{"id":323844,"date":"2025-11-10T17:37:40","date_gmt":"2025-11-10T22:37:40","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=134802"},"modified":"2025-11-10T17:37:40","modified_gmt":"2025-11-10T22:37:40","slug":"safeco-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/car\/safeco-review\/","title":{"rendered":"Safeco Car Insurance Review"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"Safeco Car Insurance Review \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Reviews Report<\/h2>\n\n\n\n<ul class=\"is-style-blog-list\"><li>Reviews.com scores Safeco auto insurance with a 4.4 out of 5 of all the <a href=\"https:\/\/www.reviews.com\/insurance\/car\/best\/\" class=\"achor-toggles\">best carriers<\/a>, based on the carrier\u2019s financial stability, coverage options, and customer reviews.<\/li><li>Safeco provides unique add-ons such as first aid reimbursement, electronic key replacement, and custom vehicle equipment insurance.<\/li><li>Backed by Liberty Mutual Insurance, Safeco is part of the <a href=\"https:\/\/www.reviews.com\/insurance\/car\/the-largest-car-insurance-companies\/\" class=\"achor-toggles\">top-10 U.S. auto insurers<\/a> in the country.\u00a0<\/li><\/ul>\n\n\n\n<p>Seattle-based Safeco car insurance offers vehicle and home insurance that can be bundled for potential savings, which vary by state and profile. The carrier\u2019s line is available through independent agents nationwide and features a mobile app that can help you with basic insurance needs after hours. As part of Liberty Mutual Group, Safeco benefits from strong financial strength assessments \u2014 AM Best A (Excellent), S&amp;P A, Moody\u2019s A2, and Fitch A- \u2014 all with Stable outlooks (see <a href=\"https:\/\/www.safeco.com\" class=\"achor-toggles\">Safeco insurance ratings<\/a>, <a href=\"https:\/\/disclosure.spglobal.com\/ratings\/en\/regulatory\/ratingslist\">S&amp;P<\/a>, <a href=\"https:\/\/www.fitchratings.com\/entity\/liberty-mutual-group-inc-84239408\">Fitch<\/a>). We looked at Safeco auto insurance reviews, ratings from independent studies, the company\u2019s insurance options, and discounts available for our Safeco auto insurance review. If you are in an area covered by it, consider a Safeco <a href=\"https:\/\/www.reviews.com\" class=\"achor-toggles\">auto insurance quote<\/a> to see how much you\u2019ll pay for the following features.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Overview\"><\/span>\n    \n\n\n<section id=\"block_60b1227a44691\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Safeco Car Insurance Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                Reviews.com Score: \n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">4.4<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1923<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                AM Best:\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">A<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                J.D. Power: \n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">826*<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served:\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">50 + D.C.<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>Safeco\u2019s optional coverages such as rideshare, pet coverage, and custom vehicle equipment insurance make it popular among younger drivers. <a href=\"https:\/\/today.yougov.com\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">YouGov<\/a> publishes rolling brand popularity by age; recent snapshots show Safeco with moderate popularity among Millennials rather than category-leading levels.&nbsp;<\/p>\n\n\n\n<p>Other Safeco auto insurance reviews note that industry-wide customer satisfaction has faced pressure from premium increases and elevated repair costs. In J.D. Power\u2019s <a aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.jdpower.com\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">latest U.S. Auto Claims Satisfaction Study<\/a>, results vary by carrier and region. The easiest way to file a claim is through the website or mobile app which lets customers contact an agent, find a repair shop nearby, request a rental vehicle, and even take photos of vehicle damage in just a few taps using the guided process.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"pros\" title=\"Pros vs. Cons\"><\/span>\n    \n\n\n<section id=\"block_60b122e244697\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Guaranteed repair:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Safeco offers customers a guarantee on car repairs done at in-network repair shops.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Nationwide availability:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Safeco auto insurance is available in all states and is sold through independent agents nationwide.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Digital presence:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">The mobile app was recently redesigned and updated to handle many insurance needs.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Save with bundles:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Drivers can buy car and home, condo, or renters insurance together for maximum service and savings.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Mixed Safeco auto insurance reviews:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Although the carrier scores well in J.D. Power\u2019s studies, it has a higher than average NAIC complaint index.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">No online purchasing:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Customers can get started with a Safeco quote online but need to complete it through an agent.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Limited discounts:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Safeco only advertises a small handful of discounts on its website.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"Highlights\"><\/span>\n    \n\n                \n<section id=\"block_60b125c14469f\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Safeco Car Insurance Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Discounts &#038; Add-ons <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Claims <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>You will find the minimum amount of insurance your state requires to legally drive with Safeco. The options, which vary according to your state\u2019s requirements include:&nbsp;<\/p>\n<ul>\n<li>Bodily injury liability<\/li>\n<li>Property damage liability<\/li>\n<li>Uninsured\/underinsured motorist<\/li>\n<li>Medical payments<\/li>\n<li>Personal injury protection (PIP)<\/li>\n<\/ul>\n<p>Most states only expect you to carry liability insurance. However, liability insurance only covers damages and losses you cause to third parties. To include coverage for your vehicle and property, full car insurance is available by adding comprehensive and collision insurance. <\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Safeco auto insurance reviews from the top independent agencies are mixed. Policyholder respondents in the J.D. Power claims and overall customer satisfaction studies are positive. Safeco scores 826 and 870 out of 1,000 in the auto insurance satisfaction and auto claims satisfaction studies, respectively. The National Association of Insurance Commissioners keeps a database of customer complaints and Safeco logged <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&amp;COCODE=24740&amp;:refresh\">152 complaints<\/a> in 2020 while also indexing higher than average in customer complaints.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Discounts &#038; Add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Safeco\u2019s optional coverages and discounts are two areas where the carrier stands out. <a href=\"https:\/\/www.safeco.com\/products\/auto-insurance\">Safeco\u2019s add-ons<\/a> include:<\/p>\n<ul>\n<li>New vehicle replacement<\/li>\n<li>Rental car reimbursement<\/li>\n<li>Claims-free cash back<\/li>\n<li>Diminishing deductible<\/li>\n<li>Guaranteed repairs<\/li>\n<li>Roadside assistance<\/li>\n<li>Rideshare coverage<\/li>\n<\/ul>\n<p>Safeco advertises the following car insurance discounts:<\/p>\n<ul>\n<li>Safety features such as anti-theft devices and anti-lock brakes<\/li>\n<li>Safe driver<\/li>\n<li>Multi-vehicle coverage<\/li>\n<li>RightTrack safe driving program<\/li>\n<\/ul>\n<p>The RightTrack program tracks customers\u2019 driving through the mobile app to determine safe habits and discount premiums accordingly. The safer someone drives, the more they will save.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Claims\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Filing a claim is one of Safeco\u2019s strengths. Although an independent agent and the 24-hour hotline of 1-800-332-3226 is available to help, the simplest way is to use the mobile app or website to file a claim. The mobile app\u2019s new functionality even guides users through the photo-taking process to ensure they get the most accurate estimate if a repair is necessary or an estimator needs to review them.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"bundling\" title=\"Safeco\u2019s Car Insurance Bundling Discounts for Cheaper Insurance\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Safeco\u2019s Car Insurance Bundling Discounts for Cheaper Insurance<\/h2>\n\n\n\n<p>Safeco\u2019s car insurance and home insurance <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/car\/bundling-insurance\/\">bundling<\/a> is a great way to save on insurance. Not only is having home, condo, or renters insurance necessary to protect personal property and\/or belongings, but most insurance companies offer a discount when customers buy car insurance and home insurance under the same account. In today\u2019s market, actual bundle savings are highly variable by state and risk profile \u2014 it\u2019s wise to price both bundled and unbundled options at renewal (<a href=\"https:\/\/www.forbes.com\" class=\"achor-toggles\">Forbes Advisor<\/a>; <a href=\"https:\/\/www.bankrate.com\" class=\"achor-toggles\">Bankrate<\/a>).<\/p>\n\n\n\n<p>The <a href=\"https:\/\/www.safeco.com\/products\/safeco-package\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Safeco Package<\/a> not only offers savings when customers bundle home and auto insurance, but if the home or vehicle are damaged in the same incident, like a weather disaster, customers will only have to pay one deductible to cover both losses.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"Safeco Car Insurance vs. The Competition \"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Safeco Car Insurance vs. The Competition&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-table table table-striped table-bordered table--bordered-top\"><table class=\"\"><tbody><tr><td><strong>Provider<\/strong><\/td><td><strong>Reviews.com Score<\/strong><\/td><td><strong>J.D. Power Customer Satisfaction*<\/strong><\/td><td><strong>AM Best<\/strong><\/td><td><strong>Discounts<\/strong><\/td><\/tr><tr><td><strong>Safeco<\/strong><\/td><td>4.4<\/td><td>Varies by region<\/td><td>A<\/td><td>10+<\/td><\/tr><tr><td><strong>Liberty Mutual<\/strong><\/td><td>4.4<\/td><td>Varies by region<\/td><td>A<\/td><td>10+<\/td><\/tr><tr><td><strong>Root<\/strong><\/td><td>4.6<\/td><td>N\/A<\/td><td>N\/A<\/td><td>3<\/td><\/tr><tr><td><strong>SafeAuto<\/strong><\/td><td>4.3<\/td><td>N\/A<\/td><td>N\/A<\/td><td>3<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Information current as of 2025<\/em><\/p>\n\n\n\n<p><em>*J.D. Power\u2019s <a href=\"https:\/\/www.jdpower.com\" rel=\"nofollow\" class=\"achor-toggles\">2024 U.S. Auto Insurance Study<\/a>. Based on a 1,000-point scale.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safeco vs. Liberty Mutual<\/h3>\n\n\n\n<p>Safeco is a subsidiary of the larger parent company, Liberty Mutual. Both are backed by Liberty Mutual Group\u2019s strong financial strength assessments \u2014 AM Best A (Excellent), S&amp;P A, Moody\u2019s A2, and Fitch A- \u2014 each with Stable outlooks (<a href=\"https:\/\/www.safeco.com\" class=\"achor-toggles\">Safeco ratings<\/a>; <a href=\"https:\/\/disclosure.spglobal.com\/ratings\/en\/regulatory\/ratingslist\">S&amp;P<\/a>; <a href=\"https:\/\/www.fitchratings.com\/entity\/liberty-mutual-group-inc-84239408\">Fitch<\/a>). Liberty Mutual typically advertises more discounts, but Safeco now lists a broad set beyond just four, including usage-based savings via <a href=\"https:\/\/www.safeco.com\" class=\"achor-toggles\">RightTrack<\/a>. Additionally, Safeco is sold through independent agents, while Liberty Mutual primarily sells direct to consumers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safeco vs. Root<\/h3>\n\n\n\n<p>Root uses a telematics-based mobile app that tracks drivers\u2019 habits and sets car insurance premiums based on the data, and it\u2019s a relatively new company. Safeco offers telematics via RightTrack to determine potential discounts rather than to set base premiums. Root has reported improved underwriting results and renewed growth as of late 2024 alongside expanded distribution beyond purely app-direct channels (<a href=\"https:\/\/ir.joinroot.com\" class=\"achor-toggles\">Root investor update<\/a>).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Safeco vs. SafeAuto<\/h3>\n\n\n\n<p>Both insurance companies have names that are similar enough to cause some confusion. SafeAuto operates within National General, an Allstate company, and focuses on nonstandard\/acceptance auto (including SR-22 filings) (<a class=\"achor-toggles\" href=\"https:\/\/www.safeauto.com\/about\">SafeAuto<\/a>). Safeco car insurance, a subsidiary of Liberty Mutual, targets standard and preferred drivers who can take advantage of discounts such as diminishing deductibles, claims-free cash back, and telematics-based savings.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"faqs\" title=\"Safeco Car Insurance FAQ\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Safeco Car Insurance FAQ<\/h2>\n\n\n<div id=\"block_60b1268e446a4\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Are Safeco and Liberty Mutual the same?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Safeco and Liberty Mutual are related. Liberty Mutual purchased Safeco Insurance in <\/span><a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2008\/04\/23\/89365.htm\"><span style=\"font-weight: 400;\">2008<\/span><\/a><span style=\"font-weight: 400;\">. While both carriers share the same financial strength rating and the RightTrack Program, they each have their own coverages and discounts for their policyholders.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60b1269a446a5\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Why is Safeco so cheap?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Safeco\u2019s discounts are part of the reason Safeco is so <\/span><a href=\"https:\/\/www.reviews.com\/insurance\/car\/best-cheap\/\"><span style=\"font-weight: 400;\">cheap<\/span><\/a><span style=\"font-weight: 400;\">. The RightTrack program reduces your premiums based on the mileage you drive and your driving habits.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_60b126a6446a6\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Are Safeco insurance rates competitive?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Safeco is known as a lower-cost car insurance company. The best way to determine if rates are competitive is by getting a quote to compare to what you currently pay.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n            <span class=\"b-toc-anchor\" id=\"method\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated Safeco car insurance based on discounts, coverage, online resources, financial strength, and customer satisfaction to determine Reviews.com scores and create our best car insurance reviews. To compare car insurance companies with other providers across the board, we calculate each Reviews.com score based on the following:<\/p>\n\n\n\n<ul><li>Discounts: Auto insurance companies that advertised more discounts received higher scores in our methodology.<\/li><li>Financial Stability: Reviews.com utilized AM Best ratings to assign a score based on each car insurance company\u2019s financial stability.<\/li><li>Customer Satisfaction: J.D. Power ranks car insurance companies by customer satisfaction, so we used its <a href=\"https:\/\/www.jdpower.com\" rel=\"nofollow\" class=\"achor-toggles\">2024 U.S. Auto Insurance Study<\/a> to compare the average rating of insurers across all regions.<\/li><li>Coverage: Car insurance companies were awarded higher scores for advertised coverages beyond the body liability, property liability, collision, and personal injury protection.<\/li><li>Online Resources: We reviewed the digital resources of each car insurance company and awarded higher scores to insurers with mobile claim estimates, digital insurance cards, and more.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Reviews Report Reviews.com scores Safeco auto insurance with a 4.4 out of 5 of all the best carriers, based on the carrier\u2019s financial stability, coverage options, and customer reviews. Safeco provides unique add-ons such as first aid reimbursement, electronic key replacement, and custom vehicle equipment insurance. Backed by Liberty Mutual Insurance, Safeco is part of [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":362182,"parent":1760,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1266],"tags":[21449],"post_author":[26441],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Safeco Auto Insurance Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"We reviewed Safeco auto insurance based on coverage, discounts, options, and more. 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