\"_blank\">NAIC complaint index<\/a> for recent experience with the issuing company<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Motorcycle<\/li>\n<li>Boat<\/li>\n<li>RV<\/li>\n<li>Home<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"geico\" title=\"Geico Best for Digital Services\"><\/span>\n    \n\n                                                \n\n\n<section id=\"geico\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">Geico<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Geico Best for Digital Services<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                Geico offers online-first service that many shoppers prefer. For collector vehicles, large brands frequently place coverage with specialty underwriters that deliver agreed value and hobby-use flexibility. When quoting through Geico, ask which specialist underwrites your policy and confirm agreed value terms, usage rules (pleasure use vs. mileage tiers), and collector perks. As a reference point, specialty programs like <a href=\"https:\/\/www.amig.com\/collector-vehicle\/\">American Modern<\/a> and <a href=\"https:\/\/americancollectors.com\">American Collectors<\/a> highlight agreed value and roadside options; <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a> markets flexible hobby use with no fixed mileage cap (not for daily commuting).\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?refer=Auto_Geico&#038;rvitemid=342882-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">Check at AM Best<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">See 2024 study<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                Geico offers online-first service that many shoppers prefer. For collector vehicles, large brands frequently place coverage with specialty underwriters that deliver agreed value and hobby-use flexibility. When quoting through Geico, ask which specialist underwrites your policy and confirm agreed value terms, usage rules (pleasure use vs. mileage tiers), and collector perks. As a reference point, specialty programs like <a href=\"https:\/\/www.amig.com\/collector-vehicle\/\">American Modern<\/a> and <a href=\"https:\/\/americancollectors.com\">American Collectors<\/a> highlight agreed value and roadside options; <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a> markets flexible hobby use with no fixed mileage cap (not for daily commuting).\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Large-brand digital experience with the potential to access specialist collector programs<\/li>\n                            <li>Agreed value and collector perks available when placed with a specialist (confirm on quote)<\/li>\n                            <li>Option sets from specialists can include restoration, spare parts, and roadside benefits<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Daily commuting is typically not allowed on collector policies; secure garaging is commonly required<\/li>\n                                    <li>If placed with a specialist underwriter, local-agent access may be limited compared with standard auto<\/li>\n                                    <li>Usage rules vary by specialist (permissive hobby use vs. mileage tiers); verify fit for your driving<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Auto<\/li>\n<li>Home<\/li>\n<li>Renters<\/li>\n<li>Boat<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"state-farm\" title=\"Best for Local Agents\"><\/span>\n    \n\n                                                \n\n\n<section id=\"state-farm\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">State Farm<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Local Agents<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                State Farm\u2019s nationwide agent network helps buyers who want in-person guidance. Its antique\/classic pages emphasize limited use and non-routine transportation\u2014consistent with mainstream, conservative collector guidelines\u2014so confirm usage rules and whether your policy is placed with a specialist for agreed value and collector features (<a href=\"https:\/\/www.statefarm.com\/insurance\/auto\/antique-classic-cars\">State Farm antique\/classic<\/a>; industry context: <a href=\"https:\/\/www.progressive.com\">Progressive with Hagerty<\/a>).\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.reviews.com\/insurance\/car\/quotes\/?rvitemid=325309-20\" class=\"reviews-btn--primary\" rel=\" sponsored\">Compare rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">Check at AM Best<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">See 2024 study<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                State Farm\u2019s nationwide agent network helps buyers who want in-person guidance. Its antique\/classic pages emphasize limited use and non-routine transportation\u2014consistent with mainstream, conservative collector guidelines\u2014so confirm usage rules and whether your policy is placed with a specialist for agreed value and collector features (<a href=\"https:\/\/www.statefarm.com\/insurance\/auto\/antique-classic-cars\">State Farm antique\/classic<\/a>; industry context: <a href=\"https:\/\/www.progressive.com\">Progressive with Hagerty<\/a>).\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Local agents available to help compare specialist vs. mainstream placement<\/li>\n                            <li>Antique and classic options with clear limited-use positioning (<a href=\"https:\/\/www.statefarm.com\/insurance\/auto\/antique-classic-cars\">State Farm page<\/a>)<\/li>\n                            <li>Can coordinate multiple policies for bundling and convenience<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>Usage terms are typically conservative (not a daily driver; secure storage required)<\/li>\n                                    <li>Specialist features like salvage-retention endorsements may require a partner program (e.g., ACI\u2019s Cherished Salvage <a href=\"https:\/\/americancollectors.com\">example<\/a>)<\/li>\n                                    <li>Check your state\u2019s <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=25178&#038;:refresh\" rel=\"noopener\" target=\"_blank\">NAIC complaint index<\/a> and verify the current AM Best rating before binding<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Auto<\/li>\n<li>Home<\/li>\n<li>Renters<\/li>\n<li>Life<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"the-hartford\" title=\"Best for Specialized Coverage\"><\/span>\n    \n\n                                                \n\n\n<section id=\"the-hartford-classic-car-insurance\" class=\"block b-mini-review\">\n    <div class=\"b-mini-review__top-content\">\n        <div class=\"b-mini-review__logo-wrapper\">\n                            <span class=\"b-mini-review__logo-wrapper-title\">The Hartford Classic Car Insurance<\/span>\n                    <\/div>\n        <div class=\"b-mini-review__top-info\">\n            <h3 class=\"b-mini-review__top-info-title\"> Best for Specialized Coverage<\/h3>\n                        <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\"> WHY WE CHOSE IT<\/p>\n                                    <div class=\"b-mini-review__top-info-desc\">\n                The Hartford markets classic coverage with a specialist orientation, which can mean agreed\/guaranteed value, hobby-use flexibility, and collector benefits. Many mainstream brands use specialist partners for underwriting and claims expertise (for example, <a href=\"https:\/\/www.progressive.com\">Progressive\u2019s classic program is by Hagerty<\/a>), and specialists like <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a> emphasize flexible enjoyment of your car (no fixed mileage cap; not for commuting) with optional club-based roadside support. Confirm the issuing underwriter, storage requirements, and how total-loss payout is handled before you bind coverage.\n            <\/div>\n                    <\/div>\n        <div class=\"b-mini-review__ratings-bar\">\n            <div class=\"b-mini-review__ratings-bar-button-wrapper\">\n                                <a href=\"https:\/\/www.thehartford.com\/aarp\/car-insurance\/classic-car\" class=\"reviews-btn--primary\" rel=\"nofollow sponsored\">Compare Rates<\/a>\n            <\/div>\n            <div class=\"b-mini-review__ratings\">\n            <ul class=\"b-mini-review__ratings-list\">\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">Check at AM Best<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        AM Best Rate\n                                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                                            <\/span>\n                <\/li>\n                                            <li class=\"b-mini-review__rating\">\n                    <span class=\"b-mini-review__rating-higtlight\">See 2024 study<\/span>\n                    <span class=\"b-mini-review__rating-desc tooltip\">\n                        J.D. Power\n                                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                                            <\/span>\n                <\/li>\n                        <\/ul>\n            <\/div>\n        <\/div>\n\n        <div class=\"b-mini-review__top-info_mobile\">\n            <p class=\"b-mini-review__subtitle b-mini-review__top-info-subtitle\">Why we chose it<\/p>\n            <div class=\"b-mini-review__top-info-desc\">\n                The Hartford markets classic coverage with a specialist orientation, which can mean agreed\/guaranteed value, hobby-use flexibility, and collector benefits. Many mainstream brands use specialist partners for underwriting and claims expertise (for example, <a href=\"https:\/\/www.progressive.com\">Progressive\u2019s classic program is by Hagerty<\/a>), and specialists like <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a> emphasize flexible enjoyment of your car (no fixed mileage cap; not for commuting) with optional club-based roadside support. Confirm the issuing underwriter, storage requirements, and how total-loss payout is handled before you bind coverage.\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"b-mini-review__bottom-content\">\n        <div class=\"b-mini-review__pros-cons-list-wrapper\">\n            <h4 class=\"b-mini-review__subtitle\">Pros<\/h4>\n            <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_pros\">\n                            <li>Specialist-style features: agreed\/guaranteed value, hobby-use flexibility, roadside\/flatbed support<\/li>\n                            <li>Collector-friendly extras may include spare parts, restoration, and show\/transport coverage<\/li>\n                            <li>Partnership model can simplify access to a well-known specialist ecosystem<\/li>\n                        <\/ul>\n\n                    <\/div>\n                    <div class=\"b-mini-review__pros-cons-list-wrapper\">\n                <h4 class=\"b-mini-review__subtitle\">Cons<\/h4>\n                <ul class=\"b-mini-review__pros-cons-list b-mini-review__pros-cons-list_cons\">\n                                    <li>No daily-use coverage: collector policies are for pleasure use and events, not commuting<\/li>\n                                    <li>Few local agents if the policy is ultimately serviced by a specialist underwriter<\/li>\n                                    <li>Eligibility may be limited by affinity program requirements; verify your qualifications before quoting<\/li>\n                                <\/ul>\n            <\/div>\n        \n        <div class=\"b-mini-review__desc-wrapper \">\n            <div class=\"b-mini-review__accordion-header\">\n                <span class=\"b-mini-review__accordion-text\">Read More<\/span>\n            <\/div>\n            <div class=\"b-mini-review__accordion-content\">\n                            <h4 class=\"b-mini-review__subtitle\">OTHER POLICIES OFFERED<\/h4>\n                <div> <ul>\n<li>Auto<\/li>\n<li>Homeowners<\/li>\n<li>Business<\/li>\n<\/ul>\n <\/div>\n                        <div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n\n<p><em>*Use the latest J.D. Power research when comparing satisfaction; 2024 studies report scores on a 1,000-point scale. Verify details via J.D. Power\u2019s current press releases.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"what-qualifies\" title=\"What Qualifies as a Classic Car for Insurance Providers?\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">What Qualifies as a Classic Car for Insurance Providers?<\/h2>\n\n\n\n<p>Eligibility today focuses less on age alone and more on how the vehicle is used and stored. Specialists typically require that the car is not a daily driver, is kept in secure\/enclosed storage, and that all household drivers have regular-use vehicles; good driving records and vehicle condition also matter (<a href=\"https:\/\/www.iii.org\/article\/antique-and-classic-car-insurance\">Insurance Information Institute<\/a>). Many programs insure antiques and classics alongside modern collectibles (exotics, supercars, limited-production models) when used for pleasure driving and events (<a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a>; <a href=\"https:\/\/www.chubb.com\">Chubb<\/a>).<\/p>\n\n\n\n<p>Usage rules vary by provider. Some offer permissive hobby use with no fixed mileage cap (still not for commuting), while others use mileage tiers (e.g., 2,500\/5,000\/7,500) to match how often you drive (<a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a>; <a href=\"https:\/\/americancollectors.com\">American Collectors<\/a>). Mainstream brands often describe coverage as limited-use and non-routine transportation (<a href=\"https:\/\/www.statefarm.com\/insurance\/auto\/antique-classic-cars\">State Farm<\/a>), and many route policies to specialists for collector-grade terms (<a href=\"https:\/\/www.progressive.com\">Progressive by Hagerty<\/a>).<\/p>\n\n\n\n<p>Additionally, not every classic car qualifies for insurance coverage. Underwriting appetite varies by carrier and partner program. Below are examples of vehicle types commonly covered; always confirm your vehicle and usage with the insurer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-for-classic\/#\">Safeco<\/a><\/h3>\n\n\n\n<ul>\n<li>Classic cars<\/li>\n\n\n\n<li>Modified collector cars<\/li>\n\n\n\n<li>Reproductions<\/li>\n\n\n\n<li>Replicas<\/li>\n\n\n\n<li>Restorations<\/li>\n\n\n\n<li>Modern classic cars<\/li>\n\n\n\n<li>Antique cars<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-for-classic\/#\" class=\"achor-toggles\">Geico<\/a><\/h3>\n\n\n\n<ul>\n<li>Classic cars<\/li>\n\n\n\n<li>Antique cars<\/li>\n\n\n\n<li>Exotic cars<\/li>\n\n\n\n<li>Replicas<\/li>\n\n\n\n<li>Classic military vehicles<\/li>\n\n\n\n<li>Classic hearses<\/li>\n\n\n\n<li>Classic fire trucks<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-for-classic\/#\" class=\"achor-toggles\">State Farm<\/a><\/h3>\n\n\n\n<ul>\n<li>Classic cars<\/li>\n\n\n\n<li>Antique cars<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-for-classic\/#\" class=\"achor-toggles\">The Hartford<\/a><\/h3>\n\n\n\n<ul>\n<li>Classic cars<\/li>\n\n\n\n<li>Antique cars<\/li>\n\n\n\n<li>Classic trucks<\/li>\n\n\n\n<li>Antique tractors<\/li>\n\n\n\n<li>Classic military vehicles<\/li>\n\n\n\n<li>Exotic cars<\/li>\n\n\n\n<li>Supercars<\/li>\n\n\n\n<li>Modified cars<\/li>\n\n\n\n<li>Limited edition cars<\/li>\n<\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"discounts-savings\" title=\"Discounts and Savings\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Discounts and Savings For Classic Car Insurance<\/h2>\n\n\n\n<p>Classic policies are priced for limited use and secure storage, and many offer discounts for documentation of those controls. Common savings include multi-vehicle placement on one collector policy, garaged storage and anti-theft\/security devices, limited-use or mileage-tier rating, and recognized club membership discounts. For examples, see <a href=\"https:\/\/americancollectors.com\">American Collectors Insurance discounts<\/a> and UK specialist guidance from <a href=\"https:\/\/www.footmanjames.co.uk\">Footman James<\/a>. Beyond insurance, UK \u201chistoric\u201d vehicles (generally 40+ years old) benefit from VED and MOT exemptions (<a href=\"https:\/\/www.gov.uk\/historic-vehicles\">DVLA<\/a>) and are exempt from London\u2019s ULEZ\/LEZ and Congestion Charge (<a href=\"https:\/\/tfl.gov.uk\/modes\/driving\/ultra-low-emission-zone\/discounts-and-exemptions\">TfL<\/a>). In the U.S., some states offer reduced-fee registrations or inspection\/emissions exemptions for antique\/historic\/collector vehicles (e.g., <a href=\"https:\/\/www.state.nj.us\/mvc\/vehicles\/historic.htm\">New Jersey<\/a>; <a href=\"https:\/\/www.deq.virginia.gov\/our-programs\/air\/vehicle-emissions-inspection-program\/motor-vehicle-inspection-program\">Virginia<\/a>).<\/p>\n\n\n\n<ul>\n<li>Anti-theft device<\/li>\n\n\n\n<li>Policy bundling<\/li>\n\n\n\n<li>Multi-vehicle<\/li>\n\n\n\n<li>Defensive driving course<\/li>\n<\/ul>\n\n\n\n<p>To maximize savings in 2025, document secure garaging and any immobilizer\/tracker installs, select an appropriate limited-mileage tier if offered, and consolidate vehicles with one specialist when possible (<a href=\"https:\/\/americancollectors.com\">American Collectors<\/a>). If you\u2019re in the UK, consider laid-up (storage-only) cover during downtime (<a href=\"https:\/\/www.footmanjames.co.uk\">Footman James<\/a>). Rates overall reflect industry trends like repair-cost inflation and severe weather losses (<a href=\"https:\/\/www.cccis.com\">CCC<\/a>; <a href=\"https:\/\/www.ncei.noaa.gov\/access\/billions\/\">NOAA<\/a>), so re-quote at renewal and compare agreed value, usage fit, and add-ons across at least two specialists.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Frequently Asked Questions\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Classic Car Insurance FAQs<\/h2>\n\n\n<div id=\"block_6272f2df40872\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does classic car insurance work?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Classic policies generally mirror standard auto for liability coverage, but the key difference is valuation for your car. Collector insurers use agreed (or branded &#8220;Guaranteed&#8221;) value so that, in a covered total loss, you\u2019re paid the agreed amount on the declarations page rather than actual cash value (<a href=\"https:\/\/www.hagerty.com\/insurance\/guaranteed-value\">Hagerty Guaranteed\/Agreed Value<\/a>; <a href=\"https:\/\/www.iii.org\/article\/antique-and-classic-car-insurance\">III overview<\/a>). Many specialists also offer collector-specific benefits such as spare parts\/tools, roadside with flatbed towing, coverage while under restoration, and optional salvage-retention endorsements (e.g., &#8220;Cherished Salvage&#8221; examples via <a href=\"https:\/\/americancollectors.com\">American Collectors<\/a>). Verify exact features and state availability on your quote.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_6272f2f740873\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What cars are eligible for classic insurance?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Eligibility varies by provider. Common requirements include: not a daily driver, good condition, secure\/enclosed storage, and all household drivers having regular-use vehicles. Specialists often insure antiques and classics along with modern collectibles (exotics, supercars, limited-production) when used for pleasure drives, shows, and events (<a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a>; <a href=\"https:\/\/www.chubb.com\">Chubb<\/a>). Mainstream brands typically emphasize limited use and non-routine transportation (<a href=\"https:\/\/www.statefarm.com\/insurance\/auto\/antique-classic-cars\">State Farm<\/a>). Always review the insurer\u2019s specific guidelines before purchasing (<a href=\"https:\/\/www.iii.org\/article\/antique-and-classic-car-insurance\">III<\/a>).<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"methodology\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>For this 2025 update, Reviews.com compared collector programs on agreed\/guaranteed value language, usage flexibility (permissive hobby use vs. mileage tiers), storage\/eligibility requirements, collector-specific features (roadside\/flatbed towing, spare parts, restoration, salvage retention), distribution model (direct specialist vs. mainstream partner), and digital\/agent access. We reviewed current product pages from <a href=\"https:\/\/www.hagerty.com\/insurance\/classic-car-insurance\">Hagerty<\/a>, <a href=\"https:\/\/www.grundy.com\">Grundy<\/a>, <a href=\"https:\/\/americancollectors.com\">American Collectors<\/a>, <a href=\"https:\/\/www.amig.com\/collector-vehicle\/\">American Modern<\/a>, and <a href=\"https:\/\/www.chubb.com\">Chubb<\/a>, plus partner-model examples like <a href=\"https:\/\/www.progressive.com\">Progressive by Hagerty<\/a> and mainstream guidance from <a href=\"https:\/\/www.statefarm.com\/insurance\/auto\/antique-classic-cars\">State Farm<\/a>. We cross-checked the provider landscape against an <a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/best-classic-car-insurance\/\">independent 2025 roundup<\/a>. Financial strength should be verified at <a href=\"https:\/\/ratings.ambest.com\/\">AM Best<\/a> (ratings change over time). For satisfaction context, use the most recent J.D. Power studies (e.g., <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-customer-service-index-csi-study\">2024 CSI Study<\/a>) and match the study to the metric you\u2019re citing. We also considered how economic trends (insurance inflation, repair costs, valuation shifts, catastrophe\/theft) impact premiums using sources such as <a href=\"https:\/\/www.bls.gov\/news.release\/archives\/cpi_10112024.htm\">BLS CPI<\/a>, <a href=\"https:\/\/www.cccis.com\">CCC<\/a>, <a href=\"https:\/\/www.knightfrank.com\">Knight Frank<\/a>, <a href=\"https:\/\/www.ncei.noaa.gov\/access\/billions\/\">NOAA<\/a>, and <a href=\"https:\/\/www.nicb.org\">NICB<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Classic cars benefit from coverage tailored to how enthusiasts actually use and store them: not as daily drivers, typically garaged, and insured on an agreed (guaranteed) value basis rather than actual cash value. In 2025, the market is led by specialist carriers that focus on collector vehicles\u2014names like Hagerty, Grundy, American Collectors Insurance, American Modern, [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":358551,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh.php","meta":[],"categories":[1266],"tags":[],"post_author":[15839],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Best Classic Car Insurance Companies - Reviews.com<\/title>\n<meta name=\"description\" content=\"Classic car insurance is the best way to keep your classic or antique car safe and sound, here is a reivew of the best insurers who can help.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/car\/best-for-classic\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best Classic Car Insurance Companies - 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