{"id":320790,"date":"2025-11-10T16:58:54","date_gmt":"2025-11-10T21:58:54","guid":{"rendered":"https:\/\/www.reviews.com\/?p=119257"},"modified":"2025-11-10T16:58:54","modified_gmt":"2025-11-10T21:58:54","slug":"hurricane-shutters","status":"publish","type":"post","link":"https:\/\/www.reviews.com\/insurance\/homeowners\/hurricane-shutters\/","title":{"rendered":"What Are the Different Types of Hurricane Shutters?"},"content":{"rendered":"\n<p>For coastal homes in the Atlantic and Gulf states, June\u2013November brings higher wind and debris risk. Proven opening protection\u2014tested to <a href=\"https:\/\/www.astm.org\/standards\/e1996\">ASTM E1996<\/a> and <a href=\"https:\/\/www.astm.org\/standards\/e1886\">ASTM E1886<\/a>\u2014reduces breakage and internal pressurization and can <a href=\"https:\/\/www.flash.org\/resources\/files\/HGCC_Fact25.pdf\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">protect against these violent storms<\/a>. Current model codes reference ASCE 7-22 wind maps, and in Florida\u2019s High Velocity Hurricane Zone (HVHZ) products must meet Miami\u2011Dade TAS 201\/202\/203 protocols; approvals are verifiable via <a href=\"https:\/\/www.floridabuilding.org\/pr\/pr_app_srch.aspx\">Florida Product Approval<\/a> or <a href=\"https:\/\/www.miamidade.gov\/building\/pc-home.page\">Miami\u2011Dade Product Control<\/a>. The <a href=\"https:\/\/ibhs.org\">IBHS<\/a> opening\u2011protection guidance summarizes what to look for in shutters and impact glazing.<\/p>\n\n\n\n<p>Hurricane shutters are also a budgetable upgrade. Recent national cost guides place typical whole\u2011home installed costs at about $2,000\u2013$8,000, with many projects clustering around $3,500\u2013$5,500 depending on type, opening sizes, local labor, and permitting (<a href=\"https:\/\/www.forbes.com\">Forbes<\/a>; <a href=\"https:\/\/www.homeadvisor.com\">HomeAdvisor<\/a>; <a href=\"https:\/\/www.fixr.com\/costs\/hurricane-shutters\">Fixr<\/a>). In many coastal markets, you may qualify for a <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/lower-home-insurance-premium\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"discount on your homeowners insurance premiums (opens in a new tab)\">discount on your homeowners insurance premiums<\/a> when all glazed openings are protected with approved products and verified by inspection; credits apply to the wind portion of the premium and vary by insurer (<a href=\"https:\/\/www.flsenate.gov\/Laws\/Statutes\/2024\/627.0629\">Florida statute<\/a>; <a href=\"https:\/\/www.citizensfla.com\">Citizens mitigation<\/a>; <a href=\"https:\/\/mysafeflhome.com\/\">My Safe Florida Home<\/a>; <a href=\"https:\/\/www.scstatehouse.gov\/code\/t38c075.php\">South Carolina mitigation law<\/a>).<\/p>\n\n\n\n<p>In <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/homeowners-insurance-and-covid19-precautions\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"COVID-19 times (opens in a new tab)\">COVID-19 times<\/a>, preparedness now follows consolidated respiratory\u2011virus guidance. If you can safely shelter in place, up\u2011to\u2011date vaccines, better ventilation\/filtration, and situational masking reduce risk during tropical weather alerts (<a href=\"https:\/\/www.cdc.gov\">CDC respiratory virus guidance<\/a>; <a href=\"https:\/\/www.cdc.gov\">CDC ventilation<\/a>). Emergency managers also retain non\u2011congregate shelter options (e.g., hoteling) for high\u2011risk evacuees when needed under FEMA\u2019s current policy (<a href=\"https:\/\/www.fema.gov\">FEMA PAPPG v5<\/a>).<\/p>\n\n\n\n<p>To choose protection that fits your budget and timeline, ask suppliers for itemized bids (materials, labor, permitting, and any electrical work for motorized systems), verify product approvals, and match products to your design pressures and deployment needs. In addition to metal and clear polycarbonate panels, consider modern fabric hurricane screens (lightweight, code\u2011approved) and, for rapid deployment, motorized roll\u2011downs with manual override and battery backup (<a href=\"https:\/\/ibhs.org\">IBHS<\/a>; <a href=\"https:\/\/www.forbes.com\">cost guide<\/a>; <a href=\"https:\/\/codes.iccsafe.org\/content\/IRC2024P1\">2024 IRC<\/a>).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Types of Hurricane Shutters<\/strong><\/h2>\n\n\n\n<ul><li><a href=\"#panel\">Storm Panel<\/a><\/li><li><a href=\"#accordion\">Accordion<\/a><\/li><li><a href=\"#colonial\">Colonial<\/a><\/li><li><a href=\"#bahama\">Bahama<\/a><\/li><li><a href=\"#roll\">Roll-Down<\/a><\/li><li><a href=\"#glass\">Hurricane Glass<\/a><\/li><li><a href=\"#plywood\">Plywood<\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"panel\"><strong>Storm Panel Hurricane Shutters<\/strong><\/h3>\n\n\n\n<p>Corrugated storm panels are removable aluminum, galvanized\u2011steel, or clear polycarbonate boards secured to tracks or anchors around each opening. When listed to <a href=\"https:\/\/www.astm.org\/standards\/e1996\">ASTM E1996<\/a>\/<a href=\"https:\/\/www.astm.org\/standards\/e1886\">E1886<\/a> (or TAS 201\/202\/203 in HVHZ) and installed per their approval, they provide low\u2011cost, code\u2011compliant protection. Clear panels preserve daylight; upgraded quick\u2011mount tracks can cut deployment time. Fabric hurricane screens\u2014another removable option\u2014are also widely approved and typically install faster than metal panels while allowing light through (<a href=\"https:\/\/www.homeadvisor.com\">HomeAdvisor<\/a>; <a href=\"https:\/\/www.fixr.com\/costs\/hurricane-shutters\">Fixr<\/a>).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-1024x768.jpg\" height=\"768\" width=\"1024\"  alt=\"\" class=\"wp-image-352381\" srcset=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-1024x768.jpg 1024w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-300x225.jpg 300w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-768x576.jpg 768w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-1536x1152.jpg 1536w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-2048x1536.jpg 2048w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-120x90.jpg 120w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105-45x34.jpg 45w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/storm_panel_hurricane_reviewscom_96996105.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h4>\n\n\n\n<ul><li>Lowest installed cost among code\u2011approved systems; clear or metal panels typically price well below permanent shutters (<a href=\"https:\/\/www.forbes.com\">Forbes<\/a>).<\/li><li>Removable; clear panels maintain daylight and visibility when deployed.<\/li><li>Commonly stocked in standard sizes; approvals are easy to verify via <a href=\"https:\/\/www.floridabuilding.org\/pr\/pr_app_srch.aspx\">Florida Product Approval<\/a> or <a href=\"https:\/\/www.miamidade.gov\/building\/pc-home.page\">Miami\u2011Dade NOA<\/a>.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h4>\n\n\n\n<ul><li>Deployment\/removal before and after each storm; upper\u2011story work may be unsafe without help.<\/li><li>Incorrect fastener type\/spacing or substrate can void approvals and lead to failure; follow the listing exactly (<a href=\"https:\/\/codes.iccsafe.org\/content\/IRC2024P1\">IRC<\/a>).<\/li><li>Storage space needed; metal edges can be sharp; corrosion care is required in coastal salt air.<\/li><\/ul>\n\n\n\n<p><strong>Average cost: <\/strong>$7\u2013$15 per square foot installed; materials often $5\u2013$10 per square foot (<a href=\"https:\/\/www.homeadvisor.com\">HomeAdvisor<\/a>; <a href=\"https:\/\/www.fixr.com\/costs\/hurricane-shutters\">Fixr<\/a>).<\/p>\n\n\n\n<p><strong>Average storm preparation time:<\/strong> Up to 30 minutes per window<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"accordion\"><strong>Accordion Hurricane Shutters<\/strong><\/h3>\n\n\n\n<p>Accordion shutters are permanently mounted side\u2011sliding panels that lock across the opening in minutes. Many systems carry approvals to <a href=\"https:\/\/www.astm.org\/standards\/e1996\">ASTM E1996<\/a>\/<a href=\"https:\/\/www.astm.org\/standards\/e1886\">E1886<\/a> (or HVHZ TAS) and are well\u2011suited for wide doors and second\u2011story windows. Coastal durability improves with marine\u2011grade powder coatings and 316\/316L stainless hardware; annual lubrication and hardware checks help maintain performance and warranties (<a href=\"https:\/\/ibhs.org\">IBHS<\/a>).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-1024x684.jpg\" height=\"684\" width=\"1024\"  alt=\"\" class=\"wp-image-352382\" srcset=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-1024x684.jpg 1024w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-300x200.jpg 300w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-768x513.jpg 768w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-1536x1026.jpg 1536w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-2048x1368.jpg 2048w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-120x80.jpg 120w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452-50x34.jpg 50w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/accordion_hurricane_protection_reviewscom_468789452.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h4>\n\n\n\n<ul><li>Fast, permanent protection with no storage; practical for multi\u2011story homes.<\/li><li>Approvals and design pressures are easy to match to your site; good balance of cost and convenience.<\/li><li>Can double as security when locked; compatible with egress hardware where required by code.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h4>\n\n\n\n<ul><li>Visible tracks\/stacks affect exterior aesthetics.<\/li><li>Requires periodic cleaning\/lubrication; salt\u2011air corrosion control is essential in coastal zones.<\/li><\/ul>\n\n\n\n<p><strong>Average cost:<\/strong> $20\u2013$45 per square foot installed (<a href=\"https:\/\/www.forbes.com\">Forbes<\/a>; <a href=\"https:\/\/www.fixr.com\/costs\/hurricane-shutters\">Fixr<\/a>).<\/p>\n\n\n\n<p><strong>Average storm preparation time: <\/strong>3\u20135 minutes per window<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"colonial\"><strong>Colonial Hurricane Shutters<\/strong><\/h3>\n\n\n\n<p>Colonial shutters are side\u2011hinged units that swing closed and secure with storm bars or bolts. Functional models (not merely decorative) are tested to <a href=\"https:\/\/www.astm.org\/standards\/e1996\">ASTM E1996<\/a>\/<a href=\"https:\/\/www.astm.org\/standards\/e1886\">E1886<\/a> or HVHZ TAS when latched in storm position. They suit many window sizes while maintaining traditional curb appeal; specify powder\u2011coated aluminum with corrosion\u2011resistant fasteners for coastal longevity.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-1024x744.jpg\" height=\"744\" width=\"1024\"  alt=\"\" class=\"wp-image-352383\" srcset=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-1024x744.jpg 1024w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-300x218.jpg 300w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-768x558.jpg 768w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-1536x1116.jpg 1536w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-2048x1488.jpg 2048w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-120x87.jpg 120w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274-47x34.jpg 47w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/colonial_hurricane_shutters_reviewscom_183246274.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h4>\n\n\n\n<ul><li>Architecturally compatible with many homes; permanent and quick to secure.<\/li><li>Available with approvals for impact\/cyclic pressure; finish options include durable, low\u2011VOC powder coats.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h4>\n\n\n\n<ul><li>Less optimal for very large spans; some models need center storm bars that add steps during deployment.<\/li><li>Generally higher per\u2011square\u2011foot cost than panels and some accordion systems.<\/li><\/ul>\n\n\n\n<p><strong>Average cost:<\/strong> $25\u2013$50 per square foot installed (<a href=\"https:\/\/www.forbes.com\">Forbes<\/a>).<\/p>\n\n\n\n<p><strong>Average storm preparation time: <\/strong>3\u20135 minutes per window<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"bahama\"><strong>Bahama Hurricane Shutters<\/strong><\/h3>\n\n\n\n<p>Bahama (top\u2011hinged) shutters function as everyday sun shades and secure down for storms. Verified systems carry approvals to <a href=\"https:\/\/www.astm.org\/standards\/e1996\">ASTM E1996<\/a>\/<a href=\"https:\/\/www.astm.org\/standards\/e1886\">E1886<\/a> or HVHZ TAS; look for upgraded hinges\/arms rated for suction loads under ASCE 7\u201122 design pressures. Aluminum construction with marine\u2011grade powder coat and stainless hardware improves service life in salt exposure.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-1024x768.jpg\" height=\"768\" width=\"1024\"  alt=\"\" class=\"wp-image-352384\" srcset=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-1024x768.jpg 1024w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-300x225.jpg 300w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-768x576.jpg 768w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-1536x1152.jpg 1536w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-2048x1536.jpg 2048w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-120x90.jpg 120w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066-45x34.jpg 45w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/bahama_hurricane_shutter_reviewscom_174909066.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h4>\n\n\n\n<ul><li>Provides daily shade\/UV control and privacy; permanent and quick to secure from inside or outside.<\/li><li>Multiple finishes; corrosion\u2011resistant packages available for coastal environments.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h4>\n\n\n\n<ul><li>Reduces daylight and view even when propped open, depending on angle and blade spacing.<\/li><li>Typically not used for doors\/large sliders; verify egress and code requirements before installation.<\/li><\/ul>\n\n\n\n<p><strong>Average cost:<\/strong> $25\u2013$50 per square foot installed (<a href=\"https:\/\/www.homeadvisor.com\">HomeAdvisor<\/a>).<\/p>\n\n\n\n<p><strong>Average storm preparation time: <\/strong>2\u20133 minutes per window<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"roll\"><strong>Roll-Down Hurricane Shutters<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-1024x683.jpg\" height=\"683\" width=\"1024\"  alt=\"\" class=\"wp-image-352385\" srcset=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-1024x683.jpg 1024w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-300x200.jpg 300w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-768x512.jpg 768w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-1536x1024.jpg 1536w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-2048x1366.jpg 2048w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-120x80.jpg 120w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734-50x34.jpg 50w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/rolldown_hurricane_shutters_reviewscom_184970734.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Rolling shutters descend from a headbox above the opening and can be manual\u2011crank or motorized. Current systems emphasize end\u2011retained slats, higher design\u2011pressure ratings under ASCE 7\u201122, and corrosion\u2011resistant hardware. Motorized units increasingly include quieter, higher\u2011torque drives, obstacle detection, app\u2011based control, and \u201cstorm mode\u201d presets. Best practice is to specify manual override and battery backup so shutters can be operated during outages (<a href=\"https:\/\/ibhs.org\">IBHS<\/a>).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h4>\n\n\n\n<ul><li>Fastest deployment\u2014often seconds per opening; ideal for large spans, patios, and sliders.<\/li><li>High protection and security; options for smart controls, status monitoring, and battery backup.<\/li><li>Also provides shading, privacy, and noise reduction when down.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h4>\n\n\n\n<ul><li>Highest cost; motorization and wide spans push pricing upward.<\/li><li>Requires professional installation and periodic motor\/track maintenance; ensure protected power and surge control.<\/li><\/ul>\n\n\n\n<p><strong>Average cost: <\/strong>$50\u2013$125<strong> <\/strong>per square foot installed; motorized units trend higher (<a href=\"https:\/\/www.forbes.com\">Forbes<\/a>).<\/p>\n\n\n\n<p><strong>Average storm preparation time: <\/strong>3\u20135 minutes per window<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"glass\"><strong>Hurricane Glass<\/strong><\/h3>\n\n\n\n<p>Impact\u2011resistant windows and doors use laminated glass and reinforced frames tested to <a href=\"https:\/\/www.astm.org\/standards\/e1996\">ASTM E1996<\/a>\/<a href=\"https:\/\/www.astm.org\/standards\/e1886\">E1886<\/a>. Properly rated units can withstand a <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.thebalancesmb.com\" target=\"_blank\">9\u2011pound 2\u2011by\u20114<\/a> missile at specified speeds without catastrophic breach. They provide continuous protection with no deployment but must be paired with protected doors\/garage glazing to achieve \u201call openings protected\u201d for insurance credits (<a href=\"https:\/\/ibhs.org\">IBHS<\/a>; <a href=\"https:\/\/www.forbes.com\/home-improvement\/windows\/hurricane-windows-cost\/\">impact window cost guide<\/a>).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-1024x683.jpg\" height=\"683\" width=\"1024\"  alt=\"\" class=\"wp-image-352386\" srcset=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-1024x683.jpg 1024w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-300x200.jpg 300w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-768x512.jpg 768w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-1536x1024.jpg 1536w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-2048x1366.jpg 2048w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-120x80.jpg 120w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780-50x34.jpg 50w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/hurricane_glass_reviewscom_1210746780.jpg 1440w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h4>\n\n\n\n<ul><li>No setup before storms; preserves views and daylight year\u2011round.<\/li><li>Helps reduce noise and UV; maintains the building envelope after impact to limit internal pressurization.<\/li><li>When part of an \u201call openings protected\u201d package, may support insurance wind\u2011mitigation credits.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h4>\n\n\n\n<ul><li>Higher up\u2011front cost than most shutters; if cracked under impact, glass still protects but replacement can be expensive.<\/li><li>Does not address other weak points (e.g., non\u2011impact doors or unprotected garage\u2011door glazing).<\/li><\/ul>\n\n\n\n<p><strong>Average cost: <\/strong><a href=\"https:\/\/www.thebalancesmb.com\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">Varies by size and rating<\/a>; many homes see total project costs in the high four to five figures\u2014see this <a href=\"https:\/\/www.forbes.com\/home-improvement\/windows\/hurricane-windows-cost\/\">impact window cost guide<\/a> for context.<\/p>\n\n\n\n<p><strong>Average storm preparation time: <\/strong>N\/A<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"plywood\"><strong>Plywood<\/strong><\/h3>\n\n\n\n<p>CDX plywood (commonly 5\/8\u2011inch minimum) can be cut and anchored over openings when other solutions are not feasible. It is a temporary measure, often DIY, and generally does not meet code in HVHZ or qualify for insurance credits. Proper anchoring and edge distances are critical; poorly installed panels can increase loss risk (<a href=\"https:\/\/ibhs.org\">IBHS<\/a>).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-1024x668.jpg\" height=\"668\" width=\"1024\"  alt=\"\" class=\"wp-image-352387\" srcset=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-1024x668.jpg 1024w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-300x196.jpg 300w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-768x501.jpg 768w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-1536x1002.jpg 1536w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-2048x1336.jpg 2048w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-120x78.jpg 120w, https:\/\/www.reviews.com\/wp-content\/uploads\/2020\/08\/plywood_hurricane_protection_reviewscom_1157056644-50x34.jpg 50w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pros<\/strong><\/h4>\n\n\n\n<ul><li>Widely available; lowest first cost for basic, short\u2011term protection.<\/li><li>DIY\u2011friendly for some openings when cut and pre\u2011drilled ahead of time.<\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cons<\/strong><\/h4>\n\n\n\n<ul><li>May result in <a href=\"https:\/\/www.flsp.uscourts.gov\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">excessive damages if installed improperly<\/a>; typically ineligible for insurance credits.<\/li><li>Time\u2011consuming to deploy and remove; storage and labeling needed for reuse.<\/li><li>Not aesthetically pleasing; moisture can degrade panels between uses.<\/li><\/ul>\n\n\n\n<p><strong>Average cost: <\/strong>$1\u2013$5 per square foot (materials only) (<a href=\"https:\/\/www.fixr.com\/costs\/hurricane-shutters\">Fixr<\/a>).<\/p>\n\n\n\n<p><strong>Average storm preparation time:<\/strong> Up to 1 hour per window<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Hurricane Shutters Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How much do hurricane shutters cost?<\/strong><\/h4>\n\n\n\n<p>Installed costs depend on the product, opening sizes, design pressures, finish, and whether motorization or electrical work is included. Typical whole\u2011home projects run about $2,000\u2013$8,000, with many in the $3,500\u2013$5,500 range (<a href=\"https:\/\/www.forbes.com\">Forbes<\/a>; <a href=\"https:\/\/www.homeadvisor.com\">HomeAdvisor<\/a>; <a href=\"https:\/\/www.fixr.com\/costs\/hurricane-shutters\">Fixr<\/a>). On average, hurricane shutters cost:<\/p>\n\n\n\n<ul><li> Storm Panel: $7\u2013$15 per square foot (installed)<\/li><li> Accordion: $20\u2013$45 per square foot<\/li><li> Colonial: $25\u2013$50 per square foot<\/li><li> Bahama: $25\u2013$50 per square foot<\/li><li> Roll-down: $50\u2013$125 per square foot<\/li><li> Hurricane Glass: varies by size\/rating; many whole\u2011home projects fall in the high four to five figures<\/li><li> Plywood: $1\u2013$5 per square foot (materials only) <\/li><\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Where can I buy hurricane shutters?<\/strong><\/h4>\n\n\n\n<p>Shop before storm season. In hurricane\u2011prone regions, buy from dealers who specialize in code\u2011compliant opening protection and provide documentation: an active Florida Product Approval or Miami\u2011Dade NOA for Florida\/HVHZ, or testing to <a href=\"https:\/\/www.astm.org\/standards\/e1996\">ASTM E1996<\/a>\/<a href=\"https:\/\/www.astm.org\/standards\/e1886\">E1886<\/a> elsewhere. Ask bidders to match product approvals to your calculated design pressures (ASCE 7\u201122), list any electrical work (for motorized roll\u2011downs), and offer corrosion\u2011resistant hardware packages. Environmentally, aluminum systems are highly recyclable; prefer powder\u2011coated finishes and request product or material EPDs when available (<a href=\"https:\/\/ascelibrary.org\/doi\/book\/10.1061\/9780784415524\">ASCE 7\u201122<\/a>; <a href=\"https:\/\/www.aec.org\">aluminum EPD<\/a>).<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>How do I install hurricane shutters?<\/strong><\/h4>\n\n\n\n<p>Some removable systems are DIY for ground\u2011floor openings; permanent shutters and any HVHZ work typically require permits and professional installation. Code compliance hinges on using the exact anchors, spacings, and substrates shown in the product approval\/NOA and ensuring opening design pressures do not exceed the rated values. Maintain at least one operable egress path per bedroom when shutters are deployed, and test manual overrides on motorized units annually (<a href=\"https:\/\/codes.iccsafe.org\/content\/IRC2024P1\">IRC 2024<\/a>; <a href=\"https:\/\/www.floridabuilding.org\/pr\/pr_app_srch.aspx\">Florida Product Approval<\/a>; <a href=\"https:\/\/ibhs.org\">IBHS guidance<\/a>).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What\u2019s Next?<\/strong><\/h2>\n\n\n\n<p>Once installed, many types of hurricane shutters will qualify you for a discount on your <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/best\/\">homeowners insurance<\/a>. Since the investment in quality hurricane shutters helps minimize damages to your home, a quality homeowners insurance provider reduces your premiums for having them. To qualify for the discount, you may be required to comply with building codes, <a href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/how-hurricane-shutters-can-lower-your-insurance-rate\/\">get an inspection<\/a>, or take other important steps, so be sure to check with your insurance company on the proper procedure regarding hurricane shutters. In Florida and South Carolina, insurers are required to offer actuarially sound wind\u2011mitigation credits for verified improvements; credits are applied to the wind\/hurricane portion of the premium and are generally awarded only when <em>all<\/em> glazed openings are protected by approved shutters or impact glazing (<a href=\"https:\/\/www.flsenate.gov\/Laws\/Statutes\/2024\/627.0629\">Fla. Stat. \u00a7627.0629<\/a>; <a href=\"https:\/\/www.scstatehouse.gov\/code\/t38c075.php\">S.C. Code \u00a738\u201175\u2011755<\/a>; <a href=\"https:\/\/www.citizensfla.com\">Citizens<\/a>; <a href=\"https:\/\/fortifiedhome.org\">IBHS FORTIFIED<\/a>). Plywood and decorative\/non\u2011rated shutters generally do not qualify. Keep permits, approval\/NOA numbers, and invoices; your insurer or state program (e.g., <a href=\"https:\/\/mysafeflhome.com\/\">My Safe Florida Home<\/a>) may require verification to apply credits.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For coastal homes in the Atlantic and Gulf states, June\u2013November brings higher wind and debris risk. Proven opening protection\u2014tested to ASTM E1996 and ASTM E1886\u2014reduces breakage and internal pressurization and can protect against these violent storms. Current model codes reference ASCE 7-22 wind maps, and in Florida\u2019s High Velocity Hurricane Zone (HVHZ) products must meet [&hellip;]<\/p>\n","protected":false},"author":345,"featured_media":348692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1268],"tags":[],"post_author":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Are the Different Types of Hurricane Shutters? | Reviews.com<\/title>\n<meta name=\"description\" content=\"June through November can be an anxiety-inducing time. Fortunately, there are many types of hurricane shutters that can protect you and your home.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.reviews.com\/insurance\/homeowners\/hurricane-shutters\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Are the Different Types of Hurricane Shutters? | Reviews.com\" \/>\n<meta property=\"og:description\" content=\"Hurricane shutters protect your home from destructive hurricane winds and can prevent dangerous scenarios, like broken glass in the wind.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.reviews.com\/insurance\/homeowners\/hurricane-shutters\/\" \/>\n<meta property=\"og:site_name\" content=\"Reviews.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Reviewscom\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-10T21:58:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.reviews.com\/wp-content\/uploads\/2019\/04\/Bahama-Shutters-1024x683.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Reviews Staff\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"What Are the Different Types of Hurricane Shutters? | Reviews.com\" \/>\n<meta name=\"twitter:description\" content=\"Hurricane shutters protect your home from destructive hurricane winds and can prevent dangerous scenarios, like broken glass in the wind.\" \/>\n<meta name=\"twitter:creator\" content=\"@Reviews\" \/>\n<meta name=\"twitter:site\" content=\"@Reviews\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Reviews Staff\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.reviews.com\/insurance\/homeowners\/hurricane-shutters\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.reviews.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Are the Different Types of Hurricane Shutters?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.reviews.com\/#website\",\"url\":\"https:\/\/www.reviews.com\/\",\"name\":\"Reviews.com\",\"description\":\"Your Guide to the Best Services\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.reviews.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Are the Different Types of Hurricane Shutters? | Reviews.com","description":"June through November can be an anxiety-inducing time. 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