{"id":323583,"date":"2025-11-07T23:42:37","date_gmt":"2025-11-08T04:42:37","guid":{"rendered":"https:\/\/www.reviews.com\/?page_id=120464"},"modified":"2025-11-07T23:42:38","modified_gmt":"2025-11-08T04:42:38","slug":"travelers-review","status":"publish","type":"page","link":"https:\/\/www.reviews.com\/insurance\/homeowners\/travelers-review\/","title":{"rendered":"Travelers Homeowners Insurance Review"},"content":{"rendered":"            <span class=\"b-toc-anchor\" id=\"review\" title=\"Travelers Homeowners Insurance Review\"><\/span>\n    \n\n\n<p>Travelers has been helping Americans insure their belongings for over 160 years and offers coverage across all 50 states. The company also provides vehicle, travel, event, and umbrella policies depending on your needs and offers discounts when you bundle multiple policies. Where Travelers homeowners insurance stands out from the crowd is customization.&nbsp;<\/p>\n\n\n\n<p>With Travelers, you may be able to tailor coverage to suit your needs with situation-specific add-ons, from green home coverage to jewelry protection and identity fraud protection, to popular endorsements like water backup and equipment breakdown. Independent benchmarks show a mixed service picture: customer satisfaction across large national brands has been under pressure, and Travelers\u2019 rankings vary by region in the latest <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2024-us-home-insurance-study\">J.D. Power U.S. Home Insurance Study<\/a>; regulatory complaint experience should be assessed using the <a href=\"https:\/\/eapps.naic.org\">NAIC Consumer Information Source (Complaint Index)<\/a> by legal entity and line of business.<\/p>\n\n\n\n<p>If you\u2019re looking for customizable homeowners insurance backed by in-depth industry experience, Travelers could be a great fit. If top-tier customer service is your priority, other providers may better meet your needs. Be sure to <a class=\"achor-toggles\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/best\/\">check our best homeowners insurance companies page<\/a> to learn about other insurance companies as well. <\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"overview\" title=\"Overview\"><\/span>\n    \n\n\n<section id=\"block_5f8dad683688f\" class=\"block b-stats-overview\">\n    <h2 class=\"b-stats-overview-title\">Travelers Overview<\/h2>\n    <div class=\"b-stats-overview-grid\">\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                In business since: \r\n\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">1853<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                J.D. Power Score: \r\n\n                                    <span class=\"tooltip-content\">J.D. Power scores are based on surveys for customer satisfaction and product quality.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">803<\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\"tooltip b-stats-overview-grid-item-title\">\n                AM Best Financial Strength Rating:\n                                    <span class=\"tooltip-content\">AM Best rates insurance providers creditworthiness. Ratings are  based on the provider\u2019s ability to follow through with a payout when a consumer files a claim.<\/span>\n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\"> A++ <\/span>\n        <\/div>\n                <div class=\"b-stats-overview-grid-item\">\n            <div class=\" b-stats-overview-grid-item-title\">\n                States served: \n                            <\/div>\n\n            <span class=\"b-stats-overview-grid-item-value\">50 states<\/span>\n        <\/div>\n            <\/div>\n<\/section>\n\n\n\n<p>Travelers homeowners insurance is available in all 50 states. As of 2025, AM Best rates the core U.S. property\/casualty insurance subsidiaries of Travelers (\u201cTravelers Group\u201d) A++ (Superior) with a Stable outlook \u2014 AM Best\u2019s highest Financial Strength Rating \u2014 as reflected in the <a href=\"https:\/\/news.ambest.com\/\">AM Best Newsroom<\/a> and Travelers\u2019 <a href=\"https:\/\/investor.travelers.com\/\">Investor Relations ratings page<\/a>. On YouGov.com\u2019s authority, Travelers is <a href=\"https:\/\/today.yougov.com\/topics\/finance\/explore\/brand\/Travelers-Brand\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">the 24th most popular insurance brand,<\/a> and remains a widely recognized name.&nbsp;<\/p>\n\n\n\n<p>The company has been accredited with the <a href=\"https:\/\/www.bbb.org\/us\/ct\/hartford\/profile\/insurance-companies\/travelers-companies-inc-0111-32000004\" target=\"_blank\" aria-label=\" (opens in a new tab)\" rel=\"noreferrer noopener nofollow\" class=\"achor-toggles\">Better Business Bureau<\/a> (BBB) since 2010 and has an A+ rating with the organization. However, based on customer reviews and complaints posted to the BBB site, overall star ratings skew low; individual experiences vary by product line and state. Many of the complaints are regarding Travelers\u2019 auto insurance, but home insurance customers have complained about not being qualified for discounts, filing claims to the company, hidden fees, and increasing premiums. <\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"pros\" title=\"Pros and Cons\"><\/span>\n    \n\n\n<section id=\"block_5f8dadd036894\" class=\"block b-pro-cons\">\n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> PROS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--pros\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Mutlitple coverage options:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Travelers policyholders might be able to customize their policies with options like special personal property, water backup coverage, and green home coverage.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Wide range of discounts:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">You may be able to save money with the variety of deals and discounts that this company offers, such as protective device discounts, green home discounts, loss-free discounts, and home buyer discounts.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">National homeowners insurance coverage:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Travelers home insurance is available nationwide.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    \n            \n<div class=\"b-pro-cons__wrapper\">\n    <h4 class=\"b-pro-cons__title b-pro-cons__title--important\"> CONS<\/h4>\n    <ul class=\"b-pro-cons__list b-pro-cons__list--cons\">\n                                <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Inconsistent customer satisfaction:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">J.D. Power and the Better Business Bureau ratings indicate a high rate of customer complaints, while NAIC has better rankings, showcasing a hit-or-miss experience.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">You might have to call to complete the purchase:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">For those that prefer doing everything online, this could be a roadblock, as you might need to contact an agent to complete your purchase.<\/span>\n                            <\/li>\n                                        <li class=\"b-pro-cons__list-item b-pro-cons__list-item-expandable\">\n                <span class=\"b-pro-cons__list-item-title\">Hidden fees and rising premiums:<\/span>\n\n                                    <span class=\"b-pro-cons__list-item-desc\">Many complaints about Travelers revolved around surprise fees on policies, including raised premiums.<\/span>\n                            <\/li>\n                <\/ul>\n<\/div>\n    <\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"highlights\" title=\"Travelers Highlights\"><\/span>\n    \n\n                \n<section id=\"block_5f8dae313689b\" class=\"block b-highlights-tabs\">\n    <h2 class=\"b-highlights-tabs__title\">Travelers Highlights<\/h2>\n    \n    <div class=\"b-highlights-tabs__tabs-list\">\n        <div class=\"b-highlights-tabs__tabs-list-nav\">\n                            <div class='b-highlights-tabs__tabs-list-nav-item active' data-index=\"1\"> Pricing <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"2\"> Coverage <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"3\"> Customer Experience <\/div>\n                            <div class='b-highlights-tabs__tabs-list-nav-item ' data-index=\"4\"> Deals, discounts, and add-ons <\/div>\n                    <\/div>\n\n        <div class=\"swiper-container\">\n            <div class=\"swiper-wrapper\">\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Pricing\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Travelers home insurance uses an in-depth online application to generate policy quotes based on where you live, if you\u2019ve recently moved, what type of house you live in, including square footage, siding type, heating system, year built, and any \u201cgreen\u201d features such as solar panels, along with your credit score (depending on your state). While the quote will vary significantly across home types and policy coverage needs, Travelers does have a reputation for competitive rates offering and discounts for customers. However, getting quotes for multiple providers for the same coverage might help you to see who offers the best deal.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Coverage\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Standard insurance policies from Travelers homeowners insurance are HO-3 forms, the most common coverage, which covers damage to homes from any peril not specifically excluded, but only covers your personal property from the perils specifically named in your policy. . The policy also typically protects visitors if they are injured on your property and covers loss of use in the case your home is no longer habitable. <\/p>\n<p>Travelers also offer add-on coverages, such as special personal property, content replacement cost, jewelry and valuable items, personal articles floater, water backup and sump pump overflow, identity fraud, and green home protection. If you are wondering how to estimate the homeowners insurance for you, check out our guide.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Customer Experience\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>The overall Travelers homeowners customer experience is hit or miss. While the site contains great educational resources to help homeowners figure out their coverage needs, the company scores 803\/1,000 on the <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2020-us-home-insurance-study\" rel=\"noopener\" target=\"_blank\">J.D. Power 2020 Home Insurance Study<\/a>, which is below average. Still, the company has fewer complaints than average on homeowners customer satisfaction <a href=\"https:\/\/www.naic.org\/cis_refined_results.htm?TABLEAU=CIS_COMPLAINTS&#038;COCODE=27998&#038;REALM=PROD\" rel=\"noopener\" target=\"_blank\">according to the NAIC<\/a>.<\/p>\n<p>If customers need support, they can reach out to Travelers by phone, check out the company\u2019s in-depth online FAQ section, or log in to their account to view current policy details. Travelers\u2019 mobile app is user-friendly and allows you to file claims, make payments, access virtual ID cards and manage your policy directly.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                                                        <div class=\"swiper-slide b-highlights-tabs__slide\">\n                        <div class=\"b-highlights-tabs__slide-content\" data-title=\"Deals, discounts, and add-ons\">\n                            \n                                                            <div class=\"b-highlights-tabs__slide-content-alt-description\">\n                                    <p>Homeowners may have access to a variety of discounts and deals from Travelers. For example, purchasing a car insurance policy from Travelers in addition to homeowners coverage could save you 12%, on average, and you can save up to 5% if your home is LEED-certified green. The company also offers a new homebuyers discount for customers who purchased their home in the last 12 months, along with discounts for homeowners who haven\u2019t experienced a home loss within a specified time period.<\/p>\n\n                                <\/div>\n                                                    <\/div>\n                    <\/div>\n                            <\/div>\n\n            <div class=\"swiper-navigation-wrapper-refresh\">\n                <div class=\"swiper-button-prev\"><\/div>\n                <div class=\"swiper-pagination\"><\/div>\n                <div class=\"swiper-button-next\"><\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n            <span class=\"b-toc-anchor\" id=\"meth\" title=\"Methodology\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Methodology<\/h2>\n\n\n\n<p>We evaluated the company based on their customer rating and experience, financial stability, and coverage to determine Reviews.com score and create our Travelers Homeowners Insurance Review. To compare this company with home insurance companies across the board, we then compared each Reviews.com score based on the following:<\/p>\n\n\n\n<ul><li><strong>Customer Ratings: <\/strong>Customer ratings are an indication of satisfaction with the process of filing a claim. We measured this using J.D. Power Homeowners Satisfaction ratings.<\/li><li><strong>Coverage:<\/strong> As there isn\u2019t one company to fit everyone\u2019s needs, we evaluated companies by the amount of coverage options and add-ons available.\u00a0<\/li><li><strong>Confidence: <\/strong>It is extremely important for insurance companies to fulfill customers\u2019 claims. Companies with sound financial strength ratings indicate a positive history of being able to pay out claims. We measured this using AM Best\u2019s ratings, which specializes in assessing the financial strength of insurance companies.<\/li><li><strong>Customer Experience: <\/strong>The amount of complaints a company receives is an indicator of the overall customer experience as it expresses dissatisfaction. We have based this measure on the NAIC National Complaint Index. <\/li><\/ul>\n\n\n            <span class=\"b-toc-anchor\" id=\"competition\" title=\"The Competition\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Competition<\/h2>\n\n\n<section id=\"block---\" class=\"theme-block c-table \">\n  \n<div class=\"row\">\n    <div class=\" h-width-100\">\n    \n      <div class=\"table-responsive table-responsive--with-summary h-shadow-2dp h-border-small\">\n        <table class=\"table table-striped table-bordered table--bordered-top table--rounded\">\n          \n          \n  <tbody>\n          <tr>\n                              <td class=\"&#x20;col-1&#x20;fixed\">\n              <center>Company<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-2\">\n              <center>Reviews.com Score<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-3\">\n              <center>AM Best Financial Strength Rating<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-4\">\n              <center><a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2020-us-home-insurance-study\" rel=\"noopener\" target=\"_blank\">J.D. Power 2020 Score<\/a><\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-5\">\n              <center>NAIC Customer Complaints<\/center>\n            <\/td>\n                        <\/tr>\n          <tr>\n                              <td class=\"&#x20;col-1&#x20;fixed\">\n              <center>Travelers<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-2\">\n              <center>4.25<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-3\">\n              <center>A++<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-4\">\n              <center>803\/1000<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-5\">\n              <center>Fewer complaints than average<\/center>\n            <\/td>\n                        <\/tr>\n          <tr>\n                              <td class=\"&#x20;col-1&#x20;fixed\">\n              <center><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/state-farm-review\/\">State Farm<\/a><\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-2\">\n              <center>3.75<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-3\">\n              <center>A++<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-4\">\n              <center>829\/1000<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-5\">\n              <center>Fewer complaints than average<\/center>\n            <\/td>\n                        <\/tr>\n          <tr>\n                              <td class=\"&#x20;col-1&#x20;fixed\">\n              <center><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/liberty-mutual-review\/\">Liberty Mutual<\/a><\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-2\">\n              <center>3.25<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-3\">\n              <center>A<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-4\">\n              <center>805\/1000<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-5\">\n              <center>More complaints than average<\/center>\n            <\/td>\n                        <\/tr>\n          <tr>\n                              <td class=\"&#x20;col-1&#x20;fixed\">\n              <center><a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/allstate-review\/\">Allstate<\/a><center><\/center><\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-2\">\n              <center>4<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-3\">\n              <center>A+<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-4\">\n              <center>829\/1000<\/center>\n            <\/td>\n                                        <td class=\"&#x20;col-5\">\n              <center>More complaints than average<\/center>\n            <\/td>\n                        <\/tr>\n      <\/tbody><!-- tbody -->\n        <\/table>\n      <\/div>\n      \n    <\/div>\n    \n  <\/div>\n<\/section>\n\n\n\n\n\n\n<p><em>*All information accurate as of 07\/29\/2021.<\/em><\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"vs1\" title=\"Travelers vs. State Farm\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Travelers vs. State Farm<\/h2>\n\n\n\n<p>When we compared Travelers to State Farm, we found that both companies offer a robust web experience for their customers. Although Travelers has a user-friendly website and an intuitive app, State Farm excels at educational\u00a0resources for their customers and having a positive web experience.<\/p>\n\n\n\n<p>In terms of customer service, Travelers got a J.D. Power score of 803\/1,000, which is lower than State Farm\u2019s 829\/1,000. Both companies have low NAIC complaint index scores for their homeowners insurance products. Another thing that made Travelers stand out against State Farm is that it has more coverage options and discounts for properties.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"vs2\" title=\"Travelers vs. Liberty Mutual\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Travelers vs. Liberty Mutual<\/h2>\n\n\n\n<p>While evaluating Travelers against Liberty Mutual, we liked that both companies have extensive discounts for their customers. However, Liberty Mutual offers unique discounts such as paperless statements and also offers insurance-to-value. Both companies offer optional coverages that could allow policyholders to customize their coverage and Liberty Mutual is one of our top picks for the <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/best\/\">best homeowner insurance companies<\/a>.&nbsp;<\/p>\n\n\n\n<p>Travelers edges out Liberty Mutual when it comes to customer service. The two companies\u2019 J.D. Power scores are nearly identical, but the NAIC complaint index tells a much different story: Travelers has very few complaints, while Liberty has more than four times the national average number of complaints for its homeowners insurance. Travelers also has more financial stability than Liberty Mutual, with Travelers earning an A++ from AM Best, compared to Liberty\u2019s A.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"vs3\" title=\"Travelers vs. Allstate\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Travelers vs. Allstate<\/h2>\n\n\n\n<p>Both Travelers and Allstate offer customers extensive optional coverages to help build policies tailored to individual needs. Similarly, both companies offer a handful of discounts \u2014 Allstate features eight on its website, and Travelers features five. Allstate made our list of best home insurance companies because of these attributes.<\/p>\n\n\n\n<p>Travelers has a slightly higher financial strength rating than Allstate, with an A++ (Superior) rating compared to Allstate\u2019s A+ (Superior) rating. Customer service reviews are mixed. Allstate received a higher J.D. Power score than Travelers. Despite this, the NAIC recorded fewer complaints about Travelers than it recorded about Allstate. Based on its stronger financial strength and fewer NAIC complaints, Travelers edged out Allstate for a higher Reviews.com Score.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"bottom-line\" title=\"The Bottom Line\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">The Bottom Line<\/h2>\n\n\n\n<p>Travelers homeowners insurance offers the benefit of industry experience and customizable policies to help homeowners protect their property and enjoy peace of mind. The company doesn&#8217;t fare so well when it comes to customer service, however, scoring below average across claims satisfaction and overall service.<\/p>\n\n\n\n<p>If customization and availability of ranges of discounts are your priorities, Travelers could be a good option for your home insurance policy. If excellent service is your insurance standard, you may want to consider a different home protection partner.<\/p>\n\n\n            <span class=\"b-toc-anchor\" id=\"questions\" title=\"FAQ\"><\/span>\n    \n\n\n<h2 class=\"wp-block-heading\">Travelers Homeowners Insurance FAQ<\/h2>\n\n\n<div id=\"block_5f8daee0368a4\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What other property insurance does Travelers offer?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">Travelers also offer individual and business insurance to cover specific property and general liability risks, along with condo, renters, and landlord insurance. <\/span><span style=\"font-weight: 400;\">For those customers who already have a policy with the company, bundling multiple coverage types might reduce their total premium cost.<\/span><\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f8daef8368a5\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How much home insurance do I need?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p><span style=\"font-weight: 400;\">While there\u2019s no specific amount of insurance required by law, your lender will likely require you to carry enough dwelling coverage to pay off your mortgage if your home is destroyed. You might consider using an online tool to determine your home\u2019s rebuilding value and the value of your personal property, although most insurance companies run these calculations when they quote your policy.<\/span> Check out our <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/faq\/\" data-tagular-event=\"ElementClicked\" data-tagular-uid=\"2\" data-tagular-index=\"22\">Homeowners Insurance FAQ<\/a> and our article on <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/estimate-homeowners-insurance-cost\/\" data-tagular-event=\"ElementClicked\" data-tagular-uid=\"2\" data-tagular-index=\"23\">how to estimate your homeowners insurance<\/a> for more information about striking a balance between protection and premium price.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f8daf0e368a6\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">Where is Travelers homeowners insurance available?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Travelers homeowners insurance is available across all 50 states.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f8daf1b368a7\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">How does Travelers underwrite their home insurance policies?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Given its history in the insurance industry, Travelers chooses to underwrite all of its policies in-house.<\/p>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div id=\"block_5f8daf29368a8\" class=\"block b-accordion\" data-js=\"b-accordion\">\n    <div class=\"b-accordion__container\">\n        <div class=\"b-accordion__header\">\n            <a href=\"#\" class=\"b-accordion__title\" data-tag='cta' data-tag-element-type='LINK' data-tag-location='ACCORDION' data-tag-outcome='INTERNALLINK' ><h3 class=\"b-accordion__title--h3\">What does Travelers home insurance typically cover?<\/h3><\/a>\n            <span class=\"b-accordion__toggle chevron-arrow-down\"><\/span>\n        <\/div>\n        <div class=\"b-accordion__content\" style=\"display: none;\">\n            <p>Typical homeowners insurance from Travelers covers your primary dwelling, other structures such as detached garages, personal property inside your home, and loss of use. Personal liability is also covered in case of a third-party injury. The company also offers a variety of add-on coverage options for green homes, identity fraud, special personal property, and water backup or sump pump overflows.<\/p>\n<section class=\"block b-author-block\" data-js=\"b-author-block\" data-preamp=\"b-author-block\"><\/section>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Travelers has been helping Americans insure their belongings for over 160 years and offers coverage across all 50 states. The company also provides vehicle, travel, event, and umbrella policies depending on your needs and offers discounts when you bundle multiple policies. Where Travelers homeowners insurance stands out from the crowd is customization.&nbsp; With Travelers, you [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":354405,"parent":1691,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-refresh-spr.php","meta":[],"categories":[1268],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Travelers Homeowners Insurance Review 2021 | Reviews.com<\/title>\n<meta name=\"description\" content=\"Travelers is a well-established company with customizable insurance policies, but below-average customer service ratings.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/travelers-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Travelers Homeowners Insurance Review 2021 | Reviews.com\" \/>\n<meta property=\"og:description\" content=\"Travelers is a well-established company with customizable insurance policies, but below-average customer service ratings.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reviews.com\/insurance\/homeowners\/travelers-review\/\" \/>\n<meta property=\"og:site_name\" content=\"Reviews.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Reviewscom\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-08T04:42:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/09\/GettyImages-1171713118.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"933\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Reviews\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.reviews.com\/insurance\/homeowners\/travelers-review\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.reviews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\/\/www.reviews.com\/insurance\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Homeowners\",\"item\":\"https:\/\/www.reviews.com\/insurance\/homeowners\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Travelers Homeowners Insurance Review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.reviews.com\/#website\",\"url\":\"https:\/\/www.reviews.com\/\",\"name\":\"Reviews.com\",\"description\":\"Your Guide to the Best Services\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.reviews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Travelers Homeowners Insurance Review 2021 | Reviews.com","description":"Travelers is a well-established company with customizable insurance policies, but below-average customer service ratings.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.reviews.com\/insurance\/homeowners\/travelers-review\/","og_locale":"en_US","og_type":"article","og_title":"Travelers Homeowners Insurance Review 2021 | Reviews.com","og_description":"Travelers is a well-established company with customizable insurance policies, but below-average customer service ratings.","og_url":"https:\/\/www.reviews.com\/insurance\/homeowners\/travelers-review\/","og_site_name":"Reviews.com","article_publisher":"https:\/\/www.facebook.com\/Reviewscom\/","article_modified_time":"2025-11-08T04:42:38+00:00","og_image":[{"width":1400,"height":933,"url":"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/09\/GettyImages-1171713118.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@Reviews","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/www.reviews.com\/insurance\/homeowners\/travelers-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.reviews.com\/"},{"@type":"ListItem","position":2,"name":"Insurance","item":"https:\/\/www.reviews.com\/insurance\/"},{"@type":"ListItem","position":3,"name":"Homeowners","item":"https:\/\/www.reviews.com\/insurance\/homeowners\/"},{"@type":"ListItem","position":4,"name":"Travelers Homeowners Insurance Review"}]},{"@type":"WebSite","@id":"https:\/\/www.reviews.com\/#website","url":"https:\/\/www.reviews.com\/","name":"Reviews.com","description":"Your Guide to the Best Services","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.reviews.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages\/323583"}],"collection":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/users\/345"}],"replies":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/comments?post=323583"}],"version-history":[{"count":0,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages\/323583\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/pages\/1691"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/media\/354405"}],"wp:attachment":[{"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/media?parent=323583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/categories?post=323583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/tags?post=323583"},{"taxonomy":"post_author","embeddable":true,"href":"https:\/\/www.reviews.com\/wp-json\/wp\/v2\/post_author?post=323583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}