{"id":323817,"date":"2025-11-07T20:22:30","date_gmt":"2025-11-08T01:22:30","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=132445"},"modified":"2025-11-07T20:22:30","modified_gmt":"2025-11-08T01:22:30","slug":"the-hartford-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/homeowners\/the-hartford-review\/","title":{"rendered":"The Hartford and AARP Homeowners Insurance Review"},"content":{"rendered":" <\/span>\n \n\n\n

Founded in 1810, The Hartford underwrites and services the AARP Auto & Home Insurance Program<\/a> for eligible members. Availability is broad but not universal, and pricing and features vary by state. In today\u2019s market, homeowners satisfaction is influenced by premium pressure and catastrophe losses, according to J.D. Power\u2019s 2025 U.S. Home Insurance Study<\/a>. Below, we update key facts about The Hartford & AARP homeowners offering, including current financial strength references, complaint-index guidance, and senior-focused program details.<\/p>\n\n\n <\/span>\n \n\n\n

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The Hartford & AARP Home Insurance Overview<\/h2>\n
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\n In business since: \n <\/div>\n\n 1810<\/span>\n <\/div>\n
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\n JD Power Score: \n J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n <\/div>\n\n Not publicly disclosed (see 2025 study)<\/span>\n <\/div>\n
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\n AM Best\n AM Best rates insurance providers creditworthiness. Ratings are based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n <\/div>\n\n A+<\/span>\n <\/div>\n
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\n States served (availability)\n <\/div>\n\n Not all states<\/span>\n <\/div>\n <\/div>\n<\/section>\n\n\n\n

The AARP-branded program has strong brand recognition in the U.S. (see YouGov<\/a>) and is backed by The Hartford\u2019s financial strength. For a current financial strength view, confirm The Hartford\u2019s operating company ratings directly with AM Best<\/a> (A+ financial strength ratings are typical for core P&C subsidiaries; reference the agency page for the latest action date and outlook).<\/p>\n\n\n\n

For service performance, use multiple public indicators. J.D. Power\u2019s latest research highlights industry-wide satisfaction pressure driven by pricing and catastrophe activity (2025 Home Insurance Study<\/a>). Brand-specific 2025 scores for The Hartford are not publicly listed by J.D. Power, so we recommend consulting regulator complaint data in the NAIC Consumer Information Source<\/a>. The NAIC Consumer Complaint Index normalizes each insurer\u2019s confirmed-complaint share to its market share (1.00 = expected; >1.00 = more than expected; <1.00 = fewer); review the most recent homeowners-line index by legal entity for a quantitative, public comparison. For claims trends that shape satisfaction, see J.D. Power\u2019s 2025 U.S. Property Claims Satisfaction Study<\/a>.<\/p>\n\n\n <\/span>\n \n\n\n

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PROS<\/h4>\n